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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 01, 2022 11:59PM

worth noting Wrote:
----------------------------------------------
> Big accomplishment for you I suppose.

From your perspective, yes.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: C3PCW ()
Date: January 02, 2022 12:02AM

such fun Wrote:
-------------------------------------------------------
> Oh, she’s a husky gal?


The FC guy he argues with all the time says his wife's a real heiffer. nobody else knows, though.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Chain Bridge Charlie ()
Date: January 02, 2022 12:24AM

such fun Wrote:
-------------------------------------------------------
> Oh, she’s a husky gal?


Actually, Actual JP's actually on de' downlow.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: N. Ept ()
Date: January 02, 2022 01:05AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> worth noting Wrote:
> ----------------------------------------------
> > Big accomplishment for you I suppose.
>
> From your perspective, yes.


My perspective is that you're incapable of doing much of anything so you're correct.

But you seemed proud of yourself.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: sunday calping ()
Date: January 02, 2022 06:06AM

pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: psychoanalyst ()
Date: January 02, 2022 06:51AM

I find it interesting that JP continues to post his idiocy in what appears to be some act of desperation. He has proven that he needs this forum to seek attention. In reality JP leads a sad and lonely life living alone in a small and poorly maintained apartment somewhere. JP has no friends or family so he desperately seeks attention from this pitiful forum.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: riiiight ()
Date: January 02, 2022 07:23AM

Thanks JP.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 02, 2022 09:16AM

As even broke-ass itinerant FCC losers know full well, those degrees, honoraries, awards, and commendations are all quite real, as are the conditions of our being wealthy retirees living in a gorgeous Sweet Spot home on a beautifully maintained and much larger than average property from which, when COVID allows, we venture forth to enjoy fine dining as well as $15K per week trips to spring training prior to an MLB season, and then to Nats Park for 42 games or so during it. After rolling into our reserved in-stadium parking spot for those games, we typically meet in the Club Level Lounge to share food, drink, and sparkling conversation with 6-8 ballpark pals, then watch the game unfold from our delightfully upscale Champions Club seats. On the way to and from the game, we are apt to travel the length of Washington Avenue, making it easy to spot the patent lies told about that area by those who never actually go there. In the off-season of course, our periodic trips into SWDC to obtain artisanal goodies serve the same purposes of slam-dunk indictment.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Mumy, Bill ()
Date: January 02, 2022 09:55AM

Anyone actually read what is no doubt a word salad? He certainly knows how to whip up a large word salad.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: word salad ()
Date: January 02, 2022 09:57AM

pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: real estate <> ()
Date: January 02, 2022 10:11AM

psychoanalyst Wrote:
-------------------------------------------------------
> I find it interesting that JP continues to post
> his idiocy in what appears to be some act of
> desperation. He has proven that he needs this
> forum to seek attention. In reality JP leads a sad
> and lonely life living alone in a small and poorly
> maintained apartment somewhere. JP has no friends
> or family so he desperately seeks attention from
> this pitiful forum.

JP rents a room in the Irongate townhouse complex in Manassas.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: no ()
Date: January 02, 2022 10:55AM

Mumy, Bill Wrote:
-------------------------------------------------------
> Anyone actually read what is no doubt a word
> salad? He certainly knows how to whip up a large
> word salad.


no

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 02, 2022 11:31AM

Well, the salt mines are about to reopen now, and having exhausted their leave balances and blown what little was in their budgets, the Cubicle Boys are about to return to the mundane and dreary tasks of a meager everyday existences. Sally Strothers may feel bad for them, but it's just no good.

Meanwhile, it was 52 degrees out here in the Sweet Spot when I got up this morning, that with partly cloudy skies, light winds out of the south, and humidity in the mid 90% range. We saw better than half an inch of rain overnight, ands we could well see more of that later on. After midnight in fcat, we might see the seson's first measurable accumulations of snow. Shouldn't amount to much in the long run though. Still, it looks like we're in for a fairly chilly spell for a bit to start out the new year. Guess it's to de expected at some point, even with the ravages of Climate Change.

