Well, when you don't pay off what you owe you need to be ready for consequences. This exact situation is a bit ridiculous but generally speaking, managing your debt properly is really important. Sadly, most people just can't do that. And I am glad that
Personal Debt Collection exist because otherwise I won't be able to collect money from a few of my friends who borrwers some money from me and somehow thought that if we are friends, they just don't need to get the money back.