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Real Estate Taxes up again in FFX County
Posted by: Tm24 ()
Date: August 26, 2019 06:24PM

Just got my escrow statement from my bank and noticed a big shortage in my escrow account. Well, what I consider big. Called the bank and was told how much taxes have gone up in Fairfax County in the past two years. Of course they go up every year but still.

Others here notice the big increase?

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Re: Real Estate Taxes up again in FFX County
Posted by: Sharoom Bullover ()
Date: August 26, 2019 06:45PM

Tm24 Wrote:
-------------------------------------------------------
> Just got my escrow statement from my bank and
> noticed a big shortage in my escrow account. Well,
> what I consider big. Called the bank and was told
> how much taxes have gone up in Fairfax County in
> the past two years. Of course they go up every
> year but still.
>
> Others here notice the big increase?

Shut up and pay you taxes you PEASANT! We need more money for illegal immigrants and their kids.

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Re: Real Estate Taxes up again in FFX County
Posted by: Low marks ()
Date: August 27, 2019 09:28AM

Escrow withholding is done by your lender, not by the County. Maybe go read a book or something so that before you whine like some Trump-loving little girl, you have an actual idea of what's going on here.

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Re: Real Estate Taxes up again in FFX County
Posted by: Durrrrrrrrrrrrr ()
Date: August 27, 2019 11:21AM

Low marks Wrote:
-------------------------------------------------------
> Escrow withholding is done by your lender, not by
> the County. Maybe go read a book or something so
> that before you whine like some Trump-loving
> little girl, you have an actual idea of what's
> going on here.


And on what is the ‘withholding’ based?

They’re not ‘withholdings’ to begin with stupid.

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Re: Real Estate Taxes up again in FFX County
Posted by: P Henry ()
Date: August 27, 2019 01:45PM

It’s a ploy by the BoS. They announce the upcoming FY RE tax rate in February. Hardly anyone complains about the new tax rate until the bill arrives in July.

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Re: Real Estate Taxes up again in FFX County
Posted by: it's not the rate ()
Date: August 27, 2019 02:33PM

They get you on the assessed value. It used to be priced at about 80% of the real value now they are about 110%

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Re: Real Estate Taxes up again in FFX County
Posted by: Low marks... ()
Date: August 27, 2019 04:02PM

Durrrrrrrrrrrrr Wrote:
-----------------------------------------------------
> And on what is the ‘withholding’ based?
> They’re not ‘withholdings’ to begin with stupid.

It would help if you knew the first fucking thing about escrow accounting, but you don’t. Escrow amounts are withheld. They are not applied to either principal or interest, but are reserved to assure that funds will be available to settle your tax and insurance obligations as those become due. Little children understand this. You don't.

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Re: Real Estate Taxes up again in FFX County
Posted by: Real person ()
Date: August 27, 2019 04:22PM

it's not the rate Wrote:
-------------------------------------------------------
> They get you on the assessed value. It used to be
> priced at about 80% of the real value now they are
> about 110%

Total bullshit. Assessments are typically done based on actual recent sales of homes in your vicinity. Those data go to the BOS which then sets rates to produce revenues that will cover the levels of budgeted expenditures they wish to pass.

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Re: Real Estate Taxes up again in FFX County
Posted by: Durrrrrrrrrrrrr ()
Date: August 27, 2019 06:06PM

Low marks... Wrote:
-------------------------------------------------------
> Durrrrrrrrrrrrr Wrote:
> --------------------------------------------------
> ---
> > And on what is the ‘withholding’ based?
> > They’re not ‘withholdings’ to begin with
> stupid.
>
> It would help if you knew the first fucking thing
> about escrow accounting, but you don’t. Escrow
> amounts are withheld. They are not applied to
> either principal or interest, but are reserved to
> assure that funds will be available to settle your
> tax and insurance obligations as those become due.
> Little children understand this. You don't.


Escrow payments are simply made as part of your payment and held in escrow by the lender to cover estimated taxes. They are not "withheld" from anything.

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Re: Real Estate Taxes up again in FFX County
Posted by: Low marks... ()
Date: August 28, 2019 10:15AM

Get a dictionary, dope, and look up what 'withhold' means. Escrow amounts are taken from you and held in limbo by a financial institution. The practice of over-withholding escrow funds was once so common that legal formulas had to be implemented to put a cap on such abuse. You may have missed all that, even though your lender should be sending you an escrow statement and explanation at least once each year.

