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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Depend ()
Date: November 09, 2021 11:20AM

Do you know where you are? Who?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 09, 2021 11:39AM

Again, I wrote for years in the academic and professional presses, mostly on issues and matters related to international economics and finance, topics on which you are devoid of any meaningful understanding at all. More broadly of course, you bump your head regularly on the low ceilings of your less than basic English language comprehension and capability.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Fixer 0f It For You ()
Date: November 09, 2021 11:40AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, it’s as good a place as anyfree. VIf I had a real blog, I might have to pay. Bligspot's free, but you have to set it up. Besides that, nobody'd read it if I went there. And of
> course, many are those I'm about the only 1 who hangs on my every word
> here.


FIFY

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Pointer Outer of Things ()
Date: November 09, 2021 11:43AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Again, I wrote for years in the academic and
> professional presses, mostly on issues and matters
> related to international economics and finance,
> topics on which you are devoid of any meaningful
> understanding at all. More broadly of course, you
> bump your head regularly on the low ceilings of
> your less than basic English language
> comprehension and capability.


^^^^^^
all more of Dimwit's lies. The only thing you're an expert at writing is 5th gr. level potty mouth name calling . Of course , only somebody as ignorant as you would be proud of that.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Hullabaloo ()
Date: November 09, 2021 11:47AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Scrapple Land may not be all that large a place,
> but fortunate are those who by whatever means come
> to live or at least dine there. Best in the area
> to me can be had at The Virginian over in Vienna,
> kitty-corner from Cafe Renaissance. It’s
> deep-fried and extra crispy. Yum!


Yes!... Appreciate your memory jog for The Virginian. Enjoyed many fine meals there with a long-gone-forgotten girlfriend. Haven't thought of that
establishment in over 35 years. Thinking it's time for re-visit.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 09, 2021 11:52AM

seven figure city.... Wrote:
-------------------------------------------------------
> Your latest food images look foul. What slop house
> are they from?

Info previously provided, Mr. Sharpie.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: For the crazy old guy ()
Date: November 09, 2021 11:55AM


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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Southpark Special ()
Date: November 09, 2021 11:58AM

Why do you take pictures of your food?

Are you a Yelper?

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 09, 2021 12:00PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Again, I wrote for years in the academic and
> professional presses, mostly on issues and matters
> related to international economics and finance,

Yet you can't convey your thoughts properly. Downtown Chez Francois in the 90s anyone? Or, maybe you lied.

> More broadly of course, you
> bump your head regularly on the low ceilings of
> your less than basic English language
> comprehension and capability.


"Great Forest consists principally of townhomes painted in a questionable array of colors."

"I must once again pause to point out that there are no townhouses in Great Forest."

The statements stand in conflict. Both cannot be true at the same time. You lied.

Figure out the name of your friend that took the picture in Tampa yet?

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: se ()
Date: November 09, 2021 12:01PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> seven figure city.... Wrote:
> --------------------------------------------------
> -----
> > Your latest food images look foul. What slop
> house
> > are they from?
>
> Info previously provided, Mr. Sharpie.


Too ashamed to say. Probably a good idea.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 09, 2021 12:07PM

240 pages, nearly 24,000 posts. Looking pretty good right here, yunno.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 09, 2021 12:17PM

seven figure city…. Wrote:
------------------------------------------------------
> Too ashamed to say. Probably a good idea.

Failure of basic English comprehension yet again. Funny how often that happens.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 09, 2021 12:42PM

You didn't name the place in the post with the images from wherever. Again, you aren't really good at conveying your thought via the written word.

Has your addled brain figured out which of your friends took the picture at Steinbrenner Field that you posted?

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 09, 2021 12:44PM

Plain admission of confusion and failure. Dope.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 09, 2021 01:06PM

You are the source of confusion as you don't properly source your materials. Ever.

Has your addled brain figured out which of your friends took the picture at Steinbrenner Field that you posted?

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 09, 2021 01:18PM

You can’t fix stupid. Especially in a backward dump of losers like Falls Church City.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: M337M ()
Date: November 09, 2021 03:03PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> You can’t fix stupid.


You prove that daily.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 09, 2021 03:39PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> You can’t fix stupid.

Stupid like claiming to have dined at the downtown location of Chez Francois in the 90s? That kind of stupid?

> Especially in a backward
> dump of losers like Falls Church City.

You can't explain how these two statements don't conflict with each other.

"Great Forest consists principally of townhomes painted in a questionable array of colors."

"I must once again pause to point out that there are no townhouses in Great Forest."

The statements stand in conflict. Both cannot be true at the same time. You lied.

Figure out the name of your friend that took the picture in Tampa yet?

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 09, 2021 04:21PM

seven figure city.... Wrote:
-------------------------------------------------------
> Stupid like claiming to have dined at the downtown
> location of Chez Francois in the 90s? That kind of
> stupid?

More the kind where people can see the words, but not understand their meaning or context. Sad.

> You can't explain how these two statements don't
> conflict with each other.

There is no conflict. Your tiny, untrained mind merely needs to invent one to avoid becoming fatally stuck.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 09, 2021 04:32PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------

> More the kind where people can see the words, but
> not understand their meaning or context.

LOL! You don't possess enough intelligence to properly understand or convey context. Chez Francois downtown in the 90s is the perfect example of that.

> There is no conflict.

If there are no townhouses in Great Forest, there can be no townhouses painted in a questionable array of colors in Great Forest.

See how that works?

You lose. Badly.

> Your tiny, untrained mind
> merely needs to invent one to avoid becoming
> fatally stuck.

Your sociopathic mind needs to claim that no conflict exists when one clearly does. Sad and pathetic for you. Funny for me!

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 09, 2021 05:23PM

You can’t properly process the written word. You stick in your thumb and pull out a plum and think ‘what a good boy am I.’ But that’s not actually how it works.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 09, 2021 06:09PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> You can’t properly process the written word.

You can't properly present the written word.

If there are no townhouses in Great Forest, there can be no townhouses painted in a questionable array of colors in Great Forest.

See how that works?

You lose. Badly.

Let's also not forget you claimed to have eaten at the downtown location of Chez Francois in the 90s. You are just a fumbling bumbling case of dysgraphia.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: clam g ()
Date: November 09, 2021 08:19PM

long beach Wrote:
-------------------------------------------------------
> Retired1 Wrote:
> --------------------------------------------------
> -----
> > Thank you for visiting the Retirement Section
> on
> > the City of Long Beach's Human Resources
> website.
> > Here you will find information about the
> > retirement benefits offered by the City through
> > CalPERS, how to calculate your pension, how to
> > apply, and other useful information about the
> > retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or later.Thank you
> > for visiting the Retirement Section on the City
> of
> > Long Beach's Human Resources website. Here you
> > will find information about the retirement
> > benefits offered by the City through CalPERS,
> how
> > to calculate your pension, how to apply, and
> other
> > useful information about the retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or laterThank you
> for
> > visiting the Retirement Section on the City of
> > Long Beach's Human Resources website. Here you
> > will find information about the retirement
> > benefits offered by the City through CalPERS,
> how
> > to calculate your pension, how to apply, and
> other
> > useful information about the retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or later.
> >
> > Thank you for visiting the Retirement Section
> on
> > the City of Long Beach's Human Resources
> website.
> > Here you will find information about the
> > retirement benefits offered by the City through
> > CalPERS, how to calculate your pension, how to
> > apply, and other useful information about the
> > retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: UJPVT ()
Date: November 09, 2021 09:15PM

seven figure city.... Wrote:
-------------------------------------------------------
> Actual JP Morgenthau Wrote:
> --------------------------------------------------
> -----
> > You can’t fix stupid.
>
> Stupid like claiming to have dined at the downtown
> location of Chez Francois in the 90s? That kind of
> stupid?
>
> >
> >
>
> Y
>
>
>
>
>
>
>
>
> T
>
>
>
>



