Just got word that effective January my already overpriced health care costs are skyrocketing. Monthly premium goes up over 60% to $667/month -- and, even worse, my deductible goes up to $6000!

Can you imagine having to shell out $667/month and still have to pay out of pocket for the first $6000 of my annual health care costs?

...

Thank you, Obama.

Hmmm. I pay $675 per month for family coverage, and the deductible is $0.

Is that through your employer? Or through one of the Obamacare exchanges?

Mine is through my employer. I wish they offered better coverage, but it's only getting worse. What I quoted above doesn't even count my co-pays.

I'll have to look for another job.

No easy task there either. Thank you for that too, Obama.

Just go word? You're a liar.

Yep. Just got word - yesterday 4p. And only after I contacted HR to inquire about it. HR said they'll be going with a new provider next year and gave me the particulars of what my new coverage would cost.

There's a real world out there. And it isn't easy-going.

Thank you Obama.

E2 Tambien Wrote:
-------------------------------------------------------
> Just got word that effective January my already
> overpriced health care costs are skyrocketing.
> Monthly premium goes up over 60% to $667/month --
> and, even worse, my deductible goes up to $6000!
>
> Can you imagine having to shell out $667/month and
> still have to pay out of pocket for the first
> $6000 of my annual health care costs?

Attachments:

E2 Tambien Wrote:
-------------------------------------------------------
> Yep. Just got word - yesterday 4p. And only
> after I contacted HR to inquire about it. HR
> said they'll be going with a new provider next
> year and gave me the particulars of what my new
> coverage would cost.

Ah, so it's your HR Department's new provider decision that's the real cause of your angst. Have you considered switching employers?

The truth will out Wrote:
-------------------------------------------------------
> E2 Tambien Wrote:
> --------------------------------------------------
> -----
> > Yep. Just got word - yesterday 4p. And only
> > after I contacted HR to inquire about it.
> HR
> > said they'll be going with a new
> provider next
> > year and gave me the
> particulars of what my new
> > coverage would cost.
>
> Ah, so it's your HR Department's new provider
> decision that's the real cause of your angst. Have
> you considered switching employers?

So why blame the ACA for something so unrelated?

What's your agenda, Pal?

It's true -- my friend cannot afford the $1700.00 per month for his family under Obama care -- His deductable is $7500.00 -- so he and his wife will be paying the IRS penalty monty ever year -- a charge for which no goods or services are exchanged -- Very constitutional wouldn't you say?

PunishtheMiddleIncomeEarners Wrote:
-------------------------------------------------------
> It's true -- my friend cannot afford the $1700.00
> per month for his family under Obama care -- His
> deductable is $7500.00 -- so he and his wife will
> be paying the IRS penalty monty ever year -- a
> charge for which no goods or services are
> exchanged -- Very constitutional wouldn't you say?

Yes, I'd say so!

PunishtheMiddleIncomeEarners Wrote:
-------------------------------------------------------
> It's true -- my friend cannot afford the $1700.00
> per month for his family under Obama care -- His
> deductable is $7500.00 -- so he and his wife will
> be paying the IRS penalty monty ever year -- a
> charge for which no goods or services are
> exchanged -- Very constitutional wouldn't you say?

Max. penalty is $975/yr., so it's no biggie.

You don't seem to understand that when your sorry ass walks around uninsured, the rest of us have to pick up the cost of your care when something happens. The IRS penalty helps to offset that cost so, yes, goods and services are exchanged. And, by the way, we all pay taxes at one time or another which we don't receive a direct benefit for. Sometimes we are net takers, and sometimes we are net makers.


PunishtheMiddleIncomeEarners Wrote:
-------------------------------------------------------
> It's true -- my friend cannot afford the $1700.00
> per month for his family under Obama care -- His
> deductable is $7500.00 -- so he and his wife will
> be paying the IRS penalty monty ever year -- a
> charge for which no goods or services are
> exchanged -- Very constitutional wouldn't you say?