Real President Joe will be doing the back-and-forth with Congressional leaders now as the House and Senate get set to reconvene. May not amount to much unless someone can pound some sense into the head of Joe Manchin or some Republican pull-toy. There are bills in the hopper that would benefit America broadly, but they have to run a gauntlet past a bunch of flat-earth morons to come into effect. What a country.

In other news, well-known RHP Tyler Chatwood (32) has signed on to throw for NPB's Softbank Hawks in 2022, but that's about the only news of any note on the baseball front, thanks to the idiotic lock-out engineered by Bozo Bobby. We'll be lucky if we see stateside baseball by the 4th of July.

It will in any case be long after that before we see anything positive going down in the dumps of Falls Church City. In a pre-holidau poll, 93% of responding FCNP readers said they did not plan to go out on New Year's Eve. Given the lack of local amenities though, the question may be whether such intentions are different from those of any other night.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: okton ()
Date: January 02, 2022 11:42AM

Is this weirdo for real?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 02, 2022 11:43AM

Mumy, Bill Wrote:
-------------------------------------------------------
> Anyone actually read what is no doubt a word salad?
> He certainly knows how to whip up a large word salad.

Yeah, there's this dope in Falls Church City who hangs on every word of these morning messages, even while pretending to be out of town. Wishes that he had the capacity to respond in kind, but as just a poorly educated dope in a dump, he's nowhere near that.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: salt miner ()
Date: January 02, 2022 12:13PM

pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 02, 2022 12:31PM

^^^ Anothet admission of total failure.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: jew jabs ()
Date: January 02, 2022 12:44PM

pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 02, 2022 12:48PM

^^^ Nothing but further self-condemnation.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: FIFY ()
Date: January 02, 2022 12:51PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> ^^^ Anothet admission of I'm a total failure.


^ FIFY

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: calplove ()
Date: January 02, 2022 12:57PM

Thank you Calpers team! Please keep it up!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: 7 figure city ()
Date: January 02, 2022 01:43PM

fuzzy image maker Wrote:
-------------------------------------------------------
> Mo Calp Wrote:
> --------------------------------------------------
> -----
> > h brake Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > long beach Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Retired1 Wrote:
> > > >
> > >
> >
> --------------------------------------------------
>
> >
> > >
> > > > -----
> > > > > Thank you for visiting the Retirement
> > Section
> > > > on
> > > > > the City of Long Beach's Human Resources
> > > > website.
> > > > > Here you will find information about the
> > > > > retirement benefits offered by the City
> > > through
> > > > > CalPERS, how to calculate your pension,
> how
> > > to
> > > > > apply, and other useful information about
> > the
> > > > > retirement system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or
> later.Thank
> > > you
> > > > > for visiting the Retirement Section on
> the
> > > City
> > > > of
> > > > > Long Beach's Human Resources website.
> Here
> > > you
> > > > > will find information about the
> retirement
> > > > > benefits offered by the City through
> > CalPERS,
> > > > how
> > > > > to calculate your pension, how to apply,
> > and
> > > > other
> > > > > useful information about the retirement
> > > system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or
> laterThank
> > > you
> > > > for
> > > > > visiting the Retirement Section on the
> City
> > > of
> > > > > Long Beach's Human Resources website.
> Here
> > > you
> > > > > will find information about the
> retirement
> > > > > benefits offered by the City through
> > CalPERS,
> > > > how
> > > > > to calculate your pension, how to apply,
> > and
> > > > other
> > > > > useful information about the retirement
> > > system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or later.
> > > > >
> > > > > Thank you for visiting the Retirement
> > Section
> > > > on
> > > > > the City of Long Beach's Human Resources
> > > > website.
> > > > > Here you will find information about the
> > > > > retirement benefits offered by the City
> > > through
> > > > > CalPERS, how to calculate your pension,
> how
> > > to
> > > > > apply, and other useful information about
> > the
> > > > > retirement system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 02, 2022 02:10PM

^^^ Wants to be sedated.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: no worry ()
Date: January 02, 2022 02:14PM

pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 02, 2022 02:57PM

^^^ Lost in the ozone again.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: suck it jaypee ()
Date: January 02, 2022 03:35PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!



pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!
CalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.png

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 02, 2022 03:51PM

^^^. Totally worthless loser-fuck.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: ask and ye shall receive ()
Date: January 02, 2022 03:55PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!



pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!
CalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.png

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: I think JP is Miz ()
Date: January 02, 2022 04:06PM

GO CALPERS GO!

