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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: KPKGU ()
Date: November 06, 2021 06:46PM


Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Not much mystery ()
Date: November 06, 2021 06:56PM

GAR has developed a successful volume-driven model, and they have been able to reproduce it at one place after anther. Quality food, affordable prices, pleasant atmosphere, and attentive service. What's not to like? GAR gets it done by setting and keeping to high standards. They do not fear spending money to make money. Front and back of the house, they reward those who are able to help them meet those standards, and pretty much just let the rest move on. Lots of first-class training. Solid salary and bonus numbers. People who work there know they are working with the industry leader. So do principals at other restaurants. GAR looks very good on a resumé. They do by the way have a drug testing program. A team will intermittently show up at a restaurant, and everyone on duty at the time will be tested. As a privately held company, they can use the results or not, as they may see fit.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Lumpy ()
Date: November 06, 2021 06:57PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Everyone hates a stupid backward RACIST PRICK.


Y R U so full of hate? You libs accuse the KKK & Proud Boys & other peeps like that of hate & hate groups but lookitt how full of hate U R. Ur a hippokritt.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Krabby Patty ()
Date: November 06, 2021 07:03PM

Whatever happened to the Chesapeake Bay Seafood House?

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Fixer 0f It For You ()
Date: November 06, 2021 07:08PM

Not much mystery Wrote:
-------------------------------------------------------
> GAR has developed a successful volume-driven
> model, and they have been able to reproduce it at
> one place after anther. low Quality food, affordableextremely high
> prices, unpleasant atmosphere, and attentivesnooty or indiff.
> service. What's not to like? GAR gets it done by
> setting and keeping to highfollwing Barnum's edict there's a sucker born every minute" even though they have low standards. They do not
> fear spending money to make money. Front and back
> of the house, they reward those who are able to
> help them meet those low standards by firing them & replacing them w/even worse help , and pretty much
> just let the rest move onlaugh at any sucker dumb enough to eat there. Lots of first-classZero
> training. Solidly low salary and no bonuses numbers. People
> who work there know they are working with the worst in the
> industry leader. So do principals at other
> restaurants. GAR looks very goobad on a resumé.
> They don't by the way have a drug testing program. A
> team will intermittentlynever show up at a restaurant,
> and everynoone on duty at the time will be tested.
> As a privately held company, they can use the
> results or not, as they may see fit
just plain suck.



FIFY

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 06, 2021 07:31PM

seven figure city.... Wrote:
------------------------------------------------
> It has next to nothing to do with what you claimed
> your "contacts" sent you from Tampa five years ago.

LOL! You STILL didn’t pick up on it. So weak.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 06, 2021 07:35PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> seven figure city.... Wrote:
> ------------------------------------------------
> > It has next to nothing to do with what you
> claimed
> > your "contacts" sent you from Tampa five years
> ago.
>
> LOL! You STILL didn’t pick up on it. So weak.


Way ahead of you. This is just YOU fucking up again.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 06, 2021 07:59PM

Krabby Patty Wrote:
-------------------------------------------------------
> Whatever happened to the Chesapeake Bay Seafood House?

Went their often with the wife and kids. No video poker, but my son loved the all you can eat Alaskan king crab legs. That whole property is now owned by Great American Restaurants. You can visit Patsy’s, Randy’s, or Best Buns any time you like.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Iguana Eaterz ()
Date: November 06, 2021 08:00PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Everyone hates a stupid backward RACIST PRICK.

Pot calling the kettle, black.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 06, 2021 08:03PM

seven figure city.... Wrote:
-------------------------------------------------------
> Way ahead of you. This is just YOU fucking u again.

Hahaha! You are so pathetic with a big bad boot up your butt!

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 06, 2021 08:59PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> seven figure city.... Wrote:
> --------------------------------------------------
> -----
> > Way ahead of you. This is just YOU fucking u
> again.
>
> Hahaha! You are so pathetic with a big bad boot
> up your butt!


You fucked up on Port Charlotte. The baseless bluster is because you know you fucked up. You also know you got caught telling another lie when you claimed a friend sent you that picture from Tampa.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Pauley Pomona ()
Date: November 06, 2021 09:51PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Krabby Patty Wrote:
> --------------------------------------------------
> -----
> > Whatever happened to the Chesapeake Bay Seafood
> House?
>
>
>
> That whole property is
> now owned by Great American Restaurants. You can
> visit Patsy’s, Randy’s, or Best Buns any time
> you like.



Only a moron would want to go there now.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: CDDYP ()
Date: November 07, 2021 01:49AM

HEY! GERUND BOY!! Is this you? It sounds like you.

https://michaelsavage.com/man-90-slugged-neighbor-in-get-off-my-lawn-dispute/

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: morning.... ()
Date: November 07, 2021 07:52AM

long beach Wrote:
-------------------------------------------------------
> Retired1 Wrote:
> --------------------------------------------------
> -----
> > Thank you for visiting the Retirement Section
> on
> > the City of Long Beach's Human Resources
> website.
> > Here you will find information about the
> > retirement benefits offered by the City through
> > CalPERS, how to calculate your pension, how to
> > apply, and other useful information about the
> > retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or later.Thank you
> > for visiting the Retirement Section on the City
> of
> > Long Beach's Human Resources website. Here you
> > will find information about the retirement
> > benefits offered by the City through CalPERS,
> how
> > to calculate your pension, how to apply, and
> other
> > useful information about the retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or laterThank you
> for
> > visiting the Retirement Section on the City of
> > Long Beach's Human Resources website. Here you
> > will find information about the retirement
> > benefits offered by the City through CalPERS,
> how
> > to calculate your pension, how to apply, and
> other
> > useful information about the retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or later.
> >
> > Thank you for visiting the Retirement Section
> on
> > the City of Long Beach's Human Resources
> website.
> > Here you will find information about the
> > retirement benefits offered by the City through
> > CalPERS, how to calculate your pension, how to
> > apply, and other useful information about the
> > retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 07, 2021 08:56AM

seven figure city.... Wrote:
-------------------------------------------------------
> You fucked up on Port Charlotte.

No, merely poking you in the eye with the fact that the Rays do Spring Training (which is when the picture was taken) in Port Charlotte. Then they play their regular season home games at Tropicana Field which is in St, Petersburg (yes, I've been there). Meanwhile, you were all off on Teatro Tampa Tampa Tampa. Quite clearly, it was once again you that fucked up. You should be quite accustomed to that by now though. Loser.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 07, 2021 09:27AM

Pauley Pomona Wrote:
-------------------------------------------------------
> Only a moron would want to go there now.

Wrong again, Linus. Being a bit outside the GAR norm, Randy's got off to something of a slow start after opening in July 2019 (yes, we were there for mock service), but Patsy's was a huge hit right from the get go. As word and favorable reviews have spread, Randy's has stepped up the charts as well. The people who go there are well-to-do, hungry, thirsty, and looking for first-rate food, drink, and service in a warm, friendly environment. Beats the pants off strip mall diced cucumber.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 07, 2021 09:36AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> seven figure city.... Wrote:
> --------------------------------------------------
> -----
> > You fucked up on Port Charlotte.
>
> No, merely poking you in the eye with the fact
> that the Rays do Spring Training (which is when
> the picture was taken) in Port Charlotte.

But, it's not where the picture was taken. Are you aware that during spring training, teams travel and play at parks other than their home training park? That's a hint to how you fucked up. See if you are smart enough to pick up on it.

> Then
> they play their regular season home games at
> Tropicana Field which is in St, Petersburg (yes,
> I've been there).

It appears, though, that you've never been to the park where the park where the picture was taken. Had you been there, you'd immediately recognize it.