But you doan UNNERSTENN..................It's a pretty safe bet Gerund Boy was drunk when he posted it. He's always drunk, so you know how that goes. Since he can't keep too much straight, since he's been drunk since his kids were little (& prob. before that, even). So his alcohol addled brain just isn't working too good. He never had much of a brain to begin with, so the alcohol didn't do any good for El Borracho Muchacho del Gerundio.

He might have actually eaten there, but the years, places & events are just an alcoholic blur. Now see, when he went by Great Forest, it might of bee3n a while since he had a drink. You know, the DTs start & you have halucinations. He might of seen colors on those THs.

You just don't know. you prob. can't find out, either, since his brain's so much decayed all Gerund Boy can manage is 5th gr. potty mouth name calling garbage posts.

Sad.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city... ()
Date: November 09, 2021 09:32PM

I know his spam doesn't make this disappear.

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> You can’t properly process the written word.

You can't properly present the written word.

If there are no townhouses in Great Forest, there can be no townhouses painted in a questionable array of colors in Great Forest.

See how that works?

You lose. Badly.

Let's also not forget you claimed to have eaten at the downtown location of Chez Francois in the 90s. You are just a fumbling bumbling case of dysgraphia.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 09, 2021 10:12PM

^^^ The small people putting their best foot forward, and right into their mouths as usual.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: more dollars ()
Date: November 09, 2021 10:34PM

Alot of stuff costs more than a dollar at the dollar stores. That’s false advertising.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city... ()
Date: November 09, 2021 10:50PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> ^^^ The small people putting their best foot
> forward, and right into their mouths as usual.


Your own words reveal you are nothing more than a lying fraud.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 09, 2021 11:05PM

So just finishing off my substantial portion of leftover shrimp fettuccine from Monday. Really good, but did you realize that Red Lobster is the #5 rated seafood restaurant in Port Charlotte, FL? Not to say that this order came from there, as those so slow on the context uptake might have tried to suggest in the absence of such a disclaimer.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city... ()
Date: November 09, 2021 11:54PM

Red Lobster?? LOL! Why not advertise you're a middling nobody?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 10, 2021 12:28AM

^^^ Classic ignorance, envy. and butthurt from the fumbling illiterate FCC asshole. What a clown.



Edited 1 time(s). Last edit at 11/10/2021 12:33AM by Actual JP Morgenthau.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city..... ()
Date: November 10, 2021 12:58AM

Let's not forget....

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> You can’t properly process the written word.

You can't properly present the written word.

If there are no townhouses in Great Forest, there can be no townhouses painted in a questionable array of colors in Great Forest.

See how that works?

You lose. Badly.

Let's also not forget you claimed to have eaten at the downtown location of Chez Francois in the 90s. You are just a fumbling bumbling case of dysgraphia

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: calper ()
Date: November 10, 2021 05:11AM

born 2 Wrote:
-------------------------------------------------------
> long beach Wrote:
> --------------------------------------------------
> -----
> > Retired1 Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.Thank
> you
> > > for visiting the Retirement Section on the
> City
> > of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or laterThank
> you
> > for
> > > visiting the Retirement Section on the City
> of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.
> > >
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Rake in Hand ()
Date: November 10, 2021 05:32AM

^^^ Damn kids!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 10, 2021 08:05AM

Your spam doesn't make this go away....

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> You can’t properly process the written word.

You can't properly present the written word.

If there are no townhouses in Great Forest, there can be no townhouses painted in a questionable array of colors in Great Forest.

See how that works?

You lose. Badly.

Let's also not forget you claimed to have eaten at the downtown location of Chez Francois in the 90s. You are just a fumbling bumbling case of dysgraphia

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 10, 2021 10:26AM

seven figure city.... Wrote:
-------------------------------------------------------
> LOL! You don't possess enough intelligence to
> properly understand or convey context.

You've seen the CV with its sterling series of grades and test scores leading to all those degrees, honoraries, awards, and commendations. It's all stuff completely out of your little baby league.

> Chez Francois downtown in the 90s is the perfect
> example of that.

It's a better example of your being a clownish lying asshole plagued to no end by simply horrible levels of ignorance, envy, and butthurt. A long and persistent history of being unable to decipher perfectly ordinary conversational English is hardly anything to boast over.

>> If there are no townhouses in Great Forest, there
> can be no townhouses painted in a questionable
> array of colors in Great Forest. See how that works?

Certainly, But you have only misled your sorry self into a false belief that the two notions somehow intersect. In fact, they do not. One is a report of what is suggested in the CMYK street view image, while the other is an unrelated report made by someone who in fact claims never to have seen that CMYK image. You are as helplessly unseeing here as Helen Keller was before she met Anne Sullivan.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: butthurt ()
Date: November 10, 2021 10:47AM

Is it just me that sees seven figure city and Actual JP Morgenthau are the same poster?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Springer comma Jerry ()
Date: November 10, 2021 11:43AM

butthurt Wrote:
-------------------------------------------------------
> Is it just me that sees seven figure city and
> Actual JP Morgenthau are the same poster?


It's not just you. I'd actually thought about it, too. Could it be both are really just 1 poster trolling the shit out of FFXU?

If that's the case, whoever's doing it's gotta' get a Special Award from Troll Central of Paris, France. Hell, they even suckered that Blimomo guy in & he's a higher up in Troll Central.

It's gotta' be a piece of expert trolling if it's actually just 1 guy. He's managed to keep it going for almost 250 pgs. Unless Carey shuts it down, like he has on some other threads, it's prob/\. going to go to 300.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 10, 2021 12:17PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------

> You've seen the CV with its sterling series of
> grades and test scores leading to all those
> degrees, honoraries, awards, and commendations.
> It's all stuff completely out of your little baby
> league.

I've seen no such thing.

> > Chez Francois downtown in the 90s is the
> perfect
> > example of that.
>
> It's a better example of your being a clownish
> lying asshole plagued to no end by simply horrible
> levels of ignorance, envy, and butthurt. A long
> and persistent history of being unable to decipher
> perfectly ordinary conversational English is
> hardly anything to boast over.

There's nothing to decipher.

Meanwhile, in the 90s, I was earning awards and commendations for work in both economics and IT training while regularly enjoying downtown meals at Luigi's, the Astor, and Chez Francois.

Do you know when the 90s were?

Do you know what them meaning of the word "while" is?

Do you know when Chez Francois left DC?