WE LOVE CALPERS!!!!!!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: This Calpers house now ()
Date: January 02, 2022 04:27PM

snoop-dogg-we-got-this.gif

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: JP is sad ()
Date: January 02, 2022 04:30PM

This Calpers house now Wrote:
-------------------------------------------------------
> src="https://c.tenor.com/JB1SFfnGzPsAAAAC/snoop-do
> gg-we-got-this.gif">


JP is not happy about this. He is in bed with the covers over his head. He is in a very dark place right now.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 02, 2022 04:55PM

Go fuck yourself, worthless pipsqueak.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: mo4u ()
Date: January 02, 2022 05:07PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!



pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!
CalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.png

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 02, 2022 05:36PM

Same old worthless asshole sorry shit as always. What a total gross ass loser.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Warhawk2024 ()
Date: January 02, 2022 06:15PM

School is cancelled tomorrow. Going to converse with JP and Mahdi all day long!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: 4jaypee ()
Date: January 02, 2022 06:16PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!



pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!
CalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.png

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Warhawk2024 ()
Date: January 02, 2022 06:19PM

Warhawk2024 Wrote:
-------------------------------------------------------
> School is cancelled tomorrow. Going to converse
> with JP and Mahdi all day long!

May as well get started. Hey JP, paint your bald spot?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Calpers got dis in da bag ()
Date: January 02, 2022 06:31PM

eI9yos.gif

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Warhawk2024 ()
Date: January 02, 2022 06:36PM

That’s a lot of paprika.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: CaLpers team ()
Date: January 03, 2022 08:01AM

Just wanted to thank all the calpers helpers that put in so much work over the holiday weekend. We are all hoping for even more Calping in the new year! God bless.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 03, 2022 08:46AM

Warhawk2024 Wrote:
-------------------------------------------------------
> School is cancelled tomorrow.

No loss. You wouldn't have learned anything anyway.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 03, 2022 12:26PM

Well, like Calpers, the Whiffie/middle school squad remains just as foolishly ignorant and trivial as ever. Monkeys in the zoo easily display more mental capacity and acuity than these boringly prepubescent poseurs. The lowest grade dog-and-pony shows are more creative and imaginative than the one-one-one loop that these troglodytes have spun up. So are pre-recorded fire alarm announcements.

Meanwhile, the forecast winter storm drifted a little too far north and west to miss us and as the result, the Sweet Spot has received much unwanted overnight redecoration by some berserk Joanna Gaines wannabe. Gone are our customary off-season greens and browns, everything now being recast in white. News flash: This is just a contractor-grade color scheme whether indoors or out. Snowfall should be tapering off after mid-day and we should see the sun again by 3:00 PM or so, but temps will remain below freezing, so we'll likely have to endure a couple of rather messy days as the result of all this. Certainly not what we had been hoping for, but at least our massive pre-weekend grocery inflows will have left us in very good stead as far as the fridges and pantries go. I'm able to munch on a tasty blueberry scone for breakfast this morning, and there are more of those waiting should I want one tomorrow as well.

Real President Joe is meanwhile tacking from port to starboard in coming up with strategic means for advancing the much needed and wildly popular provisions of BBB. Might be necessary to push forward with it in pieces that deprive Manchin (what a transparent tool) of his phony debt and inflation arguments, but that would be completely fine from an economic perspective. We just need to get this thing done.

In other news, chewing their cud has been the dominant theme these past 24 hours for so-called pundits following MLB. Even their usual sources of alternate excitement (NPB and KBO) have gone dry of late. This is what Bozo Bobby and his lockout have brought to the game. Such a dreadful disservice.

