Currently I make 110k with no debt and live in an apartment with my wife and 2 kids. We’re looking to buy a home but i’m not too sure how much i’d be able to afford. So I though i’d ask, how much do you think the bank will pre approve me for? 500? 600? None of the above?

Your question cannot be answered with the small amount of info you provided. Other questions that will affect what you qualify for include:


$110,000 - before or after taxes?
what is your credit score?
Have you EVER defaulted on any loan?
How long have you been with your current employer?
What is your previous work history?
Does your wife have debt?
What other liabilities do you have? child support from a previous relationship, etc.

No, $110K is not enough income to afford a $600K home. Especially with the added expenses associated with 2 kids. Even though you might find someone to structure some loan that you could qualify for at that level.

There are lots of calculators online which will show the percentage of your income which would need to be devoted to mortgage, taxes, insurance, etc.

Just ballpark, you'd need at least +$150K and that would be a real stretch for most given other typical debt and expenses.

Looks like $3026.00 mortgage payment

So $600,000 in most areas

But here your real estate tax will be 600 per month making it $573,151

That is your number $573,151.00

If you voted for Biden, you will qualify no matter your income.
Sadly, if it is located in Loudoun/Fairfax/Alexandria(city or ffx county section), there will soon be “affordable housing” built WITHIN view of your $600k house.
The days of market progression in home prices has now taken a back seat to critical race theory, and somehow having bigger credit scores is a plus.

Worry more about that!

110 k and a 600000 house ?? How about 350K to 400K for a nice brand new 4 br single family home in beautiful Fredericksburg , with the money you'll save on the real estate tax you can ride the new Lexus lanes up and down I95 all the way up to DC or Tysons and back everyday without breaking a sweat by yourself or get into a van or car pool and save , in about another year and a month when they finish them down there from Rt 610 to Rt 3 . Don't laugh check them out down there its a much better area to raise a family with lots to do ,shopping the rest and far less traffic crime and problems

k6bdj Wrote:
-------------------------------------------------------
> Your question cannot be answered with the small
> amount of info you provided. Other questions that
> will affect what you qualify for include:
>
>
> $110,000 - before or after taxes?
> what is your credit score?
> Have you EVER defaulted on any loan?
> How long have you been with your current
> employer?
> What is your previous work history?
> Does your wife have debt?
> What other liabilities do you have? child support
> from a previous relationship, etc.


-After taxes
-800 Credit Score
-Never Missed a payment
- 2 years
- Just got out of college a few years ago so I held part time jobs
- Wife has zero debt but will would this matter even if she’s not cosigning?
- No other liabilities

I figure i’d have to move to PWC for a decent home for a decent price. Anything further south isn’t worth it imo.

Sure They Have a Loan For You Wrote:
-------------------------------------------------------
> 110 k and a 600000 house ?? How about 350K to
> 400K for a nice brand new 4 br single family home
> in beautiful Fredericksburg , with the money
> you'll save on the real estate tax you can ride
> the new Lexus lanes up and down I95 all the way up
> to DC or Tysons and back everyday without breaking
> a sweat by yourself or get into a van or car pool
> and save , in about another year and a month when
> they finish them down there from Rt 610 to Rt 3 .
> Don't laugh check them out down there its a much
> better area to raise a family with lots to do
> ,shopping the rest and far less traffic crime and
> problems


I’m actually strongly considering this because I would expect the home prices to rise in the future. I’m just skeptical about Stafford County. Plus it would take me an hour to get to DC.