> Certainly, But you have only misled your sorry
> self into a false belief that the two notions
> somehow intersect. In fact, they do not. One is
> a report of what is suggested in the CMYK street
> view image, while the other is an unrelated report
> made by someone who in fact claims never to have
> seen that CMYK image. You are as helplessly
> unseeing here as Helen Keller was before she met
> Anne Sullivan.

LOL! They are BOTH your reports, dope!

"Great Forest consists principally of townhomes painted in a questionable array of colors."

"I must once again pause to point out that there are no townhouses in Great Forest."


C'mon, Sybil, keep it together!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 10, 2021 12:25PM

Well, the worn out Whiffies can only swim in the kiddie pool shallows where belief is apparently widespread that a playground sort of status can somehow be impacted by the matter of where one dines out. This of course is nothing but clownish poppycock. As The Principals so very recently demonstrated, one can dine at Fiola Mare one day and at Red Lobster the next and be perfectly happy with both choices. The mindless ones with their firm belief in phony merit badges and coupon-collecting have never been at a level where they might understand how things work at higher ones.

Out here in the ever grand and glorious Sweet Spot of course, we are into some seriously nice mid-November weather. It was 54 degrees when I got up today under a cloudless blue sky with low humidity, steady breezes, and next to no chance of any rain. It was positively balmy out there as I eventually made my way out and back to bring in the morning paper. We should see highs in the upper 60s today, but then cool down some on the way into the weekend. Enjoy it all while you can.

Real President Joe is no doubt glad meanwhile to see a phase-out of fossil fuels finally included in official words from COP26. Through ignorance and silly Manchin-like short-term unwillingness to act, we've already doomed ourselves to the suffering of major climate damage over the balance of this century, but nothing will be worse than seeing more such spineless inaction going forward. And at the moment, nothing may be more overblown in the news than popular angst over 'inflation'. Did people seriously think that prices that hit historic lows during the shutdowns of the pandemic would not bounce back up again as the economy began to reopen? That would have been pretty dumb, but there are sadly many whose horizons extend no further than the present moment. No idea or clue outside of that tiny little box.

In other news, the Nats have now added Alberto Baldonado (28) to a stock of hopefully not needed any longer LHPs that also features Sean Nolin (31). Each of those two is on a minor league contract, so no big deal if they continue to sputter in the bigs. Their post-trade deadline spots on the 2021 26-man roster are essentially holes to be filled by one means or another by the time of Opening Day 2022.

Many as well are the holes needing to be filled in flub-a-dub Falls Church City. Actual places to eat might be a good place for the poor people of the dining desert to start. You know it's not a good sign when more than half of the Top 15 restaurants in FCC are not actually in the Sorry City at all. Maybe a GAR store is out of reach, but get a chicken place or maybe a Santini's. Do something for crying out loud.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 10, 2021 12:51PM

seven figure city.... Wrote:
-------------------------------------------------------
> I've seen no such thing.

Yes, you have. National Merit Finalist. 1500 on the SATs. Wilson Fellow to the Sloan School at MIT. Perfect score on the FSEE. White House Fellowship program. You've seen it all before and the enduringdenial and butthurt only serve to confirm the fact.

> There's nothing to decipher.

Even simple language needs to be deciphered, and you positively suck at it.

> LOL! They are BOTH your reports, dope!

And it is ALL your broad-band lack of capacity that has managed to conflate and confuse the two. The CMYK image (that you have never seen) plainly suggests what it suggests, and that is quite independent of your persistent inability to keep straight the simple difference between GF and GFT. Dope.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 10, 2021 01:32PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------

> Yes, you have. National Merit Finalist. 1500 on
> the SATs. Wilson Fellow to the Sloan School at
> MIT. Perfect score on the FSEE. White House
> Fellowship program.

There's been nothing entered into the record to substantiate any of that. By your own accounts, you spent a career as a middling CSRS GS nobody who spent more time at the bar than the office.

> Even simple language needs to be deciphered, and
> you positively suck at it.

Meanwhile, in the 90s, I was earning awards and commendations for work in both economics and IT training while regularly enjoying downtown meals at Luigi's, the Astor, and Chez Francois.

There is no other way to "decode" the sentence other than you thought you were eating downtown at Chez Francois in the 90s. That's total bullshit because, as you are painfully aware by now, Chez Francois left DC in 1975.

> > LOL! They are BOTH your reports, dope!
>
> And it is ALL your broad-band lack of capacity
> that has managed to conflate and confuse the two.
> The CMYK image (that you have never seen) plainly
> suggests what it suggests,

"I must once again pause to point out that there are no townhouses in Great Forest."

> and that is quite
> independent of your persistent inability to keep
> straight the simple difference

Who informed you of the difference?

> between GF and GFT.
> Dope.

"Great Forest consists principally of townhomes painted in a questionable array of colors."

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 10, 2021 02:23PM

seven figure city.... Wrote:
-------------------------------------------------------
> There's been nothing entered into the record to
> substantiate any of that.

Nevertheless, it is all true. While your claims of travel to Cozumel and Fiola Mare and former residence in DC remain so thoroughly suspect.

> By your own accounts, you spent a career as a middling CSRS
> GS nobody who spent more time at the bar than the office.

Reading comprehension issues rear their ugly beads yet again. But do tell us how many international financial organizations and institutions you have ever been a US rep to.

> > Even simple language needs to be deciphered, and
> > you positively suck at it.

No change there.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 10, 2021 03:41PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Great Forest
> consists principally of townhomes painted in a
> questionable array of colors.

I must once again pause to point out that there are no townhouses in Great Forest.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 10, 2021 04:15PM

Still haven’t found that CMYK image, eh? Still just plain confused about whether it’s GF or GFT that has all the townhouses? Such an over and over again dope!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 10, 2021 04:21PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Still haven’t found that CMYK image, eh?

Neither have you. It's made you look foolish since your original statement. It also confirms you are a liar.

> Still
> just plain confused about whether it’s GF or GFT
> that has all the townhouses?

I've been told Great Forest consists principally of townhomes painted in a questionable array of colors.

Am I not to believe that?

Then again, I've also been told there are no townhouses in Great Forest.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: dip8 ()
Date: November 10, 2021 04:45PM

calper Wrote:
-------------------------------------------------------
> born 2 Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 10, 2021 05:17PM

And trapped in a corner, she posts the spam.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: legit content ()
Date: November 10, 2021 05:19PM

clam g Wrote:
-------------------------------------------------------
> long beach Wrote:
> --------------------------------------------------
> -----
> > Retired1 Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.Thank
> you
> > > for visiting the Retirement Section on the
> City
> > of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or laterThank
> you
> > for
> > > visiting the Retirement Section on the City
> of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.
> > >
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 10, 2021 05:23PM

seven figure city.... Wrote:
-------------------------------------------------------
> Neither have you. It's made you look foolish since your
> original statement. It also confirms you are a liar.

Found it. Described it. Told you to go find it for yourself. You’ve been slowly twisting in the wind ever since.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 10, 2021 05:35PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------

> Found it.

Who knows what the fuck you found because what you claim you found doesn't exist. LOL!

> Described it.

Hardly. You don't say what colors these townhouses are painted. You don't say what street they are located.

> Told you to go find it
> for yourself.

