calp me some Wrote:
-------------------------------------------------------
> never ending Wrote:
> --------------------------------------------------
> -----
> > .benifits! Wrote:
> >
> -------------------55---------
>
> > -----
> > > long beach Wrote:
> > >
> >
> --------------------------------------------------
>
> > Blork
> > > -----
> > > > Retired1 Wrote:
> > > >
> > >
> >
> --------------------------------------------------
>
> >
> > >
> > > > -----
> > > > > Thank you for visiting the Retirement
> > Section
> > > > on
> > > > > the City of Long Beach's Human Resources
> > > > website.
> > > > > Here you will find information about the
> > > > > retirement benefits offered by the City
> > > through
> > > > > CalPERS, how to calculate your pension,
> how
> > > to
> > > > > apply, and other useful information about
> > the
> > > > > retirement system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or
> later.Thank
> > > you
> > > > > for visiting the Retirement Section on
> the
> > > City
> > > > of
> > > > > Long Beach's Human Resources website.
> Here
> > > you
> > > > > will find information about the
> retirement
> > > > > benefits offered by the City through
> > CalPERS,
> > > > how
> > > > > to calculate your pension, how to apply,
> > and
> > > > other
> > > > > useful information about the retirement
> > > system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or
> laterThank
> > > you
> > > > for
> > > > > visiting the Retirement Section on the
> City
> > > of
> > > > > Long Beach's Human Resources website.
> Here
> > > you
> > > > > will find information about the
> retirement
> > > > > benefits offered by the City through
> > CalPERS,
> > > > how
> > > > > to calculate your pension, how to apply,
> > and
> > > > other
> > > > > useful information about the retirement
> > > system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or later.
> > > > >
> > > > > Thank you for visiting the Retirement
> > Section
> > > > on
> > > > > the City of Long Beach's Human Resources
> > > > website.
> > > > > Here you will find information about the
> > > > > retirement benefits offered by the City
> > > through
> > > > > CalPERS, how to calculate your pension,
> how
> > > to
> > > > > apply, and other useful information about
> > the
> > > > > retirement system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or later.

calp me some Wrote:
-------------------------------------------------------
> never ending Wrote:
> --------------------------------------------------
> -----
> > .benifits! Wrote:
> >
> -------------0'b-------------------------------------
>
> > -----
> > > long beach Wrote:
> > >
> >
> --------------------------------------------------
>
> > Blork
> > > -----
> > > > Retired1 Wrote:
> > > >
> > >
> >
> --------------------------------------------------
>
> >
> > >
> > > > -----
> > > > > Thank you for visiting the Retirement
> > Section
> > > > on
> > > > > the City of Long Beach's Human Resources
> > > > website.
> > > > > Here you will find information about the
> > > > > retirement benefits offered by the City
> > > through
> > > > > CalPERS, how to calculate your pension,
> how
> > > to
> > > > > apply, and other useful information about
> > the
> > > > > retirement system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or
> later.Thank
> > > you
> > > > > for visiting the Retirement Section on
> the
> > > City
> > > > of
> > > > > Long Beach's Human Resources website.
> Here
> > > you
> > > > > will find information about the
> retirement
> > > > > benefits offered by the City through
> > CalPERS,
> > > > how
> > > > > to calculate your pension, how to apply,
> > and
> > > > other
> > > > > useful information about the retirement
> > > system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or
> laterThank
> > > you
> > > > for
> > > > > visiting the Retirement Section on the
> City
> > > of
> > > > > Long Beach's Human Resources website.
> Here
> > > you
> > > > > will find information about the
> retirement
> > > > > benefits offered by the City through
> > CalPERS,
> > > > how
> > > > > to calculate your pension, how to apply,
> > and
> > > > other
> > > > > useful information about the retirement
> > > system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or later.
> > > > >
> > > > > Thank you for visiting the Retirement
> > Section
> > > > on
> > > > > the City of Long Beach's Human Resources
> > > > website.
> > > > > Here you will find information about the
> > > > > retirement benefits offered by the City
> > > through
> > > > > CalPERS, how to calculate your pension,
> how
> > > to
> > > > > apply, and other useful information about
> > the
> > > > > retirement system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or later.