> Meanwhile, you were all off on
> Teatro Tampa Tampa Tampa. Quite clearly, it was
> once again you that fucked up.

LOL! I know when the picture was taken. I know where the picture was taken. And I know who took the picture. You appear to be clueless about all three which is odd as you claimed that it was sent to you by a friend.

Your whole lie is now exposed for all to see. LOL! You should be used to that by now.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Lamb Chop ()
Date: November 07, 2021 10:22AM

It’s sock puppet Sunday!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 07, 2021 12:15PM

Well, the once again out-witted Whiffies can only lick their various wounds this morning, not even knowing what they missed in the way of a Sweet Spot supper last night. Think of Balmoral smoked salmon, but that of course was not the end of things. In any case, we wealthy retirees have managed to navigate the sad treacheries of setting our clocks back by an hour, and here we are set to enjoy another fine, bright and crisp autumn morning. It was 36 degrees when I got up, with mostly blue skies just gently tinged with a bit of haze off to the often murky east. Light breezes and low humidity should mark the path as we hope to hit the mid 50s later on at the start of an expected five-day warming trend. Life is good. The grounds crew chief was by yesterday to finalize fall yardwork plans. Sadly one of his trucks was hit recently by villains who made off with a bunch of his saws and blowers. Insurance will cover the hard costs, but the soft costs of delays and hassles will still have to be paid mostly out of pocket. It would serve them right if the robbers were next somehow to injure themselves.

Real President Joe will meanwhile next be adding his autograph to the infrastructure bill, while angling toward a path for the larger budget plan in days to come. The mistake some Virginians made in voting for Not Mr. Rogers on Tuesday seems to be greasing the skids a bit. We can still expect Gov. Trumpkin to blast and forbid the teaching of Critical Race Theory in state-funded K-12 schools, something that isn't happening anyway. All of that is of course just a BS dog-whistle appeal to White Supremacist assholes. Like you know who.

In other news, the deadline for teams to make $18.4M qualifying offers to eligible players is 4:00 PM today. Offers will have to be accepted or rejected by Nov 17. The Nats won't be involved, except perhaps in pursuing some of those who turn an offer down. GM meetings are scheduled on Tuesday, and the non-tender deadline is on Dec 1, after which a lockout may well ensue, We'll see how all that shakes out.

All that will shake out of sorry Falls Church City of course will be more worthless rot and nonsense. This is the Sorry City's primary export -- all just baseless lies and associated silly shit. What a doofus dump this garbage-ville has tuned into since we left.
.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 07, 2021 12:35PM

seven figure city.... Wrote:
-------------------------------------------------------
> LOL! I know when the picture was taken. I know
> where the picture was taken. And I know who took
> the picture. You appear to be clueless about all
> three which is odd as you claimed that it was sent
> to you by a friend.

Taken by a staff photographer at Steinbrenner Field (where I have indeed been), just up the road from Port Charlotte -- the place you didn't recognize as the Spring Training home of the Tamps Bay Rays.

> Your whole lie is now exposed for all to see. LOL!
> You should be used to that by now.

Try again, pipsqueak. Maybe the next five years will somehow go better for you than the past five years have. Dope.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Paulie Pomona ()
Date: November 07, 2021 12:40PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> W
>
>
>
>
>
>
>
> e
>
> m a
>
> a
>
>
> The grounds crew chief was by yesterday to
> finalize fall yardwork plans. Sadly one of his
> trucks was hit recently by villains who made off
> with a bunch of his saws and blowers. Insurance
> will cover the hard costs, but the soft costs of
> delays and hassles will still have to be paid
> mostly out of pocket. It would serve them right
> if the robbers were next somehow to injure
> themselves.
>


This isn't consistent. As a liberal, you're not in fave of holding criminals
responsible for their crimes. As a liberal, you consider holding criminals responsible for their crimes ray-Sis.





>
>
>
> The mistake some Virginians made
> in voting for Not Mr. Rogers on Tuesday
> seems to be greasing the skids a bit.



The "mistake" was voting for McAwful in the 1st place & then electing Dr. Ralph "KKK Blackface" Northam to succeed him. Virginians finally corrected those mistakes.



> We can
> still expect Gov. Trumpkin to blast and forbid the
> teaching of Critical Race Theory in
> state-funded K-12 schools, something that isn't
> happening anyway.

More liberal gas lighting.




> All of that is of course just a
> BS dog-whistle appeal to White Supremacist
> assholes. Like you know who.



You're just regurgitating DNC programming fed to you by people like Sharpton & Maddow. Anybody who don't vote for the lib is automatically supposably a "white supremacist".


You sit out there in your supposed "Sweet Spot" that's supposably out there in Limousineliberaland all away from all the troubles and shake your finger at us and think you can lecture us like you're so superior. You wouldn't last 10 min in the ghetto.

You're nothing but a fake.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Pauley Pomona ()
Date: November 07, 2021 12:45PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Pauley Pomona Wrote:
> --------------------------------------------------
> -----
> > Only a moron would want to go there now.
>
> Wrong again, Linus. Being a bit outside the GAR
> norm, Randy's got off to something of a slow start
> after opening in July 2019 (yes, we were there for
> mock service), but Patsy's was a huge hit right
> from the get go. As word and favorable reviews
> have spread, Randy's has stepped up the charts as
> well. The people who go there are well-to-do,
> hungry, thirsty, and looking for first-rate food,
> drink, and service in a warm, friendly
> environment. Beats the pants off strip mall diced
> cucumber.


Wrong again DOLT. All you're proving by saying about all these people who supposably go there is that instead of just ONE MORON (YOU) , you're just another 1 out of a thousand morons. Of course, a dumbo like you would think being a unique moron is something to be, but even an ignoramus like you doesn't got no monopoly on stupid.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: NTDNH ()
Date: November 07, 2021 12:51PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> seven figure city.... Wrote:
> --------------------------------------------------
> -----
> > You fucked up on Port Charlotte.
>
> No, merely poking you in the eye with the fact
> that the Rays do Spring Training (which is when
> the picture was taken) in Port Charlotte. Then
> they play their regular season home games at
> Tropicana Field which is in St, Petersburg
>
>
>
>


I didn't know the Rays did their spring training in Port Charlotte, but then unlike a certain potty mouth Gerund Boy, I don't pretend to be a baseball insider. Also, I DON'T CARE. I've been in Port Charlotte, but I don't rememmber the last time I was there, so it must of been a forgettable experience, whatever it was. I've been to 1 or 2 Rays home games & they were pretty good, but I don't root for them, so who cares where they do spring training or anything else? All I care is I go to the right place like my tickee says & both teams show up to play (& the beer's cold).

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: saint jackwood ()
Date: November 07, 2021 02:36PM

morning.... Wrote:
-------------------------------------------------------
> long beach Wrote:
> --------------------------------------------------
> -----
> > Retired1 Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.Thank
> you
> > > for visiting the Retirement Section on the
> City
> > of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or laterThank
> you
> > for
> > > visiting the Retirement Section on the City
> of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.
> > >
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 07, 2021 02:40PM

Hmmm. Who’s been shown up badly enough to resort to that?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: tie , ()
Date: November 07, 2021 02:41PM

saint jackwood Wrote:
-------------------------------------------------------
> morning.... Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 07, 2021 02:50PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------

> Taken by a staff photographer at Steinbrenner
> Field (where I have indeed been),

Strange then that you didn't recognize it in the photo you posted that you claim was sent to you by a friend. As story that has been exposed as a lie. You merely saw it in an online story about the game, downloaded it, and tried to pass it off as being sent to you by someone. All very transparent and desperate. And, a sure sign you are a lying fraud.

