multiple U.S. agencies: North Korean Hackers Tried Stealing $2 Billion from ATMs in 30 Countries Since 2015
https://www.breitbart.com/asia/2020/08/27/us-says-north-korean-hackers-tried-stealing-2-billion-from-atms-30-countries-since-2015/
whenever these claims (which the USA consumer cannot validate ever even happened), your bank gets to claim losses to Congress, and wham, guess who gets hit: you do