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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Billy Hicks ()
Date: November 22, 2021 09:08PM

booga-booga-booga

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Carnac the Magnificent ()
Date: November 23, 2021 12:35AM

Billy Hicks Wrote:
-------------------------------------------------------
> booga-booga-booga


What does JP eat all day?

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: TEPTY ()
Date: November 23, 2021 02:09AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> ecuwre Wrote:
> --------------------------------------------------
> -----
> > I’ve heard that he’s also a Vietnam War
> draft
> > dodger. That’s pretty low.
>
> Didn't serve in Korea or WWII either. Do you
> meanwhile know what 2-S and draft numbers were?


Pussy

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Full Metal Jacket ()
Date: November 23, 2021 05:36AM

2-S benefitted the more affluent white kids who’s families could afford college. Minorities were far less likely to pull the deferment.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 23, 2021 09:48AM

And unlucky people were less likely to draw a safe lottery number, while women and older guys never got any safe lottery numbers at all. There were even guys back then with bone spurs and family connections who got them into cushy ANG slots as well. And just like now, protesters were regularly attacked and beaten with impunity by the usual troves of right wing hicks and hayseeds, some of them wearing badges. The more things change...

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 23, 2021 10:16AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------

> A hot dog from 7-11 would go off to the equity
> line.

Probably better than anything from Subway. Maybe even GAR.

> You’ve just never had the need

No, I've never had the need to put my house into hock to pay for routine expenses.

> or
> resources to qualify for one.

What resources do you need to qualify for one? Do you even know? Follow along here if you can.

> For the purpose of putting the big bad boot up
> your lying ass as you claimed to be in Florida
> when you never left the shithole of FCC.

Except it fell apart when you got caught stealing an image from a professional photographer and then using the same surface to take pictures of the various newspapers you found at the library or Barnes & Noble.

Also, the fact that you think it is normal to ask friends for such images and normal to send such images is just more proof that you are a raving lunatic. It's not normal. It's not even remotely normal.

> Not even the ones from Fiola Mare? Douche.

You admitted you didn't take it. What's worse, you fucked with the clarity and resolution of it. You really went out of your way to distort the magnificent views available to those who dine there. That's the level of butthurt and envy that drives you to do such maliciously dishonest acts.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 23, 2021 11:47AM

Well, the days of the Whiffies would appear to be all but done now, as those cowards seem to have limped away and collectively faded into the woodwork. Termite heaven, I suppose, though they were themselves recently stung by the stupidity of their own remote lumber-grading failures. The stooges. Meanwhile, the wealthy retirees and other such sorts who are on long-term assignment to the Sweet Spot are seeing yet another simply gorgeous autumn morning. It was a somewhat frosty 36 degrees when I got up, but that was under bright blue and sunny skies with very low humidity and no real chance of rain at all. Winds are in the teens out of the NW so the trip down and back up the driveway to grab the morning paper was a little more bracing than usual. Highs today should be in just the low 40s, and this won't be the last time that happens. The surgery site from last Friday's procedure continues to heal well by the way, with tomorrow being that last day any special care will need to be devoted to it. Things should then be all clear for some delicious holiday food and taunting on Thursday.

Real President Joe is meanwhile set to release 50M barrels of oil from the SPR in hopes of influencing toward gas price declines. Karens and other entitled types who don't understand inflation numbers have had their powdered noses in the air and out of joint over pump prices that are not as low as they were at the height of the pandemic. Welcome to the real world, boys and girls. The SPR drawdown itself is meanwhile pretty much just symbolic, as it isn't enough to affect markets that already have adequate supplies. Hopefully some of the provisions of Build Back Better will ultimately do more to affect prices by helping to reduce demand.

In other news, a big week for former Nats catchers continues, as Sandy Leon (32) has inked a minor league deal with CLE, now known as the Guardians. He'll be in Spring Training hoping to secure the backup role behind presumed starter, Austin Hedges. Closer to home, Jonathan Papelbon will appear on All Star ballots for the first time this year. The DC Strangler is not expected to garner a whole lot of support.

No support at all is expected meanwhile for the legendary dump of Falls Church City. Sorely lacking in pretty much everything aside from lying uninformed assholes, the Teeny Tiny City will now see a continuation through the end of the year in reduced Metro service at the EFC and WFC stations (that are nor actually in Falls Church) as the system deals with the issue of sidelined 6000 and 7000 series rail cars. Not at all affected by these developments will be wealthy Sweet Spot retirees. Yay, us!

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Full Metal Jacket ()
Date: November 23, 2021 11:50AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> And unlucky people were less likely to draw a safe
> lottery number, while women and older guys never
> got any safe lottery numbers at all. There were
> even guys back then with bone spurs and family
> connections who got them into cushy ANG slots as
> well. And just like now, protesters were
> regularly attacked and beaten with impunity by the
> usual troves of right wing hicks and hayseeds,
> some of them wearing badges. The more things
> change...