Also just plaon done dirty of course are all the barnstorming bozos and other pathetic peons of poor old Falls Church City. With nothing at all to say for itself in a new year, it seems likely that extension of an already long downward trend is all that can be hoped for. Such a hot mess of a place.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: jaypeeee ()
Date: January 03, 2022 12:37PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!



pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!
CalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.png

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Warhawk2024 ()
Date: January 03, 2022 12:44PM

Hi Mr. Morgenthau. Studying for a history exam that has been rescheduled for tomorrow if school opens. I hope not. Can you share a photo of your snowy window view?

It's nice that you can see outside from your assisted living apartment.

Mom promised rice pudding for dessert tonight but she doesn't have any cinnamon in the cubbard.

Does your facility offer choices of meals and dessert or do you have to settle on whatever is offered for the day?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 03, 2022 01:08PM

Yes, I took a couple of shots of the snow out the panoramic kitchen and dining room windows. Sent them off to friends and family on other coasts and other continents. You don’t qualify.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: kangaroo vista ()
Date: January 03, 2022 01:11PM

pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Snizzle for my nizzles ()
Date: January 03, 2022 02:12PM

picture-12.png

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: rock ()
Date: January 03, 2022 02:15PM

veal strips Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 03, 2022 02:23PM

Multiple coasts and continents find you feeble.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: lip4 ()
Date: January 03, 2022 02:31PM

veal strips Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 03, 2022 03:43PM

^^^ This is not really helping your hopeless cause.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: JP not signed in ()
Date: January 03, 2022 03:46PM

pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> ------------8888-----------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 03, 2022 04:10PM

^^^ Hahahahaha! Tiny dancer.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: sno plow ()
Date: January 03, 2022 04:14PM

pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 03, 2022 07:06PM

^^^ Gone to the well 587 times too many. What a jerk.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: 588 ()
Date: January 03, 2022 07:16PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!



pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!
CalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.png

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 03, 2022 08:21PM

688. Asshole.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: 799 ()
Date: January 03, 2022 08:25PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!



pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!
CalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.png

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Boy_George_Strait ()
Date: January 03, 2022 08:55PM

What is the intent of this odd thread?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Dilly Bar ()
Date: January 03, 2022 10:09PM

This room doesn’t have a specific purpose. It is home to Mr. Peabody, a well educated and wealthy gentlemen.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Single-Estate Root Beer ()
Date: January 03, 2022 10:27PM

Where is Mr. Peabody?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Dilly Bar ()
Date: January 03, 2022 10:47PM

He retired for the evening to digest a larger than average portion of high-end lasagne.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: 24x7x365 ()
Date: January 03, 2022 10:56PM

Boy_George_Strait Wrote:
-------------------------------------------------------
> What is the intent of this odd thread?


Calpers

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 04, 2022 12:56AM

Calpers is a disease. As the point of this thread is to promote and extend fact and reason, we cannot endorse or commend any form of Calpers at all. It does not contribute.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: fukkin with jaypeee ()
Date: January 04, 2022 01:04AM

Boy_George_Strait Wrote:
-------------------------------------------------------
> What is the intent of this odd thread?


Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!



pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!
CalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.png

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: FU historian ()
Date: January 04, 2022 06:23AM

Boy_George_Strait Wrote:
-------------------------------------------------------
> What is the intent of this odd thread?

The user name actual JP is a man named William who has spent time on this forum for years as a result of mental defect. William pretty much just posts back and forth to himself.

The user name Calpers team is a man named Micheal who has been at odds with William for years.

The battle goes on.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Consumption Function ()
Date: January 04, 2022 07:24AM

Fascinating. I didn’t even know that.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 04, 2022 09:20AM

There will always be those whose only approach to the void of the unknown is to fill it with worthless nonsense. Devoid of any actual intellect, these are ever the truly pitiful people.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Consumption Function ()
Date: January 04, 2022 09:57AM

We can't all be scholarly and wealthy. There would be no one around to do the mundane, dirty work.

That said, how much snow did the Sweet Spot get and do you have a guy to clear the driveway. Be careful if you walk around out there, William.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 04, 2022 11:00AM

Well, the team of wandering Whiffies and muddled middle-schoolers appears to have been reduced now to the one perseverating idiot to whom no actual attention has ever been paid by anyone. But rather than that of attention, he makes himself now the center of only contempt and ridicule. Better perhaps than nothing in his case, I would imagine.