> just up the road
> from Port Charlotte -- the place you didn't
> recognize as the Spring Training home of the Tamps
> Bay Rays.

Why would you make such a foolish claim. I knew exactly where you were heading when you mentioned Port Charlotte. I gave you just enough rope to hang yourself and you did just that. It worked out perfectly. You then had to scramble and figure out where the photo that you pilfered and tried to pass off as given to you by a friend was taken.

All your spam doesn't make this go away. You fucked up. BIG TIME. You got caught telling another lie on top of the first lie about the image.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Comfortable Børn Shoes ()
Date: November 07, 2021 02:53PM

^^^ This is unecessary!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: lanes. ()
Date: November 07, 2021 02:54PM

morning.... Wrote:
-------------------------------------------------------
> long beach Wrote:
> --------------------------------------------------
> -----
> > Retired1 Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.Thank
> you
> > > for visiting the Retirement Section on the
> City
> > of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or laterThank
> you
> > for
> > > visiting the Retirement Section on the City
> of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.
> > >
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Corncob ()
Date: November 07, 2021 03:00PM

^^^ Sock puppet two-step!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 07, 2021 03:30PM

All your spam doesn't make this go away. You fucked up. BIG TIME. You got caught telling another lie on top of the first lie about the image.


Actual JP Morgenthau Wrote:
-------------------------------------------------------

> Taken by a staff photographer

Who's staff? Is that your friend you speak of? LOL!

> at Steinbrenner
> Field (where I have indeed been),

Strange then that you didn't recognize it in the photo you posted that you claim was sent to you by a friend. As story that has been exposed as a lie. You merely saw it in an online story about the game, downloaded it, and tried to pass it off as being sent to you by someone. All very transparent and desperate. And, a sure sign you are a lying fraud.

> just up the road
> from Port Charlotte -- the place you didn't
> recognize as the Spring Training home of the Tamps
> Bay Rays.

Why would you make such a foolish claim. I knew exactly where you were heading when you mentioned Port Charlotte. I gave you just enough rope to hang yourself and you did just that. It worked out perfectly. You then had to scramble and figure out where the photo that you pilfered and tried to pass off as given to you by a friend was taken.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 07, 2021 04:01PM

Dream on, you dismal dope. You were hosed years ago and have been again. You’re just too dumb to know when to quit.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 07, 2021 04:20PM

LOL! Your old addled brain though the photo you posted from your "contacts" in Tampa was taken in Port Charlotte. I let you go down that road far enough to allow you to make a fool of yourself. You didn't disappoint.

The fact is that other than it likely serving as the departure point and return point for the Rays that day, Port Charlotte has nothing to do with the image you posted. As you've finally figured out, it was taken at Steinbrenner Field which is in neither St. Pete's or Port Charlotte.

You pilfered a photo taken by a professional photographer and tried to pass it off as one being sent to you by a friend. That's clearly a lie. A lie, mind you, that you cannot credibly rebut.

It's just another lie in your long list of lies. Is it any wonder why everyone thinks you are nothing more than a total fucking fraud?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: garlic bacon ()
Date: November 07, 2021 04:27PM

morning.... Wrote:
-------------------------------------------------------
> long beach Wrote:
> --------------------------------------------------
> -----
> > Retired1 Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.Thank
> you
> > > for visiting the Retirement Section on the
> City
> > of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or laterThank
> you
> > for
> > > visiting the Retirement Section on the City
> of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.
> > >
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 07, 2021 04:30PM

Your spam doesn't make this disappear, dope.

LOL! Your old addled brain though the photo you posted from your "contacts" in Tampa was taken in Port Charlotte. I let you go down that road far enough to allow you to make a fool of yourself. You didn't disappoint.

The fact is that other than it likely serving as the departure point and return point for the Rays that day, Port Charlotte has nothing to do with the image you posted. As you've finally figured out, it was taken at Steinbrenner Field which is in neither St. Pete's or Port Charlotte.

You pilfered a photo taken by a professional photographer and tried to pass it off as one being sent to you by a friend. That's clearly a lie. A lie, mind you, that you cannot credibly rebut.

It's just another lie in your long list of lies. Is it any wonder why everyone thinks you are nothing more than a total fucking fraud?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: tight 1 ()
Date: November 07, 2021 04:30PM

garlic bacon Wrote:
-------------------------------------------------------
> morning.... Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Cornelius O’Brien ()
Date: November 07, 2021 04:38PM

^^^ Acting like a typical North End Gibroni!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 07, 2021 05:06PM

Speak & Spam. So predictable.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city... ()
Date: November 07, 2021 05:21PM

Your spam and false accusations don't make this disappear, dope.

LOL! Your old addled brain though the photo you posted from your "contacts" in Tampa was taken in Port Charlotte. I let you go down that road far enough to allow you to make a fool of yourself. You didn't disappoint.

The fact is that other than it likely serving as the departure point and return point for the Rays that day, Port Charlotte has nothing to do with the image you posted. As you've finally figured out, it was taken at Steinbrenner Field which is in neither St. Pete's or Port Charlotte.

You pilfered a photo taken by a professional photographer and tried to pass it off as one being sent to you by a friend. That's clearly a lie. A lie, mind you, that you cannot credibly rebut.

It's just another lie in your long list of lies. Is it any wonder why everyone thinks you are nothing more than a total fucking fraud?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Sgt. Hulka ()
Date: November 07, 2021 05:25PM

Lighten up, Francis.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 07, 2021 06:22PM

In French, one version of the name Francis is Francois. Some moron here claimed to have dined at the downtown location Chez Francois in the 1990s. Strange claim considering the downtown location of Chez Francois closed in 1975. But yeah, he's a real heavy-hitting hospitality industry insider!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: butt bumper ()
Date: November 07, 2021 08:23PM

morning.... Wrote:
-------------------------------------------------------
> long beach Wrote:
> --------------------------------------------------
> -----
> > Retired1 Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.Thank
> you
> > > for visiting the Retirement Section on the
> City
> > of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or laterThank
> you
> > for
> > > visiting the Retirement Section on the City
> of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.
> > >
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city... ()
Date: November 07, 2021 09:23PM

Once again, your spam and false accusations don't make this disappear, dope.

LOL! Your old addled brain though the photo you posted from your "contacts" in Tampa was taken in Port Charlotte. I let you go down that road far enough to allow you to make a fool of yourself. You didn't disappoint.

The fact is that other than it likely serving as the departure point and return point for the Rays that day, Port Charlotte has nothing to do with the image you posted. As you've finally figured out, it was taken at Steinbrenner Field which is in neither St. Pete's or Port Charlotte.

You pilfered a photo taken by a professional photographer and tried to pass it off as one being sent to you by a friend. That's clearly a lie. A lie, mind you, that you cannot credibly rebut.

It's just another lie in your long list of lies. Is it any wonder why everyone thinks you are nothing more than a total fucking fraud?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: No ()
Date: November 07, 2021 10:17PM

seven figure city... Wrote:
-------------------------------------------------------

> Is it any wonder why everyone thinks you are
> nothing more than a total fucking fraud?


No

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 07, 2021 11:48PM

seven figure city... Wrote:
--------------------------------------------------
> LOL! Your old addled brain though the photo you
> posted from your "contacts" in Tampa was taken in
> Port Charlotte.

White uni’s at home, gray on the road. Dope. Let’s go, Ivan.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: FIFY ()
Date: November 08, 2021 12:17AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> seven figure city... Wrote:
> --------------------------------------------------
>
> > LOL! Your old addled brain though the photo you
> > posted from your "contacts" in Tampa was taken
> in
> > Port Charlotte.
>
> White uni’s at home, gray on the road. Dope.
> Let’s go, Ivan Brandon.