E2 Tambien Wrote:
-------------------------------------------------------
> Just got word that effective January my already
> overpriced health care costs are skyrocketing.
> Monthly premium goes up over 60% to $667/month --
> and, even worse, my deductible goes up to $6000!
>
> Can you imagine having to shell out $667/month and
> still have to pay out of pocket for the first
> $6000 of my annual health care costs?
>
> ...
>
> Thank you, Obama.

It's your fault for not taking good care of yourself.

Stop smoking!!! That will cut your insurance cost in half.

I pay $230 a month and that covers pretty much everything, no deductible.

E2 Tambien Wrote:
-------------------------------------------------------
> Just got word that effective January my already
> overpriced health care costs are skyrocketing.
> Monthly premium goes up over 60% to $667/month --
> and, even worse, my deductible goes up to $6000!
>
> Can you imagine having to shell out $667/month and
> still have to pay out of pocket for the first
> $6000 of my annual health care costs?
>
> ...
>
> Thank you, Obama.

shop around that is a bad deal. Checkbook has a good side by side comparison. If you go to an HMO you will cut your costs in half if not more.

That is a lie unless you are on the welfare.

Good for me Wrote:
-------------------------------------------------------
> Hmmm. I pay $675 per month for family coverage,
> and the deductible is $0.

heymack Wrote:
-------------------------------------------------------
> That is a lie unless you are on the welfare.
>
> Good for me Wrote:
> --------------------------------------------------
> -----
> > Hmmm. I pay $675 per month for family
> coverage,
> > and the deductible is $0.

Your grasp of the obvious is stunning. lol.

Another liar unless on welfare.

Better Company Wrote:
-------------------------------------------------------
> E2 Tambien Wrote:
> --------------------------------------------------
> -----
> > Just got word that effective January my already
> > overpriced health care costs are skyrocketing.
>
> > Monthly premium goes up over 60% to $667/month
> --
> > and, even worse, my deductible goes up to
> $6000!
> >
> > Can you imagine having to shell out $667/month
> and
> > still have to pay out of pocket for the first
> > $6000 of my annual health care costs?
> >
> > ...
> >
> > Thank you, Obama.
>
> It's your fault for not taking good care of
> yourself.
>
> Stop smoking!!! That will cut your insurance cost
> in half.
>
> I pay $230 a month and that covers pretty much
> everything, no deductible.

thanks Obama

Attachments:

FROM THE EXCHANGE ASSUMING 35 YO MALE IN CENTERVILLE

INNOVATION HEALTH GOLD - 3500 DEDUC - 379 PER MONTH
ANTHEM BCBS GOLD - 750 DEDUC - 392 PER MONTH

OP - U R A HORSESHIT LIAR.

Ahem Wrote:
-------------------------------------------------------
> You don't seem to understand that when your sorry
> ass walks around uninsured, the rest of us have to
> pick up the cost of your care when something
> happens. The IRS penalty helps to offset that
> cost so, yes, goods and services are exchanged.
> And, by the way, we all pay taxes at one time or
> another which we don't receive a direct benefit
> for. Sometimes we are net takers, and sometimes
> we are net makers.
>
>


So who do you think is paying for all of the subsidies that +80% of people in the exchanges receive? And the costs for all of the added coverage requirements?

Just a different way of paying.

U9hmW Wrote:
-------------------------------------------------------
> FROM THE EXCHANGE ASSUMING 35 YO MALE IN
> CENTERVILLE
>
> INNOVATION HEALTH GOLD - 3500 DEDUC - 379 PER
> MONTH
> ANTHEM BCBS GOLD - 750 DEDUC - 392 PER MONTH
>
> OP - U R A HORSESHIT LIAR.

No, just a garden variety Republican.

Thanks Obama!

pony up everyone....More refugees on the way.

Stock pile

E2 Tambien Wrote:
-------------------------------------------------------
> Just got word that effective January my already
> overpriced health care costs are skyrocketing.
> Monthly premium goes up over 60% to $667/month --
> and, even worse, my deductible goes up to $6000!
>
> Can you imagine having to shell out $667/month and
> still have to pay out of pocket for the first
> $6000 of my annual health care costs?
>
> ...
>
> Thank you, Obama.