My dad got this in Fredericksburg for $340,000
Brand new, single family, 2,900 sq ft total with finished basement

Nothing fancy, but well built. This pic was during construction.
Attachments:

My dad got this in Fredericksburg for $340,000
Brand new, single family, 2,900 sq ft total with finished basement

Nothing fancy, but well built. This pic was during construction.
Attachments:

Up and Comer Wrote:
-------------------------------------------------------
> k6bdj Wrote:
> --------------------------------------------------
> -----
> > Your question cannot be answered with the small
> > amount of info you provided. Other questions
> that
> > will affect what you qualify for include:
> >
> >
> > $110,000 - before or after taxes?
> > what is your credit score?
> > Have you EVER defaulted on any loan?
> > How long have you been with your current
> > employer?
> > What is your previous work history?
> > Does your wife have debt?
> > What other liabilities do you have? child
> support
> > from a previous relationship, etc.
>
>
> -After taxes
> -800 Credit Score
> -Never Missed a payment
> - 2 years
> - Just got out of college a few years ago so I
> held part time jobs
> - Wife has zero debt but will would this matter
> even if she’s not cosigning?
> - No other liabilities
>
> I figure i’d have to move to PWC for a decent
> home for a decent price. Anything further south
> isn’t worth it imo.

calculate a simple payment schedule through an amortization table here: https://www.bankrate.com/mortgages/

now, figure you're six months into this house and you lose your job. How long can you float on your savings? That's a timeframe you have to be comfortable with. Forget what you're approved for and be realistic.

$3K a month on $110K a year? Sure, you'll get some back on mortgage interest deductions, but you're really stretching it.

I wouldn't.

If you could swing a 20% down payment on that $600,000 home and your kids were not in daycare or going to private school, it should easily be possible to afford that $600,000 home on $110,000 after tax at today's low interest rates. If you are going to go above a 80% loan to value and have to deal with PMI is where you will run into trouble.

Another thing to remember is that in the current market a house in good condition being listed at 600,000 is going to be selling for well above that. I am hearing of buyers who ended up going 10% above listing and then running into trouble with home appraisals.

Houses in the areas of Rt 17 Rt 3 and the 126 Spotsylvania exit will be going up in prices once the I 95 toll lanes are finished , there's many new homes down there at prices from mid 300's to 400's while 550 gets you a 5 acre lot and the big 4 br with 2 car garage with power taxes then Fairfax Nova , say what you want the area is far nicer then Prince William county and is far more calmer then Nova , the downside is the commute but still that area is closer to DC and offers more the to the west which has its own bad communing problems . The OBX is 50 to 60 miles closer or a good hour and a half on weekends . Lake Anna the lower Potomac and Rappahannock rivers and The Blue Ridge are all within easy driving distances for day trips

Since 2010 banks want more than 20% down, and some want close to, if not, 30%. The higher percentage down shields them from regulation scrutiny. This ain't 2005, where you can negotiate a balloon payment in five years.

Since 2010 banks want more than 20% down, and some want close to, if not, 30%. The higher percentage down shields them from regulation scrutiny. This ain't 2005, where you can negotiate a balloon payment in five years.

Without 300 k down forget it. Yes its sure not 2005 anymore Toto, with 30 k down and good credit you'll be lucky to get a 300k house with a family . You better start looking farther down 95 towards Hanover if you wait till those Lexus lanes south are done, make sure the septic field and well can handle your 45 yr old 3 br one story bungalow with a propane gas stove and the big ugly tank in back and electric baseboard strip heat

110K income and a 600k house?? Wrote:
-------------------------------------------------------
> Without 300 k down forget it. Yes its sure not
> 2005 anymore Toto, with 30 k down and good credit
> you'll be lucky to get a 300k house with a family
> . You better start looking farther down 95 towards
> Hanover if you wait till those Lexus lanes south
> are done, make sure the septic field and well can
> handle your 45 yr old 3 br one story bungalow with
> a propane gas stove and the big ugly tank in back
> and electric baseboard strip heat

Where are people going to get $300k to put down right away on a home much less $30K. where are people getting this money and how to I go about getting it myself?

k6bdj Wrote:
-------------------------------------------------------
> Your question cannot be answered with the small
> amount of info you provided. Other questions that
> will affect what you qualify for include:
>
>
> $110,000 - before or after taxes?
> what is your credit score?
> Have you EVER defaulted on any loan?
> How long have you been with your current
> employer?
> What is your previous work history?
> Does your wife have debt?
> What other liabilities do you have? child support
> from a previous relationship, etc.