LOL! So much class!

calp me some Wrote:
-------------------------------------------------------
> never ending Wrote:
> --------------------------------------------------
> -----
> > .benifits! Wrote:
> >
> -------------369-------------------------------------
>
> > -----
> > > long beach Wrote:
> > >
> >
> --------------------------------------------------
>
> > Blork
> > > -----
> > > > Retired1 Wrote:
> > > >
> > >
> >
> --------------------------------------------------
>
> >
> > >
> > > > -----
> > > > > Thank you for visiting the Retirement
> > Section
> > > > on
> > > > > the City of Long Beach's Human Resources
> > > > website.
> > > > > Here you will find information about the
> > > > > retirement benefits offered by the City
> > > through
> > > > > CalPERS, how to calculate your pension,
> how
> > > to
> > > > > apply, and other useful information about
> > the
> > > > > retirement system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or
> later.Thank
> > > you
> > > > > for visiting the Retirement Section on
> the
> > > City
> > > > of
> > > > > Long Beach's Human Resources website.
> Here
> > > you
> > > > > will find information about the
> retirement
> > > > > benefits offered by the City through
> > CalPERS,
> > > > how
> > > > > to calculate your pension, how to apply,
> > and
> > > > other
> > > > > useful information about the retirement
> > > system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or
> laterThank
> > > you
> > > > for
> > > > > visiting the Retirement Section on the
> City
> > > of
> > > > > Long Beach's Human Resources website.
> Here
> > > you
> > > > > will find information about the
> retirement
> > > > > benefits offered by the City through
> > CalPERS,
> > > > how
> > > > > to calculate your pension, how to apply,
> > and
> > > > other
> > > > > useful information about the retirement
> > > system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or later.
> > > > >
> > > > > Thank you for visiting the Retirement
> > Section
> > > > on
> > > > > the City of Long Beach's Human Resources
> > > > website.
> > > > > Here you will find information about the
> > > > > retirement benefits offered by the City
> > > through
> > > > > CalPERS, how to calculate your pension,
> how
> > > to
> > > > > apply, and other useful information about
> > the
> > > > > retirement system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or later.

^^^ Typical asshole move. What a loser!

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> ^^^ Typical asshole move. What a loser!


Total deflection. Shit didn’t start showing up here until it was revealed Megan confirmed you still live at the address on McHenry and nowhere else.

But, ooh, how I like it!

Guess which free wi-fi the email to Megan was sent from? Founding Farmers. I thought that’d be a nice touch should GAR try to trace it back. LOL!

^^^ Yet another typical asshole move.

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> ^^^ Yet another typical asshole move.


How so? You lied about where you live. I simply exposed that lie. Liars are scum of the earth.

And about his assessment.

And about so many other things trying to cover it up.

calp me some Wrote:
-------------------------------------------------------
> never ending Wrote:
> --------------------------------------------------
> -----
> > .benifits! Wrote:
> >
> ---3-----------------------------------------------
>
> > -----
> > > long beach Wrote:
> > >
> >
> --------------------------------------------------
>
> > Blork
> > > -----
> > > > Retired1 Wrote:
> > > >
> > >
> >
> --------------------------------------------------
>
> >
> > >
> > > > -----
> > > > > Thank you for visiting the Retirement
> > Section
> > > > on
> > > > > the City of Long Beach's Human Resources
> > > > website.
> > > > > Here you will find information about the
> > > > > retirement benefits offered by the City
> > > through
> > > > > CalPERS, how to calculate your pension,
> how
> > > to
> > > > > apply, and other useful information about
> > the
> > > > > retirement system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or
> later.Thank
> > > you
> > > > > for visiting the Retirement Section on
> the
> > > City
> > > > of
> > > > > Long Beach's Human Resources website.
> Here
> > > you
> > > > > will find information about the
> retirement
> > > > > benefits offered by the City through
> > CalPERS,
> > > > how
> > > > > to calculate your pension, how to apply,
> > and
> > > > other
> > > > > useful information about the retirement
> > > system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or
> laterThank
> > > you
> > > > for
> > > > > visiting the Retirement Section on the
> City
> > > of
> > > > > Long Beach's Human Resources website.
> Here
> > > you
> > > > > will find information about the
> retirement
> > > > > benefits offered by the City through
> > CalPERS,
> > > > how
> > > > > to calculate your pension, how to apply,
> > and
> > > > other
> > > > > useful information about the retirement
> > > system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or later.
> > > > >
> > > > > Thank you for visiting the Retirement
> > Section
> > > > on
> > > > > the City of Long Beach's Human Resources
> > > > website.
> > > > > Here you will find information about the
> > > > > retirement benefits offered by the City
> > > through
> > > > > CalPERS, how to calculate your pension,
> how
> > > to
> > > > > apply, and other useful information about
> > the
> > > > > retirement system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or later.