^ A draft dodger all day through (privilege). The End.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 23, 2021 12:07PM

seven figure city.... Wrote:
-------------------------------------------------------
> Except it fell apart when you got caught stealing
> an image from a professional photographer...

LOL! The image was sent to me by a media contact previously identified.

> ...and then using the same surface to take pictures
> of the various newspapers you found at the library
> or Barnes & Noble.

You really fucked up on that one, Linus. Almost as bad as your famous north vs south, lunch vs dinner, and imaginary awning examples of total crash-and-burn failure. As if Brockmont, Brine, and branzino had not already done you in. Such a fatally feeble fuck you are!

file.php?2,file=226147,filename=sf_chronfile.php?2,file=226392,filename=seat_tim

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 23, 2021 12:25PM

seven figure city.... Wrote:
-------------------------------------------------------
> No, I've never had the need to put my house into
> hock to pay for routine expenses.

What you mean to say is that as a broke-ass dope-in-a-dump loser, you've never had enough wealth even to suggest the need for actual financial management tools.

> What resources do you need to qualify for one?

LOL! Quite a lot more than a pauper's trash history in unsecured credit.

> You admitted you didn't take it.

It was THEM, not IT, and they were all taken at Fiola Mare by The Principals who oddly had no issues at all in sending them to me. See?

file.php?2,file=438113,filename=_princ_8

Witless, useless moron.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Gayvid Blimm0 ()
Date: November 23, 2021 12:26PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------

> uninformed assholes, the Teeny Tiny City will now
> see a continuation through the end of the year in
> reduced Metro service at the EFC and WFC stations
> (that are nor actually in Falls Church) as the
> system deals with the issue of sidelined 6000 and
> 7000 series rail cars. Not at all affected by
> these developments will be wealthy Sweet Spot
> retirees. Yay, us!

No, you don't worry about it cause you ride FFX Connector cause GHETTRO doesn't run where you live

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Paulie Pomona ()
Date: November 23, 2021 12:29PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> seven figure city.... Wrote:
> --------------------------------------------------
> -----
> > No, I've never had the need to put my house
> into
> > hock to pay for routine expenses.
>
> What you mean to say is that as a broke-ass
> dope-in-a-dump loser, take it.
>
> It was THEM, not IT, and they were all taken at
> Fiola Mare by The Principals who oddly had no
> issues at all in sending them to me. See?
>
> SRC="http://www.fairfaxunderground.com/forum/file.
> php?2,file=438113,filename=_princ_8.jpg"
> width=175>
>
> Witless, useless moron.


Are you still trying to get mileage out of that over priced pansy drink nobody ever orders? Except maybe a sissy moron like you that is.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 23, 2021 12:44PM

Full Metal Jacket Wrote:
-------------------------------------------------------
> ^ A draft dodger all day through (privilege). The End.

In an amazing coincidence, you are just as off-your-rocker dumb as the asshole, Linus. Student deferments were meant to postpone military obligations for full-time college students in good standing. Lottery numbers began in Dec 1969, and were meant to provide some sense of stability to those under 26 whether they were in school or not. Even for complete numb-nuts nincompoops such as yourself, it would have been hard to dodge what was never headed your way to begin with. Idiot.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 23, 2021 01:04PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> seven figure city.... Wrote:
> --------------------------------------------------
>
> > What resources do you need to qualify for one?
>
> LOL! Quite a lot more than a pauper's trash
> history in unsecured credit.


What Is a Secured Line of Credit?

When any loan is secured, the lender has established a lien against an asset that belongs to the borrower. This asset becomes collateral, and it can be seized or liquidated by the lender in the event of default. A common example is a home mortgage or a car loan. The bank agrees to loan the money while obtaining collateral in the form of the home or the car.

Similarly, a business or individual can obtain a secured line of credit using assets as collateral. If the borrower defaults on the loan, the bank can seize and sell the collateral to recoup the loss. Because the bank is certain of getting its money back, a secured line of credit typically comes with a higher credit limit and a significantly lower interest rate than an unsecured line of credit does.

One common version of a secured LOC is the home equity line of credit (HELOC). With a HELOC, money is borrowed against the equity in the home.

What Is an Unsecured Line of Credit?

A lender assumes greater risk in granting an unsecured line of credit. None of the borrower's assets are subject to seizure upon default. Unsurprisingly, unsecured lines of credit are tougher to get for both businesses and individuals.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 23, 2021 01:06PM

Paulie Pomona Wrote:
-------------------------------------------------------
> Are you still trying to get mileage out of that
> over priced pansy drink nobody ever orders?
> Except maybe a sissy moron like you that is.

Well, just like you, I've never dined at Fiola Mare. But The Principals do a good deal more restaurant roaming than we do, so they have dined there and hence know what the signature drink of the place is and how often and dramaticaly it is served. Scoffing of course only underscores your own poverty-driven inexperience. Loser.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 23, 2021 01:11PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------

> LOL! The image was sent to me by a media contact
> previously identified.