Your company just started open enrollment this late in the year?

heymack Wrote:
-------------------------------------------------------
> That is a lie unless you are on the welfare.

No welfare, sucker. Far from it. Unless you count employer shares as welfare. Costs will actually go up to about $725 per month after the first of the year. Still with a $0 deductible.

I pay nothing, but have a $3,000 deductable.

Before Obamacare i paid $450 a month, $700 deductible. I now pay $850 a month $6000 deductibles (Anthem) I am retired make more then $64K a year, but not old enough for Medicare. I normally vote Democrat but will be voting Republican in 2016 for sure.

^^ You make less than $27,000.00 per yeay then.

My Medical Wrote:
-------------------------------------------------------
> I pay nothing, but have a $3,000 deductable.


^^ You make less than $27,000.00 per year then.

uvotedforhim Wrote:
-------------------------------------------------------
> Before Obamacare i paid $450 a month, $700
> deductible. I now pay $850 a month $6000
> deductibles (Anthem) I am retired make more then
> $64K a year, but not old enough for Medicare. I
> normally vote Democrat but will be voting
> Republican in 2016 for sure.

Leading insurance company UnitedHealth said on Thursday that it expects to take big losses on its Obamacare health plans, and it's pulling back on marketing 2016 plans. The insurer revealed it may exit the exchanges that sell those plans in 2017 because of fears that it won't be able to make money.

Obamacare observers said that UnitedHealth's announcement underscores financial challenges facing insurers that sell coverage on Affordable Care Act marketplaces, challenges that could lead to less choice and higher prices for exchange customers if UnitedHealth bolts the exchanges, and if other insurers follow suit.

http://www.cnbc.com/2015/11/19/big-bad-day-for-obamacare-as-unitedhealth-considers-exit.html

These dumb asses that voted for King Hussein not once but twice. Ya got your hope and change. You dumb liberal assholes.

The exchanges are going broke and out of business.
Look up gruber. He's the mastermind of this ponnzie scheme.

Even Canadians will stop coming here for quality health care.

A third video emerged Wednesday of MIT economist Jonathan Gruber, one of the architects of the Affordable Care Act, or Obamacare, insulting voters and suggesting their ignorance was exploited by those pushing passage of the health care law.

Neither the White House nor Gruber would comment.

In this one, Gruber was discussing how then-Sen. John Kerry, D-Massachusetts, pushed forward a way to add a tax on expensive health insurance plans, or "Cadillac Plans," that would purportedly tax the insurance companies though Gruber suggests everyone knew the companies would just pass on the additional cost to customers.

"It's a very clever, you know, basic exploitation of the lack of economic understanding of the American voter," Gruber said at the Honors Colloquium 2012 at the University of Rhode Island.

The moment is at about 29:25 in this video. The video was first reported by The Daily Caller.

Over the weekend, media first became aware of a video of Gruber making a similar remark -- that the unintelligent voters were hoodwinked by those pushing passage of Obamacare, which was in his view for the good.

As called for in the Constitution, Voters had nothing to do with passage of PPACA.

I blame Obama for the GOP field in the debates at this moment. What a sad bunch - thanks Obama...

LOL.... Wrote:
-------------------------------------------------------
> As called for in the Constitution, Voters had
> nothing to do with passage of PPACA.


Sure they did. They elected a Republican to Kennedy's seat. Which then caused the Democrats to have to push through a piece of shit bill just to have something that they could point to. So now we have a piece of shit law.

Just make sure that you owe money when filing your income tax return and the IRS can do nothing!

Dumb ass Republicans are going to wait until everyone is broke before they get rid of this insurance based cancer and implement a single payer system.

Its going to require another recession first though.

Cruz for President Wrote:
-------------------------------------------------------
> U9hmW Wrote:
> --------------------------------------------------

> >
> > OP - U R A HORSESHIT LIAR.
>
> No, just a garden variety Republican.