I told you it didn't exist from the get-go. You have too fragile an ego to admit you blundered, so you concocted this bullshit.

> You’ve been slowly twisting in
> the wind ever since.

See, there's that trouble you have properly conveying your thoughts in the English language. What I have been doing ever since is laughing at your ineptitude and mocking you for your lies.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 10, 2021 06:36PM

Fail. Again. Twist, twist, twist.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 10, 2021 06:51PM

Fail? I have thoroughly succeeded in exposing your incompetence and impotence. If you could provide the image of " townhomes painted in a questionable array of colors" in Great Forest, you might be able to rebut that. As it stands, you've only proven yourself to be a lying fraud. Not much you can do about it but cry like a little girl while I continue to taunt your lying ass.

You might have more success at figuring out the name of your friend that took the picture at Steinbrenner field that you posted here. I doubt it though. It seems all you can do is fail.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 10, 2021 06:55PM

Hahahaha! Your hopeless twisting amuses me. Loser!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city... ()
Date: November 10, 2021 07:36PM

There is no twisting. Just the derision of a senile sociopath who is actually dumb enough to think someone might believe his obvious bullshit. Your incompetence and impotence have been laid bare for all to see and all to mock.

You aren't amused. You are embarrassed. And, you should be.

You might have more success at figuring out the name of your friend that took the picture at Steinbrenner field that you posted here. I doubt it though. It seems all you can do is fail. Why is that? You can't remember the name of your firend in Tampa? More dementia?

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: DipInDow ()
Date: November 10, 2021 07:47PM

Everyone can see the string of failures and lies!

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 10, 2021 08:05PM

If they weren't lies, he'd have pictures. It really is that simple.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: fries ()
Date: November 10, 2021 08:21PM

legit content Wrote:
-------------------------------------------------------
> clam g Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city... ()
Date: November 10, 2021 08:29PM

Spam is sure to follow whenever the lying fraud is cornered.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: DipInDow ()
Date: November 10, 2021 08:29PM

Of course, when it’s back is against the wall, the spam comes out.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: spam and eggs ()
Date: November 10, 2021 08:37PM

