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Welcome to Fairfax Underground, a project site designed to improve communication among residents of Fairfax County, VA. Feel free to post anything Northern Virginia residents would find interesting.
63% of Americans do not have at least $500 saved up
Posted by:
Survey taken
()
Date: April 26, 2020 03:53PM
Where do you fit in? 6/10 Americans don't have $500 in savings.
https://www.forbes.com/sites/maggiemcgrath/2016/01/06/63-of-americans-dont-have-enough-savings-to-cover-a-500-emergency/
According to a brand new survey from Bankrate.com, just 37% of Americans have enough savings to pay for a $500 or $1,000 emergency. The other 63% would have to resort to measures like cutting back spending in other areas (23%), charging to a credit card (15%) or borrowing funds from friends and family (15%) in order to meet the cost of the unexpected event.
It’s not news that Americans are terrible savers. In November, Pew Charitable Trusts reported that one in three American families have no savings at all. In December, Magnify Money released the results of a study that found that 56.3% of people have less than $1,000 in their checking and savings accounts combined. Sensing a trend? You should: America’s saving struggle has been a problem year after year after year.
https://www.forbes.com/sites/maggiemcgrath/2016/01/06/63-of-americans-dont-have-enough-savings-to-cover-a-500-emergency/
According to a brand new survey from Bankrate.com, just 37% of Americans have enough savings to pay for a $500 or $1,000 emergency. The other 63% would have to resort to measures like cutting back spending in other areas (23%), charging to a credit card (15%) or borrowing funds from friends and family (15%) in order to meet the cost of the unexpected event.
It’s not news that Americans are terrible savers. In November, Pew Charitable Trusts reported that one in three American families have no savings at all. In December, Magnify Money released the results of a study that found that 56.3% of people have less than $1,000 in their checking and savings accounts combined. Sensing a trend? You should: America’s saving struggle has been a problem year after year after year.
Re: 63% of Americans do not have at least $500 saved up
Posted by:
Fucking losers!
()
Date: April 26, 2020 03:58PM
I have almost $700 saved.
Re: 63% of Americans do not have at least $500 saved up
Posted by:
AndreasCole
()
Date: April 26, 2020 06:26PM
I started saving up money for my ultimate gaming weekend at https://ipayzz.com/de/yoyo-casino/ because me and my friend made a bet that I can double my bank in two days.
Re: 63% of Americans do not have at least $500 saved up
Posted by:
Why Save
()
Date: April 26, 2020 08:23PM
Charge it to dust like the federal government has done for the last 27 years
Then see if you too can let it settle with the wind
Then see if you too can let it settle with the wind
Re: 63% of Americans do not have at least $500 saved up
Posted by:
sad realities
()
Date: April 26, 2020 08:27PM
It's true that most Americans do not save enough in general. For retirement or for miscellaneous expenses, but it is also true that wages have not kept up with inflation for decades now and employers simply do not want to pay their employees market rate. It's hard to save when those last two things are facts. We need to focus more on education our youth on the virtues of fiscal responsibility and good saving/spending habits and the strategies that go along with them.
Re: 63% of Americans do not have at least $500 saved up
Posted by:
XTUWS
()
Date: April 26, 2020 08:36PM
AndreasCole Wrote:
-------------------------------------------------------
> I started saving up money for my ultimate gaming
> weekend at https://ipayzz.com/de/yoyo-casino/
> because me and my friend made a bet that I can
> double my bank in two days.
if this place had a moderator crap like this could be deleted right away and the screen name/IP blocked. It's what I do on other boards
-------------------------------------------------------
> I started saving up money for my ultimate gaming
> weekend at https://ipayzz.com/de/yoyo-casino/
> because me and my friend made a bet that I can
> double my bank in two days.
if this place had a moderator crap like this could be deleted right away and the screen name/IP blocked. It's what I do on other boards
Re: 63% of Americans do not have at least $500 saved up
Posted by:
PKKMB
()
Date: April 26, 2020 08:51PM
I have about 80k in the bank, but I'm not working and the unemployment has not started. I have a big mortgage so I'm seeing that money go down and down. I can't complain compared to people who don't know how to get food, but I need to get working. I can get a job today and it would pay decent money but I'd be risking CV exposure and I'm over 50 and I have asthma, which is perfectly treated but who the fuck knows what would happen if I get CV. Also I have a wife who I love who is a bit older than me so more at risk, and I'd be risking bringing the virus home.