Same difference.
Attachments:

uvotedforhim Wrote:
-------------------------------------------------------
> Before Obamacare i paid $450 a month, $700
> deductible. I now pay $850 a month $6000
> deductibles (Anthem) I am retired make more then
> $64K a year, but not old enough for Medicare. I
> normally vote Democrat but will be voting
> Republican in 2016 for sure.

Idiot.

Gerrymanderer2 Wrote:
-------------------------------------------------------
> Dumb ass Republicans are going to wait until
> everyone is broke before they get rid of this
> insurance based cancer and implement a single
> payer system.
>
> Its going to require another recession first
> though.


Republicans will never "implement a single payer system". The big insurance lobbyists pay them too much. You want that, you need to vote for Bernie.

You are an idiot then because you are not actually on ObamaCare but on an employer provided plan which is subsidized by your employer. The amount you are paying is based on the amount your employer is willing to subsidize.

OpenEn rollment Wrote:
-------------------------------------------------------
> E2 Tambien Wrote:
> --------------------------------------------------
> -----
> > Just got word that effective January my already
> > overpriced health care costs are skyrocketing.
>
> > Monthly premium goes up over 60% to $667/month
> --
> > and, even worse, my deductible goes up to
> $6000!
> >
> > Can you imagine having to shell out $667/month
> and
> > still have to pay out of pocket for the first
> > $6000 of my annual health care costs?
> >
> > ...
> >
> > Thank you, Obama.
>
> Your company just started open enrollment this
> late in the year?

Pass it to see what's in it Wrote:
-------------------------------------------------------
> Sure they did. They elected a Republican to
> Kennedy's seat. Which then caused the Democrats
> to have to push through a piece of shit bill just
> to have something that they could point to. So
> now we have a piece of shit law.

Reminder: The House version of PPACA had been passed at the end of July 2009, while the Senate bill had been passed just before that year's Christmas break. Scott Brown was elected in January 2010. You are a useless braindead stooge.

By the way, "U, Duh Peeples" have nothing to do with actual government at all. Every so often, you get to vote for or against a very small selection of candidates for public office. That's the only involvement you have. Like Muslim cartoon protesters, you can manage a flash-mob march in the streets when told to, and some few of you are actually capable of writing crudely reasoned letters to editors, lawmakers, and others in power, but at the end of the day, nobody actually cares what you think. The job of government after all is to represent your interests, NOT your stupid worthless dumbfuck opinions. The founders deliberately designed this government to keep the terminally stupid riff-raff out of things. It's like they knew FOX News was coming. You can go sit in the corner and sulk now.

P.S.: Pelosi's "we have to pass it to see what's in it" remark was in reference to the ginned-up cacophony of moron "death panels" and similarly dismal and media-orchestrated right-wing whining that was making it impossible to have a rational public discussion of what was actually in the bill. In the end, she was wrong though. PPACA was passed now more than five years ago, and worthless dumbfucks like you STILL have no idea what's in it.

My employer-subsidized insurance just went up $140 a month for my share. It was a great plan that had minimal copays and no deductibles. As long as I stayed with in-network care, I paid almost nothing.

The biggest increase I ever had prior to this year was about $45 a month. I had this plan for over 10 years. Just switched to another plan with another company for about the cost of my last plan, but with shittier benefits.

Thanks Obama.

Signed,

Another middle class American you've screwed over.

Year of the Moonpie Wrote:
-------------------------------------------------------
> My employer-subsidized insurance just went up $140
> a month for my share.

Pics or GTFO.

heymack Wrote:
-------------------------------------------------------
> You are an idiot then because you are not actually on ObamaCare but
> on an employer provided plan which is subsidized by your employer.
> The amount you are paying is based on the amount your employer is
> willing to subsidize.

Come on, dumbass. "Obamacare" is the word that Republicans stupidly tried to attach to PPACA as a way of ridiculing the program. All they've done of course is attach a permanent reminder of who it was that finally got us onto the path of a national health care program. As with Social Security and Medicare, Democrats will be reaping benefits at the polls for generations.

Meanwhile, everyone is now on Obamacare. No matter how or where you get medical insurance, it is now under the scope of PPACA. Get used to it.