^ FIFY

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Howard ()
Date: November 08, 2021 04:37AM

What are they saying, Robin?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 08, 2021 07:39AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> seven figure city... Wrote:
> --------------------------------------------------
>
> > LOL! Your old addled brain though the photo you
> > posted from your "contacts" in Tampa was taken
> in
> > Port Charlotte.
>
> White uni’s at home, gray on the road. Dope.
> Let’s go, Ivan.

Then what was your point in bringing up Port Charlotte, dope?

The fact is that other than it likely serving as the departure point and return point for the Rays that day, Port Charlotte has nothing to do with the image you posted. As you've finally figured out, it was taken at Steinbrenner Field which is in neither St. Pete's or Port Charlotte.

You pilfered a photo taken by a professional photographer and tried to pass it off as one being sent to you by a friend. That's clearly a lie. A lie, mind you, that you cannot credibly rebut.

It's just another lie in your long list of lies. Is it any wonder why everyone thinks you are nothing more than a total fucking fraud?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 08, 2021 09:24AM

seven figure city.... Wrote:
-------------------------------------------------------
> Then what was your point in bringing up Port
> Charlotte, dope?

Simple mockery of your sTumblebum Teatro Tampa Tampa Tampa babbling.

> You pilfered a photo taken by a professional
> photographer...

Would you like to hear more about Madison, NJ?

> ...and tried to pass it off as one being sent
> to you by a friend.

A friend in the media, actually. One of a number. Let's go, Ivan!

> That's clearly a lie.

So now you magically know how the photo came into my possession? Did any more clown-boy time stamp analysis of posts at FFXU let you decipher that?

> It's just another lie in your long list of lies.
> Is it any wonder why everyone thinks you are
> nothing more than a total fucking fraud?

There are no lies, Linus. Never have been. And you combined with your entire Fail Army of obvious sock-puppets amount to a crowd of one. Face it, loser. You've had your sorry ass handed to you once again.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: XPJPH ()
Date: November 08, 2021 10:31AM

Seems like Seven Figure and Morgenthau are the same person?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 08, 2021 10:54AM

Well, these badly wounded Whiffies once again got in way over their tiny little heads here lately and were treated to yet another big bad boot up the butt for their trouble. The losers. Meanwhile, the splendid Sweet Spot is blessed with another brilliant autumn morning. It was a not so bad 43 degrees when I first got up, and we should see that mark advance into the low and maybe even mid 60s as the day moves along. Save for a bit of not unusual fog and haze off to the east, we had only clear, sunny, and deep blue skies this morning, with low humidity and gentle NW breezes. An easy roll down and back to retrieve the morning papaer.

ERal President Joe is meanwhile receiving plaudits and kudos from international travellers over the removal of US entry bans. All it takes now to fly in from most of Europe is proof of vaccination and a clear COVID test. Not a problem for non-cuckoos. It's even a lo earier this week for folks to drive in from Canada and Mexico. Would have reached his point a long time ago except for Ding Dongs and other crazies.

In other news, fourteen players end up receiving QOs yesterday, including former Nats LHP prospect Robbie Ray (30), now with TOR. And in the nice to see department, Michael A Taylor has won a Gold Glove for his CF play in Kansas City. He would have had a mantle full of those if his bat could have kept him in the lineup more often, Imagine if he'd had the strike zone judgment of Juan Soto.

Imagien as well that Falls Church City were actually any sort of decent [place to live. Quite a stretch there, of course, as the place jusT conTinues to be an amenity-free zone, and home to bunches of battered bums and bozos. People with any actual money of course simply choose to live elsewhere. So many more accommodating places to select from.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 08, 2021 11:24AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------

> Simple mockery of your sTumblebum Teatro Tampa
> Tampa Tampa babbling.

Well, as you are now painfully aware, the picture was actually taken in Tampa. You've only made yourself look like a moron again.

You also can't seem to remember the name of your friend that took the picture though.

> Would you like to hear more about Madison, NJ?

At what point did I claim a friend took that picture and contact in NJ sent it to me? You, on the other hand, claimed the picture was taken by a friend and sent to you by a contact in Tampa. An obvious lie that you can't weasel word your way out of.

> A friend in the media, actually. One of a number.
> Let's go, Ivan!

You said a friend took the picture. And, why would someone send you an image that isn't his and widely available on the internet? Hmmm?

> So now you magically know how the photo came into
> my possession?

I know you are a low-life liar. There is no magic required to know that.

> There are no lies, Linus. Never have been.

Of course there are. It's why you cower in fear when actual evidence is presented and why you run away when you can't substantiate your claims with actual evidence.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: j7cge ()
Date: November 08, 2021 11:45AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------

> > ...and tried to pass it off as one being sent
> > to you by a friend.
>
> A friend in the media, actually. One of a number.
> Let's go, Ivan!


bullshit-sign-language.gif

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 08, 2021 12:07PM

seven figure city.... Wrote:
-------------------------------------------------------
> Well, as you are now painfully aware, the picture
> was actually taken in Tampa. You've only made
> yourself look like a moron again.

The point was over your glaring ignorance of where the Rays train and play.

> You also can't seem to remember the name of your
> friend that took the picture though.

Just the one who sent the picture to me?

> At what point did I claim a friend took that
> picture and contact in NJ sent it to me?

None. You simply stole it outright, not even knowing where it came from.

> You said a friend took the picture. And, why would
> someone send you an image that isn't his and widely
> available on the internet? Hmmm?

Part of an actual conversation that you were never a party to?

> > So now you magically know how the photo came into
> > my possession?
>
> I know you are a low-life liar. There is no magic
> required to know that.

Hmmm. Lie & Deny. It’s indeed an appeal to non-existent magical forces.

> Of course there are. It's why you cower in fear
> when actual evidence is presented and why you run
> away when you can't substantiate your claims with
> actual evidence.

Where did you disappear to ten days ago? Why have you posted no pix from your made-up Cozumel cruise? Where in DC did you live prior to a 1998 move to FCC? Fool.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: 12 or 13 ()
Date: November 08, 2021 12:33PM

morning.... Wrote:
-------------------------------------------------------
> long beach Wrote:
> --------------------------------------------------
> -----
> > Retired1 Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.Thank
> you
> > > for visiting the Retirement Section on the
> City
> > of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or laterThank
> you
> > for
> > > visiting the Retirement Section on the City
> of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.
> > >
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 08, 2021 12:41PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------

> The point was over your glaring ignorance of where
> the Rays train and play.

Well, apparently they played in Tampa that day! LOL! Port Charlotte was just another fuck-up on you part.

> Just the one who sent the picture to me?

You claimed a friend took the picture. You don't know his name? Strange.

> None. You simply stole it outright, not even
> knowing where it came from.

I knew exactly where it came from. I made no effort whatsoever to disguise the source of the image. You stole it, altered it slightly, and tried to claim a friend took the picture and contacts sent it to you. You ended up shitting the bed and now you can't seem to find your way out of it.

> Part of an actual conversation that you were never
> a party to?

Part of a conversation that never took place.

> Where did you disappear to ten days ago?

LOL! It's still eating at you. How long are you going to let that anger control you?

> Why have you posted no pix from your made-up Cozumel
> cruise?

So you can come up with some lame excuse after another as to the veracity of the actual evidence presented to you? Where have we seen that before? LOL! Consider it me doing you a favor so you don't make yourself look like a fool again.

> Where in DC did you live prior to a 1998
> move to FCC? Fool.

