Actual JP Morgenthau Wrote:
-------------------------------------------------------
> The Asshole has no self control. And no
> Santini’s.


It took you all of six minutes to post your spam after you saw my post exposing you as a clueless moron. During that time, I was simply coming up with actual evidence that proves you lied once again. Of course, your next action will be to post more spam in a desperate and feeble effort to hope it buries the posts that bury you.

Just eat the outside portion.

kangaroo zoo Wrote:
-------------------------------------------------------
> long beach Wrote:
> --------------------------------------------------
> -----
> > Retired1 Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.Thank
> you
> > > for visiting the Retirement Section on the
> City
> > of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or laterThank
> you
> > for
> > > visiting the Retirement Section on the City
> of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.
> > >
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.

Meat liker Wrote:
-------------------------------------------------------
> Santini's sold me a "first cut" pastrami sub and
> the meat was rotten on the inside. The place is
> nasty.


Might be why only one its outlets was able to crack the top 100 on Tripadvisor's list of Italian restaurants in the area. If you get beat out by Olive Garden and all but one of your outlets lose to Cold Stone Creamery on a list of Italian joints, you might be in the wrong line of work.

Then again, the lying shit-shack shut-in the quantity of outlets and products sold than the quality of products sold.

^^^ DAMN KIDS!!

Spam. I called it. She just can't stand actual evidence.

Does Cold Stone Creamery offer Italian Ice?

.benifits! Wrote:
-------------------------------------------------------
> long beach Wrote:
> --------------------------------------------------
> -----
> > Retired1 Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.Thank
> you
> > > for visiting the Retirement Section on the
> City
> > of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or laterThank
> you
> > for
> > > visiting the Retirement Section on the City
> of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.
> > >
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.

Really?…

Yes. She hates actual evidence.

The embarrassingly incompetent asshole can’t distinguish between restaurants and schools. What a piss poor education that dolt must have had.

long beach Wrote:
-------------------------------------------------------
> Retired1 Wrote:
> --------------------------------------------------
> -----
> > Thank you for visiting the Retirement Section
> on
> > the City of Long Beach's Human Resources
> website.
> > Here you will find information about the
> > retirement benefits offered by the City through
> > CalPERS, how to calculate your pension, how to
> > apply, and other useful information about the
> > retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or later.Thank you
> > for visiting the Retirement Section on the City
> of
> > Long Beach's Human Resources website. Here you
> > will find information about the retirement
> > benefits offered by the City through CalPERS,
> how
> > to calculate your pension, how to apply, and
> other
> > useful information about the retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or laterThank you
> for
> > visiting the Retirement Section on the City of
> > Long Beach's Human Resources website. Here you
> > will find information about the retirement
> > benefits offered by the City through CalPERS,
> how
> > to calculate your pension, how to apply, and
> other
> > useful information about the retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or later.
> >
> > Thank you for visiting the Retirement Section
> on
> > the City of Long Beach's Human Resources
> website.
> > Here you will find information about the
> > retirement benefits offered by the City through
> > CalPERS, how to calculate your pension, how to
> > apply, and other useful information about the
> > retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or later.

Life as an asshole is so unfulfilling. Sort of like life in Falls Church City.

