Look here for the info.
http://www.fcps.edu/is/ace/driversed.shtml
I think every school has driver's ed classes as part of their PE curriculum. Not all schools have behind the wheel, though, but I think kids from any school can sign up for behind the wheel at any school that has it. It isn't during school but a separate class you have to pay for. There are also a bunch of private driving programs that you can attend and ask them the questions you listed in your post.
My kids did not have to show proof of insurance for behind the wheel and were not added to our insurance until they got their lisence. A bad idea for you and the rest of society for you to drive without insurance, though.