Fairfax County General :
Fairfax Underground
Welcome to Fairfax Underground, a project site designed to improve communication among residents of Fairfax County, VA. Feel free to post anything Northern Virginia residents would find interesting.
Welcome to Fairfax Underground, a project site designed to improve communication among residents of Fairfax County, VA. Feel free to post anything Northern Virginia residents would find interesting.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: April 30, 2022 12:53PM
JP has zero sock puppets, while Linus of course has scores, many of which he treats poorly. The late Kill Shot and FPA are recent examples.
Edited 1 time(s). Last edit at 04/30/2022 01:01PM by Actual JP Morgenthau.
Edited 1 time(s). Last edit at 04/30/2022 01:01PM by Actual JP Morgenthau.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
new page needs calping
()
Date: April 30, 2022 01:03PM
Davis store Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> ---------------------------------uuuume-----------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> ---------------------------------uuuume-----------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
khgdx
()
Date: April 30, 2022 01:10PM
Booga-Booga-Booga!
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: April 30, 2022 01:14PM
What an asshole!
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
tards?
()
Date: April 30, 2022 01:26PM
RE, Tards Wrote:
-------------------------------------------------------
> JP plowed ME today Wrote:
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> > RDS-TARDS
-------------------------------------------------------
> JP plowed ME today Wrote:
> -------------------------------------------oix21-------
> -----
> > King Flaccid
> >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-2TARDS-TARDS-T
> A
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: April 30, 2022 01:31PM
Still and ever an asshole.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Sure Bob
()
Date: April 30, 2022 01:46PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> JP has zero sock puppets, while Linus of course
> has scores, many of which he treats poorly. The
> late Kill Shot and FPA are recent examples.
Say hi to the Vienna housewives for us.
-------------------------------------------------------
> JP has zero sock puppets, while Linus of course
> has scores, many of which he treats poorly. The
> late Kill Shot and FPA are recent examples.
Say hi to the Vienna housewives for us.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: April 30, 2022 02:21PM
LOL! Linus is ALWAYS fucked up. All that walking down strewn paths has messed him over big time.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Ricky Retardo
()
Date: April 30, 2022 02:29PM
tards? Wrote:
-------------------------------------------------------
> RE, Tards Wrote:
> --------------------------------------------------
> -----
> > JP plowed ME today Wrote:
> >
> -------------------------81 ploi------------------oix21--
> -----
> > -----
> > > King Flaccid
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > > RDS-TARDS
-------------------------------------------------------
> RE, Tards Wrote:
> --------------------------------------------------
> -----
> > JP plowed ME today Wrote:
> >
> -------------------------81 ploi------------------oix21--
> -----
> > -----
> > > King Flaccid
> > >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-2TARDS-TARDS-T
>
> > A
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > > RDS-TARDS
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: April 30, 2022 02:58PM
^^^ Shits himself once again.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
LOL!
()
Date: April 30, 2022 03:17PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> LOL! Linus is ALWAYS fucked up. All that walking
> down strewn paths has messed him over big time.
LOL! Like we didn't know that it was you. LOL!
Dumb bitch. LOL!
Did I mention LOL!?
LOL!
-------------------------------------------------------
> LOL! Linus is ALWAYS fucked up. All that walking
> down strewn paths has messed him over big time.
LOL! Like we didn't know that it was you. LOL!
Dumb bitch. LOL!
Did I mention LOL!?
LOL!
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: April 30, 2022 03:49PM
We are at home today, and while we often dine and sometimes shop there, we do not live in Vienna. Also not living in Vienna is the feline-favoring half of The Principals, who took delivery this morning of two cute new kitties from Loudoun County. Congratulations! The last of the preceding generation passed away a few weeks ago, so no doubt good to have some nice meowing around the house again.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
JP is a little bitch
()
Date: April 30, 2022 03:56PM
Davis store Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> ----------------kkjkkjkkjny----------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> ----------------kkjkkjkkjny----------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
tarder control
()
Date: April 30, 2022 03:58PM
deal on three Wrote:
-------------------------------------------------------
> JP What an AWESOME windy!!! Wrote:
> --------------------------------------------------
> -----
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>
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>
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>
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>
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>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
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>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> > RDS-TARDS
-------------------------------------------------------
> JP What an AWESOME windy!!! Wrote:
> --------------------------------------------------
> -----
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TAR99DS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
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>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: April 30, 2022 04:04PM
No ne cares, idiot.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Exactly
()
Date: April 30, 2022 04:36PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> We are at home today, and while we often dine and
> sometimes shop there, we do not live in Vienna.
> Also not living in Vienna is the feline-favoring
> half of The Principals, who took delivery this
> morning of two cute new kitties from Loudoun
> County. Congratulations! The last of the
> preceding generation passed away a few weeks ago,
> so no doubt good to have some nice meowing around
> the house again.
No ne cares, idiot.
-------------------------------------------------------
> We are at home today, and while we often dine and
> sometimes shop there, we do not live in Vienna.
> Also not living in Vienna is the feline-favoring
> half of The Principals, who took delivery this
> morning of two cute new kitties from Loudoun
> County. Congratulations! The last of the
> preceding generation passed away a few weeks ago,
> so no doubt good to have some nice meowing around
> the house again.
No ne cares, idiot.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: April 30, 2022 04:46PM
306 pages say differently, douche.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Not really...
()
Date: April 30, 2022 05:09PM
When they're all making a fool of you.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Check that...
()
Date: April 30, 2022 05:10PM
Mostly you making a fool of yourself.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: April 30, 2022 05:45PM
The humiliations of Cafe Mozart and strewn paths are taking quite a toll. Still a beautiful afternoon here in the Sweet Spot where the wife and I live and you don’t. Hahahahaha!!!
