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Welcome to Fairfax Underground, a project site designed to improve communication among residents of Fairfax County, VA. Feel free to post anything Northern Virginia residents would find interesting.
How can I get my credit score up to 800?
Posted by: Youngin’ ()
Date: January 21, 2019 03:38PM

I’ve got a 650 currently. Not exactly the best. I make sure I pay off my student loan and other payments on time.

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Re: How can I get my credit score up to 800?
Posted by: Money MAGA man ()
Date: January 21, 2019 04:24PM

Don’t live beyond your means, pay your bills on time, make small payments with your credit card that are easy to pay off in one billing cycle.

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Re: How can I get my credit score up to 800?
Posted by: 24pk ()
Date: January 22, 2019 12:17AM

650 not bad young feller,keep paying bills on time and the key is well paying job with benefits!Got it.Good!

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Re: How can I get my credit score up to 800?
Posted by: AIG ()
Date: January 22, 2019 01:01AM

No, 650 isn't the greatest, but if I'm being honest, that's better than most credit scores I've seen for people 20 years older. It's astonishing how little people care or understand how important their credit score is. Keep paying your bills on time and as one other noted, don't live beyond your means. If you're comfortable, consider getting a credit card that offers generous cash back, and use it to make small purchases you can pay off in the same billing cycle. Think putting gas in the car, buying groceries and perhaps a splurge on a dinner at Coastal Flats on the weekend. You are closer than you think to getting that 800. Keep up the good work.

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Re: How can I get my credit score up to 800?
Posted by: Johnny Rebel ()
Date: January 22, 2019 10:39AM

Maybe if you were born white this wouldn’t be an issue yard ape

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Re: How can I get my credit score up to 800?
Posted by: Rupert Pupkin ()
Date: January 22, 2019 10:52AM

Clearly OP is white.

If he was a nog, he would not know what a credit score is, nor would he give a shit. Banks love to give loans to niggers as part of their affirmative action program. No ID required, no credit history, no job, no prospects. Just take yo black ass into the bank and get you some cash money.

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Re: How can I get my credit score up to 800?
Posted by: Grig ()
Date: January 26, 2019 07:28AM

At the moment, it is not necessary to have good credit scores to get a profitable loan. I forgot my way to the Bank a long time ago because it's time-consuming. I advise everyone to read about Online Payday Loans for People with Bad Credit Score and make a request right now. In this company, favorable conditions and low interest.

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Re: How can I get my credit score up to 800?
Posted by: jx9mu ()
Date: January 26, 2019 09:04AM

The biggest factor appears to be debt to credit ratio. Your credit card accounts shouldn't be maxed out. If that's the case, that's going to hurt you. I opened a credit card to simply not use it. That improved my credit score. I had more available credit (and I didn't have the "right" number of cards apparently either -- one is too few).

But I guess I should ask, are you really on FFXU asking for credit advice?

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Re: How can I get my credit score up to 800?
Posted by: 0909 ()
Date: January 26, 2019 09:34PM

You'll need to use your credit card every month but only as much on it that you can pay it off in full each month, with no lates. The other thing in don't use more than 3% of your total credit limit each month. It should start going up if you have no negative info in last 10 years.

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Re: How can I get my credit score up to 800?
Posted by: Don't Be a TrumpTard ()
Date: January 26, 2019 10:24PM

Be Me - Mine's 853

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Re: How can I get my credit score up to 800?
Posted by: fnkg9 ()
Date: January 26, 2019 10:44PM

See the source image

is the answer … hang out with Jeff Bridges?

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Re: How can I get my credit score up to 800?
Posted by: r43ttgr ()
Date: January 26, 2019 10:52PM

Don't Be a TrumpTard Wrote:
-------------------------------------------------------
> Be Me - Mine's 853


"be mine!" 883 is a better number

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Re: How can I get my credit score up to 800?
Posted by: Kylebivins ()
Date: June 11, 2019 03:02AM

The process of building a credit rating has its own rules. Here are the main ones.
1. A credit card should be used, and the more often the better.
2. Pay your credit card on time: it is better to pay in full, but in extreme cases make at least the minimum monthly payment
3. Do not allow to check your credit history often.
4. “Secured loans” have a positive effect on credit histories, such as buying a home on credit, credit, and car leasing.
5. Open credit cards stores, supermarkets, gas stations - they will help improve your credit history.
6. Do not close old accounts, even if you do not use them.
7. Try to have enough credit limit for you.
8. Do not vouch financially for other people.
For more information, visit https://northnloans.ca/bad-credit-loans.php where you can find the information you need or ask for help.

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Re: How can I get my credit score up to 800?
Posted by: Reginald Wentworth III ()
Date: June 11, 2019 05:39AM

Take your highest limit and good rated credit card and report it as lost. They will issue a new one. The original account will be closed and a new number / account will be reported to the credit agency. This trick will boost your score a few points right off the bat.

I don't why. It just does.

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Re: How can I get my credit score up to 800?
Posted by: President Trump FTW! ()
Date: June 11, 2019 05:42AM

Buy a house and don't be libtarded. Cash for everything else. Debt makes you weak and is for stupid fucking libtards with low credit scores of 650.

You're welcome

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Re: How can I get my credit score up to 800?
Posted by: Henry Mozes ()
Date: February 14, 2020 07:05AM

If you want to improve your credit score you need to use credit products and make all payments in time without delays. In such case your credit rating will be good. Personally I don't like credits but sometimes I can take short term loans online to cover some unexpected expenses, quite good variant for this purpose.

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