You claimed it was taken by a friend.

> You really fucked up on that one, Linus.

Identical wood grain taken under different lighting and further altered by you after the fact. While the pictures are adulterated, your fraud is transparent.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 23, 2021 01:13PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> seven figure city.... Wrote:
> --------------------------------------------------
> -----
> > No, I've never had the need to put my house
> into
> > hock to pay for routine expenses.
>
> What you mean to say is that as a broke-ass
> dope-in-a-dump loser, you've never had enough
> wealth even to suggest the need for actual
> financial management tools.

I have plenty of financial tools. More, it appears, than you do. I know when it is appropriate to take and use a HELOC. I know when it is appropriate to use other means of credit. I also have various options to invest my wealth. You don't seem to have that sort of flexibility.

> > What resources do you need to qualify for one?
>
> LOL! Quite a lot more than a pauper's trash
> history in unsecured credit.

So, you don't know the answer to the question. Telling.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 23, 2021 01:15PM

Kill Shot Wrote:
-------------------------------------------------------
> Actual JP Morgenthau Wrote:
> --------------------------------------------------
> -----
> > seven figure city.... Wrote:
> >
> --------------------------------------------------
>
> >
> > > What resources do you need to qualify for one?
>
> >
> > LOL! Quite a lot more than a pauper's trash
> > history in unsecured credit.
>
>
> What Is a Secured Line of Credit?
>
> When any loan is secured, the lender has
> established a lien against an asset that belongs
> to the borrower. This asset becomes collateral,
> and it can be seized or liquidated by the lender
> in the event of default. A common example is a
> home mortgage or a car loan. The bank agrees to
> loan the money while obtaining collateral in the
> form of the home or the car.
>
> Similarly, a business or individual can obtain a
> secured line of credit using assets as collateral.
> If the borrower defaults on the loan, the bank can
> seize and sell the collateral to recoup the loss.
> Because the bank is certain of getting its money
> back, a secured line of credit typically comes
> with a higher credit limit and a significantly
> lower interest rate than an unsecured line of
> credit does.
>
> One common version of a secured LOC is the home
> equity line of credit (HELOC). With a HELOC, money
> is borrowed against the equity in the home.
>
> What Is an Unsecured Line of Credit?
>
> A lender assumes greater risk in granting an
> unsecured line of credit. None of the borrower's
> assets are subject to seizure upon default.
> Unsurprisingly, unsecured lines of credit are
> tougher to get for both businesses and
> individuals.


Yeah, he really fucked that one up, didn't he? He might know that which is why he refused to answer the question. Of course, that realization came way too late.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 23, 2021 01:24PM

Kill Shot Wrote:
-------------------------------------------------------
> Unsurprisingly, unsecured lines of credit are tougher
> to get for both businesses and individuals.

LOL! Tell that to CashNetUSA.com Man.

Money's on the way, with CashNetUSA!

What actually is tough about such sucker-credit is not getting it, but rather the APRs that come along with it. And of course the complete lack of any interest deductibility.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 23, 2021 01:46PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Kill Shot Wrote:
> --------------------------------------------------
> -----
> > Unsurprisingly, unsecured lines of credit are
> tougher
> > to get for both businesses and individuals.
>
> LOL! Tell that to CashNetUSA.com Man.
>
> Money's on the way, with CashNetUSA!
>
> What actually is tough about such sucker-credit is
> not getting it, but rather the APRs that come
> along with it.

That's an payday loan not a line of credit stupid. Beyond your dumb example, fact is that you could not get your line of credit without your property as collateral.



> And of course the complete lack of
> any interest deductibility.

Hey, just like the nondeductible personal interest you put on your HELOC that cost you an extra ~$1,000 to get a $700 deduction. lol

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 23, 2021 02:29PM

Learn what a deduction versus a reduction is you worthless sock-puppet turd-loser.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 23, 2021 02:52PM

Oh, sorry, you're right. It cost you +$3,000, made higher by ~$1,000 by inclusion on nondeductible personal interest charges, for your $700 reduction. lol

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 23, 2021 02:59PM

Kill Shot Wrote:
-------------------------------------------------------
> Hey, just like the nondeductible personal interest
> you put on your HELOC that cost you an extra
> ~$1,000 to get a $700 deduction. lol

As you continue to be just plain too dumb to understand, the expenditure patterns of an upscale household are a given. The only question is over the most efficient and effective means of managing the financing of all that. This is where the utility of a $200K 10/15 equity line comes in. At least for those of us who can qualify for one and understand how one works.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 23, 2021 03:25PM

Notice he still can't explain what it takes to qualify for a $200K 10/15 equity line?