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
ywnmp
()
Date: April 30, 2022 05:54PM
ha, ha, ha!
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
And it shows
()
Date: April 30, 2022 05:55PM
You have to try way too hard to convince yourself of that your average property and mediocre life is something special.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: April 30, 2022 06:17PM
You’re a poorly educated, broke-ass, no career, dope-in-a-dump loser. I’m ten years a wealthy retiree looking out over the dappled shadows dancing over our beautifully maintained Sweet Spot property. So it goes.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Those who have don't need to...
()
Date: April 30, 2022 07:11PM
Keep telling yourself that old fuck...
And everyone else as you appear to have a need to do. lol
And everyone else as you appear to have a need to do. lol
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: April 30, 2022 08:02PM
Sorry, Linus. But the simple truth is that you are a liar and a loser.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
sweet spot=bung hole
()
Date: April 30, 2022 08:07PM
Davis store Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> ------------------zza--------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> ------------------zza--------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
tards?
()
Date: April 30, 2022 08:11PM
RE, Tards Wrote:
-------------------------------------------------------
> JP plowed ME today Wrote:
> --------------------------------------------------
> -----
> > King Flaccid
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> > RDS-TARDS
-------------------------------------------------------
> JP plowed ME today Wrote:
> --------------------------------------------------
> -----
> > King Flaccid
> >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-2TARDS-TARDS-T
> A
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
ubcyx
()
Date: April 30, 2022 08:19PM
tards. tarda, tards
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: April 30, 2022 08:28PM
When all else fails. As it so often does.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
,q
()
Date: April 30, 2022 08:29PM
oh yes he fucked with it Wrote:
-------------------------------------------------------
> Davis store Wrote:
> --------------------------------------------------
> -----
> > h brake Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > long beach Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Retired1 Wrote:
> > > >
> > >
> >
> --------------------------------------------------
>
> >
> > >
> > > > -----
> > > > > Thank you for visiting the Retirement
> > Section
> > > > on
> > > > > the City of Long Beach's Human Resources
> > > > website.
> > > > > Here you will find information about the
> > > > > retirement benefits offered by the City
> > > through
> > > > > CalPERS, how to calculate your pension,
> how
> > > to
> > > > > apply, and other useful information about
> > the
> > > > > retirement system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or
> later.Thank
> > > you
> > > > > for visiting the Retirement Section on
> the
> > > City
> > > > of
> > > > > Long Beach's Human Resources website.
> Here
> > > you
> > > > > will find information about the
> retirement
> > > > > benefits offered by the City through
> > CalPERS,
> > > > how
> > > > > to calculate your pension, how to apply,
> > and
> > > > other
> > > > > useful information about the retirement
> > > system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or
> laterThank
> > > you
> > > > for
> > > > > visiting the Retirement Section on the
> City
> > > of
> > > > > Long Beach's Human Resources website.
> Here
> > > you
> > > > > will find information about the
> retirement
> > > > > benefits offered by the City through
> > CalPERS,
> > > > how
> > > > > to calculate your pension, how to apply,
> > and
> > > > other
> > > > > useful information about the retirement
> > > system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or later.
> > > > >
> > > > > Thank you for visiting the Retirement
> > Section
> > > > on
> > > > > the City of Long Beach's Human Resources
> > > > website.
> > > > > Here you will find information about the
> > > > > retirement benefits offered by the City
> > > through
> > > > > CalPERS, how to calculate your pension,
> how
> > > to
> > > > > apply, and other useful information about
> > the
> > > > > retirement system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or later.
-------------------------------------------------------
> Davis store Wrote:
> --------------------------------------------------
> -----
> > h brake Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > long beach Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Retired1 Wrote:
> > > >
> > >
> >
> --------------------------------------------------
>
> >
> > >
> > > > -----
> > > > > Thank you for visiting the Retirement
> > Section
> > > > on
> > > > > the City of Long Beach's Human Resources
> > > > website.
> > > > > Here you will find information about the
> > > > > retirement benefits offered by the City
> > > through
> > > > > CalPERS, how to calculate your pension,
> how
> > > to
> > > > > apply, and other useful information about
> > the
> > > > > retirement system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or
> later.Thank
> > > you
> > > > > for visiting the Retirement Section on
> the
> > > City
> > > > of
> > > > > Long Beach's Human Resources website.
> Here
> > > you
> > > > > will find information about the
> retirement
> > > > > benefits offered by the City through
> > CalPERS,
> > > > how
> > > > > to calculate your pension, how to apply,
> > and
> > > > other
> > > > > useful information about the retirement
> > > system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or
> laterThank
> > > you
> > > > for
> > > > > visiting the Retirement Section on the
> City
> > > of
> > > > > Long Beach's Human Resources website.
> Here
> > > you
> > > > > will find information about the
> retirement
> > > > > benefits offered by the City through
> > CalPERS,
> > > > how
> > > > > to calculate your pension, how to apply,
> > and
> > > > other
> > > > > useful information about the retirement
> > > system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or later.
> > > > >
> > > > > Thank you for visiting the Retirement
> > Section
> > > > on
> > > > > the City of Long Beach's Human Resources
> > > > website.
> > > > > Here you will find information about the
> > > > > retirement benefits offered by the City
> > > through
> > > > > CalPERS, how to calculate your pension,
> how
> > > to
> > > > > apply, and other useful information about
> > the
> > > > > retirement system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or later.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Jokie Mahtling
()
Date: April 30, 2022 09:10PM
Heeeyyyy!
Calpa, Calpa, Calpa. Look at me, I’m Calping!
Calpa, Calpa, Calpa. Calping is fun!!
WeeeeHeeee!!!!