You aren't interested in that information. You've been given the opportunity to have the actual address handed to you and you've declined every time.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 08, 2021 12:51PM

Wrongerer than ever, you shameless, dickless two-bit coward.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: it gets the water again. ()
Date: November 08, 2021 12:59PM

12 or 13 Wrote:
-------------------------------------------------------
> morning.... Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 08, 2021 01:06PM

That's it? You fucking fraud. At least you are smart enough to know you can't weasel word your way out of it. You claimed a friend took the picture and a contact sent it to you. All fucking lies. You can't even provide the name of the individual who took the picture. Fucking fraud.

Having clearly had your fat ass handed to you on this issue, see if you can recover from this mess. Hint: you can't.


Actual JP Morgenthau Wrote:
-------------------------------------------------------
> I must once again pause to point out that there
> are no townhouses in Great Foeest.

Strange then that you would claim that "Great Forest consists principally of townhomes painted in a questionable array of colors."

Was that a lie or a blunder when you made that claim?

> They are all
> in the Great Forest Townhouses neighborhood next
> door, a distinction that you have long had such a
> terrible time keeping straight.

Who first informed you of that distinction? Do you really want to see that post thrown back in your face again?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 08, 2021 01:14PM

So in summary, you have NO ACTUAL EVIDENCE AT ALL to support any of your foolish claims noted above? Why am I not at all surprised, liar? By the way, one of the damming front page photos was also sent to me by a friend in the media, but not the same one. LOL!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 08, 2021 01:18PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> So in summary, you have NO ACTUAL EVIDENCE AT ALL
> to support any of your foolish claims noted above?
> Why am I not at all surprised, liar? By the way,
> one of the damming front page photos was also sent
> to me by a friend in the media, but not the same
> one. LOL!


LOL! You are the one with no actual evidence to support your bogus claims.

You claimed a friend took the picture. You can't provide the name of that friend. Until you can do that, you are nothing more than a liar.

You're fucked and you can't weasel word your way out of it.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 08, 2021 01:24PM

The number of your GF/GFT fuck-ups is staggering, as is the number of days in a row on which you have failed to find a simple street view image that I found in ten minutes. Par for the course I guess for a poorly educated LTCF shut-in.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 08, 2021 01:36PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> The number of your GF/GFT fuck-ups is staggering,

Says the dope who claimed that "Great Forest consists principally of townhomes painted in a questionable array of colors." So, was this a lie or a blunder.

Who informed you of the distinction by the way?

> as is the number of days in a row on which you
> have failed to find a simple street view image
> that I found in ten minutes.

You found no such thing. You're just caught in another blunder that you've now had to lie about for quite some time. You really are quite pathetic.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 08, 2021 01:37PM

You misrepresent claims left and right. Quite probably due to your inability to have understood them properly to begin with. But also perhaps due to your innate sense of and devotion to dishonesty. Dope. So where did you go, where did you live, and where are the pix once again?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Clown Shoes ()
Date: November 08, 2021 02:01PM

Dumbshit thinks that anyone else posts details of their lives here as he does.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 08, 2021 02:32PM

The lives of others here are so consistently dull, boring, and inconsequential. How many of them have had a 75-minute pedicure today?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: porky.. ()
Date: November 08, 2021 03:19PM

morning.... Wrote:
-------------------------------------------------------
> long beach Wrote:
> --------------------------------------------------
> -----
> > Retired1 Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.Thank
> you
> > > for visiting the Retirement Section on the
> City
> > of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or laterThank
> you
> > for
> > > visiting the Retirement Section on the City
> of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.
> > >
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 08, 2021 03:32PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> You misrepresent claims left and right.

Your words:

"Great Forest consists principally of townhomes painted in a questionable array of colors."

"Except for the final Atlanta KO photo, all those pictures were taken by friends around the country."

How have they been misrepresented?

It's not my fault they are bogus claims.

> Quite
> probably due to your inability to have understood
> them properly to begin with.

Quite probably your inability to properly convey your thoughts via the English language. Downtown Chez Francois in the 90s anyone?

> But also perhaps due
> to your innate sense of and devotion to
> dishonesty.

I provide actual evidence, you cower at the very sight of it. When pressed to provide actual evidence substantiating your claims, you run away like a coward.

> Dope. So where did you go,

I go lots of places. You need to be more specific.

> where did
> you live,

I've lived in various places throughout my life. You need to be more specific.

> and where are the pix once again?

In Dropbox.

You ask a lot of questions yet you can't even say which friend took the picture in Tampa.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: drain o ()
Date: November 08, 2021 03:33PM

porky.. Wrote:
-------------------------------------------------------
> morning.... Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 08, 2021 03:40PM

Spam doesn't make this go away.

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> You misrepresent claims left and right.

Your words:

"Great Forest consists principally of townhomes painted in a questionable array of colors."

"Except for the final Atlanta KO photo, all those pictures were taken by friends around the country."

How have they been misrepresented?

It's not my fault they are bogus claims.

> Quite
> probably due to your inability to have understood
> them properly to begin with.

Quite probably your inability to properly convey your thoughts via the English language. Downtown Chez Francois in the 90s anyone?

> But also perhaps due
> to your innate sense of and devotion to
> dishonesty.

I provide actual evidence, you cower at the very sight of it. When pressed to provide actual evidence substantiating your claims, you run away like a coward.

> Dope. So where did you go,

I go lots of places. You need to be more specific.

> where did
> you live,

I've lived in various places throughout my life. You need to be more specific.

> and where are the pix once again?

In Dropbox.

You ask a lot of questions yet you can't even say which friend took the picture in Tampa.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: slick leave ()
Date: November 08, 2021 03:49PM

morning.... Wrote:
-------------------------------------------------------
> long beach Wrote:
> --------------------------------------------------
> -----
> > Retired1 Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.Thank
> you
> > > for visiting the Retirement Section on the
> City
> > of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or laterThank
> you
> > for
> > > visiting the Retirement Section on the City
> of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.
> > >
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 08, 2021 03:58PM

^^^ Lol! People having just had a soothing pedicure would be much better behaved than that!

Meanwhile, The Principals and another couple had dinner last night at Fiola Mare. Hardly their first time, but also not so impressive as to have in any way way dissuaded them from a tasty lunch today at Red Lobster. As I say so often, being wealthy allows you to dine wherever you want whenever you want.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: jpfuckingyou ()
Date: November 08, 2021 04:03PM