He's probably aware that if he actually described the qualifications, it wouldn't sound all that impressive. It's also like he is completely unaware of the fact that people can maintain multiple open lines of credit each having their own advantages. The dumbass has serious tunnel vision on just about every topic. What a myopic dunce he his.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 23, 2021 04:06PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Kill Shot Wrote:
> --------------------------------------------------
> -----
> > Hey, just like the nondeductible personal
> interest
> > you put on your HELOC that cost you an extra
> > ~$1,000 to get a $700 deduction. lol
>
> As you continue to be just plain too dumb to
> understand, the expenditure patterns of an upscale
> household are a given. The only question is over
> the most efficient and effective means of managing
> the financing of all that. This is where the
> utility of a $200K 10/15 equity line comes in. At
> least for those of us who can qualify for one and
> understand how one works.

As you continue to be just too dumb to understand, your rambling babble about being 'wealthy' doesn't change the math. You received no benefit from including nondeductible personal interest under your HELOC. In fact, it cost you +$1,000 more. To the extent that you increased the amount of deductible interest paid, the more money you lost. Not efficient, not effective.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 23, 2021 04:20PM

Both Linus I and Linus II are low-income financial ignoramuses.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Paulie Pomona ()
Date: November 23, 2021 04:23PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Paulie Pomona Wrote:
> --------------------------------------------------
> -----
> > Are you still trying to get mileage out of that
> > over priced pansy drink nobody ever orders?
> > Except maybe a sissy moron like you that is.
>
> Well, just like you, I've never dined at Fiola
> Mare. But The Principals do a good deal more
> restaurant roaming than we do, so they have dined
> there and hence know what the signature drink of
> the place is and how often and dramaticaly it is
> served. Scoffing of course only underscores your
> own poverty-driven inexperience. Loser.


I've dined at places you couldn't even think of sweeping the floors at, dumbo. I've dined at Fiola Mare & I ain't impressed. A phony "hospitality industry insider" like you with imaginary"friends" might be impressed with it, but I wasn't. It was OK, but I wouldn't go out of my way to go there. It wasn't bad, but it wasn't 5 star Michelin, either. Not even 1 star.

& I don't order these fancy pansy drinks, either. Beer, wine or good whiskey suit me just fine. & I order a good whiskey so I don't have to mix it with anything.

So a fake like you can make all the noise you want about high price clip joints & panty boy over priced fancy drinks & pretend you're somebody important, but everybody on FFXU knows what a phony you really are. & A dope, too.

So have fun shitposting here TG Day. You might get a few low grade trolls to answer you, but those of us who got a life will be busy with our families and friends. You're such a nasty, repulsive, childish potty mouth clown so nobody wants nothing to do with you.

Five star "visiting chef". Right. This dunce thinks everybody's as dumb like he is.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 23, 2021 04:33PM

seven figure city.... Wrote:
-------------------------------------------------------
> Notice he still can't explain what it takes to
> qualify for a $200K 10/15 equity line?
>
> He's probably aware that if he actually described
> the qualifications, it wouldn't sound all that
> impressive. It's also like he is completely
> unaware of the fact that people can maintain
> multiple open lines of credit each having their
> own advantages. The dumbass has serious tunnel
> vision on just about every topic. What a myopic
> dunce he his.


Not impressive at all. Anyone with ~$250K in equity, a credit score of ~675, and debt-to-income less than most should ever have to begin with qualifies.

And exactly. Dumbshit is dogmatic to his detriment about everything. And always so confidently wrong. Fine with me. *shrug*

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 23, 2021 04:37PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Both Linus I and Linus II are low-income financial
> ignoramuses.


^ What he does when he can't argue substance and math. lol

Your go-to nonsense doesn't help you dummy.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 23, 2021 04:49PM

The sweeping inferiority of these folks wreaks so much havoc and damage in butthurt terms. They’ll never know the upscale life of Sweet Spot wealthy retirees .

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Pointer outer of things ()
Date: November 23, 2021 04:57PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
>
>
> They’ll never know the upscale life of Sweet
> Spot wealthy retirees .

You won't either, Dimwit, so I guess that makes all of us the same. Well not quite, the rest of us aren't childish like you. We don't have the potty mouth of a 5th grader.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: DWFUF ()
Date: November 23, 2021 04:58PM

Kill Shot Wrote:
-------------------------------------------------------
> Actual JP Morgenthau Wrote:
> --------------------------------------------------
> -----
> > Both Linus I and Linus II are low-income
> financial
> > ignoramuses.
>
>
> ^ What he does when he can't argue substance and
> math. lol
>
> Your go-to nonsense doesn't help you dummy.


What does a drunken Gerund Boy always do when he's painted himself in a corncer? He calls you names just like the mental 5th grader he is.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Thread patrol. ()
Date: November 23, 2021 05:01PM

More Calpers please!