Calpa, Calpa, Calpa. Look at me, I’m Calping!
Calpa, Calpa, Calpa. Calping is fun!!
WeeeeHeeee!!!!
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: April 30, 2022 09:14PM
Alphabet-Boi is such a useless and simple dick.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Jokie Mahtling
()
Date: April 30, 2022 09:19PM
Heeeyyy!
Confucius Say: Lady who go camping with horny man must beware of evil… intent!
Aha Hahahaha!!!
Confucius Say: Lady who go camping with horny man must beware of evil… intent!
Aha Hahahaha!!!
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 02:22AM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Alphabet-Boi is such a useless and simple dick.
Fucked in the head would be one way to describe it. Just like Linus.
-------------------------------------------------------
> Alphabet-Boi is such a useless and simple dick.
Fucked in the head would be one way to describe it. Just like Linus.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
seven figure city.....
()
Date: May 01, 2022 07:48AM
So desperate for attention he replies to himself. His Cafe Mozart lie is clearly still bothering him.
No matter how "upscale" someone thinks his carport is, it's no match for an "upscale" garage. In fact, it's a rather obvious compromise. Usually a compromise made by a lying fraud. Of course, a dyke car lacking 21st century standard features and serviced at Shitty Lube doesn't deserve much better than a lowly carport.
No matter how "upscale" someone thinks his carport is, it's no match for an "upscale" garage. In fact, it's a rather obvious compromise. Usually a compromise made by a lying fraud. Of course, a dyke car lacking 21st century standard features and serviced at Shitty Lube doesn't deserve much better than a lowly carport.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
wnyve
()
Date: May 01, 2022 08:17AM
The useless posts are meant to distract from his myriad of blunders and lies.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 09:35AM
No lies. No blunders. Just the sights and sounds of the big bad boot sailing at a high rate of speed up your sorry broke-ass butt. Dry goods to the right, cold cases to the left, restaurant all the way in the back. You’d never have known if I hadn’t explained it to you. Sort of like Karaoke Idol closing and Luzmary opening. You missed all that as well. And the predatory towing at Northside Social. Such a poor connection to what you claim as your own neighborhood.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
gntjm
()
Date: May 01, 2022 09:50AM
When the ass beatings become too unbearable, post a long, rambling screed full of nonsense that nobody reads. Right on cue, the daily distraction from his abysmal failures.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Mineflies
()
Date: May 01, 2022 09:53AM
Mattress Man Wrote:
-------------------------------------------------------
> I thought that low budget store was for low budget
> areas? Do they stock Grey Poupon?
Ha I doubt it. Someone told me they're the $1.25 Tree now though so maybe they improved the product line. Everything I've ever bought there has been pretty crap.
-------------------------------------------------------
> I thought that low budget store was for low budget
> areas? Do they stock Grey Poupon?
Ha I doubt it. Someone told me they're the $1.25 Tree now though so maybe they improved the product line. Everything I've ever bought there has been pretty crap.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Fixer 0f It For You
()
Date: May 01, 2022 10:36AM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
>Alphabet Gerund -Boi is such a useless and simple dick.
> & a pathological
> liar too.
FIFY
-------------------------------------------------------
>
> & a pathological
> liar too.
FIFY
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
fwmyc
()
Date: May 01, 2022 10:40AM
lol, lol!
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
seven figure city...
()
Date: May 01, 2022 10:51AM
Explain the chairs immediately to the right of the front door at Cafe Mozart seen in the images of the place.
CRICKETS.
CRICKETS.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
xmlde
()
Date: May 01, 2022 10:57AM
chirp, chirp… crickets!
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 10:57AM
That was a bump-out, asshole. Do you know what year it was done? HINT: It doesn’t begin with a ‘1’.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 11:21AM
Well, the rambling wreck that is the Whiffie Clown Car has blown a gasket, run out of gas, lost a tire, careened off the road and into a ditch, and just plain generally broken down. Not really a surprise, given the calibre of those who have been at the wheel, and the simple fact that lies do not persist in a real-world environment. Inevitably they begin to crumble and erode away in the light of day to reveal the true nature, flawed character, and ignorant corruption of their slavish authors. If there were any of these recently invoked Vienna housewives about, they would surely be as unimpressed by it all as anyone else.
Meanwhile, I can of course speak from direct experience in saying that the good and wealthy people of the Sweet Spot most definitely do continue to enjoy their upscale lifestyles and magnificent residential circumstances, secure as we all are in the embrace of beautiful woods, fields, and streams, and knowledge that we are well enough removed and insulated from the hum-drum pedestrianism of the barely middle and lower classes to enjoy on a daily basis our well-manicured upscale oasis of peace, tranquility, and abundant natural and cultural beauty. It's a really good thing to be us, especially as I have just returned from a trip to the village to grab off some $200 worth of yummy goodies. Lots of seafood and dairy in there, but also a nice fresh strawberry rhubarb pie that will quickly be eaten. It's a favorite of both of us.
Real President Joe is meanwhile receiving real-time communiques fomr Nancy Pelosi and other Congressional types who are currently in Kyiv for talks with President Zelenskyy. This will piss off Putin and place a pat of solidarity on the backs of the Ukrainian people, but more than that will be needed if their country and others nearby are to survive the wrath of the madman in Moscow.
In other news, the Nats reverted to form on Saturday, as they started out well enough in grabbing an early 2-0 lead, but saw things go south after that as neither Joan Adon nor the bullpen could fend off what became a 9-3 loss to the Giants. The finale of the 3-game set will come this afternoon at 4:05 EDT as Jojo Gray will take the hill opposite Alex Cobb. An optimist would say it could go either way.