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Re: Real Estate Taxes up again in FFX County
Posted by: it's not the rate ()
Date: August 28, 2019 10:20AM

Real person Wrote:
-------------------------------------------------------
> it's not the rate Wrote:
> --------------------------------------------------
> -----
> > They get you on the assessed value. It used to
> be
> > priced at about 80% of the real value now they
> are
> > about 110%
>
> Total bullshit. Assessments are typically done
> based on actual recent sales of homes in your
> vicinity. Those data go to the BOS which then
> sets rates to produce revenues that will cover the
> levels of budgeted expenditures they wish to pass.


And typically you don't suck cock, now you do. You're a fag. My home did not increase in value by 16% in one year a few years ago when they changed the way they assessed homes.

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Re: Real Estate Taxes up again in FFX County
Posted by: okay there buddy ()
Date: August 28, 2019 10:21AM

Tm24 Wrote:
-------------------------------------------------------
> Called the bank and was told
> how much taxes have gone up in Fairfax County in
> the past two years.

As if the customer service rep at your bank is going to know anything at all about county tax rates.

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Re: Real Estate Taxes up again in FFX County
Posted by: Real person... ()
Date: August 28, 2019 10:37AM

it's not the rate Wrote:
-------------------------------------------------------
> And typically you don't suck cock, now you do.
> You're a fag. My home did not increase in value by
> 16% in one year a few years ago when they changed
> the way they assessed homes.

The County sends you an explanatory note each year with your updated assessment. It's typically printed on colored paper. Perhaps you can't or simply didn't read it. In any case, nothing has changed. Your sociophobia and general paranoia simply have an unwarranted grip on you,

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Re: Real Estate Taxes up again in FFX County
Posted by: Durrrrrrrrrrrrr ()
Date: August 28, 2019 12:23PM

Low marks... Wrote:
-------------------------------------------------------
> Get a dictionary, dope, and look up what
> 'withhold' means. Escrow amounts are taken from
> you and held in limbo by a financial institution.
> The practice of over-withholding escrow funds was
> once so common that legal formulas had to be
> implemented to put a cap on such abuse. You may
> have missed all that, even though your lender
> should be sending you an escrow statement and
> explanation at least once each year.


You're the one who used the term "withholding" incorrectly while trying to pretend that you knew something. Everyone knows how escrow accounts work stupid.

The only time that the term "withholding" applies to escrow is when funds actually are withheld. As, for example, from proceeds of a sale in the case of contingencies and taxes at settlement. Normal apportioned payment of property taxes, insurance, etc., to an escrow account as part of your mortgage payment is not "withholding." Nobody is "withholding" anything in that case. They're simply collecting and HOLDING (not withholding) the funds in escrow.

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Re: Real Estate Taxes up again in FFX County
Posted by: Low marks... ()
Date: August 28, 2019 02:23PM

You fucked up, douche. Own it.

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Re: Real Estate Taxes up again in FFX County
Posted by: Durrrrrrrrrrrrr ()
Date: August 28, 2019 02:44PM

Low marks... Wrote:
-------------------------------------------------------
> You fucked up, douche. Own it.


No, YOU fucked up. Again.

Show anything referring to "escrow withholding" in the context of standard escrowed components of mortgage payments and other than I described. You can't. So you'll try to bullshit your way out instead. Again.

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Re: Real Estate Taxes up again in FFX County
Posted by: Black Caulk ()
Date: August 28, 2019 03:56PM

Someone’s gotta pay for the niggers and Mexicans social services. I say these funds should be paid by all the dirty dog eating Koreans and the other gooks.

