For truly expensive items (over $1k), you should get a separate policy to cover those items. You have to show proof of ownership and/or appraisal at the time you add it to the policy, but after that, it's on the policy so if you lose them or they get stolen, just file a claim. If you've got jewelry and such on that policy, you should get it reappraised every year or two because jewelry generall
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Fairfax County General