No one would meanwhile say that ragtag Falls Church City is going anywhere but down. Ever choking on construction dust and diesel fumes, the Sorry City is hasrdlyay longer the family-oriented suburban standard that it once prided itself on being. With an abundance of high rises and a mere quarter-acre lot now thought of as being large, a can of sardines would be a better descriptor these days.
Meanwhile, I can of course speak from direct experience in saying that the good and wealthy people of the Sweet Spot most definitely do continue to enjoy their upscale lifestyles and magnificent residential circumstances, secure as we all are in the embrace of beautiful woods, fields, and streams, and knowledge that we are well enough removed and insulated from the hum-drum pedestrianism of the barely middle and lower classes to enjoy on a daily basis our well-manicured upscale oasis of peace, tranquility, and abundant natural and cultural beauty. It's a really good thing to be us, especially as I have just returned from a trip to the village to grab off some $200 worth of yummy goodies. Lots of seafood and dairy in there, but also a nice fresh strawberry rhubarb pie that will quickly be eaten. It's a favorite of both of us.
Real President Joe is meanwhile receiving real-time communiques fomr Nancy Pelosi and other Congressional types who are currently in Kyiv for talks with President Zelenskyy. This will piss off Putin and place a pat of solidarity on the backs of the Ukrainian people, but more than that will be needed if their country and others nearby are to survive the wrath of the madman in Moscow.
In other news, the Nats reverted to form on Saturday, as they started out well enough in grabbing an early 2-0 lead, but saw things go south after that as neither Joan Adon nor the bullpen could fend off what became a 9-3 loss to the Giants. The finale of the 3-game set will come this afternoon at 4:05 EDT as Jojo Gray will take the hill opposite Alex Cobb. An optimist would say it could go either way.
No one would meanwhile say that ragtag Falls Church City is going anywhere but down. Ever choking on construction dust and diesel fumes, the Sorry City is hasrdlyay longer the family-oriented suburban standard that it once prided itself on being. With an abundance of high rises and a mere quarter-acre lot now thought of as being large, a can of sardines would be a better descriptor these days.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
seven figure city.....
()
Date: May 01, 2022 11:22AM
So, you haven't been there this century? Fucking fraud.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 11:36AM
Well, we know that you have not, dickless Fag-Boy.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
sweet spot=bung hole
()
Date: May 01, 2022 12:25PM
Davis store Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> ----------------------------------//l6waq---------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> ----------------------------------//l6waq---------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Ricky Retardo
()
Date: May 01, 2022 12:26PM
RE, Tards Wrote:
-------------------------------------------------------
> JP plowed ME today Wrote:
> ----------------------------------65r----------------
> -----
> > King Flaccid
> >
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> > RDS-TARDS
-------------------------------------------------------
> JP plowed ME today Wrote:
> ----------------------------------65r----------------
> -----
> > King Flaccid
> >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-2TARDS-TARDS-T
> A
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
seven figure city....
()
Date: May 01, 2022 12:32PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, we know that you have not, dickless Fag-Boy.
LOL! I'm the one that knew about the table and chairs. You clearly didn't. You fucked up. Big time. And, I handed you your ass. You can't dispute it at all.
Choke on that, shit-for-brains. Still waiting in line to suck Principal COVID Cluster's dick I see. Maybe your fat hag will offer hers up for you. You seem really desperate for some.
-------------------------------------------------------
> Well, we know that you have not, dickless Fag-Boy.
LOL! I'm the one that knew about the table and chairs. You clearly didn't. You fucked up. Big time. And, I handed you your ass. You can't dispute it at all.
Choke on that, shit-for-brains. Still waiting in line to suck Principal COVID Cluster's dick I see. Maybe your fat hag will offer hers up for you. You seem really desperate for some.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 12:33PM
^^^ As expected following an impact of the big bad boot. It’s like cats covering their work in the litter tray.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
tarder sauce
()
Date: May 01, 2022 12:33PM
Ricky Retardo Wrote:
-------------------------------------------------------
> RE, Tards Wrote:
> --------------------------------------------------
> -----
> > JP plowed ME today Wrote:
> >
> ------------------------443w----------65r-------------
> ---
> > -----
> > > King Flaccid
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > > RDS-TARDS
-------------------------------------------------------
> RE, Tards Wrote:
> --------------------------------------------------
> -----
> > JP plowed ME today Wrote:
> >
> ------------------------443w----------65r-------------
> ---
> > -----
> > > King Flaccid
> > >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-2TARDS-TARDS-T
>
> > A
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
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> > > RDS-TARDS
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
JP is a little bitch
()
Date: May 01, 2022 12:35PM
Davis store Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> -----------------------77yhb---------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> -----------------------77yhb---------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 12:55PM
Can’t cover up all that shit, Linus. Your poor excuse for a goose is really quite cooked.
As for us, if schedules hold as they sometimes don’t, we’ll have lunch with The Principals tomorrow, then motorcade over to see the new kittens. Nice.
As for us, if schedules hold as they sometimes don’t, we’ll have lunch with The Principals tomorrow, then motorcade over to see the new kittens. Nice.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
?????
()
Date: May 01, 2022 12:59PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> That was a bump-out, asshole. Do you know what
> year it was done? HINT: It doesn’t begin with a
> ‘1’.
So you concede that there were tables and chairs there as he described when it closed?
-------------------------------------------------------
> That was a bump-out, asshole. Do you know what
> year it was done? HINT: It doesn’t begin with a
> ‘1’.
So you concede that there were tables and chairs there as he described when it closed?
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
tards?