fries Wrote:
-------------------------------------------------------
> legit content Wrote:
> --------------------------------------------------
> -----
> > clam g Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > long beach Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Retired1 Wrote:
> > > >
> > >
> >
> --------------------------------------------------
>
> >
> > >
> > > > -----
> > > > > Thank you for visiting the Retirement
> > Section
> > > > on
> > > > > the City of Long Beach's Human Resources
> > > > website.
> > > > > Here you will find information about the
> > > > > retirement benefits offered by the City
> > > through
> > > > > CalPERS, how to calculate your pension,
> how
> > > to
> > > > > apply, and other useful information about
> > the
> > > > > retirement system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or
> later.Thank
> > > you
> > > > > for visiting the Retirement Section on
> the
> > > City
> > > > of
> > > > > Long Beach's Human Resources website.
> Here
> > > you
> > > > > will find information about the
> retirement
> > > > > benefits offered by the City through
> > CalPERS,
> > > > how
> > > > > to calculate your pension, how to apply,
> > and
> > > > other
> > > > > useful information about the retirement
> > > system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or
> laterThank
> > > you
> > > > for
> > > > > visiting the Retirement Section on the
> City
> > > of
> > > > > Long Beach's Human Resources website.
> Here
> > > you
> > > > > will find information about the
> retirement
> > > > > benefits offered by the City through
> > CalPERS,
> > > > how
> > > > > to calculate your pension, how to apply,
> > and
> > > > other
> > > > > useful information about the retirement
> > > system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or later.
> > > > >
> > > > > Thank you for visiting the Retirement
> > Section
> > > > on
> > > > > the City of Long Beach's Human Resources
> > > > website.
> > > > > Here you will find information about the
> > > > > retirement benefits offered by the City
> > > through
> > > > > CalPERS, how to calculate your pension,
> how
> > > to
> > > > > apply, and other useful information about
> > the
> > > > > retirement system.
> > > > >
> > > > > For information on the retirement
> process,
> > > > refer
> > > > > to the City's "Retirement Guide". If you
> > have
> > > > any
> > > > > additional questions, contact CalPERS at
> > > (888)
> > > > > 225-7377.
> > > > >
> > > > > CalPERS (What Is CalPERS)
> > > > > The City of Long Beach contracts with the
> > > > > California Public Employees' Retirement
> > > System
> > > > > (CalPERS) to manage our pension benefits.
> > > > CalPERS
> > > > > manages the pension and health benefits
> > (the
> > > > City
> > > > > does not contract with CalPERS to provide
> > > > health
> > > > > care benefits) to more than 1.6 million
> > > public
> > > > > employees, retirees, and their families
> and
> > > > more
> > > > > than 3,000 employers.
> > > > >
> > > > > View more information on CalPERS.
> > > > >
> > > > > Click on the following links to access
> the
> > > PDF
> > > > > file of the City's various CalPERS
> Contract
> > > > > Provisions for Miscellaneous Members,
> Fire
> > > > Safety
> > > > > Members, Police Safety Members and
> > Lifeguard
> > > > > Safety Member.
> > > > >
> > > > > Types Of Retirement
> > > > > The City Offers Three Types Of
> Retirements:
> > > > > Service Retirement, Disability Retirement
> > And
> > > > > Industrial Disability Retirement.
> > > > >
> > > > > Service Retirement
> > > > > Service retirement is the general
> > retirement
> > > > from
> > > > > employment after a minimum period of five
> > > years
> > > > of
> > > > > CalPERS-credited service and attainment
> of
> > > the
> > > > > minimum age requirement.
> > > > >
> > > > > Disability Retirement
> > > > > Disability retirement consists of a
> monthly
> > > > > retirement allowance paid to you for the
> > rest
> > > > of
> > > > > your life or until you recover from your
> > > > disabling
> > > > > injury or illness. The cause of your
> > > disability
> > > > > need not be related to your employment.
> To
> > > > qualify
> > > > > for disability retirement, you must be
> > > > > substantially incapacited from performing
> > > your
> > > > job
> > > > > duties, based upon a physical or mental
> > > > condition
> > > > > which is expected to be permanent or last
> > > > > indefinitely. There is no minimum age
> > > > requirement;
> > > > > however, you must have at least five
> years
> > of
> > > > > CalPERS-credited service.
> > > > >
> > > > > Industrial Disability Retirement (Safety
> > > Only)
> > > > > If your disability is the result of a
> > > > job-related
> > > > > illness or injury, and you are a safety
> > > > employee
> > > > > (police officer/firefighter/lifeguard),
> you
> > > may
> > > > be
> > > > > entitled to an industrial disability
> > > > retirement.
> > > > > If you retire, you will receive a monthly
> > > > > retirement payment for the rest of your
> > life
> > > > (or
> > > > > until you recover from your disabling
> > injury
> > > or
> > > > > illness). There is no minimum age or
> > service
> > > > > requirement for an industrial disability
> > > > > retirement.
> > > > >
> > > > > View PARS Online
> > > > > Retirement Calculations
> > > > > The CalPERS Retirement Estimate
> Calculator
> > > can
> > > > > help you estimate your future retirement
> > > > benefits.
> > > > > Since this is a planning tool, you may
> also
> > > add
> > > > > various retirement dates, salary
> > information,
> > > > and
> > > > > future employment information to see how
> > > these
> > > > > changes could impact your benefits. Use
> the
> > > > > Retirement Estimate Calculator with or
> > > without
> > > > a
> > > > > password. If you have a password, the
> > > > information
> > > > > from your latest CalPERS Annual Member
> > > > Statement
> > > > > will be automatically added to the
> > > Calculator.
> > > > >
> > > > > Reciprocity
> > > > > CalPERS has an agreement with many
> > California
> > > > > public retirement systems, which allows
> you
> > > to
> > > > > move from one retirement system to the
> > other
> > > > > without loss of benefits. This is called
> > > > > "reciprocity." These reciprocal
> agreements
> > > may
> > > > > allow you to coordinate your benefits
> > between
> > > > the
> > > > > retirement systems when you retire.
> > > Currently,
> > > > you
> > > > > must leave and enter into employment with
> a
> > > > > reciprocal public agency within six
> months
> > to
> > > > be
> > > > > eligible. For more specific details,
> > > including
> > > > a
> > > > > list of those agencies with reciprocity
> > > > agreements
> > > > > with CalPERS, please visit the CalPERS
> page
> > > and
> > > > > download Publication 16. Please note
> there
> > is
> > > > > currently no reciprocity agreements
> between
> > > > > CalPERS and the Los Angeles Police & Fire
> > > > Pension
> > > > > (LAFPP).
> > > > >
> > > > > For further information, review the
> CalPERS
> > > > > publication "When You Change Retirement
> > > > Systems",
> > > > > contact CalPERS Member Services at (888)
> > > > 225-7377
> > > > > or schedule an appointment at a local
> > CalPERS
> > > > > Regional Office.
> > > > >
> > > > > Death Benefits
> > > > > Pre-Retirement Death Benefits
> > > > > Categories - If you die before you
> retire,
> > > > CalPERS
> > > > > provides several benefits for your family
> > or
> > > > the
> > > > > beneficiary(ies) named by you. For
> > > > miscellaneous
> > > > > employees (non-safety), CalPERS divides
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Eligible To Retire at the time of
> > death,
> > > > and
> > > > > Eligible to Retire. For safety employees
> > > (fire,
> > > > > police & lifeguards), CalPERS divides the
> > > > > pre-retirement death benefits into two
> > > > categories:
> > > > > Not Job-Related Death and Job-Related
> > Death.
> > > > >
> > > > > Limited Death Benefit
> > > > > To those who separate from
> CalPERS-covered
> > > > > employment: upon your death, your
> > beneficiary
> > > > will
> > > > > receive the limited death benefit (a
> refund
> > > of
> > > > > your contributions plus interest). No
> other
> > > > > benefit will be payable, except as
> provided
> > > by
> > > > law
> > > > > under special circumstances. The limited
> > > death
> > > > > benefit will be paid in the following
> > order:
> > > > (1)
> > > > > your named beneficiary, or (2) spouse, or
> > (3)
> > > > > children, or (4) parents, or (5) brothers
> > and
> > > > > sisters, or (6) your estate if probated,
> > (7)
> > > > > trust, or (8) next of kin, as provided by
> > > law.
> > > > >
> > > > > Naming A Beneficiary
> > > > > To designate a beneficiary, or update an
> > > > earlier
> > > > > designation, you must fill out a CalPERS
> > > > > Beneficiary Designation (form 0772). This
> > > form
> > > > is
> > > > > available on the CalPERS website under
> > > > > Publications. Certain death benefits
> allow
> > > you
> > > > to
> > > > > name anyone you choose as a beneficiary.
> If
> > > you
> > > > > name a beneficiary and then (1) marry,
> (2)
> > > > > initiate an annulment, or dissolution of
> > > > marriage,
> > > > > (3) have a child or adopt a child, (4)
> > > > terminate
> > > > > your employment and receive a refund of
> > your
> > > > > CalPERS contributions, your designation
> > will,
> > > > by
> > > > > law, be revoked.
> > > > >
> > > > > Comparison Of Pre-Retirement Death
> Benefits
> > > > > Local Miscellaneous (non-safety)
> > > > > Local Safety
> > > > >
> > > > > Post-Retirement Death Benefits
> > > > > When you retire, you may choose to
> receive
> > > the
> > > > > unmodified allowance, or you can take a
> > > > reduction
> > > > > to your allowance based on the option you
> > > > select.
> > > > >
> > > > > The unmodified allowance is the highest
> > > amount
> > > > > payable to you that ends upon your death.
> > > Each
> > > > of
> > > > > the options provides a benefit to your
> > named
> > > > > beneficiary after your death. Option 1
> > > provides
> > > > a
> > > > > lump-sum payment of your remaining
> > > > contributions.
> > > > > Option 2, 2W, 3, 3W, or 4 provides a
> > monthly
> > > > > allowance. The reduction to your
> unmodified
> > > > > allowance changes based on the option you
> > > > choose.
> > > > > "Option factors" are used to determine
> this
> > > > > reduction. The amount of the reduction is
> > > based
> > > > on
> > > > > tables that take into consideration your
> > age
> > > > and
> > > > > the age of your beneficiary. More
> > information
> > > > on
> > > > > the various options is available in the
> > > CalPERS
> > > > > Member Benefit publications.
> > > > >
> > > > > For further information, review the Death
> > > > Benefits
> > > > > section on the CalPERS website.
> > > > >
> > > > > How To Apply For CalPERS Retirement
> > > > > It is suggested that you begin filling
> out
> > > the
> > > > > Retirement Election Application four to
> > five
> > > > > months before your anticipated retirement
> > > date.
> > > > > CalPERS does not want the application
> > > submitted
> > > > to
> > > > > them more than 90 days prior to your
> > > retirement
> > > > > date. Refer to the City's "Retirement
> > Guide"
> > > > for
> > > > > further information.
> > > > >
> > > > > After I Have Applied For Service
> > Retirement,
> > > May
> > > > I
> > > > > Change My Mind?
> > > > > You may cancel/change your retirement any
> > > time
> > > > > before your first check is mailed, before
> > > your
> > > > > retirement date. If you do change your
> > mind,
> > > > > immediately contact CalPERS at (888)
> > > 225-7377.
> > > > If
> > > > > you have completed the paperwork
> allocating
> > > > your
> > > > > unused sick leave, you also need to
> contact
> > > > > Employee Benefits at 570-6523. Keep in
> mind
> > > > that
> > > > > your department has been notified of your
> > > > > separation date, therefore, your
> department
> > > > will
> > > > > proceed with the City's separation
> document
> > > > unless
> > > > > you tell them otherwise. (If you wish to
> > > return
> > > > to
> > > > > your position with the City contact your
> > > > > supervisor to ensure there is still a
> > > position
> > > > > available for you.)
> > > > >
> > > > > Be advised that changes to your
> retirement
> > > date
> > > > > may result in a delay in you receiving
> your
> > > > first
> > > > > pension check from CalPERS.
> > > > >
> > > > > FAQs And Tips
> > > > > Planning for your retirement may seem
> like
> > a
> > > > > daunting task. Educating yourself and
> > > beginning
> > > > > the process early (one year in advance of
> > > your
> > > > > projected retirement date) are key to a
> > > smooth
> > > > and
> > > > > successful retirement application
> process.
> > > The
> > > > > City's "Retirement Guide" will steer you
> > thru
> > > > the
> > > > > retirement application process.
> > > > >
> > > > > Health Insurance Costs For Retirees
> > > > > At retirement, employees who are enrolled
> > in
> > > > > benefits may convert their unused hours
> of
> > > sick
> > > > > leave to pay for health, dental, vision
> and
> > > > long
> > > > > term care insurance premiums into
> > retirement.
> > > > >
> > > > > View current retiree insurance premium
> > > > > information.
> > > > >
> > > > > Please Note: Change of insurance
> providers
> > > may
> > > > > only be done during retiree open
> enrollment
> > > > > annually. Any changes made will be
> > effective
> > > > > January 1st of the following year. If
> > moving
> > > > out
> > > > > of state, you should contact Employee
> > Benefits
> > >
> > > > at
> > > > > (562) 570-6303 to check on the
> portability
> > of
> > > > your
> > > > > insurance. If changes are necessary they
> > will
> > > > be
> > > > > handled at the time of retirement or at a
> > > later
> > > > > date (when you move). Also, once you
> cancel
> > > > your
> > > > > insurance you may never re-enroll.
> > > > >
> > > > > CalPERS Special Power Of Attorney
> > > > > A CalPERS Special Power of Attorney
> allows
> > > you
> > > > to
> > > > > designate a representative or agent,
> known
> > as
> > > > your
> > > > > attorney-in-fact, to conduct your
> > retirement
> > > > > affairs. Having a Special Power of
> Attorney
> > > on
> > > > > file with CalPERS ensures that your
> > > designated
> > > > > attorney-in-fact will be able to perform
> > > > important
> > > > > duties concerning your CalPERS business,
> > such
> > > > as
> > > > > address changes; federal or state tax
> > > > withholding
> > > > > elections; lost or stolen retirement
> > checks;
> > > > > endorsing checks; beneficiary
> designations;
> > > or
> > > > > retirement benefit elections, should you
> > > become
> > > > > unable to act on your own behalf.
> > > > >
> > > > > Further information and the required form
> > are
> > > > > available on the CalPERS website; review
> > the
> > > > > publication CalPERS Special Power of
> > > Attorney.
> > > > > Read it over very carefully before
> > > completing.
> > > > To
> > > > > be valid the form must be fully completed
> > and
> > > > must
> > > > > be acknowledged before a notary public or
> > > > signed
> > > > > by two witnesses. The person agreeing to
> > act
> > > as
> > > > > attorney-in-fact must also sign the form.
> > Any
> > > > > previous designations will be revoked by
> > > > > completing a new form.
> > > > >
> > > > > In the event you have any questions
> > > concerning
> > > > the
> > > > > effects of the appointment of an
> > > > attorney-in-fact
> > > > > you are strongly urged to seek legal
> > advice.
> > > > >
> > > > > Retirement Forms
> > > > > View CalPERS Forms
> > > > > Retirement Living Calculator
> > > > > This personal budget planning tool is
> > > intended
> > > > to
> > > > > give the user a basic overview of the
> > > potential
> > > > > sources of income and expenses they may
> > have
> > > > > during retirement. This tool is not
> > intended
> > > to
> > > > be
> > > > > and/or replace professional advise and
> > > planning
> > > > > from a certified financial planner.
> Consult
> > > > your
> > > > > personal certified financial planner for
> > more
> > > > > accurate details.
> > > > >
> > > > > Download the calculator. Please note you
> > must
> > > > have
> > > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: DipInDow ()
Date: November 10, 2021 08:58PM