LOL.... Wrote:
-------------------------------------------------------
> heymack Wrote:
> --------------------------------------------------
> -----
> > You are an idiot then because you are not
> actually on ObamaCare but
> > on an employer provided plan which is subsidized
> by your employer.
> > The amount you are paying is based on the amount
> your employer is
> > willing to subsidize.
>
> Come on, dumbass. "Obamacare" is the word that
> Republicans stupidly tried to attach to PPACA as a
> way of ridiculing the program. All they've done
> of course is attach a permanent reminder of who it
> was that finally got us onto the path of a
> national health care program. As with Social
> Security and Medicare, Democrats will be reaping
> benefits at the polls for generations.
>
> Meanwhile, everyone is now on Obamacare. No
> matter how or where you get medical insurance, it
> is now under the scope of PPACA. Get used to it.


.... until a Republican is elected president and signs the budget that does not include funding for it. It will "die on the vine". :)

LetsRock Wrote:
-------------------------------------------------------
> .... until a Republican is elected president

And on that day, pigs shall fly!

Conserva-tards!

Lolz!

E2 Tambien Wrote:
-------------------------------------------------------
> Just got word that effective January my already
> overpriced health care costs are skyrocketing.
> Monthly premium goes up over 60% to $667/month --
> and, even worse, my deductible goes up to $6000!
>
> Can you imagine having to shell out $667/month and
> still have to pay out of pocket for the first
> $6000 of my annual health care costs?
>
> ...
>
> Thank you, Obama.



This is my third year in Obamacare. Just get the cheapest Bronze plan available and consider it "catastrophic" insurance. It's stupid to pay $900/month (individual plan; white male; no subsidies) and try to meet a $4,500 deductible; save $500 a month with a $10,000 deductible plan.

Obamacare is designed to make you feel the pain of minorities.

Losers I don't pay insurance. Thanks for footing the bill.

My family doesn't pay for it either, my religion considers it a form of gambling.

"I don't believe in reparations because they don't go far enough"

God love these incredible RePOOPlicans!

Gonna love them more when they fail next November. Love watching them fail. Its the joy of my existence.

OP - you are not alone:

http://www.fairfaxunderground.com/forum/read/40/2027882

The good news is our HR people are telling us to expect even bigger increases and deductibles next year. This is only the beginning.

Wouldn't it help if Virginia adopted ACA ?

Keep our money here Wrote:
-------------------------------------------------------
> Wouldn't it help if Virginia adopted ACA ?


The ACA is the law of the land. Virginia doesn't get to not adopt it. WTF are you talking about?

LOL.... Wrote:
-------------------------------------------------------
> Pass it to see what's in it Wrote:
> --------------------------------------------------
> -----
> > Sure they did. They elected a Republican to
> > Kennedy's seat. Which then caused the
> Democrats
> > to have to push through a piece of shit bill
> just
> > to have something that they could point to. So
> > now we have a piece of shit law.
>
> Reminder: The House version of PPACA had been
> passed at the end of July 2009, while the Senate
> bill had been passed just before that year's
> Christmas break. Scott Brown was elected in
> January 2010. You are a useless braindead stooge.
>

Reminder: Neither body passes laws alone and neither of the bills were complete. That's why they had to ram though the Senate bill in its half-assed reconciliation form. The actual bill was not passed by the House until March.

>
> P.S.: Pelosi's "we have to pass it to see what's
> in it" remark was in reference to the ginned-up
> cacophony of moron "death panels" and similarly
> dismal and media-orchestrated right-wing whining
> that was making it impossible to have a rational
> public discussion of what was actually in the
> bill. In the end, she was wrong though. PPACA
> was passed now more than five years ago, and
> worthless dumbfucks like you STILL have no idea
> what's in it.

Peloisi's stupid comment was just another of her long line of regularly made stupid comments.