Meanwhile, the mentally and financially well balanced out here in the recently snow blanketed Sweet Spot are hoping that our magnificent landscapes can successfully hold up under the weight of all this unwelcome white stuff. We do not appear on our property to have lost any major branches to this point, but we have several specimen trees that are bowing to the pressure. We can only hope that they will be able to bounce back once some melting occurs. Even with nothing but sunshine today, we are likely to see more evaporation than melting as it was just 19 degrees when I got up with highs today not likely to reach more than 2-3 degrees above freezing. Better luck tomorrow perhaps when the low 40s are forecast to be within reach. The Cat Lady was able to make it in this morning though, reporting that while some of the snow-covered hills of the idyllic Sweet Spot do remain challenging, the main roads are in pretty good shape out there.

Real President Joe has no doubt joined many in not being at all surprised about the permanent Twitter ban of mentally ill Marjorie Taylor Greene over oft repeated COVID fallacies. Stupid shit and deliberate disinformation are of course pretty much the bailiwick of these neurologically lacking right-wing loonies. Reality is just something they read about in the papers, but never actually come to terms with.

In other news, DC native and former GMU player Justin Bour (33) has signed to play this year alongside half a dozen other ex-big leaguers for the Mexico City Red Devils. Also noteworthy is news that long-time MLB OF Cameron Maybin (34) has announced his retirement. The #10 overall pick in the 2005 draft, he combined speed, power, and defense to craft a lengthy major league career.

The most obvious lengthy thing about ever-fading Falls Church City of course has been the duration of its decline from mid-century status as a noted family-friendly suburban center. Now all but disregarded by young couples looking to make a good start in the NoVa region, the place has become just a sardine tin of high rise apartments and condos. All a few remaining defenders can do is argue weakly about the definition of 'high rise'. LOL!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: See below ()
Date: January 04, 2022 11:14AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> There will always be those whose only approach to
> the void of the unknown is to fill it with
> worthless nonsense. Devoid of any actual
> intellect, these are ever the truly pitiful
> people.



Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, the team of wandering Whiffies and muddled
> middle-schoolers appears to have been reduced now
> to the one perseverating idiot to whom no actual
> attention has ever been paid by anyone. But
> rather than that of attention, he makes himself
> now the center of only contempt and ridicule.
> Better perhaps than nothing in his case, I would
> imagine.
>
> Meanwhile, the mentally and financially well
> balanced out here in the recently snow blanketed
> Sweet Spot are hoping that our magnificent
> landscapes can successfully hold up under the
> weight of all this unwelcome white stuff. We do
> not appear on our property to have lost any major
> branches to this point, but we have several
> specimen trees that are bowing to the pressure.
> We can only hope that they will be able to bounce
> back once some melting occurs. Even with nothing
> but sunshine today, we are likely to see more
> evaporation than melting as it was just 19 degrees
> when I got up with highs today not likely to reach
> more than 2-3 degrees above freezing. Better luck
> tomorrow perhaps when the low 40s are forecast to
> be within reach. The Cat Lady was able to make it
> in this morning though, reporting that while some
> of the snow-covered hills of the idyllic Sweet
> Spot do remain challenging, the main roads are in
> pretty good shape out there.
>
> Real President Joe has no doubt joined many in not
> being at all surprised about the permanent Twitter
> ban of mentally ill Marjorie Taylor Greene over
> oft repeated COVID fallacies. Stupid shit and
> deliberate disinformation are of course pretty
> much the bailiwick of these neurologically lacking
> right-wing loonies. Reality is just something
> they read about in the papers, but never actually
> come to terms with.
>
> In other news, DC native and former GMU player
> Justin Bour (33) has signed to play this year
> alongside half a dozen other ex-big leaguers for
> the Mexico City Red Devils. Also noteworthy is
> news that long-time MLB OF Cameron Maybin (34) has
> announced his retirement. The #10 overall pick in
> the 2005 draft, he combined speed, power, and
> defense to craft a lengthy major league career.
>
> The most obvious lengthy thing about ever-fading
> Falls Church City of course has been the duration
> of its decline from mid-century status as a noted
> family-friendly suburban center. Now all but
> disregarded by young couples looking to make a
> good start in the NoVa region, the place has
> become just a sardine tin of high rise apartments
> and condos. All a few remaining defenders can do
> is argue weakly about the definition of 'high
> rise'. LOL!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 04, 2022 11:23AM

Consumption Function Wrote:
-------------------------------------------------------
> We can't all be scholarly and wealthy.