Not easy decisions, but yeah, I'm better off than most.
Not easy decisions, but yeah, I'm better off than most.
Re: 63% of Americans do not have at least $500 saved up
Posted by:
Fudgey the Whale
()
Date: April 26, 2020 09:12PM
I assume they are not counting retirement. We have about 40k in the bank but my clients are still paying and my wife has the highest rank or whatever you call it in Federal Govt. Executive core or some shit like that. So we are ok thank God. My son's job cut one of his three shifts and my other kid was hoping to get a job for the Spring/Summer to pay for gas and insurance as she just got her license.
My heart goes out to people of all incomes whose income has simply disappeared. More money you make more you burn typically so I am quite sure there are some well to do in distress atm.
My heart goes out to people of all incomes whose income has simply disappeared. More money you make more you burn typically so I am quite sure there are some well to do in distress atm.
Re: 63% of Americans do not have at least $500 saved up
Posted by:
they're called trumptardz
()
Date: April 26, 2020 09:15PM
jeezus fucking christ, shut the economy down for one month and they're financially fucked! That's why they're screaming for a premature relaxation in what are really some perfectly sensible safety precautions. One week without a paycheck, and they can't pay the rent!
Re: 63% of Americans do not have at least $500 saved up
Posted by:
Djsjja
()
Date: April 26, 2020 09:16PM
Survey taken Wrote:
-------------------------------------------------------
> Where do you fit in? 6/10 Americans don't have
> $500 in savings.
>
> https://www.forbes.com/sites/maggiemcgrath/2016/01
> /06/63-of-americans-dont-have-enough-savings-to-co
> ver-a-500-emergency/
>
> According to a brand new survey from Bankrate.com,
> just 37% of Americans have enough savings to pay
> for a $500 or $1,000 emergency. The other 63%
> would have to resort to measures like cutting back
> spending in other areas (23%), charging to a
> credit card (15%) or borrowing funds from friends
> and family (15%) in order to meet the cost of the
> unexpected event.
>
> It’s not news that Americans are terrible
> savers. In November, Pew Charitable Trusts
> reported that one in three American families have
> no savings at all. In December, Magnify Money
> released the results of a study that found that
> 56.3% of people have less than $1,000 in their
> checking and savings accounts combined. Sensing a
> trend? You should: America’s saving struggle has
> been a problem year after year after year.
What a bunch of fucking losers.
-------------------------------------------------------
> Where do you fit in? 6/10 Americans don't have
> $500 in savings.
>
> https://www.forbes.com/sites/maggiemcgrath/2016/01
> /06/63-of-americans-dont-have-enough-savings-to-co
> ver-a-500-emergency/
>
> According to a brand new survey from Bankrate.com,
> just 37% of Americans have enough savings to pay
> for a $500 or $1,000 emergency. The other 63%
> would have to resort to measures like cutting back
> spending in other areas (23%), charging to a
> credit card (15%) or borrowing funds from friends
> and family (15%) in order to meet the cost of the
> unexpected event.
>
> It’s not news that Americans are terrible
> savers. In November, Pew Charitable Trusts
> reported that one in three American families have
> no savings at all. In December, Magnify Money
> released the results of a study that found that
> 56.3% of people have less than $1,000 in their
> checking and savings accounts combined. Sensing a
> trend? You should: America’s saving struggle has
> been a problem year after year after year.
What a bunch of fucking losers.
Re: 63% of Americans do not have at least $500 saved up
Posted by:
Klara Fara
()
Date: May 16, 2020 12:22PM
I can't believe it. Many people have large savings. This is a guarantee of safety and appropriate behavior. I have two jobs. in my official job, I work as a sales Manager, and now I have found a second job https://syndicate-casino.ca/. I save money from this work for the future. This is my airbag.