()
Date: May 01, 2022 12:59PM
Ricky Retardo Wrote:
-------------------------------------------------------
> RE, Tards Wrote:
> --------------------------------------------------
> -----
> > JP plowed ME today Wrote:
> >
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> ---
> > -----
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
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>
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > > RDS-TARDS
-------------------------------------------------------
> RE, Tards Wrote:
> --------------------------------------------------
> -----
> > JP plowed ME today Wrote:
> >
> ----------------------43bn------------65r-------------
> ---
> > -----
> > > King Flaccid
> > >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-2TARDS-TARDS-T
>
> > A
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
DCUNF
()
Date: May 01, 2022 01:05PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
>
>
> lies do not
> persist in a real-world environment. Inevitably
> they begin to crumble and erode away in the light
> of day to reveal the true nature, flawed
> character, and ignorant corruption of their
> slavish authors.
>
>
>
>
>
>
>
& despite all that Gerund Boy keeps telling the same old obvious lies over & over again & doesn't understand why nobody believes him. For "evidence & proof" & "fact & reason" Gerund Boy presents potty mouth name calling what would make a 5th grader proud.
-------------------------------------------------------
>
>
> lies do not
> persist in a real-world environment. Inevitably
> they begin to crumble and erode away in the light
> of day to reveal the true nature, flawed
> character, and ignorant corruption of their
> slavish authors.
>
>
>
>
>
>
>
& despite all that Gerund Boy keeps telling the same old obvious lies over & over again & doesn't understand why nobody believes him. For "evidence & proof" & "fact & reason" Gerund Boy presents potty mouth name calling what would make a 5th grader proud.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
seven figure city....
()
Date: May 01, 2022 01:09PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> ^^^ As expected following an impact of the big bad
> boot. It’s like cats covering their work in the
> litter tray.
Dumbass. You missed the post at 12:32, you incompetent boob. If you were able to keep up, you'd have noted that I exposed you for a fraud again.
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, we know that you have not, dickless Fag-Boy.
LOL! I'm the one that knew about the table and chairs. You clearly didn't. You fucked up. Big time. And, I handed you your ass. You can't dispute it at all.
You are now conceding that there were, in fact, tables and chairs to the right of the entrance door as you walked in. They have been there for more than a decade now. You clearly weren't in the place in at least 15 years. Fucking fraud.
-------------------------------------------------------
> ^^^ As expected following an impact of the big bad
> boot. It’s like cats covering their work in the
> litter tray.
Dumbass. You missed the post at 12:32, you incompetent boob. If you were able to keep up, you'd have noted that I exposed you for a fraud again.
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, we know that you have not, dickless Fag-Boy.
LOL! I'm the one that knew about the table and chairs. You clearly didn't. You fucked up. Big time. And, I handed you your ass. You can't dispute it at all.
You are now conceding that there were, in fact, tables and chairs to the right of the entrance door as you walked in. They have been there for more than a decade now. You clearly weren't in the place in at least 15 years. Fucking fraud.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Fixer 0f It For You
()
Date: May 01, 2022 01:10PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> JP haszeroFFXU trolls & sock puppets living in his head rent free , while Linus of course
> has scores, many of which he treats poorly. The
> late Kill Shot and FPA are recent examples.
FIFY
-------------------------------------------------------
> JP has
> has scores, many of which he treats poorly. The
> late Kill Shot and FPA are recent examples.
FIFY
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
TARDS
()
Date: May 01, 2022 01:11PM
RE, Tards Wrote:
-------------------------------------------------------
> JP plowed ME today Wrote:
> -----------------------------432---------------------
> -----
> > King Flaccid
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> > RDS-TARDS
-------------------------------------------------------
> JP plowed ME today Wrote:
> -----------------------------432---------------------
> -----
> > King Flaccid
> >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-2TARDS-TARDS-T
> A
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
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> > RDS-TARDS
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
seven figure city....
()
Date: May 01, 2022 01:15PM
????? Wrote:
-------------------------------------------------------
> Actual JP Morgenthau Wrote:
> --------------------------------------------------
> -----
> > That was a bump-out, asshole. Do you know what
> > year it was done? HINT: It doesn’t begin with
> a
> > ‘1’.
>
>
> So you concede that there were tables and chairs
> there as he described when it closed?
It certainly would appear so. Same thing I said more than two months ago when he asked his stupid question. Of course, when he tried to answer it, he got it all wrong. He has some real problems keeping track of his timeline of events. Doesn't know when he last ate downtown at Chez Francois, how Cafe Mozart looked for the past decade, etc.
-------------------------------------------------------
> Actual JP Morgenthau Wrote:
> --------------------------------------------------
> -----
> > That was a bump-out, asshole. Do you know what
> > year it was done? HINT: It doesn’t begin with
> a
> > ‘1’.
>
>
> So you concede that there were tables and chairs
> there as he described when it closed?
It certainly would appear so. Same thing I said more than two months ago when he asked his stupid question. Of course, when he tried to answer it, he got it all wrong. He has some real problems keeping track of his timeline of events. Doesn't know when he last ate downtown at Chez Francois, how Cafe Mozart looked for the past decade, etc.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 01:42PM
Abandon ship, Linus. You were able to answer zero of the three big questions, and now you’ve even been outdone on the details of your own irrelevant little deflection. Bad luck, eh?
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Stupid is as...
()
Date: May 01, 2022 01:45PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Abandon ship, Linus. You were able to answer zero
> of the three big questions, and now you’ve even
> been outdone on the details of your own irrelevant
> little deflection. Bad luck, eh?
You just unintentionally answered the question stupid. lol
-------------------------------------------------------
> Abandon ship, Linus. You were able to answer zero
> of the three big questions, and now you’ve even
> been outdone on the details of your own irrelevant
> little deflection. Bad luck, eh?
You just unintentionally answered the question stupid. lol
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
seven figure city.....