Especially those who lack talent and don't even try.

> There would be no one around to do the mundane, dirty work.

If you pay them, they will come.

> That said, how much snow did the Sweet Spot get
> and do you have a guy to clear the driveway.

We got around six inches, and while the grounds crew would be here in a jiffy with their shovels and plows if we were to give them the call, tales of the Cat Lady suggest that merely waiting things out for 24-48 hours mighty well resolve any issues that we might have. We packed the place with goodies on Friday after all, and one thing we don't have as wealthy retirees is actual demands upon our time. We do what we want when we want. Every day.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Consumption Function ()
Date: January 04, 2022 11:52AM

Man, you definitely have residence stuff covered. Good for you and thanks for sharing.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: lunchtime ()
Date: January 04, 2022 12:03PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!



pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!
CalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.png

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 04, 2022 12:17PM

^^^ Even his own self-image falls every time he posts. That’s the lot of a low-life for you.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: tidy sum ()
Date: January 04, 2022 12:21PM

Calpers sucks!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Consumption Function ()
Date: January 04, 2022 12:29PM

What's for lunch? Leftover lobster thermidor or maybe, PB&J with crisps?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: 4 jaypeeeeee yw ()
Date: January 04, 2022 12:48PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!



pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!
CalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.png

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 04, 2022 02:33PM

Ab, the familiar comforts of losing.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: jaypeeeeeeeee ()
Date: January 04, 2022 02:56PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!



pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!
CalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.png

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 04, 2022 05:21PM

Just more and more overwhelming defeat for the asshole.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 04, 2022 07:14PM

Well, since they were open and doing delivery, we decided to get a nice batch of Chinese food tonight. Orange chicken, Hunan pork, po-po platter, combination lo mein, and some wonton soup. All yummy, and all in the front door in less than 30 minutes. Good stuff.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: HiIMVijay ()
Date: January 04, 2022 07:53PM

Was the Hunan pork very spicy?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: fffried rice ()
Date: January 04, 2022 07:54PM

pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Hugh Jahsol ()
Date: January 04, 2022 07:59PM

ain’t no climate change cept for what dey all doin sprayin shit on us everyday from dem planes overhead

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 04, 2022 08:38PM

There’s no dumb like fake dumb.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: poopooplatter ()
Date: January 04, 2022 09:07PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!



pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!
CalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.png

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 05, 2022 12:45AM

At least wipe your ass when you”re done, little loser.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: mac n cheese ()
Date: January 05, 2022 01:02AM

pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: the calping never stops ()
Date: January 05, 2022 06:47AM

veal strips Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: DUHLH ()
Date: January 05, 2022 08:37AM

^^^ BALDERDASH!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 05, 2022 08:40AM

^^^ Early to bed, early to rise, early to make a simple shit-stain of oneself.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 05, 2022 10:27AM

Well, it's quite plain to see that the brains of surviving Whiffie and Fail Army Middle School elements are about as clogged up as snowbound I-95 behind a few jack-knifed tractor-trailers. No progress is possible there at all. Poor little babies. It's meanwhile Day-2 of the Sweet Spot's living in an unwelcome winter wonderland as well. Still can't tell how much landscape damage has been done, but while no major branches seem to have come down, we still fear that the toll may be significant. The sunshine did bring some melting yesterday, but it all of course refroze after 5:00 or so. As for today, it was 27 degrees outside when I first got up under a blazing orange sunrise, but it will be at least partly cloudy most of the day, so we'll have to rely on temps rising into the mid 40s to melt away any more of the white stuff today. Otherwise, the Chinese food guy made it in and out without issue last night, the Cat Lady did the same this morning, and the PT Nurse is expected to accomplish it again this afternoon as well. It's like Grand Central Station around here, but it is nice to know that you're still reliably connected to the outside world. Also nice are the satay sticks, hunan pork, and combination lo mein that are making up today's breakfast=. That and a cup of freshly-brewed single-estate kona of course.