It scampers to the baseless bluster of a badly beaten buffoon.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 10, 2021 09:34PM

No, the lying fraud is scampering to the spam.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 11, 2021 01:20AM

There is no moving on from twisting, twisting, twisting.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: G47TX ()
Date: November 11, 2021 07:38AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> There is no moving on from twisting, twisting,
> twisting.


Whassamatuh, wet brain? Gotta bad case of the bed spins?

Shouldn't drink that rotgut. Not good for you.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 11, 2021 09:23AM

I don’t know about all of them, but certainly there are some children who would best be seen but not heard.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 11, 2021 09:39AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> There is no moving on from twisting, twisting,
> twisting.


There never was any twisting. Just the derision of a senile sociopath who is actually dumb enough to think someone might believe his obvious bullshit. Your incompetence and impotence have been laid bare for all to see and all to mock.

You might have more success at figuring out the name of your friend that took the picture at Steinbrenner field that you posted here. I doubt it though. It seems all you can do is fail. Why is that? You can't remember the name of your friend in Tampa? More dementia?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 11, 2021 09:46AM

G47TX Wrote:
-------------------------------------------------------
> Actual JP Morgenthau Wrote:
> --------------------------------------------------
> -----
> > There is no moving on from twisting, twisting,
> > twisting.
>
>
> Whassamatuh, wet brain? Gotta bad case of the bed
> spins?
>
> Shouldn't drink that rotgut. Not good for you.

There's ample evidence that he has a serious problem and has had one for many decades. Incidents have been reported of him taking his kids to bars and getting too drunk to remember to place take out orders. Of course, the latter half of last century is a complete blur to him. So much so that he recently claimed to have eaten at the downtown location of Chex Francois in the 90s despite the fact it left DC in 1975. The other locations he recalls frequenting were well known watering holes where he was doing his one man bar crawl.

As for rotgut, you hit the nail on the head. He once bragged of having Gordon's gin!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Paulie Pomona ()
Date: November 11, 2021 10:13AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> I don’t know about all of them, but certainly
> there are some children who would best be seen but
> not heard.


Your children were heard growing up, by the neighbors, since you beat them all the time. That's why they don't want nothing to do w/you now, so you don't got nothing to do on TG & other holidays except shitpost on this stupid internet message board.

what a worthless loser!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 11, 2021 10:25AM

seven figure city.... Wrote:
-------------------------------------------------------
> There never was any twisting.

LOL! You’re doing it right now. No other path is open to you. Dope.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 11, 2021 11:45AM

seven figure city.... Wrote:
-------------------------------------------------------
> As for rotgut, you hit the nail on the head. He
> once bragged of having Gordon's gin!

Distilled since 1769, Gordon's is a quintessential classic (i.e., juniper-forward) gin that well deserves its place here beside the Beefeater and Tanqueray. Like wine, coffee, and beer, you seem to know reasonably close to nothing at all of the world of gin. I don't actually indulge myself either. In fact, after a nice dry and minerally pinot grigio with a good meal, I'm pretty close to being a teetotaler these days. How's your stock of Fazende Santa Ines holding out, by the way? LOL!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 11, 2021 12:26PM

Well, these nearly depleted Whiffies barely have enough left even to make decent fools of themselves. It seems all to be on auto-FAIL for them now. Meanwhile, all the best in life continues to be enjoyed to the fullest by wealthy retirees and those similarly situated out here in the ever grand and glorious Sweet Spot where it was a pleasant 46 degrees when I got up. Sunny blue skies with light breezes are what we have right now, but the humidity is back, and while we should see highs in the mid to upper 60s later on, we may well see some clouds and eventually showers moving in over the course of the afternoon and certainly by the evening and overnight. It's been a beautiful week weatherwise, but we always knew it couldn't last. Shouldn't be anything terrible coming, just not as nice as what we've had here lately.