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 23, 2021 05:02PM

Looks like it is baseless bluster time. Lives in a world where one-type credit fits all. Talk about lack of financial management tools! It was a bit of a giveaway though when he whined about APRs. Those of us with superb credit ratings and the ability to pay the balance on time really don't worry about such things. What we do worry about are the types of benefits that go along with these lines of credit. Cash, miles, hotel points, etc. Decisions and options. Doesn't appear he has options.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 23, 2021 05:38PM

Actually lives now as a wealthy retiree out in the upscale Sweet Spot following a very successful 40+ year career as a notable US person in the fields of international economics and finance. Taught HTML and other IT topics at the same time. Cool!

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 23, 2021 05:51PM

^^^ Too fucking stupid to understand that the credit cards of even supremely qualified wealthy people also come with benefits. Dollars rather than miles or points in our case. Rube.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: xvj6b ()
Date: November 23, 2021 05:55PM

LOL, LOL at Rube!!

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 23, 2021 05:55PM

LOL! Now you have multiple cards? Dope.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: jamzz ()
Date: November 23, 2021 06:02PM

And yet, such significant shares of total equity line interest end up being deducted. A competent math person would understand how that happens. From the record, you are not such a person.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 23, 2021 06:21PM

seven figure city.... Wrote:
-------------------------------------------------------
> LOL! Now you have multiple cards? Dope.

Yes, a primary and a backup. I’ll guess here that you don’t know why.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 23, 2021 06:29PM

jamzz Wrote:
-------------------------------------------------------
> And yet, such significant shares of total equity
> line interest end up being deducted. A competent
> math person would understand how that happens.
> From the record, you are not such a person.

It’s all part of the Car/Roof Riddle that morons here can’t decipher at all.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 23, 2021 06:56PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> seven figure city.... Wrote:
> --------------------------------------------------
> -----
> > LOL! Now you have multiple cards? Dope.
>
> Yes, a primary and a backup. I’ll guess here
> that you don’t know why.


Of course, I know why. Just like I know there is no advantage to put nondeductible expenses on a HELOC backed card. Deductible expenses on a HELOC card. Nondeductible on a high rewards card. Keeps everything simple. I guess that is just too complex for you.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 23, 2021 07:04PM

It’s all been perfectly clear here since Reagan ended the deductibility of plain old personal interest. The fact that you are so persistently befuddled by it all is not remarkable given the intellectual childishness you display at all hours of the day and night. Such a loser.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 23, 2021 07:20PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> jamzz Wrote:
> --------------------------------------------------
> -----
> > And yet, such significant shares of total
> equity
> > line interest end up being deducted. A
> competent
> > math person would understand how that happens.
> > From the record, you are not such a person.
>
> It’s all part of the Car/Roof Riddle that morons
> here can’t decipher at all.


It's rather easy to decipher.

You received no benefit from including nondeductible personal interest under your HELOC. In fact, it cost you +$1,000 more. To the extent that you increased the amount of deductible interest paid, the more money you lost.

You can't show otherwise.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 23, 2021 07:31PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> It’s all been perfectly clear here since Reagan
> ended the deductibility of plain old personal
> interest. The fact that you are so persistently
> befuddled by it all is not remarkable given the
> intellectual childishness you display at all hours
> of the day and night. Such a loser.

You should keep up with the tax code. Some things have changed since the 80s.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Calpers girl ()
Date: November 23, 2021 07:43PM

Thread patrol. Wrote:
-------------------------------------------------------
> More Calpers please!

There is a big load of Calpers on order. It will be here for the holiday weekend.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Dear Santa, ()
Date: November 23, 2021 08:49PM

Please have the supply chain debacle delay the arrival of all CalPERS until after the new year.

Thank you,

Little Timmy

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Howard ()
Date: November 23, 2021 08:57PM

What are they saying, Robin?

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 24, 2021 02:07AM

Kill Shot Wrote:
-------------------------------------------------------
> It's rather easy to decipher.

Keep working on it. Maybe it will all suddenly become clear to you one day.

> You can't show otherwise.

REMINDER: You got the oh so basic car/roof riddle WRONG. Fool.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 24, 2021 02:22AM

seven figure city.... Wrote:
-------------------------------------------------------
> You should keep up with the tax code. Some things have
> changed since the 80s.

Yeah, but all those years of doing the AMT were solid prep for 2017. Hopefully SALT limits will be eased here shortly. I know i’m ready, though taxes don’t really end up affecting our Sweet Spot lifestyle at all.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 24, 2021 09:07AM

seven figure city.... Wrote:
-------------------------------------------------------
> Of course, I know why.

Of course, of course, of course. But so many of your claims beginning this way end up as nothing but dead-end, one-way streets. Of course you can this, of course you have that -- and when the wash comes out, it's all naked bullshit.

> Just like I know there is no advantage to put
> nondeductible expenses on a HELOC backed card.
> Deductible expenses on a HELOC card. Nondeductible
> on a high rewards card. Keeps everything simple.
> I guess that is just too complex for you.

