I also had the same question when I wanted to start the construction of my own house. I wanted to take credit but I didn't know if they would approve it. I just demonstrated how much do I earn a year and the bank approved it. Luckily I have a well-paid job. The main problem was that I didn't know anything about construction. I wanted to hire some people so I found
lakeside-hire.co.uk. I found a group of people that did almost everything. I just had to appreciate their work and pay them. I think the house wouldn't e so great without their help.