Real President Joe may or may not have any of that delicious beverage to savor this morning, but he may well be enjoying the roasting and discomfort of various GOP villains over the impending anniversary of their disgraceful J6 Insurrection. There have hardly been enough unkind words invented yet to cover the craven betrayals of these America-hating losers, so just fie on them all, now and forever.

In other news, Nats 2019 World Series hero Adam Eaton (33) takes the lockout as a time to consider retirement and taking a coaching position with ANA, but Bozo Bobby ia quick to point out that he's not actually allowed to do that. What a country! Meanwhile, sources now say that while no vaunted January discussions between MLB and the players are yet scheduled, it could still happen by the end of the month. How reassuring.

Do rest assured though that nothing good will happen by the end of the month in forlorn Falls Church City either. The place is basically just a bad-news magnet with bright prospects about as numerous in the Sorry City as a Santini's, an actual chicken place, or a GAR store. Old Mother Hubbard had a bountiful cupboard in comparison to this place.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: jpsqueef ()
Date: January 05, 2022 11:08AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!



pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!
CalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.png

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: blazing orange sunrise ()
Date: January 05, 2022 12:55PM

Calpers sucks. Chinese food is tasty!!

Hope your Po-Po Platter didn't result in next day Poo-Poo regret.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 05, 2022 01:26PM

Po-Po Ppatter is no threat at all to a normal digestive system.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: shitake ()
Date: January 05, 2022 01:33PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!



pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!
CalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.png

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: January 05, 2022 04:47PM

^^^ The losses continue to mount.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: jaypeeeeeee ()
Date: January 05, 2022 05:03PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!



pumpkin pie ! Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it can't be an easy thing, this being a
> Whiffie, and of course being a middle schooler has
> always been about at the bottom of the barrel.
> Can't drink, can't drive, can't vote, can't speak
> proper English in most cases. Still want to
> think that they're some sort of sizzling hot shit.
> LOL! Laughable latchkey losers is all they are!
>
> Meanwhile, surrounded by the natural beauties of
> woods, streams, and copious wildlife, we wealthy
> retirees are enjoying all the best in life from
> our gorgeous homes on much larger than average
> lots in beautiful upscale locales such as the
> fabulous Sweet Spot. It was 46 degrees out this
> way when I first got up with cloudy skies,
> humidity in the 90% range, and no noticeable wind
> at all. Had about half an inch overnight, but
> we're not looking for any actual precipitation
> today. With no medical or other scheduled
> appointments on Thursday, we're actually looking
> for a nice quiet day at home today. Tomorrow
> could be interesting, as the wife decided last
> night to satisfy her curiosity by tackling the
> in's and out's of placing an order with the Peapod
> grocery delivery service. I'll likely do a run
> into the village later on anyway, but I'm
> interested to see how the Peapod thing works out
> as well.
>
> Real President Joe is meanwhile preparing to ring
> out the old and ring in the new with an emphasis
> on getting the slapshot of BBB past the pads of
> the walrus goalie known as Joe Manchin, he of such
> archaic fears as debt and inflation. What a
> sorry-ass Narcissus that flapjack is!
>
> In other news, 3B Kyle Seager (34) surprised some
> by announcing his retirement from a long career
> with SEA. He says he made up hos mind a while
> ago, but it's hard not to think that the screwed
> up situation with MLB did nor enter into his
> thinking.
>
> THere are of course more than enough screwed up
> situations to go around in the sleazy slums of
> Falls Church City, and no amount of 'Park Place'
> lipstick can be smeared on that pig to make it
> seem even remotely attractive. The best adice for
> any nearby is simply to run away!
CalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.pngCalPERS-infographic-112117.png

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: drop it like it hot jp jp jp jp ()
Date: January 05, 2022 05:42PM

snoop-dog-dance.gif

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