()
Date: May 01, 2022 02:07PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Abandon ship, Linus. You were able to answer zero
> of the three big questions, and now you’ve even
> been outdone on the details of your own irrelevant
> little deflection. Bad luck, eh?
Bzzzzt. You only asked one question. Then, you got it wrong even after I gave you the correct answer more than two months ago. A fact you've now conceded. Quite an abysmal failure for you.
-------------------------------------------------------
> Abandon ship, Linus. You were able to answer zero
> of the three big questions, and now you’ve even
> been outdone on the details of your own irrelevant
> little deflection. Bad luck, eh?
Bzzzzt. You only asked one question. Then, you got it wrong even after I gave you the correct answer more than two months ago. A fact you've now conceded. Quite an abysmal failure for you.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 02:16PM
The only question now is why you are still here? You are so deep in the dark that you don’t know how many decades ago your bakery bump out came into being. Ashes to ashes…
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 02:53PM
I’m now walking all over you, asshole. Good thing the path is not strewn, eh?
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Like a drunk in a bar
()
Date: May 01, 2022 03:26PM
Old guy fucks up and gets his ass beat again then tries to play tough guy. lol
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
seven figure city....
()
Date: May 01, 2022 03:38PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> The only question now is why you are still here?
It should be pretty obvious, but I guess you are too slow to pick up on it. I'm here to mock you for being a total fucking fraud. Cafe Mozart is just your latest fuck-up.
> You are so deep in the dark that you don’t know
> how many decades ago your bakery bump out came
> into being.
Your irrelevant tangent does nothing to distract and deflect from the fact that you fucked up. Royally.
You asked a question about what was to the right of the front door when walking into Cafe Mozart. I knew the answer. You didn't. There is no escaping that for you.
-------------------------------------------------------
> The only question now is why you are still here?
It should be pretty obvious, but I guess you are too slow to pick up on it. I'm here to mock you for being a total fucking fraud. Cafe Mozart is just your latest fuck-up.
> You are so deep in the dark that you don’t know
> how many decades ago your bakery bump out came
> into being.
Your irrelevant tangent does nothing to distract and deflect from the fact that you fucked up. Royally.
You asked a question about what was to the right of the front door when walking into Cafe Mozart. I knew the answer. You didn't. There is no escaping that for you.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 03:40PM
It’s no use, Linus. You’ve been decommissioned.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
seven figure city....
()
Date: May 01, 2022 03:40PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> I’m now walking all over you, asshole.
LOL! Did that happen when you conceded that I was correct and you were once again wrong? Yeah, good job, fraud.
> Good
> thing the path is not strewn, eh?
Just more evidence you haven't driven down Washington Ave. as recently as you claimed. Not a good look for you after the Cafe Mozart defeat you just admitted to suffering.
-------------------------------------------------------
> I’m now walking all over you, asshole.
LOL! Did that happen when you conceded that I was correct and you were once again wrong? Yeah, good job, fraud.
> Good
> thing the path is not strewn, eh?
Just more evidence you haven't driven down Washington Ave. as recently as you claimed. Not a good look for you after the Cafe Mozart defeat you just admitted to suffering.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
seven figure city....
()
Date: May 01, 2022 03:41PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> It’s no use, Linus. You’ve been
> decommissioned.
You already admitted defeat at 10:57 this morning. Nothing you can do to walk that back! LOL!
-------------------------------------------------------
> It’s no use, Linus. You’ve been
> decommissioned.
You already admitted defeat at 10:57 this morning. Nothing you can do to walk that back! LOL!
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
seven figure city....
()
Date: May 01, 2022 03:42PM
Like a drunk in a bar Wrote:
-------------------------------------------------------
> Old guy fucks up and gets his ass beat again then
> tries to play tough guy. lol
What other play does he have? He already admitted he was wrong.
-------------------------------------------------------
> Old guy fucks up and gets his ass beat again then
> tries to play tough guy. lol
What other play does he have? He already admitted he was wrong.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Double Douche
()
Date: May 01, 2022 04:07PM
seven figure city.... Wrote:
-------------------------------------------------------
> Like a drunk in a bar Wrote:
> --------------------------------------------------
> -----
> > Old guy fucks up and gets his ass beat again
> then
> > tries to play tough guy. lol
>
> What other play does he have? He already admitted
> he was wrong.
He'll just try to pretend that never happened like the old douchebag always does. lol
-------------------------------------------------------
> Like a drunk in a bar Wrote:
> --------------------------------------------------
> -----
> > Old guy fucks up and gets his ass beat again
> then
> > tries to play tough guy. lol
>
> What other play does he have? He already admitted
> he was wrong.
He'll just try to pretend that never happened like the old douchebag always does. lol
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
JP is a little bitch
()
Date: May 01, 2022 04:18PM
Davis store Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> -------------------mmm9fw-------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> -------------------mmm9fw-------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
sweet spot=bung hole
()
Date: May 01, 2022 04:19PM
Davis store Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> ---------------------hun6sw2-----------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> ---------------------hun6sw2-----------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
tards?
()
Date: May 01, 2022 04:20PM
RE, Tards Wrote:
-------------------------------------------------------
> JP plowed ME today Wrote:
> --------------------------------------------------
> -----
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> > RDS-TARDS
-------------------------------------------------------
> JP plowed ME today Wrote:
> --------------------------------------------------
> -----
> > King Flaccid
> >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARD8uS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-2TARDS-TARDS-T
> A
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
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> > RDS-TARDS
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
RE, Tards
()
Date: May 01, 2022 04:21PM
tards? Wrote:
-------------------------------------------------------
> RE, Tards Wrote:
> --------------------------------------------------
> -----
> > JP plowed ME today Wrote:
> >
> ----------------------------------oo9321qa,---------------
>
> > -----
> > > King Flaccid
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > > RDS-TARDS
-------------------------------------------------------
> RE, Tards Wrote:
> --------------------------------------------------
> -----
> > JP plowed ME today Wrote:
> >
> ----------------------------------oo9321qa,---------------
>
> > -----
> > > King Flaccid
> > >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARD8uS-TARDS-TARDS-TARDS-TA
> RD
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-2TARDS-TARDS-T
>
> > A
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
seven figure city....
