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Way over my head in debt, feel like I am drowning.
Posted by: juicyj ()
Date: January 24, 2023 09:05AM

Obvious throwaway. My wife and I make around 83K a year. 6900 a month take home. Paying out over $5000 a month in debt.

Vehicle debt about 36K, Her car=$312, daughters car $235, my motorcycle $205$ or $752 a month.

Mortgage $161K balance, $933 a month mortgage About 14K in equity.

My wife has about 10K in student loans. Hasn't started paying on them yet, she just finished school, but wants to continue her education, taking most of her income off of the table this fall.

In credit cards a month we pay a minimum of 1300, just the minimums. 10 different CC accounts, I would hate to even add them up right now.

Insurance $340

cell phones $260

Cable and internet $150

Netflix is $9

Security system is $59

Xbox live is $12 I think.

Newspaper is $4

Utilities are $200 a month.

Spend about $300 a month in gas.

Spend about $600 a month of groceries.

300 a month or so on misc expenses.

Paid off truck worth about 4K.

Paid off car worth about 15K.

Land payment is $90 a month. About 14K in equity, not associated with the home.

I have a retirement plan with about $20K in it. Wife has none. We have three kids and have been married 17 years. My income will increase by $600 per month in August.

I think we should sell off as much as we can and pay down our CC bills. My wife has always been a spender and not a saver. Her philosophy has always been we are always going to have debt, so why worry about it. I have excellent job security, she is just starting out.

Give it to me honest, dont sugarcoat it.

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Re: Way over my head in debt, feel like I am drowning.
Posted by: coreytaylor ()
Date: January 24, 2023 10:27AM

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Re: Way over my head in debt, feel like I am drowning.
Posted by: DIE SPAMMER!!!!! ()
Date: January 24, 2023 10:35AM

coreytaylor Wrote:
-------------------------------------------------------
> Indeed, when you get into a lot of debt you may
> start to feel like you're drowning and no longer
> in control of your life. I know this feeling very
> well, as just two years ago I had a huge debt and
> had no idea how to deal with it. Fortunately, I
> was lucky enough to come across https://best2020reviews.com/silverlake-finan
> cial/">silverlake financial debt settlement.
> These guys turned out to be real professionals who
> were happy to help me get rid of my debts.
> I hope my answer is helpful to you!

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Re: Way over my head in debt, feel like I am drowning.
Posted by: YOUR GOING TO JAIL ^ ()
Date: January 25, 2023 01:06AM

THE LAW HAS BEEN NOTIFIED ABOUT YOUR FILTHY ILLEGAL PORN

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Re: Way over my head in debt, feel like I am drowning.
Posted by: #3329 ()
Date: January 25, 2023 01:14AM

1:14 1-25-2022

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Re: Way over my head in debt, feel like I am drowning.
Posted by: observer of the shit ()
Date: January 25, 2023 02:17PM

Dude just wanted some advice and now he's got poo in his thread.

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Re: Way over my head in debt, feel like I am drowning.
Posted by: 2 centz ()
Date: January 26, 2023 06:11AM

Three lines on T-Mobile will be like $100. There, just saved you $1,800/yr

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