7XX79 Wrote:
-------------------------------------------------------
> Nobody says sakray bloo no more, not even in France, simpleton.

Well, you missed that it was an affectation, and your whole low-grade shtick has been gutter-grade Quebecois, not French, so blow me.

miralax Wrote:
-------------------------------------------------------
> Does anyone actually read what is no doubt a word salad?

They hang on every word!

> He certainly knows how to whip up a word salad.

Years of paying attention at the best schools.

Booga-Booga-Booga!

Who won the first Tour de France?

The 6th Panzer division!!

YEEEHEEEHAWWHAAAHAAA!!!!!

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Bzzzttt... Wrote:
> --------------------------------------------------
> -----
> > That's because you have a carport.
>
> As I have always indicated. Purists though might
> wish to note that there is passage through for
> yard and garden equipment measuring up to 42
> inches in width. Those can traverse the carport,
> cross over the back patio...


So in other words, you have a carport.

Well, the wife is into this Olympic stuff, but I’m more into enjoying this pizza and Bogey sandwich from good old Santini’s. Though not in Falls Church, there are lots of Santini’s, this batch of stuff having come from Oakton on the way back from dropping the wife’s car off for maintenance in the morning. I’ve got a bowl of chili and a Godfather in line for tomorrow, so lots of good stuff to enjoy coming up.

Bzzzttt... Wrote:
------------------------------------------------------
> So in other words, you have a carport.

Maybe Carport Plus Would be the current with-it lingo?

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Bzzzttt... Wrote:
> --------------------------------------------------
> ----
> > So in other words, you have a carport.
>
> Maybe Carport Plus Would be the current
> with-it lingo?


Juste un abri d’auto. Rien de plus.

Davis store Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> -------------------------xxwwq2-------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Je m’appelle Whiffé!

French fried forms of ignorance, envy, and butthurt seem as crippling and debilitating as the versions infecting the reportedly English-speaking peoples of these parts. Be safe out there.

À bientôt!

He'll address his own spam, but can't say if there is gravel in front of the shed in the image on the previous page? He doesn't seem to have the balls to answer that. What a pussy. Of course, that would entail him admitting a blunder. The fragile ego and all.

dude, it's clearly gravel or stone in front of the shed in the very clear image on the previous page

No blunders, asshole. And no desperate, eaten-by-envy lies about having dined at Cafe Mozart either. With our German heritage, we ate there frequently, often enough in the company of one of our eventual SEDC townhouse partners whose own heritage was Austrian, As my own primary office for 20 years was at 14th & K, I would just walk down to Cafe Mozart for lunch from time to time, then follow up with some pinball at the dirty bookstore at 14th & H. I just dominated one of their machines (Williams Super Star) on a regular basis.

did you ever go to the (booths) at the adult stores

xnp7c Wrote:
-------------------------------------------------------
> dude, it's clearly gravel or stone in front of the
> shed in the very clear image on the previous page

Might be aging mulch. Might be dusty aggregate. Might be unclear why it would matter anyway. Idiots.

Actual JP Morgenthau Wrote:
-------------------------------------------------------

> Might be aging mulch. Might be dusty aggregate.
> Might be unclear why it would matter anyway.
> Idiots.

Because it shows yet another one of your blunders that you stupidly lied about. It's becoming a pattern for you.

xnp7c Wrote:
-------------------------------------------------------
> did you ever go to the (booths) at the adult stores

Nope, just beat up on their pinball machines. At the time, they were the only ones in the area. Later on, both Flippers and The Golden Dome would open up on K Street, and The K Street Eatery put in a Silverball Mania machine. Two games for a quarter for most. Play infinitely for 25 cents for me.

LOL! The daily life of a middling GS-Nobody. Nobody missed him. Nobody cared. Once again, his own words show him to be a total fucking fraud.

seven figure city.... Wrote:
-------------------------------------------------------
> Because it shows yet another one of your blunders
> that you stupidly lied about. It's becoming a
> pattern for you.

LOL! It's just another example of your horrible failure in life generally, and in your desperate but so far doomed efforts to measure up in any aspect of this thread at all. As for me, I'm still sitting amidst the gleaming white oak and museum-grade art of my home office and laughing at your continuing childishness. I do need to replace a just now burned out light bulb, but that's the worst of how things go out this way. LOL!

seven figure city.... Wrote:
-------------------------------------------------------
> LOL! The daily life of a middling GS-Nobody. Nobody missed
> him. Nobody cared. Once again, his own words show him to
> be a total fucking fraud.

With no food service in the building, GSA regs called for a 60-minute lunch break to be taken somewhere between 11:30 and 1:30. Didn't matter what grade level you were. Unless it was for group hac-e-sac in the park, I rarely took as much as an hour for lunch, and I even less often paid attention to the mandated time interval. Those who are good enough get to punch their own tickets, you know. Or maybe you just don't.

Some of us never paid attention to GSA regs. Those that did were the middling nobodies!

LOL! According to you, you wouldn't long have been covered by any of them. The wheat is ever separated from the chaff and all. Just like here, loser.