()
Date: May 01, 2022 04:23PM
Double Douche Wrote:
-------------------------------------------------------
> He'll just try to pretend that never happened like
> the old douchebag always does. lol
Well, there are numerous instances of him not being able to keep his lies straight and trying to weasel word his way out of them.
-------------------------------------------------------
> He'll just try to pretend that never happened like
> the old douchebag always does. lol
Well, there are numerous instances of him not being able to keep his lies straight and trying to weasel word his way out of them.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
JP not signed in
()
Date: May 01, 2022 04:26PM
Davis store Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> -----------------777yg---------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> -----------------777yg---------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
mcvtd
()
Date: May 01, 2022 04:29PM
calp, calp, calp
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 04:36PM
The Big Bad Boot is way up your flabby butt, Linus. You lied and then you lied some more. Nothing new in that, but pathetic is all you are.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
1284 calps so far!
()
Date: May 01, 2022 04:37PM
mcvtd Wrote:
-------------------------------------------------------
> calp, calp, calp
Search Messages:
Calpers
Exact Phrase
Results 1 - 30 of 1284
That is a lot of Calping!
-------------------------------------------------------
> calp, calp, calp
Search Messages:
Calpers
Exact Phrase
Results 1 - 30 of 1284
That is a lot of Calping!
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Fat Guy in a Tiny House
()
Date: May 01, 2022 04:44PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> The Big Bad Boot is way up your flabby butt,
> Linus. You lied and then you lied some more.
> Nothing new in that, but pathetic is all you are.
^^^
-------------------------------------------------------
> The Big Bad Boot is way up your flabby butt,
> Linus. You lied and then you lied some more.
> Nothing new in that, but pathetic is all you are.
^^^
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
c7e7
()
Date: May 01, 2022 04:51PM
^^^with car port
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 04:54PM
seven figure city.... Wrote:
-------------------------------------------------------
> Well, there are numerous instances of him not
> being able to keep his lies straight and trying to
> weasel word his way out of them.
There are no lies by me, Linus, but there are some gerunds out there, and you just fucked one up. Poorly educated.
-------------------------------------------------------
> Well, there are numerous instances of him not
> being able to keep his lies straight and trying to
> weasel word his way out of them.
There are no lies by me, Linus, but there are some gerunds out there, and you just fucked one up. Poorly educated.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
seven figure city.....
()
Date: May 01, 2022 05:01PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> The Big Bad Boot is way up your flabby butt,
Fitter today than at any point in your mediocre life. Healthy living is pretty common in my neck of the woods. Surprised you didn't hear that given how much of your pathetic life you devote to reading stories about Falls Church. Of course, each time you recount one it is just another indication that I completely own your sorry ass.
> Linus. You lied and then you lied some more.
> Nothing new in that, but pathetic is all you are.
LOL! Did that happen when you conceded that I was correct and you were once again wrong? Yeah, good job, fraud.
Remember, you asked me what was to my right when I walked into Cafe Mozart in January. I provided the correct answer. You still managed to duck it all up despite being provided with photographs. How the fuck does that even happen?
-------------------------------------------------------
> The Big Bad Boot is way up your flabby butt,
Fitter today than at any point in your mediocre life. Healthy living is pretty common in my neck of the woods. Surprised you didn't hear that given how much of your pathetic life you devote to reading stories about Falls Church. Of course, each time you recount one it is just another indication that I completely own your sorry ass.
> Linus. You lied and then you lied some more.
> Nothing new in that, but pathetic is all you are.
LOL! Did that happen when you conceded that I was correct and you were once again wrong? Yeah, good job, fraud.
Remember, you asked me what was to my right when I walked into Cafe Mozart in January. I provided the correct answer. You still managed to duck it all up despite being provided with photographs. How the fuck does that even happen?
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Obviously...
()
Date: May 01, 2022 05:04PM
seven figure city..... Wrote:
-------------------------------------------------------
>
> Remember, you asked me what was to my right when I
> walked into Cafe Mozart in January. I provided the
> correct answer. You still managed to duck it all
> up despite being provided with photographs. How
> the fuck does that even happen?
You "fucked with it."
lol
-------------------------------------------------------
>
> Remember, you asked me what was to my right when I
> walked into Cafe Mozart in January. I provided the
> correct answer. You still managed to duck it all
> up despite being provided with photographs. How
> the fuck does that even happen?
You "fucked with it."
lol
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 05:31PM
It’s not working, asshole. Assuming the LTCF has let you run free for a bit, you live in a cut-through sandlot of tiny properties next door to beautiful Seven Corners. Our cypress shed has you beat. As for health and fitness, I’m in the upper percentiles for my age group, and you would not have lasted long playing D1 hockey in the WCHA.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
seven figure city...