Real President Joe and his pal John Kerry have meanwhile been happy to annouince a major climate deal with China that took many by surprise. Important in its own right, hopefully this agreement will mark an end to Ding Dong's unproductive Pivot-to-Putin blunder. The stable genius never read The Sycophantic Fox and could thus only play the gullible raven. What a total dope. And speaking of gullible, the buyer's remorse continues to mount as marriage equity opponent Not Mr. Rogers has now tabbed an old school (as in thousands of years ago) social conservative to head his transition team. The Commonwealth is in for a very long, difficult, and potentially bitter period of old and bad ideas coming to the fore. Regrettable.

In other news, the Nats are expecting RHP Stephen Strasburg (33) to be 100% and good to go by the start of Spring Training. We'll be obtaining additional pieces over the winter (Carlos Rodon, perhaps?), but having Stras and Corbin good to go in front of Jojo Gray et al. will be a big plus. Mike Rizzo has been around this particular block before, so it's a good bet that he'll be able to make the best of the 21-22 situation.

Never making the best of anything at all of course is sorry old Falls Church City. Lacking staff and funds to do it, FCCPD is just not monitoring traffic along Broad Street these days, leading to an increased incidence of speeding and accidents. Perhaps a Santini's or a decent chicken place would give motorists more reason to slow down and pay more attention, but alas, there is no such thing.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 11, 2021 12:36PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> seven figure city.... Wrote:
> --------------------------------------------------
> -----
> > There never was any twisting.
>
> LOL! You’re doing it right now.

Nope. Just the derision of a senile sociopath who is actually dumb enough to think someone might believe his obvious bullshit. Your incompetence and impotence have been laid bare for all to see and all to mock.

You might have more success at figuring out the name of your friend that took the picture at Steinbrenner field that you posted here. I doubt it though. It seems all you can do is fail. Why is that? You can't remember the name of your friend in Tampa? More dementia?

> No other path is
> open to you. Dope.

The path to mock you for your blunders and lies always remains open.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 11, 2021 01:09PM

Get a grip, dope. The whole world knows that you have never been able to find the CMYK street view that I found in about ten minutes of not even looking for it. That would be a mega-failure on your part. One of a great many. Dope.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 11, 2021 01:30PM

The whole world? You are the one that needs to get a grip.

At most, a few dozen read this thread and they all know the same thing. You fucked up when you made the disastrous statement that "Great Forest consists principally of townhomes painted in a questionable array of colors."

You've been lying ever since I had to set the record straight on the matter.

Your "twisting in the wind" excuse is not only transparent, it's about as weak as they come. Another thing everyone who reads this thread knows is that if you were capable of providing the image here, it would have appeared long ago. You may have tried to mangle it in your own special way, but it would have appeared here.

As a result, it is actually you who are "twisting in the wind" with your "twisting in the wind" bullshit. There isn't much more you can do as you know damn well that you are caught in a lie. Everyone knows that. If you only had the balls to admit your mistake in the beginning, you wouldn't have to endure such a public shaming. It's never too late, of course, to admit the truth.

You might have more success at figuring out the name of your friend that took the picture at Steinbrenner field that you posted here. I doubt it though. It seems all you can do is fail. Why is that? You can't remember the name of your friend in Tampa? More dementia?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: CHEMH ()
Date: November 11, 2021 01:46PM

seven figure city.... Wrote:
-------------------------------------------------------
> that you are caught in a lie.
> all you can do is fail. Why is
> that? You can't remember the name of your friend
> in Tampa? More dementia?

All that rotgut Gordon's over all those years & even a Gerund Boy's brain gets wet. Plus the organ damage from overindulging in the 1st place, but drinking rotgut to the excessive he's been drinking just isn't a good look for him.

So the dementia has prob. taken it out of him. He's in a confused alcoholic haze

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 11, 2021 01:54PM

seven figure city.... Wrote:
-------------------------------------------------------
> The whole world? You are the one that needs to get a grip.

It’s a common idiom. You have of course struggled terribly with many of those. Lack of a proper education.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: What everyone in the world knows ()
Date: November 11, 2021 01:57PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Get a grip, dope. The whole world knows that you
> have never been able to find the CMYK street view
> that I found in about ten minutes of not even
> looking for it.


bullshit-sign-language.gif

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 11, 2021 01:58PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> seven figure city.... Wrote:
> --------------------------------------------------
> -----
> > The whole world? You are the one that needs to
> get a grip.
>
> It’s a common idiom. You have of course
> struggled terribly with many of those. Lack of a
> proper education.

LOL! Get a grip, Aspie.

It is still the case that you fucked up when you made the disastrous statement that "Great Forest consists principally of townhomes painted in a questionable array of colors."

You've been lying ever since I had to set the record straight on the matter.

Your "twisting in the wind" excuse is not only transparent, it's about as weak as they come. Another thing everyone who reads this thread knows is that if you were capable of providing the image here, it would have appeared long ago. You may have tried to mangle it in your own special way, but it would have appeared here.

As a result, it is actually you who are "twisting in the wind" with your "twisting in the wind" bullshit. There isn't much more you can do as you know damn well that you are caught in a lie. Everyone knows that. If you only had the balls to admit your mistake in the beginning, you wouldn't have to endure such a public shaming. It's never too late, of course, to admit the truth.

You might have more success at figuring out the name of your friend that took the picture at Steinbrenner field that you posted here. I doubt it though. It seems all you can do is fail. Why is that? You can't remember the name of your friend in Tampa? More dementia?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: 2013 or later ()
Date: November 11, 2021 03:18PM

clam g Wrote:
-------------------------------------------------------
> long beach Wrote:
> --------------------------------------------------
> -----
> > Retired1 Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.Thank
> you
> > > for visiting the Retirement Section on the
> City
> > of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or laterThank
> you
> > for
> > > visiting the Retirement Section on the City
> of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.
> > >
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 11, 2021 03:28PM

It hurts Linus so very badly to have had the big bad boot slammed up his flabby butt so often. But, them’s the breaks.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: bloke ()
Date: November 11, 2021 03:31PM

2013 or later Wrote:
-------------------------------------------------------
> clam g Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 11, 2021 03:47PM

On June 8, 2020 at 7:35am
Actual JP Morgenthau Wrote:
-------------------------------------------------------
> So the once many supposed voices of the Whiffies
> seem now to be shrunken down to these pained howls
> of just the one whiner, that one being quite a
> limited thinker who will no doubt be set back a
> fair piece in learning that the case for
> multi-coloredism in and around the tiny
> neighborhood of Great Forest Townhouses was
> initially set by one of his own oldest and most
> venerated sources -- Google street-view. Perhaps
> it's time for some to go scour that resource in
> search of what might have been the seed for
> reports of CMYK structures in the area.