Excellent questions, though you missed an important one lender’s absolutely must know in order to make a loan determination.

IS OP A NIGGER?

Gerrymanderer2 (G2, the OP original poster or spammer just above, perhaps both) posts several lies on ffu daily - many think he's a fx co gov worker who is getting paid to do it for false DNC democrat "advertising". He floods ffu with useless posts to bump down major news, demoralize americans. G2 posts fecal matter, mutilated bodies, child porn, foreign drug ads and sneaker ads, tells people to kill themselves and government should seize them and put them on psych pills in prison without a trial - decided by DNC democrats gov workers, promotes kangaroo courthouse trials, gives anti-religious rants, gives satanic ritual rants, posts black males with large dicks on white young females, portends white low birth rate and fall of USA whites, suggestive of food tampering/poisoning to solve the white problem, and anything possible to demoralize any americans on ffu - all of which are fake news he never responds to proofs it is fake. (perhaps g2 is a chinese prisoner or isis member - but definitely knowledgeable of fx co gov from the inside at times). The website operator has told him "not to post or return" (in an existing post by the sysop): not because of a political leaning but for continual illegal and gross spam along with messages that are only to demoralize if not kill others. G2 plays at financial terrorism as well; continually reporting fake and false financial data. G2 fakes emergency pleas to deaden the real response to any real one - like a devil. G2 continually spams FFU - which all users complain of: it is a real DoS attack - the attacks are not just topic bumps but designed to inject key words to kill ffu and google search results. G2 continually promotes drug use, alcoholic experimentation, and tries to convince members to meet hookers using photos from the 1990's (i doubt any that did are not arrested or dead). G2 continually posts racist posts and gay posts egging others to comment - then attacks who does - AND RECORDS IT (likely for political extortion). G2 and dems MONITOR AND RECORD* "conservatives who blast out these democrat lies and illegal abuse of telephone privilege (sometimes in a raw manner, being so jaded by the job)" (users who object to G2's actions listed so far). One ffu member discovered a south american country recording FFU databasing all posts in a non-chat database format - and when questioned - another member quickly said it was all coincidence and that this was done everywhere in the world on all sites: WHICH IS A LIE. Not all countries record the every word of what fairfaxians say on blogs. Extortion is also mentioned by G2. And the idea he's fishing for comments he can use against anyone who'd run for office is "just assume he's in that business" - and i've warned others that is what he fishes for - excuses to attack conservatives and or to extort them.

SOME POSTERS ON FFU FEEL G2 IS A JOKER: I ASSURE YOU THE ABOVE COMPLAINTS ARE GENUINELY A THREAT TO ONLOOKERS (THE UN-INTIATED), NON-DEMOCRATS, AND TO ANYONE STATING THAT LAWS SHOULD BE IMPOSED ON DEMOCRATS EQUALLY AS DEMOCRATS IMPOSE THEM ON OTHERS: MONEY

LEGAL NOTICE: DEMOCRATS HAVE `SWATTED' THE HOMES OF SOME FFU POSTS WHO REFUTE G2 AND CALL DEMS OUT ON THEFT AND LIES - AND EXPOSE THE LAWS THEY COULD BE PROSECUTED FOR BREACH OF TRUST. THAT'S A CONFIRMED WITNESSED FACT. IT IS NO JOKE WHAT G2 IS DOING. HIS CONTINUAL FISHING IS NOT IDLE - THEY ARE TRIGGERED AND ARMED. which i've warned others about since, about 2010 - that G2 is fishing for men to "erase" politically, by any means available to him


GO BACK TO HELL G2. YOU ARE EXPOSED.