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Re: Real Estate Taxes up again in FFX County
Posted by: Black Caulk ()
Date: August 28, 2019 04:02PM

Durrrrrrrrrrrrr Wrote:
-------------------------------------------------------
> Low marks... Wrote:
> --------------------------------------------------
> -----
> > Durrrrrrrrrrrrr Wrote:
> >
> --------------------------------------------------
>
> > ---
> > > And on what is the ‘withholding’ based?
> > > They’re not ‘withholdings’ to begin
> with
> > stupid.
> >
> > It would help if you knew the first fucking
> thing
> > about escrow accounting, but you don’t.
> Escrow
> > amounts are withheld. They are not applied to
> > either principal or interest, but are reserved
> to
> > assure that funds will be available to settle
> your
> > tax and insurance obligations as those become
> due.
> > Little children understand this. You don't.
>
>
> Escrow payments are simply made as part of your
> payment and held in escrow by the lender to cover
> estimated taxes. They are not "withheld" from
> anything.


Correct. I stopped escrow with my lender when I prepaid about 50k for SALT on my FY17 taxes to max out the deductions. All because that nigger cock sucking Trump screwed us in high tax areas by limiting SALT to 10k. The IRS said you can’t do that. But FUCK the IRS. I’d love to see them try to come after me and all the smart people who have lots of money who could afford to do this. Our Jew lawyers will fuck them up like they are Kunta Kinte and we have the whip. Fuck off Toby!

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Re: Real Estate Taxes up again in FFX County
Posted by: Tm24 ()
Date: August 28, 2019 04:16PM

okay there buddy Wrote:
-------------------------------------------------------
> Tm24 Wrote:
> --------------------------------------------------
> -----
> > Called the bank and was told
> > how much taxes have gone up in Fairfax County
> in
> > the past two years.
>
> As if the customer service rep at your bank is
> going to know anything at all about county tax
> rates.

You are correct. They are idiots. Dumber than a box of rocks.

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Re: Real Estate Taxes up again in FFX County
Posted by: Tm24 ()
Date: August 28, 2019 04:20PM

Black Caulk Wrote:
-------------------------------------------------------
> Someone’s gotta pay for the niggers and Mexicans
> social services. I say these funds should be paid
> by all the dirty dog eating Koreans and the other
> gooks.

This is what should really PISS OFF all FFX County residents, as many as 10 bastards living in a single family house and 'we' county tax payers footing the bill.
And, FFX County not doing a damn thing about it. This entire area is screwed now.

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Re: Real Estate Taxes up again in FFX County
Posted by: Low marks... ()
Date: August 28, 2019 04:55PM

Durrrrrrrrrrrrr Wrote:
-------------------------------------------------------
> Show anything referring to "escrow withholding" in
> the context of standard escrowed components of
> mortgage payments and other than I described. You
> can't. So you'll try to bullshit your way out
> instead. Again.

You’ve been outed, douche. Escrow amounts are withheld from your monthly PITI payments until such times as those bills come due. This is the DEFINITION of withholding.

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Re: Real Estate Taxes up again in FFX County
Posted by: Vienna man is triggered ()
Date: August 28, 2019 05:00PM

I also had an escrow shortage and had to make a catch up payment due to the rapidly increasing taxes.

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Re: Real Estate Taxes up again in FFX County
Posted by: Ronnie Dunn ()
Date: August 28, 2019 05:01PM

I got a strong back, steel toes. I rarely call in sick, a good truck.

What I don't know I catch on real quick. I work weekends, if I have to, nights and holidays.

Give you forty and then some. Whatever it takes.

Three dollars and change at the pump. The cost of livin's high and goin' up.

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Re: Real Estate Taxes up again in FFX County
Posted by: Durrrrrrrrrrrrr ()
Date: August 28, 2019 05:30PM

Low marks... Wrote:
-------------------------------------------------------
> Durrrrrrrrrrrrr Wrote:
> --------------------------------------------------
> -----
> > Show anything referring to "escrow withholding"
> in
> > the context of standard escrowed components of
> > mortgage payments and other than I described.
> You
> > can't. So you'll try to bullshit your way out
> > instead. Again.
>
> You’ve been outed, douche. Escrow amounts are
> withheld from your monthly PITI payments until
> such times as those bills come due. This is the
> DEFINITION of withholding.


Wrong. Escrow payments are legally separate from your mortgage and interest payments. They're simply collected together with your monthly payments and held in escrow by the lender for convenience and to mitigate their risk. There is no 'withholding' of funds for one purpose to another. Escrow requirements and accounts are addressed specifically and separately in the lending contract. The escrowed funds are legally distinct under RESPA and other law.