slick leave Wrote:
-------------------------------------------------------
> morning.... Wrote:
> --------------------------------------------------
> -----
> > long beach Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Retired1 Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.Thank
> > you
> > > > for visiting the Retirement Section on the
> > City
> > > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or laterThank
> > you
> > > for
> > > > visiting the Retirement Section on the City
> > of
> > > > Long Beach's Human Resources website. Here
> > you
> > > > will find information about the retirement
> > > > benefits offered by the City through
> CalPERS,
> > > how
> > > > to calculate your pension, how to apply,
> and
> > > other
> > > > useful information about the retirement
> > system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.
> > > >
> > > > Thank you for visiting the Retirement
> Section
> > > on
> > > > the City of Long Beach's Human Resources
> > > website.
> > > > Here you will find information about the
> > > > retirement benefits offered by the City
> > through
> > > > CalPERS, how to calculate your pension, how
> > to
> > > > apply, and other useful information about
> the
> > > > retirement system.
> > > >
> > > > For information on the retirement process,
> > > refer
> > > > to the City's "Retirement Guide". If you
> have
> > > any
> > > > additional questions, contact CalPERS at
> > (888)
> > > > 225-7377.
> > > >
> > > > CalPERS (What Is CalPERS)
> > > > The City of Long Beach contracts with the
> > > > California Public Employees' Retirement
> > System
> > > > (CalPERS) to manage our pension benefits.
> > > CalPERS
> > > > manages the pension and health benefits
> (the
> > > City
> > > > does not contract with CalPERS to provide
> > > health
> > > > care benefits) to more than 1.6 million
> > public
> > > > employees, retirees, and their families and
> > > more
> > > > than 3,000 employers.
> > > >
> > > > View more information on CalPERS.
> > > >
> > > > Click on the following links to access the
> > PDF
> > > > file of the City's various CalPERS Contract
> > > > Provisions for Miscellaneous Members, Fire
> > > Safety
> > > > Members, Police Safety Members and
> Lifeguard
> > > > Safety Member.
> > > >
> > > > Types Of Retirement
> > > > The City Offers Three Types Of Retirements:
> > > > Service Retirement, Disability Retirement
> And
> > > > Industrial Disability Retirement.
> > > >
> > > > Service Retirement
> > > > Service retirement is the general
> retirement
> > > from
> > > > employment after a minimum period of five
> > years
> > > of
> > > > CalPERS-credited service and attainment of
> > the
> > > > minimum age requirement.
> > > >
> > > > Disability Retirement
> > > > Disability retirement consists of a monthly
> > > > retirement allowance paid to you for the
> rest
> > > of
> > > > your life or until you recover from your
> > > disabling
> > > > injury or illness. The cause of your
> > disability
> > > > need not be related to your employment. To
> > > qualify
> > > > for disability retirement, you must be
> > > > substantially incapacited from performing
> > your
> > > job
> > > > duties, based upon a physical or mental
> > > condition
> > > > which is expected to be permanent or last
> > > > indefinitely. There is no minimum age
> > > requirement;
> > > > however, you must have at least five years
> of
> > > > CalPERS-credited service.
> > > >
> > > > Industrial Disability Retirement (Safety
> > Only)
> > > > If your disability is the result of a
> > > job-related
> > > > illness or injury, and you are a safety
> > > employee
> > > > (police officer/firefighter/lifeguard), you
> > may
> > > be
> > > > entitled to an industrial disability
> > > retirement.
> > > > If you retire, you will receive a monthly
> > > > retirement payment for the rest of your
> life
> > > (or
> > > > until you recover from your disabling
> injury
> > or
> > > > illness). There is no minimum age or
> service
> > > > requirement for an industrial disability
> > > > retirement.
> > > >
> > > > View PARS Online
> > > > Retirement Calculations
> > > > The CalPERS Retirement Estimate Calculator
> > can
> > > > help you estimate your future retirement
> > > benefits.
> > > > Since this is a planning tool, you may also
> > add
> > > > various retirement dates, salary
> information,
> > > and
> > > > future employment information to see how
> > these
> > > > changes could impact your benefits. Use the
> > > > Retirement Estimate Calculator with or
> > without
> > > a
> > > > password. If you have a password, the
> > > information
> > > > from your latest CalPERS Annual Member
> > > Statement
> > > > will be automatically added to the
> > Calculator.
> > > >
> > > > Reciprocity
> > > > CalPERS has an agreement with many
> California
> > > > public retirement systems, which allows you
> > to
> > > > move from one retirement system to the
> other
> > > > without loss of benefits. This is called
> > > > "reciprocity." These reciprocal agreements
> > may
> > > > allow you to coordinate your benefits
> between
> > > the
> > > > retirement systems when you retire.
> > Currently,
> > > you
> > > > must leave and enter into employment with a
> > > > reciprocal public agency within six months
> to
> > > be
> > > > eligible. For more specific details,
> > including
> > > a
> > > > list of those agencies with reciprocity
> > > agreements
> > > > with CalPERS, please visit the CalPERS page
> > and
> > > > download Publication 16. Please note there
> is
> > > > currently no reciprocity agreements between
> > > > CalPERS and the Los Angeles Police & Fire
> > > Pension
> > > > (LAFPP).
> > > >
> > > > For further information, review the CalPERS
> > > > publication "When You Change Retirement
> > > Systems",
> > > > contact CalPERS Member Services at (888)
> > > 225-7377
> > > > or schedule an appointment at a local
> CalPERS
> > > > Regional Office.
> > > >
> > > > Death Benefits
> > > > Pre-Retirement Death Benefits
> > > > Categories - If you die before you retire,
> > > CalPERS
> > > > provides several benefits for your family
> or
> > > the
> > > > beneficiary(ies) named by you. For
> > > miscellaneous
> > > > employees (non-safety), CalPERS divides
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Eligible To Retire at the time of
> death,
> > > and
> > > > Eligible to Retire. For safety employees
> > (fire,
> > > > police & lifeguards), CalPERS divides the
> > > > pre-retirement death benefits into two
> > > categories:
> > > > Not Job-Related Death and Job-Related
> Death.
> > > >
> > > > Limited Death Benefit
> > > > To those who separate from CalPERS-covered
> > > > employment: upon your death, your
> beneficiary
> > > will
> > > > receive the limited death benefit (a refund
> > of
> > > > your contributions plus interest). No other
> > > > benefit will be payable, except as provided
> > by
> > > law
> > > > under special circumstances. The limited
> > death
> > > > benefit will be paid in the following
> order:
> > > (1)
> > > > your named beneficiary, or (2) spouse, or
> (3)
> > > > children, or (4) parents, or (5) brothers
> and
> > > > sisters, or (6) your estate if probated,
> (7)
> > > > trust, or (8) next of kin, as provided by
> > law.
> > > >
> > > > Naming A Beneficiary
> > > > To designate a beneficiary, or update an
> > > earlier
> > > > designation, you must fill out a CalPERS
> > > > Beneficiary Designation (form 0772). This
> > form
> > > is
> > > > available on the CalPERS website under
> > > > Publications. Certain death benefits allow
> > you
> > > to
> > > > name anyone you choose as a beneficiary. If
> > you
> > > > name a beneficiary and then (1) marry, (2)
> > > > initiate an annulment, or dissolution of
> > > marriage,
> > > > (3) have a child or adopt a child, (4)
> > > terminate
> > > > your employment and receive a refund of
> your
> > > > CalPERS contributions, your designation
> will,
> > > by
> > > > law, be revoked.
> > > >
> > > > Comparison Of Pre-Retirement Death Benefits
> > > > Local Miscellaneous (non-safety)
> > > > Local Safety
> > > >
> > > > Post-Retirement Death Benefits
> > > > When you retire, you may choose to receive
> > the
> > > > unmodified allowance, or you can take a
> > > reduction
> > > > to your allowance based on the option you
> > > select.
> > > >
> > > > The unmodified allowance is the highest
> > amount
> > > > payable to you that ends upon your death.
> > Each
> > > of
> > > > the options provides a benefit to your
> named
> > > > beneficiary after your death. Option 1
> > provides
> > > a
> > > > lump-sum payment of your remaining
> > > contributions.
> > > > Option 2, 2W, 3, 3W, or 4 provides a
> monthly
> > > > allowance. The reduction to your unmodified
> > > > allowance changes based on the option you
> > > choose.
> > > > "Option factors" are used to determine this
> > > > reduction. The amount of the reduction is
> > based
> > > on
> > > > tables that take into consideration your
> age
> > > and
> > > > the age of your beneficiary. More
> information
> > > on
> > > > the various options is available in the
> > CalPERS
> > > > Member Benefit publications.
> > > >
> > > > For further information, review the Death
> > > Benefits
> > > > section on the CalPERS website.
> > > >
> > > > How To Apply For CalPERS Retirement
> > > > It is suggested that you begin filling out
> > the
> > > > Retirement Election Application four to
> five
> > > > months before your anticipated retirement
> > date.
> > > > CalPERS does not want the application
> > submitted
> > > to
> > > > them more than 90 days prior to your
> > retirement
> > > > date. Refer to the City's "Retirement
> Guide"
> > > for
> > > > further information.
> > > >
> > > > After I Have Applied For Service
> Retirement,
> > May
> > > I
> > > > Change My Mind?
> > > > You may cancel/change your retirement any
> > time
> > > > before your first check is mailed, before
> > your
> > > > retirement date. If you do change your
> mind,
> > > > immediately contact CalPERS at (888)
> > 225-7377.
> > > If
> > > > you have completed the paperwork allocating
> > > your
> > > > unused sick leave, you also need to contact
> > > > Employee Benefits at 570-6523. Keep in mind
> > > that
> > > > your department has been notified of your
> > > > separation date, therefore, your department
> > > will
> > > > proceed with the City's separation document
> > > unless
> > > > you tell them otherwise. (If you wish to
> > return
> > > to
> > > > your position with the City contact your
> > > > supervisor to ensure there is still a
> > position
> > > > available for you.)
> > > >
> > > > Be advised that changes to your retirement
> > date
> > > > may result in a delay in you receiving your
> > > first
> > > > pension check from CalPERS.
> > > >
> > > > FAQs And Tips
> > > > Planning for your retirement may seem like
> a
> > > > daunting task. Educating yourself and
> > beginning
> > > > the process early (one year in advance of
> > your
> > > > projected retirement date) are key to a
> > smooth
> > > and
> > > > successful retirement application process.
> > The
> > > > City's "Retirement Guide" will steer you
> thru
> > > the
> > > > retirement application process.
> > > >
> > > > Health Insurance Costs For Retirees
> > > > At retirement, employees who are enrolled
> in
> > > > benefits may convert their unused hours of
> > sick
> > > > leave to pay for health, dental, vision and
> > > long
> > > > term care insurance premiums into
> retirement.
> > > >
> > > > View current retiree insurance premium
> > > > information.
> > > >
> > > > Please Note: Change of insurance providers
> > may
> > > > only be done during retiree open enrollment
> > > > annually. Any changes made will be
> effective
> > > > January 1st of the following year. If
> moving
> > > out
> > > > of state, you should contact Employee
> Benefits
> >
> > > at
> > > > (562) 570-6303 to check on the portability
> of
> > > your
> > > > insurance. If changes are necessary they
> will
> > > be
> > > > handled at the time of retirement or at a
> > later
> > > > date (when you move). Also, once you cancel
> > > your
> > > > insurance you may never re-enroll.
> > > >
> > > > CalPERS Special Power Of Attorney
> > > > A CalPERS Special Power of Attorney allows
> > you
> > > to
> > > > designate a representative or agent, known
> as
> > > your
> > > > attorney-in-fact, to conduct your
> retirement
> > > > affairs. Having a Special Power of Attorney
> > on
> > > > file with CalPERS ensures that your
> > designated
> > > > attorney-in-fact will be able to perform
> > > important
> > > > duties concerning your CalPERS business,
> such
> > > as
> > > > address changes; federal or state tax
> > > withholding
> > > > elections; lost or stolen retirement
> checks;
> > > > endorsing checks; beneficiary designations;
> > or
> > > > retirement benefit elections, should you
> > become
> > > > unable to act on your own behalf.
> > > >
> > > > Further information and the required form
> are
> > > > available on the CalPERS website; review
> the
> > > > publication CalPERS Special Power of
> > Attorney.
> > > > Read it over very carefully before
> > completing.
> > > To
> > > > be valid the form must be fully completed
> and
> > > must
> > > > be acknowledged before a notary public or
> > > signed
> > > > by two witnesses. The person agreeing to
> act
> > as
> > > > attorney-in-fact must also sign the form.
> Any
> > > > previous designations will be revoked by
> > > > completing a new form.
> > > >
> > > > In the event you have any questions
> > concerning
> > > the
> > > > effects of the appointment of an
> > > attorney-in-fact
> > > > you are strongly urged to seek legal
> advice.
> > > >
> > > > Retirement Forms
> > > > View CalPERS Forms
> > > > Retirement Living Calculator
> > > > This personal budget planning tool is
> > intended
> > > to
> > > > give the user a basic overview of the
> > potential
> > > > sources of income and expenses they may
> have
> > > > during retirement. This tool is not
> intended
> > to
> > > be
> > > > and/or replace professional advise and
> > planning
> > > > from a certified financial planner. Consult
> > > your
> > > > personal certified financial planner for
> more
> > > > accurate details.
> > > >
> > > > Download the calculator. Please note you
> must
> > > have
> > > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 08, 2021 04:37PM