^^^ nobody is going to read that word diarrhea

Probably high 400s to 500's but new homes are how much in Fairfax today ? 800 900k

https://www.khov.com/find-new-homes/virginia/fredericksburg/22408/k-hovnanian-homes/the-riverfront-at-new-post?ref=BingSearch_Virginia-Homes-Broad-Fredericksburg&utm_term=Virginia&utm_content=TheRiverfrontatNewpost&msclkid=266a6ee27f3c145eb29a0e67cdab6d66&utm_source=bing&utm_medium=cpc&utm_campaign=Virginia%20-%20Homes%20-%20Broad%20-%20Fredericksburg

https://www.msn.com/en-us/money/realestate/fredericksburg-5-latest-homes-to-hit-the-market/ar-BB1g28B0 older homes are cheaper

Redfin Fredericksburg Homes sale

https://www.redfin.com/city/30875/VA/Fredericksburg

The 475K home https://www.realtor.com/realestateandhomes-detail/11506-River-Meadows-Way_Fredericksburg_VA_22408_M67948-67015?cid=prt_patch_editorial_web_patch

https://www.redfin.com/VA/Fredericksburg/6-Eugene-Ct-22407/home/15585753

275K pic below on bottom top pic 425K new home The Rt 3 exit on I95 south is only 30 miles from Occoquan closer then you think especially when the toll lanes open , Its about 19 up from there to the Pentagon or the same to Tysons 9 to the Springfield mixing bowl.
Attachments:

https://www.realtor.com/realestateandhomes-detail/11506-River-Meadows-Way_Fredericksburg_VA_22408_M67948-67015?cid=prt_patch_editorial_web_patch

Close to the I95 exit 130 , full unfinished basement hardwood floors nice grassy yard, wrap around farmers porch, and much much more all for 475 K ! 158k family income makes it three times salary ,prices are only going up

Who the fuck wants to live in Fredericksburg? For what? Just for the privilege of owning a home? You can find condos and town houses closer to the jobs and all the fun stuff at reasonable prices if you look.

So why stay in Roach City when you can live in your own home or pay me that big rent raise I want soon in your 45 yr old Townhouse in Springfield

The money you save all goes to gay porn and weed , fun stuff huh you say

Who did it, in Springfield

Last Chance! That 475K Beauty Wrote:
-------------------------------------------------------
> https://www.realtor.com/realestateandhomes-detail/
> 11506-River-Meadows-Way_Fredericksburg_VA_22408_M6
> 7948-67015?cid=prt_patch_editorial_web_patch
>
> Close to the I95 exit 130 , full unfinished
> basement hardwood floors nice grassy yard, wrap
> around farmers porch, and much much more all for
> 475 K ! 158k family income makes it three times
> salary ,prices are only going up

Be sure to factor into your math the additional $200 per month you are going to be paying for gas once your employer forces you to return to work. This doesn't even take into account the wear and tear on your car, or the value of your time being stuck on I-95.

My brother used to rave how his standard of living was so much better living in Stafford. His weekdays were shot because by the time he got home he was too tired to do anything. On the weekends if he was doing anything other than hitting the big box stores he was driving back into NoVa. Plus within five years of moving in the traffic near his house was getting as bad as NoVa traffic. It was only when he switched jobs to Quantico that he finally was able to enjoy lifel.

Why buy when you can rent in beautiful downtown Woodbridge. I just had a few negros move out of my place yesterday. Mind you, we need to vacuum and tidy up a bit, but I wanted to let you know about this before I put it on the open market because it's going to go fast!
Attachments:

that is a modern art masterpiece, just add a couple of pollack paintings and it is perfect !

i remember in world history as a freshman in highschool, we could not understand the vandals in the sacking of rome destroying tiled duck frescoes to see if they were real

we didn't learn about libtards then, but now understand

Beats the shit any day of the week over a $1975 a month + 3 br apt out in Chantilly or Woodbridge , you still must pay your commuting dues in NOVA even if you live in a dump in Pimmit Hills that now cost 600k and work at Tysons 1 mile away.