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Re: Real Estate Taxes up again in FFX County
Posted by: Tm24 ()
Date: August 28, 2019 06:02PM

Durrrrrrrrrrrrr Wrote:
-------------------------------------------------------
> Low marks... Wrote:
> --------------------------------------------------
> -----
> > Durrrrrrrrrrrrr Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Show anything referring to "escrow
> withholding"
> > in
> > > the context of standard escrowed components
> of
> > > mortgage payments and other than I described.
>
> > You
> > > can't. So you'll try to bullshit your way
> out
> > > instead. Again.
> >
> > You’ve been outed, douche. Escrow amounts are
> > withheld from your monthly PITI payments until
> > such times as those bills come due. This is
> the
> > DEFINITION of withholding.
>
>
> Wrong. Escrow payments are legally separate from
> your mortgage and interest payments. They're
> simply collected together with your monthly
> payments and held in escrow by the lender for
> convenience and to mitigate their risk. There is
> no 'withholding' of funds for one purpose to
> another. Escrow requirements and accounts are
> addressed specifically and separately in the
> lending contract. The escrowed funds are legally
> distinct under RESPA and other law.

This is all true but really can put a squeeze on folks causing your monthly mortgage payment to keep increasing. Yes, I understand the entire process and the separation of principal and interest from escrow.

Still pissed off of all the jerks getting a FREE Ride in single family homes with 10 others not contributing a nickel.

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Re: Real Estate Taxes up again in FFX County
Posted by: I am not amused ()
Date: August 28, 2019 07:22PM

We need the money to defend illegal aliens against deportation. We need the money to educate the smelt of illegal aliens. Who needs music, sports or other courses that do not inculcate our children into the ways of the Democrats and their promotion of societal parasitism.

Bring the issue up with the Board of County Idiots and you'll be labeled a racist. The fact that the leftist douchebags keep voting the same lame bastards into office shows they like the pain and subsidizing criminal behavior.

I'm out of here next month. Fairfax County Board of Idiots can bite me.

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Re: Real Estate Taxes up again in FFX County
Posted by: dum-da-da-de-dump ()
Date: August 28, 2019 09:49PM

You dumb libs voted 4 Wexton. Everybody knows how much Wexton LOVES taxes and more taxes and higher taxes.

You libs wanted her,now you got her & her taxes. Next time don't vote Democrat.

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Re: Real Estate Taxes up again in FFX County
Posted by: Black Caulk ()
Date: August 28, 2019 10:07PM

dum-da-da-de-dump Wrote:
-------------------------------------------------------
> You dumb libs voted 4 Wexton. Everybody knows how
> much Wexton LOVES taxes and more taxes and higher
> taxes.
>
> You libs wanted her,now you got her & her taxes.
> Next time don't vote Democrat.

Wow, you’re an average Trumptard. In that you’re fucking retarded.

It was Trump and his crew of nigger-dick sucking faggots that screwed NOVA taxpayers. 10k SALT limitations is a yuuuge loss for homeowners.

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Re: Real Estate Taxes up again in FFX County
Posted by: Townhouse landlord ()
Date: August 29, 2019 08:51PM

The taxes are nothing compared to the money you make renting in Fairfax County.

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Re: Real Estate Taxes up again in FFX County
Posted by: You flunked Civics ()
Date: August 29, 2019 09:22PM

dum-da-da-de-dump Wrote:
-------------------------------------------------------
> You dumb libs voted 4 Wexton. Everybody knows how
> much Wexton LOVES taxes and more taxes and higher
> taxes.
>
> You libs wanted her,now you got her & her taxes.
> Next time don't vote Democrat.


Wexton has nothing to do with setting the real estate tax rates in Fairfax County. Wexton is a Representative in the U.S. House of Representatives. Before that she was a member of the Virginia General Assembly representing a district in Loudoun County. Real estate tax rates for Fairfax County are set by the Fairfax Board of Supervisors, a body that Wexton is not and was not a member of.

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Re: Real Estate Taxes up again in FFX County
Posted by: Hmmm... ()
Date: August 30, 2019 10:29AM

I am not amused Wrote:
-------------------------------------------------------
> I'm out of here next month. Fairfax County Board
> of Idiots can bite me.

Well, you've always been an asshole, so it's not like you'll be missed much.

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