Mainsail Dog Owner Wrote:
-------------------------------------------------------
> E2 Tambien Wrote:
> --------------------------------------------------
> -----
> > Just got word that effective January my already
> > overpriced health care costs are skyrocketing.
>
> > Monthly premium goes up over 60% to $667/month
> --
> > and, even worse, my deductible goes up to
> $6000!
> >
> > Can you imagine having to shell out $667/month
> and
> > still have to pay out of pocket for the first
> > $6000 of my annual health care costs?
> >
> > ...
> >
> > Thank you, Obama.
>
>
>
> This is my third year in Obamacare. Just get the
> cheapest Bronze plan available and consider it
> "catastrophic" insurance. It's stupid to pay
> $900/month (individual plan; white male; no
> subsidies) and try to meet a $4,500 deductible;
> save $500 a month with a $10,000 deductible plan.
>
> Obamacare is designed to make you feel the pain of
> minorities.


Unless you're receiving subsidies that's actually the best approach assuming that you don't anticipate much in the way of medical expenses. All that you're doing in most cases with the more expensive plans is buying down your deductible and guaranteeing that you will pay whatever difference in the cost rather than risking that you'll have that same cost.

If you have ongoing medical issues that you expect will cause you to spend more than the net out-of-pocket all counted, then the reverse is true. You'll spend it anyway and may benefit from better prescription and other coverage.

9pNyK Wrote:
-------------------------------------------------------
> My Medical Wrote:
> --------------------------------------------------
> -----
> > I pay nothing, but have a $3,000 deductable.
>
>
> ^^ You make less than $27,000.00 per year then.

I make $104,000

I'm a 48 year old forever Virginian, and I've paid for my own insurance since 1989. I used to get a good catastrophic plan for when I was in my 20s and early 30s.

I went to the doctor a total of 2 times in 14 years, both for an inner ear infection for which I needed antibiotics (by the way, I already knew what I needed, and could have bought my own penicillin, but for the obtrusive government rules; that's another debate for another day). It was very affordable ($38 per month to start; 14 years later, it was about $120 per month).

I hear from friends/clients in their 20s and early 30s now telling me that they're just going to opt out and pay the penalty. The premiums are absurd. Obamacare doesn't allow for catastrophic care only. Everybody has to pay the same premium.

I, as a male, have to pay for ob/gyn services. Twenty-two year olds have to pay for geriatric care.

This is the bullshit of Obamacare, and the Democrats' plans for our Country. They want total control of everything. I've heard Democrats say that we need to regulate the amount of meat that Americans eat. The absurdity goes on and on.

Rest assured, compared to Hillary, every one of the Republicans is hands-down a better, more accomplished pick, to get rid of the insidious scourge of the Democrats.

But, shhhhhhhhhhhhhhh.

The Democrats are too busy giving reach-arounds on their accomplishments in Paris last week.

@9pNyK Wrote:
-------------------------------------------------------
> I make $104,000

The bozos don;t actually know what they are talking about. They simply don't like Obama, so they race to say bad things about him and the horse he rode in on. Little children, basically.

Nice shot, you sound like a Real American.

Dumbest fucking poster on the internets.

OpenEn rollment Wrote:
-------------------------------------------------------
> E2 Tambien Wrote:
> --------------------------------------------------
> -----
> > Just got word that effective January my already
> > overpriced health care costs are skyrocketing.
>
> > Monthly premium goes up over 60% to $667/month
> --
> > and, even worse, my deductible goes up to
> $6000!
> >
> > Can you imagine having to shell out $667/month
> and
> > still have to pay out of pocket for the first
> > $6000 of my annual health care costs?
> >
> > ...
> >
> > Thank you, Obama.
>
> Your company just started open enrollment this
> late in the year?

Most likely a small company - businesses with less than 20 employees make up 90% of the employment in the US. These business do not have 'open enrollment' as the government and large employers do. They have 1 plan - in or out. You get your costs, you get to decide.

heymack Wrote:
-------------------------------------------------------
> You are an idiot then because you are not actually
> on ObamaCare but on an employer provided plan
> which is subsidized by your employer. The amount
> you are paying is based on the amount your
> employer is willing to subsidize.
>

I am employer, and here's what we went through this year:

- Delayed being in an ACA-compliant plan till Dec 2015 - very last moment possible
- ACA minimum requirement for employee subsidy is 50% of the premium - went with the minimum
- Dependent subsidy has zero requirement - so you employer could pass along the entire cost of your spouse and kids to you - went with about 33% subsidy. Will probably drop it next year.
- Kids 0 - 18 are all the same cost, kids 18 - 26 go up in cost by year

Here's what happened:

- Singles with no or young kids saved $ in the switch to an ACA compliant plan - not much, but still a but cheaper
- The older people with college age/<26 on plan got killed. Like 30 - 50% increases. Seems the "keep you kids on your plan till 26" is actually really expensive, since your "children" that age start having kids, etc. Had some really difficult discussions with older employees - none of them saw it coming

What I see coming is a point in the next year or so where we say "Here's the value of your subsidy - it's now in your base salary" and we get out of the insurance business. Which I think may have been the point of the ACA anyway.

We kill You all...La la la la...death to all bidnesses.

Women in the infantry . Are these people crazy or not? A woman has not been born who can succeed in the US Marine Corps infantry- hell 80% of the men in this country can't . But obama and that fucking idiot Ashton Carter don't care - it is not their daughters who will be gang rapped and throat slashed by ISIS.
This country is truly fucked and fucked up.
CW II - bring it.

Democrats Need to Leave, Now. Wrote:
-------------------------------------------------------
> I, as a male, have to pay for ob/gyn services.
> Twenty-two year olds have to pay for geriatric
> care.

That's hw insurance works, eh? When you buy automobile insurance, you're paying for shitty drivers and old folks. Insurance isn't just averaging your costs against the risk YOU represent, it's averaging costs across the risk pool. That's kind of the definition of insurance.

Just sayin'.

Thus endeth the lesson.

If u voted this commie monkey in, you deserve what u get. He was clear on his agenda to transform America . What do u think her meant...cotton candy for all?

Rightards destroy, Democrats improve. If something is broken, you can die as far as Republicans are concerned.

Choosing Republicans to fix something over Democrats is like choosing Africans over Mexicans to do a roofing job.

Sure you could give it a shot but odds are you won't get the same results or any at all.

small businessman Wrote:
-------------------------------------------------------
> Most likely a small company - businesses with less than
> 20 employees make up 90% of the employment in the US.

LOL! Large and small businesses each employ about 50% of the workforce. But the dividing line in that case is at 500 employees, not 20.

Greybeard Wrote:
-------------------------------------------------------
> That's hw insurance works, eh? When you buy
> automobile insurance, you're paying for shitty
> drivers and old folks. Insurance isn't just
> averaging your costs against the risk YOU
> represent, it's averaging costs across the risk
> pool. That's kind of the definition of insurance.

So many people have never figured this out. It's the simplest thing in the world, and the idiots still don't get it.

Mark j Wrote:
-------------------------------------------------------
> He was clear on his agenda to transform America . What do u
> think her meant...cotton candy for all?

Pretty much just kicking out the moron Bush-fucks and then trying to repair the horrific damage done by eight years of miserable Republican disgrace and failure. Mission accomplished.

Deport the dumb Wrote:
-------------------------------------------------------
> Greybeard Wrote:
> --------------------------------------------------
> -----
> > That's hw insurance works, eh? When you buy
> > automobile insurance, you're paying for shitty
> > drivers and old folks. Insurance isn't just
> > averaging your costs against the risk YOU
> > represent, it's averaging costs across the risk
> > pool. That's kind of the definition of
> insurance.
>
> So many people have never figured this out. It's
> the simplest thing in the world, and the idiots
> still don't get it.

Barbie Party, ya know... "Math is hard!"

Ahem Wrote:
-------------------------------------------------------
> You don't seem to understand that when your sorry
> ass walks around uninsured, the rest of us have to
> pick up the cost of your care when something
> happens. The IRS penalty helps to offset that
> cost so, yes, goods and services are exchanged.
> And, by the way, we all pay taxes at one time or
> another which we don't receive a direct benefit
> for. Sometimes we are net takers, and sometimes
> we are net makers.
>


And just who pays for all the non citizens who go to the emergency room, get treated and then fail to pay?