Yes, it is too complex. Fatally so. At the end of the day, it is the deductible balances that create your deductions. If they are isolated in one place as you have just foolishly suggested, then every payment to principal there must act to reduce the corpus of deductible balances, when what you want is to preserve those and pay off the non-deductible balances instead. Simple Car versus Roof Riddle again. Doesn't look like (either one of) you will ever get a handle on that little bit. Dope.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: uxvpf ()
Date: November 24, 2021 09:19AM

Has have never figured out the $25K car/$25K roof riddle at all. Stupid shit.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Suze ()
Date: November 24, 2021 09:51AM

Is Checkers open on Thanksgiving?

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 24, 2021 11:05AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Kill Shot Wrote:
> --------------------------------------------------
> -----
> > It's rather easy to decipher.
>
> Keep working on it. Maybe it will all suddenly
> become clear to you one day.

Already crystal clear. Including nondeductible personal expenses under a HELOC has no tax benefit. I've provided the numbers to demonstrate that. You can't do anything other than your usual blabbering like this in response. As you always do when you get called on your bullshit. What's wrong Mr. Finance Expert? Can't do the math to make your case? Apparently not. Oh wait... this must be another of those "twisting in the wind" things again huh? Dumbshit.


> > You can't show otherwise.
>
> REMINDER: You got the oh so basic car/roof riddle
> WRONG. Fool.


Uh, no. I pointed out how you fucked up your own dumb "riddle." Then you got all butthurt over it and in your usual douchebag way started saying that I got it "wrong" because I didn't play your stupid game the way that you wanted. Sorry, not sorry. lol

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 24, 2021 11:22AM

Oh, you played it exactly as I thought you would —- by revealing what a financial dumbass you are.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 24, 2021 11:28AM

Well, the badly wounded Whiffies are just slowly slipping away. Undone in the inescapable depths of their ignorance, envy, and butthurt, they just babble on and on while sinking ever deeper into a terrible quicksand of their own foolish making. Out here in the wonderful and well-educated Sweet Spot of course, all we know is the near-idyllic existence of wealthy retirees, where brooks and streams wind their babbling way past wooded, beautifully landscaped, and much larger than average lots, each property it seems tended to by first rate gardeners and grounds-keeping crews. No caribou out here of course, but we are still so much more than just a cut or two above the best of what can be found amongst masses huddled in the crowded corners of dumps back east. This morning's trip down the driveway and back was a little more crisp than usual, as it was just 25 degrees out this way when I got up. We should spend most of the day in the mid 40s though, with light NW breezes, low humidity, and little chance of any actual rain. The weather for Tauntsgiving Day tomorrow looks to be even better, so something else for us all to be thankful for and look forward to.

Real President Joe has meanwhile pardoned the National Turkey (Peanut Butter), noting how the silly ritual can remind us all that from great darkness can come hope and light and progress. Hopefully, that will soon include Senate passage of good old Build Back Better. Meanwhile, Not Mr. Rogers is getting an earful of his own party's famous hatred over news of his having hired an LGBTQ staffer. What's next -- someone who's had an abortion? Read Toni Morrison? Heard of CRT?

In other news, this year's MLB non-tender deadline has been moved from Dec 2 to Nov 30, in order to push it in front of the 12/1 CBA expiration. MLBPA has already distributed materials to players advising them of what the ensuing lockout is expected to look like and what they might do about it. The most probable scenario here is of course that owners will simply muck things up beyond belief. That's just what they do.

Mucked up is also of course the perennial state of affairs in flimsy Falls Church City, where fake claims of one-time travels and living arrangements abound. Thse ar people after all who can't differentiate between light ash and dark walnut. The fools. Meanwhile, FCCPD Chief Mary Gavin has told the City Council that her department has lost 20% of its staff since July, and that things will only worsen unless the Little City can offer more in the way of salary to young officers and new recruits. Eating the seed corn is all but never a good idea, but the Itty Bitty City is just plain packed with slow learners.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: J. Peterman ()
Date: November 24, 2021 11:43AM

That looks like a lot of words.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 24, 2021 11:49AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
>
> Yes, it is too complex. Fatally so. At the end
> of the day, it is the deductible balances that
> create your deductions.

Deep insight there Cletus.


> If they are isolated in
> one place as you have just foolishly suggested,
> then every payment to principal there must act to
> reduce the corpus of deductible balances, when
> what you want is to preserve those and pay off the
> non-deductible balances instead. Simple Car
> versus Roof Riddle again. Doesn't look like
> (either one of) you will ever get a handle on that
> little bit. Dope.

Babble. Put some numbers to it and that will be clear. Oh wait, you can't.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 24, 2021 11:51AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Oh, you played it exactly as I thought you would
> —- by revealing what a financial dumbass you
> are.