Lots and lots of Linus FAILURE has ensued from that point.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: funk ()
Date: November 11, 2021 03:52PM

clam g Wrote:
-------------------------------------------------------
> long beach Wrote:
> --------------------------------------------------
> -----
> > Retired1 Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.Thank
> you
> > > for visiting the Retirement Section on the
> City
> > of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or laterThank
> you
> > for
> > > visiting the Retirement Section on the City
> of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.
> > >
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 11, 2021 03:59PM

All the spam doesn't make this go away.

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> seven figure city.... Wrote:
> --------------------------------------------------
> -----
> > The whole world? You are the one that needs to
> get a grip.
>
> It’s a common idiom. You have of course
> struggled terribly with many of those. Lack of a
> proper education.

LOL! Get a grip, Aspie.

It is still the case that you fucked up when you made the disastrous statement that "Great Forest consists principally of townhomes painted in a questionable array of colors."

You've been lying ever since I had to set the record straight on the matter.

Your "twisting in the wind" excuse is not only transparent, it's about as weak as they come. Another thing everyone who reads this thread knows is that if you were capable of providing the image here, it would have appeared long ago. You may have tried to mangle it in your own special way, but it would have appeared here.

As a result, it is actually you who are "twisting in the wind" with your "twisting in the wind" bullshit. There isn't much more you can do as you know damn well that you are caught in a lie. Everyone knows that. If you only had the balls to admit your mistake in the beginning, you wouldn't have to endure such a public shaming. It's never too late, of course, to admit the truth.

You might have more success at figuring out the name of your friend that took the picture at Steinbrenner field that you posted here. I doubt it though. It seems all you can do is fail. Why is that? You can't remember the name of your friend in Tampa? More dementia?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 11, 2021 04:01PM

On June 8, 2020 at 7:35am
Actual JP Morgenthau Wrote:
--------------------------------------------------
So the once many supposed voices of the Whiffies
seem now to be shrunken down to these pained howls
of just the one whiner, that one being quite a
limited thinker who will no doubt be set back a
fair piece in learning that the case for multi
coloredism in and around the tiny neighborhood
of Great Forest Townhouses was initially set
by one of his own oldest and most venerated
sources -- Google street-view.

Perhaps it's time for some to go scour that
resource in search of what might have been the
seed for reports of CMYK structures in the area.

[Lots and lots of Linus FAILURE has ensued from
that point.]
.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 11, 2021 05:40PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> On June 8, 2020 at 7:35am
> Actual JP Morgenthau Wrote:
> --------------------------------------------------
>
> the case for multi
> coloredism in and around the tiny neighborhood
> of Great Forest Townhouses was initially set
> by one of his own oldest and most venerated
> sources -- Google street-view.

Great Forest Townhouses?

Wasn't it claimed that ""Great Forest consists principally of townhomes painted in a questionable array of colors"?

Which is it? LOL! I wonder where you first learned of the difference. LOL!

Either way, you lose. Your inability to substantiate your bogus claim only confirms your impotence and ineptitude.

You might have more success at figuring out the name of your friend that took the picture at Steinbrenner field that you posted here. I doubt it though. It seems all you can do is fail. Why is that? You can't remember the name of your friend in Tampa? More dementia?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 11, 2021 05:58PM

Your goose was cooked, carved, and consumed all those many months ago. Neither does it actually matter who took or sent me the array of pictures that blew up your lies about being in Florida. All that was just more envy and butthurt. You’ve after all never recovered from our Opening Day in Atlanta trip.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: bhvju ()
Date: November 11, 2021 06:10PM

Clash of the titans? More like, Dope vs. Dope!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 11, 2021 06:22PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Your goose was cooked, carved, and consumed all
> those many months ago.

LOL! No, just no. Relive your agony again.

http://www.fairfaxunderground.com/forum/read/2/3081058/3375832.html#msg-3375832

> Neither does it actually
> matter who took or sent me the array of pictures

So, you can't substantiate your claims again. Where have we seen that before? You claimed a friend took the picture. Now, you can't seem to say who that friend is. It's because you lied. We all know you lied. You lie all the time.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 11, 2021 06:37PM

Linus = Fucked. Just as always. Your FL photos were fakes. The handiwork of a pathological liar.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 11, 2021 06:59PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Linus = Fucked. Just as always.

http://www.fairfaxunderground.com/forum/read/2/3081058/3375832.html#msg-3375832

> Your FL photos
> were fakes. The handiwork of a pathological liar.

Fakes? LOL! They were taken by me and posted by me. They served the purpose of enraging you and they worked perfectly.

You posted images you stole from a professional photographer and claimed a "friend" sent them to you. A friend you now can't name. You don't have a leg to stand on you pathetic lying fraud.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 11, 2021 07:07PM

LOL! Those claims died years ago, loser. You never left town at all, but were too butthurt to admit it. Fraud.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: dwhgy ()
Date: November 11, 2021 07:17PM

Blah, blah, blah…

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 11, 2021 07:34PM

It was actually all settled a long time ago, but someone’s butthurt has been acting up again.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 11, 2021 07:50PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> LOL! Those claims died years ago, loser.

Yeah, you lost. Just like you do at everything else. Those images that still haunt you were taken less than a half hour from the Space Coast property.

You posted images taken by a professional photographer and tried to pass them off as taken by a friend. You exposed yourself as a total fraud when you did that. It's only gotten worse for you since. One of the most recent self-exposed frauds was when you claimed to have dined downtown at Chez Francois in the 90s. It's just one fucking fib after another for you.

This still stings, doesn't it?

http://www.fairfaxunderground.com/forum/read/2/3081058/3375832.html#msg-3375832

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 11, 2021 08:08PM

Eat more shit, Lying Linus. Your old time pix were all taken and sent to you by others. Every. Single. One. You were stuck in FCC the whole time. You didn’t fool anyone. Dope.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 11, 2021 08:20PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Eat more shit, Lying Linus. Your old time pix
> were all taken and sent to you by others. Every.
> Single. One. You were stuck in FCC the whole
> time. You didn’t fool anyone. Dope.


LOL! That's just your envy talking. You know damn well I was there and you hated every second of it. In fact, I am a frequent visitor to my second home in the area.

Only a fucking fraud would post pictures someone else took and try to pass them off as his own.

It's the same type of fraud who would steal a professional photographer's image and claim his "friend" took it and sent it to him. You fucked yourself with that one, dope.

It's the same type of fraud that thinks you could walk into an area wine shop in 2015 and find both a 2000 Lascombes and Palmer just sitting on the shelf for a quick pic.

It's the same type of fraud that claims to have eaten downtown at Chez Francois in the 90s despite the fact the restaurant closed there in 1975.

It's the same type of fraud that says he saw some painted townhouses online but can't seem to provide evidence of the claim.

It's the same type of fraud that would lie about weather because he was too stupid to know that weather data is recorded and saved for posterity.

You expose yourself as a lying fraud with nearly every word you type. It really takes very little to expose you as the fraud you are. Your feeble excuses do nothing to help you.

You have the reputation of a total fucking fraud. You earned it.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Glayvid Bimmo ()
Date: November 11, 2021 08:31PM

What did you do with Kill Shot?

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: ,new page ()
Date: November 11, 2021 08:36PM

1 more

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