Of course you could live in apt in West Falls Church and work at the 7-11 1/4 mile away too for 11 an hour pushing pizzas into the oven and ringing up lottery tickets

Or you can ride the ez pass toll lanes in a car pool or your own ride and live in a single family home that you own for a mortgage of 1500 a month PITI and mortgage insurance included ,a monthly amount which became extinct in NOVA about 20 years ago

The real estate equation in DC is depressing and impossible.

$1500 per month? $2,000 is more like it for Stafford. Maybe $1,800 per month in Spottsylvania. If you bought 5 years ago then $1,500 might be what it is running you today. Using that "what my home is costing me" method would mean many Fairfax residents are paying far less than $1,500.

175K Starter home far less then 1500 a month 2 miles from Rt 17 I 95 exit in lower Stafford

https://www.redfin.com/VA/Falmouth/818-Bellows-Ave-22405/home/11969238

In the country

https://www.zillow.com/homedetails/8322-Marye-Rd-Partlow-VA-22534/64820951_zpid/

Nice Rambler on 1 acer 275K 2 car garage
https://www.zillow.com/homedetails/8322-Marye-Rd-Partlow-VA-22534/64820951_zpid/

Partlow Va Where the real life Kunta Kinte was enslaved on a plantation in lower Spotsylvania Co Virginia

Wiki:https://en.wikipedia.org/wiki/Kunta_Kinte

"Kunta survived the trip to Maryland and was sold to John Waller (Reynolds in the 1977 miniseries), a Virginia plantation owner in Spotsylvania County, who renamed him Toby (named by John's wife Elizabeth in the 2016 remake). He rejected the name imposed upon him by his owners and refused to speak to others. After being recaptured during the last of his four escape attempts, the slave catchers gave him a choice: he would be castrated or have his right foot cut off. He chose to have his foot cut off, and the men cut off the front half of his right foot. As the years passed, Kunta, now owned by John's brother Dr. William Waller, resigned himself to his fate and became more open and sociable with his fellow slaves, while never forgetting his identity and origin"

You have to start somewhere if you want to get into a really nice home
Attachments:

don't listen to any of these idiots.
@ 3.25% 30 year 80% mortgage would be under $2000/month for primary mortgage on a 550k home.
2nd mortgage 10% would be another $250 or so if you can't pony up 20%.
taxes another $4-500 or so per month. insurance 150? to 200?

obviously, you may be looking at upkeep dollars. all.in under 3k per month before upkeep.

qualification is 28% of income for p&i and 36% including total payments. you shoild be fine.

ideally, you'd make a stivk per year, but that's not where you are.

oh, and don't live in fredericksburg unless you love gas fumes.
buy where you can get to work inside a half hour or so.

My wife makes life MISERABLE by droning on & on about how she wants a house. She has a townhouse in Sterling (ick!) & I have a 2br 2ba condo in a Tysons high rise. She has WAY too much SHIT to move to the condo. I have way too much sense to move to Sterling!


I'll tell you what: time = money

If you travel into the beltway from outer mongolia VA, all of that travel time must be added in as a part of the cost.

If it's your wife, tell her to stfu.
If it's you, think again!

Anyway, why'd you go and have kids? That's a golden albatross around YOUR neck. Ugh!

You can be 2 miles away and that's 1/2hr but to hell with DC

Upkeep did someone say upkeep , A 550k house roof can cost 6k to replace, a deck 4k, a heat pump drafty home furnace the 6k , Ac units the same for a 550k house in NOVA where does a person making 110 k a year come up with that with all other expenses in their faces all the time plus no bank will give you that loan without 25 or 30 % or more down

Live within your means Right here your are https://www.redfin.com/VA/Falmouth/818-Bellows-Ave-22405/home/11969238

Take it or leave it suckers . Beggars can not be choosers

sterling's not bad at all if you got a fam. you're in an apartment in tyson's, it's tough to be critical. whadda you do for entertainment, go to starbuck's? car shopping?

but it sounds like you hate kids. you wouldn't be wanted in sterling and you would likely hate everyone around you. plus you and wifey probably couldn't afford the right side of the tracks given your present living arrangements.