You thought that I'd make a fool of you by showing how your dumb "riddle" was fatally flawed and that you fucked up asking your question? lol

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 24, 2021 11:55AM

You’ve seen numbers and still fucked things up totally. You (like Linus) have no clue here at all. Loser.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: wpgc ()
Date: November 24, 2021 12:19PM

So much baseless bluster being flung.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 24, 2021 12:35PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> You’ve seen numbers and still fucked things up
> totally. You (like Linus) have no clue here at
> all. Loser.


None. You've already tried your usual "twisting in the wind" and "secret sauce" nonsense here. Now you're trying the "already posted" crap. Same cycle of bullshit with you every time.

Show with numbers the benefit from what you're suggesting. You can't.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 24, 2021 12:43PM

Done and done, you mindless shit-slinging moron.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 24, 2021 12:57PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Done and done, you mindless shit-slinging moron.


None and none, you transparent bullshitter.

So, in other words, you can't.

It's really not that difficult. Surely a "finance expert" could.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: tartare ()
Date: November 24, 2021 01:10PM

Don't go down another rabbit hole with this dumbass. lol

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 24, 2021 01:22PM

tartare Wrote:
-------------------------------------------------------
> Don't go down another rabbit hole with this
> dumbass. lol


It's the same one that he fell into long ago and hasn't been able to crawl out of since.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 24, 2021 01:28PM

The asshole is too stupid to understand and too much of a bitter and sorry ass coward to admit to the pace and levels of utter obliteration that have befallen him here . What an abysmally ignorant loser.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 24, 2021 01:35PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> The asshole is too stupid to understand and too
> much of a bitter and sorry ass coward to admit to
> the pace and levels of utter obliteration that
> have befallen him here . What an abysmally
> ignorant loser.


Then put up some numbers to show how you blabbering bullshitter. lol

You can't. All that you can do is post this same kind of crap. No big surprise. Same as always.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: more calpers please ()
Date: November 24, 2021 01:36PM

We really need some calpers now!

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: tartare ()
Date: November 24, 2021 01:48PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> The asshole is too stupid to understand and too
> much of a bitter and sorry ass coward to admit to
> the pace and levels of utter obliteration that
> have befallen him here . What an abysmally
> ignorant loser.


^ Bullshit word gumbo.

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NO CALPERS!
Posted by: Dear Santa, ()
Date: November 24, 2021 01:54PM

more calpers please Wrote:
-------------------------------------------------------
> We really need some calpers now!


Please have the supply chain debacle delay the arrival of all CalPERS until after the new year.

Thank you,

Little Timmy

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 24, 2021 02:03PM

With all the numbers in place, you fucked up the car/roof riddle. That was the end of the line for you. Ignorant asshole.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: retiree. ()
Date: November 24, 2021 02:20PM

more calpers please Wrote:
-------------------------------------------------------
> We really need some calpers now!

I love calpers too.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 24, 2021 02:28PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> With all the numbers in place, you fucked up the
> car/roof riddle. That was the end of the line for
> you. Ignorant asshole.


No, you fucked up your own dumb riddle. Which, as I said before, doesn't show the benefit to begin with.

Try again weakass? Surely a "finance expert" can present a simple case with some numbers to demonstrate the claimed benefit. I guess maybe personal finance wasn't your thing huh?

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: financial upset ()
Date: November 24, 2021 02:32PM

Three men went to a motel. The motel manager said a room cost $30, so each man put up $10 and went to their room. A little while later the manager realized the room was only $25, so he sent the bellhop back to the three guys' room with $5. On the way to the room the bellhop couldn't figure out how to split the $5 between the 3 men, so he gave each one of them $1 and he kept the other $2.

This meant that the 3 men paid $9 each for the room for a total of $27. Add the $2 that the bellhop kept = $29.

Where did the other dollar go?

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 24, 2021 02:46PM

There is no other dollar.

$25 with clerk
$3 to men/3
$2 to bellhop
-----------------
$30 total

But at least you put up some numbers which is more than the bullshitting dumbass can do.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 24, 2021 03:31PM

Go fuck yourself, Linus, though your head and the big bad boot are already buried so deeply up your flabby butt. You always want to pay off the car balance first, but being just a total dumbfuck, you have fumbled that ball over and over and over again. You are just a useless and uneducated asshole!

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 24, 2021 03:37PM

Then put up numbers to demonstrate that.

You can't?

No, you can't because it doesn't work.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 24, 2021 04:03PM

Done and done, asshole. You are in so far over your empty head now that all you can do is babble, babble, babble. Worthless stupid shit.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Stuffin’ ()
Date: November 24, 2021 04:04PM

I’m a eat a big plate of toikey tomorrow and then Ima eat another one. Toikey, toikey, toikey… with gravy!!

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 24, 2021 04:14PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Done and done, asshole. You are in so far over
> your empty head now that all you can do is babble,
> babble, babble. Worthless stupid shit.