()
Date: May 01, 2022 05:57PM
I see you don't want to address the photographs of the table and chairs immediately to the right of the front door of Cafe Mozart. We know the going rate for homes in my neighborhood. You're too ashamed to say what zip code your post-war hovel with a carport is located. You're a moron who smoked this century. It's obvious you never leave the house and live a fairly sedentary lifestyle. You also have shitty dietary habits. Your cypress shed is just like you - unremarkable and fairly mundane. You should have spent a bit more to keep your dykewagon out of sight. I guess you just couldn't. Compromises and all.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 06:11PM
They’re a pointless google deflection from the fact that you got every major question wrong due to never having been in the place. You are nothing but a worthless FRAUD.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
CJTDW
()
Date: May 01, 2022 06:17PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> seven figure city.... Wrote:
> --------------------------------------------------
> -----
> > Well, there are numerous instances of him not
> > being able to keep his lies straight and trying
> to
> >
>
> , but there are some
> gerunds out there,
>
Nobody cares, Gerund Boy. Nobody on FFXU cares about the Grammar Police. Sign up for Oprah's Book Club if you care about the Grammar Police instead of garbage posting on this cheap internet message board.
-------------------------------------------------------
> seven figure city.... Wrote:
> --------------------------------------------------
> -----
> > Well, there are numerous instances of him not
> > being able to keep his lies straight and trying
> to
> >
>
> , but there are some
> gerunds out there,
>
Nobody cares, Gerund Boy. Nobody on FFXU cares about the Grammar Police. Sign up for Oprah's Book Club if you care about the Grammar Police instead of garbage posting on this cheap internet message board.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
seven figure city....
()
Date: May 01, 2022 06:23PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> They’re a pointless google deflection
They are unbiased, unvarnished and undisputed evidence that prove you lied and I correctly answered your stupid question over two months ago. No deflection at all. You asked a question. I answered. You said it was wrong. I showed the images that indicate you fucked up. It really is as simple as that.
> from the
> fact that you got every major question wrong due
> to never having been in the place.
You asked exactly ONE question. I answered it correctly. You couldn't manage to do that even after being shown photographs of the place.
> You are
> nothing but a worthless FRAUD.
Says the guy who was unaware of the bakery section! You finally had to concede its existence. Probable because you hadn't been there in many years, if ever.
I'll just keep laughing at your ineptitude and impotence while I gloat in yet another victory here. Well, that and the fact that you drive a dykewagon lacking standard 21st Century features.
-------------------------------------------------------
> They’re a pointless google deflection
They are unbiased, unvarnished and undisputed evidence that prove you lied and I correctly answered your stupid question over two months ago. No deflection at all. You asked a question. I answered. You said it was wrong. I showed the images that indicate you fucked up. It really is as simple as that.
> from the
> fact that you got every major question wrong due
> to never having been in the place.
You asked exactly ONE question. I answered it correctly. You couldn't manage to do that even after being shown photographs of the place.
> You are
> nothing but a worthless FRAUD.
Says the guy who was unaware of the bakery section! You finally had to concede its existence. Probable because you hadn't been there in many years, if ever.
I'll just keep laughing at your ineptitude and impotence while I gloat in yet another victory here. Well, that and the fact that you drive a dykewagon lacking standard 21st Century features.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 06:33PM
CJTDW Wrote:
-------------------------------------------------------
> Nobody cares, Gerund Boy. Nobody on FFXU cares
> about the Grammar Police. Sign up for Oprah's
> Book Club if you care about the Grammar Police
> instead of garbage posting on this cheap internet
> message board.
Reasonably proper speech is a part of general intelligence. Which many enough here have not very much of.
-------------------------------------------------------
> Nobody cares, Gerund Boy. Nobody on FFXU cares
> about the Grammar Police. Sign up for Oprah's
> Book Club if you care about the Grammar Police
> instead of garbage posting on this cheap internet
> message board.
Reasonably proper speech is a part of general intelligence. Which many enough here have not very much of.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 06:38PM
Yo, Linus. You have disgraced yourself here. Nothing more. You never ate at Cafe Mozart. Ever.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
seven figure city....
()
Date: May 01, 2022 07:22PM
What I have actually done is once again expose you as nothing more than a total fucking fraud. As for Cafe Mozart, you had no clue that the bakery section even existed, let alone where it was in relation to the front door. You're embarrassed and you should be. All you can do is whine and that whining exposes you as a coward.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Actual JP Morgenthau
()
Date: May 01, 2022 07:29PM
^^^ Spineless gerbil.
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
tealtard
()
Date: May 01, 2022 07:38PM
TARDS Wrote:
-------------------------------------------------------
> RE, Tards Wrote:
> -----------------------------------------p---------
> -----
> > JP plowed ME today Wrote:
> >
> -----------------------------432------------------
> ---
> > -----
> > > King Flaccid
> > >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
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> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
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> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
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> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > > RDS-TARDS
-------------------------------------------------------
> RE, Tards Wrote:
> -----------------------------------------p---------
> -----
> > JP plowed ME today Wrote:
> >
> -----------------------------432------------------
> ---
> > -----
> > > King Flaccid
> > >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-2TARDS-TARDS-T
>
> > A
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
>
> >
> > >
> >
> S-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-
>
> >
> > >
> >
> TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TA
>
> >
> > >
> >
> RDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARDS-TARD
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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
seven figure city....
()
Date: May 01, 2022 07:38PM
^^^ Dickless coward who denies reality and is dumb enough to think that a single person believes his rather obvious lies. Lies, mind you, proven many times over with actual evidence. At the end of the day, he's just a total fucking fraud tooling around in a low-rent dykewagon that lacks even the most basic of 21st century options. Just screams "wealthy" doesn't it? LOL!
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
u9e6k
()
Date: May 01, 2022 07:40PM
chirp, chirp, CRICKETS
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
Concession Speech
()
Date: May 01, 2022 07:44PM
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> That was a bump-out, asshole. Do you know what
> year it was done? HINT: It doesn’t begin with a
> ‘1’.
lol, lol!
-------------------------------------------------------
> That was a bump-out, asshole. Do you know what
> year it was done? HINT: It doesn’t begin with a
> ‘1’.
lol, lol!