That 175 k house in Fredsburg , my woman needs to know the number of a cheap welder to make us some robbery proof bars and if a 12 gauge riot gun and buckshot come wit the deal

My family income is $110k, and we bought a 4 BR house in Bristow for $511,000 this past year. We put 170k down. Enjoying it.. house has already increased in value about 50k in the last 6 months

And got a no doc loan . Op did not say he had any cash to put down. With 30% and especially 33.5 % down anyone can get that loan , default and the bank has plenty in the house so they will not lose unless the people trash the hell out of it which would be the stupidest move they could make

WTF are you babbling about Marcus. There are few neighborhoods in northern Virginia, even the questionable one, where home prices are not appreciating. The 10% appreciation that Xnhu6 claims he is seeing in Bristoe this last cycle is about in line with what many are seeing. If you've owned a home for at least two years and can't sell it, walking away with a pile of money, then either you did cash out refis or you didn't even perform the basic maintenance.

When Democrats collapse the American economy trying to buy as many welfare votes as possible as their socialist policy's and taxes wreck the USA with the southern border wide open to allow millions of illegals to add to our national troubles

Its happening right now and you don't care one bit ..you got your Nova liberal paradise and you think your insulated from all national problems , but you will cry your asses off later when people tell you to go straight to hell as they will know exactly what you are .

reds Wrote:
-------------------------------------------------------
> 110K income and a 600k house?? Wrote:
> --------------------------------------------------
> -----
> > Without 300 k down forget it. Yes its sure not
> > 2005 anymore Toto, with 30 k down and good
> credit
> > you'll be lucky to get a 300k house with a
> family
> > . You better start looking farther down 95
> towards
> > Hanover if you wait till those Lexus lanes
> south
> > are done, make sure the septic field and well
> can
> > handle your 45 yr old 3 br one story bungalow
> with
> > a propane gas stove and the big ugly tank in
> back
> > and electric baseboard strip heat
>
> Where are people going to get $300k to put down
> right away on a home much less $30K. where are
> people getting this money and how to I go about
> getting it myself?


I have more than $30k in actual cash sitting in my home safe right now. If you make $150k ($8,600/mo take-home after taxes and benes) and have no debt, saving $30k or more isn't that tough. Life is a series of decisions whether they are good or bad.

kdfhefh Wrote:
-------------------------------------------------------
> reds Wrote:
> --------------------------------------------------
> -----
> > 110K income and a 600k house?? Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Without 300 k down forget it. Yes its sure
> not
> > > 2005 anymore Toto, with 30 k down and good
> > credit
> > > you'll be lucky to get a 300k house with a
> > family
> > > . You better start looking farther down 95
> > towards
> > > Hanover if you wait till those Lexus lanes
> > south
> > > are done, make sure the septic field and well
> > can
> > > handle your 45 yr old 3 br one story bungalow
> > with
> > > a propane gas stove and the big ugly tank in
> > back
> > > and electric baseboard strip heat
> >
> > Where are people going to get $300k to put down
> > right away on a home much less $30K. where are
> > people getting this money and how to I go about
> > getting it myself?
>
>
> I have more than $30k in actual cash sitting in my
> home safe right now. If you make $150k ($8,600/mo
> take-home after taxes and benes) and have no debt,
> saving $30k or more isn't that tough. Life is a
> series of decisions whether they are good or bad.


“Life decisions” have little to do with how much liquidity one has. It’s all about circumstances, timing and luck. I’d love $1 billion dollars. No “decision” I make will likely get me there.

I was born and raised In fairfax. I should be able to buy a home here and not have to pay exorbitant prices. They should have home grant programs so natives can stay. So sick of these carpet baggers and their pet illegals coming to our area and jacking up home prices.