None and none bullshitter. lol

No numbers?

Didn't like the ones that I posted that show the more personal interest expense that you put under your HELOC and the more that you increase deductible interest, the more money you lose?

Post some that show the benefit then.

Sucks that I don't let you get away with your usual bullshit huh?

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 24, 2021 04:37PM

Bite the big one, Linus, you broke—ass lying asshole. Like HTML, you and matters of finance are just not a relevant pairing at all. You are just a degraded douchebag who never ate at Brine or Fiola Mare, never cruised to Cozumel, and never lived in DC. Loser.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 24, 2021 04:50PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Bite the big one, Linus, you broke—ass lying
> asshole. Like HTML, you and matters of finance
> are just not a relevant pairing at all. You are
> just a degraded douchebag who never ate at Brine
> or Fiola Mare, never cruised to Cozumel, and never
> lived in DC. Loser.


Complete fail. lol

Don't even know who the fuck you're talking to.

Just STFU unless you have numbers to post you old bullshitter.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Chilled Salad Fork ()
Date: November 24, 2021 04:59PM

Happy Thanksgiving to Mr. Peabody and his Whiffies!

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 24, 2021 05:13PM

Eat shit, Linus, you loser dropout. You = no degrees, no honoraries, no awards, no commendations. Your ‘resume’ is more of a ‘rap sheet’. Dumbsss loser.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 24, 2021 05:18PM

Not "Linus" and multiples of all. You lose again.

Got those numbers yet or just more bullshit like this?

I already know the answer.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Hourly ()
Date: November 24, 2021 05:22PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Eat shit, Linus, you loser dropout. You = no
> degrees, no honoraries, no awards, no
> commendations. Your ‘resume’ is more of a
> ‘rap sheet’. Dumbsss loser.

Sir, this a Wendy’s. Do you want to place an order?

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 24, 2021 05:44PM

Kill Shot Wrote:
-------------------------------------------------------
> Not "Linus"…

Lie. As your now 680 on-leash posts in this thread very clearly indicate. Stupid shit.

> Got those numbers yet or just more bullshit like this?

I have all the numbers, but your sorry ass quite plainly can’t deal with any of them. Stupid douche.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: yam ()
Date: November 24, 2021 06:11PM

The big bad boot has gone even deeper than usual up another sorry butt.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 24, 2021 06:14PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Kill Shot Wrote:
> --------------------------------------------------
> -----
> > Not "Linus"…
>
> Lie. As your now 680 on-leash posts in this thread
> very clearly indicate. Stupid shit.

Made ya look again. lol


> > Got those numbers yet or just more bullshit like
> this?
>
> I have all the numbers, but your sorry ass quite
> plainly can’t deal with any of them. Stupid
> douche.

Uh huh... Going with the twisting in the wind thing again. /rolleyes

Sure you do little guy. *pat* *pat*

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 24, 2021 06:58PM

At Reagan’s insistence, we’ve had an equity line in place since 1986. Have to run those numbers every April, so yes, I have all the numbers, and you still have no clue. Hopeless dope.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: cranberry ()
Date: November 24, 2021 07:06PM

He's just being his usual pedantic douchebag self. Trying to cover for fucking up earlier. LOL

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Kill Shot ()
Date: November 24, 2021 07:14PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> At Reagan’s insistence, we’ve had an equity
> line in place since 1986. Have to run those
> numbers every April, so yes, I have all the
> numbers, and you still have no clue. Hopeless
> dope.


Weird that you can't show the benefit then.

Go figure.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: gas station sandwich ()
Date: November 24, 2021 07:24PM

Seems a bunch of nobodies are able to make a fool of him every day. But then he is an old fool so really not all that much of a challenge.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: hex pon ()
Date: November 24, 2021 08:04PM

g- Wrote:
-------------------------------------------------------
> h brake Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
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> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Dear Santa, ()
Date: November 24, 2021 08:08PM

You suck. -LT

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 25, 2021 12:16AM

Well, you can always count on certain people not to become any less plagued by ignorance, envy, and butthurt. Poor babies!

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: VXTUC ()
Date: November 25, 2021 02:34AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, you can always count on certain people not
> to become any less plagued by ignorance, envy, and
> butthurt. Poor babies!


You've got showed up here lots of times as a liar and a dunce. You're ignorant.

Nobody envies a Gerund Boy with the potty mouth of a 5th grader. You're doubly ignorant.

The only 1 w/a hurting butt is you from all the times you get it kicked on this thread. You're so stupid you don't even know your "Big Bad boot is up your own butt & in your own mouth a the same time. CONGRATS, goofy, only a dumb jerk like you could mess up that bad.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Maahhhddiii ()
Date: November 25, 2021 06:39AM

eye don’t like onions in the stuffing

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Book Mark ()
Date: November 25, 2021 07:00AM

Next page is coming up. It will be filled with calpers.

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