Your spam doesn't make this go away.

Spam doesn't make this go away.

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> You misrepresent claims left and right.

Your words:

"Great Forest consists principally of townhomes painted in a questionable array of colors."

"Except for the final Atlanta KO photo, all those pictures were taken by friends around the country."

How have they been misrepresented?

It's not my fault they are bogus claims.

> Quite
> probably due to your inability to have understood
> them properly to begin with.

Quite probably your inability to properly convey your thoughts via the English language. Downtown Chez Francois in the 90s anyone?

> But also perhaps due
> to your innate sense of and devotion to
> dishonesty.

I provide actual evidence, you cower at the very sight of it. When pressed to provide actual evidence substantiating your claims, you run away like a coward.

> Dope. So where did you go,

I go lots of places. You need to be more specific.

> where did
> you live,

I've lived in various places throughout my life. You need to be more specific.

> and where are the pix once again?

In Dropbox.

You ask a lot of questions yet you can't even say which friend took the picture in Tampa.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 08, 2021 04:56PM

Typically weak asshole shuck and jive. Otherwise, find the CMYK image, then note all that it suggests.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 08, 2021 05:09PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Typically weak asshole shuck and jive.

There's no shuck and jive, asshole. Just your words that you can't substantiate.

Your words:

"Great Forest consists principally of townhomes painted in a questionable array of colors."

"Except for the final Atlanta KO photo, all those pictures were taken by friends around the country."

If true, substantiating these claims would not be such a problem for you.

Tell us about your meals downtown at Chez Francois in the 90s again, fraud.

> Otherwise,
> find the CMYK image,

You said there were NO townhomes in Great Forest. Which is it?

> then note all that it
> suggests.

It doesn't suggest anything. It proves you are a lying fraud.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: S8 - EP19 ()
Date: November 08, 2021 05:45PM

Yada Yada

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 08, 2021 06:19PM

Same old worthless Linus shit as always. He can manage no better.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 08, 2021 06:22PM

LOL! Same shit that proves you are a fraud and that you can't credibly rebut. Thre truth is difficult for you to handle.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 08, 2021 06:36PM

No lies here. No spam here. No sock puppets here. Fact and reason, but no bozo balderdash. You on the other hand find no qualms at all in lying about everything under the sun.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city... ()
Date: November 08, 2021 07:47PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> No lies here.

"Great Forest consists principally of townhomes painted in a questionable array of colors."

"I must once again pause to point out that there are no townhouses in Great Forest."

You made both of these statements. Are they both true?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Rip T. ()
Date: November 08, 2021 08:13PM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> How many of them have had a 75-minute pedicure today?


