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How many credit cards do you have?
Posted by: JP Morgan ()
Date: June 26, 2021 05:12PM

Currently have the Amex Blue Cash and Visa credit card from Treasury Federal Credit Union. Thinking of upgrading to Amex Green or Gold, but trying to figure out how I'd need to use them in order to maximize the points and offset annual feels.

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Re: How many credit cards do you have?
Posted by: Carmichael Dave ()
Date: June 26, 2021 06:54PM

Eesh turned me on to get a Diners Club and Fingerhut Credit card.

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Re: How many credit cards do you have?
Posted by: Morgan Stanley ()
Date: June 26, 2021 11:12PM

One.

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Re: How many credit cards do you have?
Date: June 27, 2021 07:11AM

I have a Navy Federal Credit Union card.

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Re: How many credit cards do you have?
Posted by: No Michael, you don't ()
Date: June 27, 2021 07:16AM

SyIvanna F Bocook Wrote:
-------------------------------------------------------
> I have a Navy Federal Credit Union card.


Michael, you wish! You're poor and bankrupted and your credit score is 478. You don't even have fingerhut anymore because you couldn't afford the $25 a month payment.

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Re: How many credit cards do you have?
Posted by: I love points ()
Date: June 27, 2021 11:35AM

I have 27 cards. All are only used on a very specific class of items and are only used in certain situations. Too many to name individually but my top five are the chase sapphire preferred, Amex Platinum, Amex Gold, Amex plum for business and navy federal Amex more rewards card. I do a ton of traveling & I use the platinum and gold to pay for airline tickets, transit and it also gets me into the centurion lounge which that in and of itself is worth $500 just to entry. Chase sapphire is good if I’m taking a client out to dinner and it gets you some perks if you use it to book hotels in certain cities. Plum business I use for miscellaneous business expenses and the navy federal card gets me points on pretty much everything, but it’s strictly my “emergency” card.

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Re: How many credit cards do you have?
Posted by: Hammie time ()
Date: June 27, 2021 12:38PM

I love points Wrote:
-------------------------------------------------------
> I have 27 cards. All are only used on a very
> specific class of items and are only used in
> certain situations. Too many to name individually
> but my top five are the chase sapphire preferred,
> Amex Platinum, Amex Gold, Amex plum for business
> and navy federal Amex more rewards card. I do a
> ton of traveling & I use the platinum and gold to
> pay for airline tickets, transit and it also gets
> me into the centurion lounge which that in and of
> itself is worth $500 just to entry. Chase sapphire
> is good if I’m taking a client out to dinner and
> it gets you some perks if you use it to book
> hotels in certain cities. Plum business I use for
> miscellaneous business expenses and the navy
> federal card gets me points on pretty much
> everything, but it’s strictly my “emergency”
> card.


Hambeast is back.

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Re: How many credit cards do you have?
Date: June 28, 2021 05:42AM

No Michael, you don't Wrote:
-------------------------------------------------------
> SyIvanna F Bocook Wrote:
> --------------------------------------------------
> -----
> > I have a Navy Federal Credit Union card.
>
>
> Michael, you wish! You're poor and bankrupted and
> your credit score is 478. You don't even have
> fingerhut anymore because you couldn't afford the
> $25 a month payment.

That credit score is wrong. Credit karma and those other fake clickbait sites are scams. They say people's scores are 200 points about what they really are.

So my score is about 389.

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Re: How many credit cards do you have?
Posted by: BethanyChubb ()
Date: September 23, 2021 03:48PM

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