Davis store Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> ------------------------7x32q-------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

xnp7c Wrote:
--------------------------------------------------

> did you ever go to the (booths) at the adult stores


Actual JP Morgenthau Wrote:

> Nope, just beat up on their pinball machines.



okie dokie on the (booths) you cheeky monkey ;-)

Davis store Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------/;aq1------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> LOL! According to you, you wouldn't long have
> been covered by any of them. The wheat is ever
> separated from the chaff and all. Just like here,
> loser.

Not long at all, but long enough to recognize the middling GS-Nobodies. The same types of stupid-shits that would lie about trivial stuff like Great Forest, Washington Ave., and now gravel. Fucking ridiculous.

USDA on Independence continues to maintain an excellent and yummy cafeteria.

Well, the waste-of-time Whiffies again as ever have exactly nothing of any actual merit to put forward here. Pointless deflections and Lie & Deny nonsense are all these low-grade dimbulbs can actually come up with. Bunch of 4th-grade failures. Out here in the crisp and clean (but rarified) air of the Sweet Spot, we have yet another goprgopus February day to deal with. It's sunny and a delightful 54 degrees already, and we should see the low 60s again in just a little while. Single digit winds from the south and humidity below 40%, so anopther wonderful day during which to admire the impressive winter vistas of this beautifully landscaped upscale neighborhood.

Real President Joe has meanwhile gotten his hands on some $7B in frozen Afghan funds that will now be used for various forms of humanitarian relief. The White Hpuse is also working on hard-boiled ways to modify BBB to make it a deficit recution package that might earn Moron Manchin's approval. Changes would likely gut child welfare provisions, but what do fiscal conservatives care about children in comparison to hedge fund managers?

In other news, all MLB can do is lie about 'agreement' on a universal DH and ending the use of draft picks as compensation to teams losing a player they had extended a Qualifying Offer to. Agreement among owners does not count as any sort of actual agreement, but Bozo Bobby would like you to believe that it does. What a total and dishonest sham that clown is! So very discouraginly Linus-like!

Also entirely too Linus-like of course are the degraded and sorry-ass defenders of fallen so far Falls Church City. Nary an upscale carport to be found in that intemperate burg, just wasteful dopes and environmental dummies who foolishly cling to faith in garages that are not at all necessary or even advisable in this region. Stupid is as stupid does. .

LOL! for JPM frequenting "the booths" around 14th street!!

seven figure city.... Wrote:
-------------------------------------------------------
> Not long at all...

Lack of mustard-cutting.

, ...but long enough to recognize the
> middling GS-Nobodies. The same types of
> stupid-shits that would lie about trivial stuff
> like Great Forest, Washington Ave., and now
> gravel. Fucking ridiculous.

YOU are the habitual liar, Linus. It's all that you are actually noted for. here. And with yout weak-ass O and P Street and NEDC claims now walked away from, there is yet another gaping hole in the record you have so feebly tried to claim for yourself.

\

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, the waste-of-time Whiffies again as ever...


Who needs CNN, WJLA or NPR? We get all our news from Actual JP Morgenthau.

Hectares Wrote:
-------------------------------------------------------
> USDA on Independence continues to maintain an
> excellent and yummy cafeteria.

Many (and often frustrating) executive meetings at Ag South with PL480 and CCC managers, but never did the cafeteria there. Favorite fed cafeteria might have been the one at the Tayloe (?) House at H Street and Madison Place, just north of the Treasury Annex. That's of course ruling out the 'by invitation only' places such as those at the Fed and CIA.

ON EDIT: Looked it up, and it was the Cutts-Madison House, not the Tayloe House, where the very reasonble but still linen tablecloth fed cafeteria was. I'm guessing that it's not there anymore.



Edited 1 time(s). Last edit at 02/11/2022 01:00PM by Actual JP Morgenthau.

Cedar Ln Wrote:
-------------------------------------------------------
> Who needs CNN, WJLA or NPR? We get all our news
> from Actual JP Morgenthau.

I'd recommend a broad-based array of sources, but certainly the Sweet Spot Morning Edition is very good for the limited range of topics that it covers.

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> 7XX79 Wrote:
> --------------------------------------------------
> -----
> > Nobody says sakray bloo no more, not even in
> France, simpleton.
>
> Well, you missed that it was an affectation, and
> your whole low-grade shtick has been gutter-grade
> Quebecois, not French, so blow me.

I ain't the 1 what posted it in the 1st place, dopeo boy . If you don't like what they posted, tell them, don't tell me.

It's just like I told you your post was moronic. I didn't give these other trolls no shit cause a what you posted, dummo, I gave you shit.

What I didn't miss is you're a mental midget & a fake. Jackoff.

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> xnp7c Wrote:
> --------------------------------------------------
> -----
> > did you ever go to the (booths) at the adult
> stores
>
> Nope, just beat up on their pinball machines. At
> the time, they were the only ones in the area.
> Later on, both Flippers and The Golden
> Dome would open up on K Street, and The K
> Street Eatery put in a Silverball Mania
> machine. Two games for a quarter for most. Play
> infinitely for 25 cents for me.