Helloooo Frisco!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: information 44 ()
Date: November 08, 2021 08:18PM

morning.... Wrote:
-------------------------------------------------------
> long beach Wrote:
> --------------------------------------------------
> -----
> > Retired1 Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.Thank
> you
> > > for visiting the Retirement Section on the
> City
> > of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or laterThank
> you
> > for
> > > visiting the Retirement Section on the City
> of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.
> > >
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: EF Hutton ()
Date: November 08, 2021 08:25PM

Rip T. Wrote:
-------------------------------------------------------
> Actual JP Morgenthau Wrote:
> --------------------------------------------------
> -----
> > How many of them have had a 75-minute pedicure
> today?

> Helloooo Frisco!

Well, isn’t he a dandy!!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city... ()
Date: November 08, 2021 08:26PM

Looks like she can't account for her conflicting statements.

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> No lies here.

"Great Forest consists principally of townhomes painted in a questionable array of colors."

"I must once again pause to point out that there are no townhouses in Great Forest."

You made both of these statements. Are they both true?

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: LMY7U ()
Date: November 08, 2021 09:00PM

EF Hutton Wrote:
-------------------------------------------------------
> Rip T. Wrote:
> --------------------------------------------------
> -----
> > Actual JP Morgenthau Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > How many of them have had a 75-minute
> pedicure
> > today?
>
> > Helloooo Frisco!
>
> Well, isn’t he a dandy!!


Feel bad for the poor girl who had to touch his nasty old man feet.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Emory ()
Date: November 08, 2021 09:06PM

Oofa! Squaqqly toes with thick yellow nails.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Eileen Filler-Corn ()
Date: November 08, 2021 11:12PM

Emory Wrote:
-------------------------------------------------------
> Oofa! Squaqqly toes with thick yellow nails.


Mmmmmm I wanna to suck those toes.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 09, 2021 01:34AM

seven figure city... Wrote:
-------------------------------------------------------
> Looks like she can't account for her conflicting
> statements.
>
> You made both of these statements. Are they both true?

Yes, when considered accurately, something you are hardly any sort of fan of.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 09, 2021 07:48AM

By the way, the cumulative effect of all these biweekly pedicures is that my feet look the same as when I was 17. Better yet, they feel the same as when I was 17 as well. Time and money well spent.

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 09, 2021 08:03AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> seven figure city... Wrote:
> --------------------------------------------------
> -----
> > Looks like she can't account for her
> conflicting
> > statements.
> >
> > You made both of these statements. Are they both
> true?
>
> Yes, when considered accurately, something you are
> hardly any sort of fan of.

LOL! Consider away!

"Great Forest consists principally of townhomes painted in a questionable array of colors."

"I must once again pause to point out that there are no townhouses in Great Forest."

You're so fucked. Recall the name of the friend that took the picture in Tampa for you yet? LOL!

Options: ReplyQuote
Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 09, 2021 08:09AM

You don't do English well, asshole. The context parts in particular. Both statements were and are true in their original contexts. But you fucked that up. Asked and answered.



Edited 1 time(s). Last edit at 11/09/2021 08:11AM by Actual JP Morgenthau.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 09, 2021 08:37AM

Well, just cooked up a yummy plate of scrapple for breakfast, but knew you all would want to see some 'actual evidence' from post-pedicure dining yesterday. I'm both happy and able to provide such, though some others are so very plainly not.

1. Seafood dip
2. Lots of shrimp and fettuccine
3. Shrimp and clams with Brussels sprouts

I don't actually like Brussels sprouts, but one of The Principals does. Not shown = clam chowder, a seafood sampler platter, and any varieties of the endless shrimp. Came to $200 for the four of us before the generous tip.
.
Attachments:
_seafood_dip.JPG
_shrimp_frttuccine.JPG
_shrimp_and_clams.JPG

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Hullabaloo ()
Date: November 09, 2021 08:52AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> By the way, the cumulative effect of all these
> biweekly pedicures is that my feet look the same
> as when I was 17. Better yet, they feel the same
> as when I was 17 as well. Time and money well
> spent.

Completely agree with Mr. Peabody. Had an ingrown toenail last year that was more painful than any broken bones from my youth- never again! After the awful podiatry procedure, wife forced me into a pedicure regimen and it's been great. Can't neglect the tootsies as we age.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Hullabaloo ()
Date: November 09, 2021 09:13AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> Well, just cooked up a yummy plate of scrapple for
> breakfast, but knew you all would want to see some
> 'actual evidence' from post-pedicure dining
> yesterday. I'm both happy and able to provide
> such, though some others are so very plainly not.
>
> 1. Seafood dip
> 2. Lots of shrimp and fettuccine
> 3. Shrimp and clams with Brussels sprouts
>
> I don't actually like Brussels sprouts, but one of
> The Principals does. Not shown = clam chowder, a
> seafood sampler platter, and any varieties of the
> endless shrimp. Came to $200 for the four of us
> before the generous tip.
> .

I'm also on the scrapple train after inheriting the taste from my Philly-raised Mom. Attended a Delaware Apple Scrapple Festival in early 2000's... had a blast.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 09, 2021 10:17AM

Scrapple Land may not be all that large a place, but fortunate are those who by whatever means come to live or at least dine there. Best in the area to me can be had at The Virginian over in Vienna, kitty-corner from Cafe Renaissance. It’s deep-fried and extra crispy. Yum!

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 09, 2021 10:37AM

Well, these woefully weak and geographically challenged Whiffies are again at sixes and sevens over beatings they absorbed but can't let go of from better than five years ago. That's some super serious butthurt, eh? And all because they tried to pretend that they were in Florida wbrn they were right here in Falls Chuch the whole time. LOL! Maybe they'll get into scallop season or the Water Wars next. Such a bunch of clods and cretins!

And of course, we actual high-end people have a terrific autumn morning to enjoy yet again out here in the magnificent Sweet Spot that the Cubicle Boyz cannot afford even to dream about. It was 42 degrees when I awoke to greet nothing but beautiful blue skies, loads of sun, low humidity, and gentle puffs of breeze out of the west. What a delightful setting for a trip down and back to reel in the morning paper. No rain in sight, and we are likely to get very close to the 70-degree mark later today as we continue through what should be quite a pleasant week.

Real President Joe is doubtless not recommending that anyone inject him- or herself with bleach, but there is good sense in a WHO cautionary to the US re once again rising COVID rates in Europe. No sense at all of course in Kellyanne Conway's claims that there were no supply chain issues during the Ding Dong administration. There is just no limit to the dishonest dumbness of these far right fatheads. Just listen to them trying to explain CRT sometime for instance. LOL!

In other news, a handful of early QO rejections has come in already, but it's still early in the process, Nov 17 being the deadline for players to accept or reject the offer. Given the CBA situation, it's hard to say for sure what the best decision would be for anyone.

Easy of course to say what the best decision about Falls Church City would be -- MOVE!!! Get the hell out of that sorry sham of a place as soon as may be possible. Amenity-rich areas abound nearby, so why live in a freaking dining desert that lacks any sort of shopping scene as well. Just not a place with anything meritorious to say about itself.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: Depend ()
Date: November 09, 2021 10:44AM

Why is the crazy old guy life blogging here?

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Date: November 09, 2021 10:55AM

Well, it’s as good a place as any. And of course, many are those who hang on my every word here.

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Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by: seven figure city.... ()
Date: November 09, 2021 11:18AM

Actual JP Morgenthau Wrote:
-------------------------------------------------------
> You don't do English well, asshole.

LOL! You are the one who can't convey your thoughts properly. Downtown Chex Francois in the 90s anyone?

> The context
> parts in particular. Both statements were and are
> true in their original contexts.

LOL! The statements stand in conflict. Both cannot be true at the same time. You lied.

Figure out the name of your friend that took the picture in Tampa yet?

Your latest food images look foul. What slop house are they from?

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