Took a day off and went to Stafford then Fredericksburg . Of the two we liked Fredricksburg the best saw a few new homes in the 400's to 500's . We are buying a 4 br 3 1/2 bath Colonial for 550 brand new with our color choices and more on a five acer lot near a beautiful farm 5 1/2 miles from the rt 3 exit. People at the Pentagon in my office live near there so I have options to carpool , thanks to the one who posted about the area . By mid summer we should be in the house , it will be wonderful after spending 4 years in a two bedroom apt in mid Fairfax with our two year old twin sons saving every dime we could for a decent down payment.

Can we please kill this thread? It’s depressing.

Thanks ! For The Tips Wrote:
-------------------------------------------------------
> Took a day off and went to Stafford then
> Fredericksburg . Of the two we liked Fredricksburg
> the best saw a few new homes in the 400's to 500's
> . We are buying a 4 br 3 1/2 bath Colonial for 550
> brand new with our color choices and more on a
> five acer lot near a beautiful farm 5 1/2 miles
> from the rt 3 exit. People at the Pentagon in my
> office live near there so I have options to
> carpool , thanks to the one who posted about the
> area . By mid summer we should be in the house ,
> it will be wonderful after spending 4 years in a
> two bedroom apt in mid Fairfax with our two year
> old twin sons saving every dime we could for a
> decent down payment.

good for you, dude. hopefully it's under an hour most days and the commute doesn't kill you. don't know what the last poster's talking about, scraped, sacrificed and saved and are getting what you want.

glad this one worked out, but not sure i'd go to fairfax underground for financial and life advice too often. tho maybe you have a rabbit's foot.

Just take the VRE from Fredericksburg into SW DC.

I know a bunch of people that do it.

With the new rednecksville fool

I bought my home in aldie with an FHA and only put 3% down. People make this sound harder than it really is.

Ya they all work at the penatago Wrote:
-------------------------------------------------------
> With the new rednecksville fool


VRE goes straight to L’Enfant Plaza in DC

You can afford a 330K mortgage. How much money do you have for the down payment/ That'll tell you what priced house you can afford. Remember that you will have closing costs, too.

Look in Centreville.

Honestly, you are suppose to work your way up.

My first house was $192,000 brand new in the remotest parts of the SF Bay Area

Sold it for $405,000

Next house was $500,000 in this area and sold it for $600,000

My final house is $1,085,000 and I still have a $440,000 mortgage.

Refinanced it down to 2.625% for 30 years and my payment is less than $2,920/month all in including property tax and insurance. Single, I make around $250,000

My plan now is just have inflation and crazy Joe spending $10 Trillion a year printing money and making that $440,000 balance just worthless in 10 years.

With such an income, you can't afford a 600k house. But here, it also depends on several factors that can affect your mortgage. The easiest way is to enter an online calculator, and there you can calculate everything. I can recommend Mortgage Advice Cardiff, or you can contact this team. Furthermore, on their website is a lot of valuable information about the mortgage. I got them a few months ago; I was also interested in a mortgage. But after my income that does not exceed more than 150 K, I can not afford it yet.

You can afford a 200K mortgage

At a fast food , I need to get out of my squalid 1 br dump my feet and hands hurt all the time they keep filling with cheese and I squeeze it out
Attachments:

I have a question, that no one can answer. I want to take a mortgage, but a lot of people tell me that is risky. Yeah, I agree with them, but if I look for the best company maybe I will find what I need. A lot of people recommended me to use Mortgage Advisor Sunderland because they are the best in this domain. I heard they took small taxes, cheaper than other companies. It seems to be a great idea to make a call, but I want other suggestions from you. I am open to everyone, and I would like to hear what you`re saying. I have found this forum https://www.Sunderlandmoneyman.com , who knows about this platform?

don't know what you're talking about. mortgages and originators are a dime a dozen, no one's magically getting you something you couldn't come close to getting elsewhere. just a question of who is skimming an extra $2-8k from you up front or over time.
go to better.com , they've seemed to have the best comp rates and closing costs for some time.