So now in addition to all his other lies, he's a Pinball Wizard.

^^^ Red Onion(...) or Mahdi?

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> 7XX79 Wrote:
> --------------------------------------------------
> -----
> > Nobody says sakray bloo no more, not even in
> France, simpleton.
>
> Well, you missed that it was an affectation, and
> your whole low-grade shtick has been gutter-grade
> Quebecois, not French, so blow me.

Oh lookee looked! A Gerund Boy with the potty mouth of a 10 YO is complaining about "gutter grade Quebecois".

I don't talk no French, so I don't know what they said, but if you're saying it's bad words, you don't got no biz complaining about that.

I learned Mexican. I got mostly C's in it, but it was enough to pass.

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> 7XX79 Wrote:
> --------------------------------------------------
> -----
> > Nobody says sakray bloo no more, not even in
> France, simpleton.
>
> Well, you missed that it was an affectation, and
> your whole low-grade shtick has been gutter-grade
> Quebecois, not French, so blow me.


Quebecois is French. Just cuz it's not metropole French don't mean it's not French.

7N3UU Wrote:
------------------------------------------------------
> So now in addition to all his other lies, he's a
> Pinball Wizard.m

Not so much anymore, but as a younger man, yes, I was indeed quite a good and quite a frequent player.

^^^ you were in the private spunk booths you animal. OMG, LOL, LOL!!!

Actual JP Morgenthau Wrote:
-------------------------------------------------------

> Lack of mustard-cutting.

So myopic. You just don't have the necessary experience to think any differently.

> YOU are the habitual liar, Linus.

Reminder, I substantiate my claims with actual, unbiased, unvarnished, and undisputed evidence. You run away from that evidence while simultaneously refusing to provide the same. To be fair, it isn't as much of a refusal as it is an inability.

> It's all that
> you are actually noted for.

You are the only one claiming as much. Everyone else here knows you to be a lying fraud.

> And with yout
> weak-ass O and P Street and NEDC claims now walked
> away from,

It's actually quite difficult to walk away from a claim that was never made. Perhaps you just can't keep the people who mock you in order. Or, is it your fragile ego that prevents you from accepting the fact that multiple people see you as a total fraud.

> there is yet another gaping hole in the
> record you have so feebly tried to claim for
> yourself.

No holes whatsoever. You once claimed to have dined downtown at Chez Francois in the 90s. Now, that's a gaping hole.

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> 7N3UU Wrote:
> --------------------------------------------------
> ----
> > So now in addition to all his other lies, he's
> a
> > Pinball Wizard.m
>
> Not so much anymore, but as a younger man, yes, I
> was indeed quite a good and quite a frequent
> player.

More lies.

Etudiant de Francais Wrote:
-------------------------------------------------------
> Quebecois is French. Just cuz it's not metropole
> French don't mean it's not French.

Right, and the US and UK speak ‘the same’ language too.

7N3UU Wrote:
-------------------------------------------------------
> Actual JP Morgenthau Wrote:
> --------------------------------------------------
> -----
> > xnp7c Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > did you ever go to the (booths) at the adult
> > stores
> >
> > Nope, just beat up on their pinball machines.
> At
> > the time, they were the only ones in the area.
> > Later on, both Flippers and The
> Golden
> > Dome would open up on K Street, and The K
> > Street Eatery put in a Silverball Mania
> > machine. Two games for a quarter for most.
> Play
> > infinitely for 25 cents for me.
>
>
> So now in addition to all his other lies, he's a
> Pinball Wizard.


Among many other obvious tells, there is his socks issue, and now his love of pinball.

He really is on the spectrum.

Go suck a dick, Linus. You must be better at that than this.

While I am sure you are disappointed, I don't swing that way. I'm sure your boyfriend Principal COVID Cluster will oblige though, you on-the-spectrum, lying fraud. It's obvious I hit a nerve though. Thanks for the verification!

No lies from me, Linus. Just fact and reason. Deal with it.

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> No lies from me, Linus.

Numerous. I substantiate my claims with actual, unbiased, unvarnished, and undisputed evidence. You run away from that evidence while simultaneously refusing to provide the same to substantiate your claims. To be fair, it isn't as much of a refusal as it is an inability because you lied.

> Just fact and reason.

Foreign concepts to you.

> Deal with it.

I do. I regularly deal with you by exposing you for the lying fraud you are.

Empty words, Linus. Again. Still. You’re just a shit-slinging nobody.

LOLOLOL!!!

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Empty words, Linus. Again. Still.

Empty words? Did I miss the part where you provided actual unbiased, unvarnished, and undisputed evidence regarding your claims about Great Forest or Washington Ave.?

> You’re just
> a shit-slinging nobody.


LOL! You are an on-the-spectrum, lying fraud. A lifelong GS-Nobody who worried about GSA lunch hour regulations because you never mattered.

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> LOLOLOL!!!

How is it possible to see the walls from Washington Ave.? Did he lie?!?!

Next…

You want to move on to one of your other lies or blunders? Pick one!

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Next…

Davis store Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.