Sunday salads w/ chilled forks Wrote:
-------------------------------------------------------
> long beach Wrote:
> --------------------------------------------------
> -----
> > Retired1 Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.Thank
> you
> > > for visiting the Retirement Section on the
> City
> > of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or laterThank
> you
> > for
> > > visiting the Retirement Section on the City
> of
> > > Long Beach's Human Resources website. Here
> you
> > > will find information about the retirement
> > > benefits offered by the City through CalPERS,
> > how
> > > to calculate your pension, how to apply, and
> > other
> > > useful information about the retirement
> system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.
> > >
> > > Thank you for visiting the Retirement Section
> > on
> > > the City of Long Beach's Human Resources
> > website.
> > > Here you will find information about the
> > > retirement benefits offered by the City
> through
> > > CalPERS, how to calculate your pension, how
> to
> > > apply, and other useful information about the
> > > retirement system.
> > >
> > > For information on the retirement process,
> > refer
> > > to the City's "Retirement Guide". If you have
> > any
> > > additional questions, contact CalPERS at
> (888)
> > > 225-7377.
> > >
> > > CalPERS (What Is CalPERS)
> > > The City of Long Beach contracts with the
> > > California Public Employees' Retirement
> System
> > > (CalPERS) to manage our pension benefits.
> > CalPERS
> > > manages the pension and health benefits (the
> > City
> > > does not contract with CalPERS to provide
> > health
> > > care benefits) to more than 1.6 million
> public
> > > employees, retirees, and their families and
> > more
> > > than 3,000 employers.
> > >
> > > View more information on CalPERS.
> > >
> > > Click on the following links to access the
> PDF
> > > file of the City's various CalPERS Contract
> > > Provisions for Miscellaneous Members, Fire
> > Safety
> > > Members, Police Safety Members and Lifeguard
> > > Safety Member.
> > >
> > > Types Of Retirement
> > > The City Offers Three Types Of Retirements:
> > > Service Retirement, Disability Retirement And
> > > Industrial Disability Retirement.
> > >
> > > Service Retirement
> > > Service retirement is the general retirement
> > from
> > > employment after a minimum period of five
> years
> > of
> > > CalPERS-credited service and attainment of
> the
> > > minimum age requirement.
> > >
> > > Disability Retirement
> > > Disability retirement consists of a monthly
> > > retirement allowance paid to you for the rest
> > of
> > > your life or until you recover from your
> > disabling
> > > injury or illness. The cause of your
> disability
> > > need not be related to your employment. To
> > qualify
> > > for disability retirement, you must be
> > > substantially incapacited from performing
> your
> > job
> > > duties, based upon a physical or mental
> > condition
> > > which is expected to be permanent or last
> > > indefinitely. There is no minimum age
> > requirement;
> > > however, you must have at least five years of
> > > CalPERS-credited service.
> > >
> > > Industrial Disability Retirement (Safety
> Only)
> > > If your disability is the result of a
> > job-related
> > > illness or injury, and you are a safety
> > employee
> > > (police officer/firefighter/lifeguard), you
> may
> > be
> > > entitled to an industrial disability
> > retirement.
> > > If you retire, you will receive a monthly
> > > retirement payment for the rest of your life
> > (or
> > > until you recover from your disabling injury
> or
> > > illness). There is no minimum age or service
> > > requirement for an industrial disability
> > > retirement.
> > >
> > > View PARS Online
> > > Retirement Calculations
> > > The CalPERS Retirement Estimate Calculator
> can
> > > help you estimate your future retirement
> > benefits.
> > > Since this is a planning tool, you may also
> add
> > > various retirement dates, salary information,
> > and
> > > future employment information to see how
> these
> > > changes could impact your benefits. Use the
> > > Retirement Estimate Calculator with or
> without
> > a
> > > password. If you have a password, the
> > information
> > > from your latest CalPERS Annual Member
> > Statement
> > > will be automatically added to the
> Calculator.
> > >
> > > Reciprocity
> > > CalPERS has an agreement with many California
> > > public retirement systems, which allows you
> to
> > > move from one retirement system to the other
> > > without loss of benefits. This is called
> > > "reciprocity." These reciprocal agreements
> may
> > > allow you to coordinate your benefits between
> > the
> > > retirement systems when you retire.
> Currently,
> > you
> > > must leave and enter into employment with a
> > > reciprocal public agency within six months to
> > be
> > > eligible. For more specific details,
> including
> > a
> > > list of those agencies with reciprocity
> > agreements
> > > with CalPERS, please visit the CalPERS page
> and
> > > download Publication 16. Please note there is
> > > currently no reciprocity agreements between
> > > CalPERS and the Los Angeles Police & Fire
> > Pension
> > > (LAFPP).
> > >
> > > For further information, review the CalPERS
> > > publication "When You Change Retirement
> > Systems",
> > > contact CalPERS Member Services at (888)
> > 225-7377
> > > or schedule an appointment at a local CalPERS
> > > Regional Office.
> > >
> > > Death Benefits
> > > Pre-Retirement Death Benefits
> > > Categories - If you die before you retire,
> > CalPERS
> > > provides several benefits for your family or
> > the
> > > beneficiary(ies) named by you. For
> > miscellaneous
> > > employees (non-safety), CalPERS divides
> > > pre-retirement death benefits into two
> > categories:
> > > Not Eligible To Retire at the time of death,
> > and
> > > Eligible to Retire. For safety employees
> (fire,
> > > police & lifeguards), CalPERS divides the
> > > pre-retirement death benefits into two
> > categories:
> > > Not Job-Related Death and Job-Related Death.
> > >
> > > Limited Death Benefit
> > > To those who separate from CalPERS-covered
> > > employment: upon your death, your beneficiary
> > will
> > > receive the limited death benefit (a refund
> of
> > > your contributions plus interest). No other
> > > benefit will be payable, except as provided
> by
> > law
> > > under special circumstances. The limited
> death
> > > benefit will be paid in the following order:
> > (1)
> > > your named beneficiary, or (2) spouse, or (3)
> > > children, or (4) parents, or (5) brothers and
> > > sisters, or (6) your estate if probated, (7)
> > > trust, or (8) next of kin, as provided by
> law.
> > >
> > > Naming A Beneficiary
> > > To designate a beneficiary, or update an
> > earlier
> > > designation, you must fill out a CalPERS
> > > Beneficiary Designation (form 0772). This
> form
> > is
> > > available on the CalPERS website under
> > > Publications. Certain death benefits allow
> you
> > to
> > > name anyone you choose as a beneficiary. If
> you
> > > name a beneficiary and then (1) marry, (2)
> > > initiate an annulment, or dissolution of
> > marriage,
> > > (3) have a child or adopt a child, (4)
> > terminate
> > > your employment and receive a refund of your
> > > CalPERS contributions, your designation will,
> > by
> > > law, be revoked.
> > >
> > > Comparison Of Pre-Retirement Death Benefits
> > > Local Miscellaneous (non-safety)
> > > Local Safety
> > >
> > > Post-Retirement Death Benefits
> > > When you retire, you may choose to receive
> the
> > > unmodified allowance, or you can take a
> > reduction
> > > to your allowance based on the option you
> > select.
> > >
> > > The unmodified allowance is the highest
> amount
> > > payable to you that ends upon your death.
> Each
> > of
> > > the options provides a benefit to your named
> > > beneficiary after your death. Option 1
> provides
> > a
> > > lump-sum payment of your remaining
> > contributions.
> > > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > > allowance. The reduction to your unmodified
> > > allowance changes based on the option you
> > choose.
> > > "Option factors" are used to determine this
> > > reduction. The amount of the reduction is
> based
> > on
> > > tables that take into consideration your age
> > and
> > > the age of your beneficiary. More information
> > on
> > > the various options is available in the
> CalPERS
> > > Member Benefit publications.
> > >
> > > For further information, review the Death
> > Benefits
> > > section on the CalPERS website.
> > >
> > > How To Apply For CalPERS Retirement
> > > It is suggested that you begin filling out
> the
> > > Retirement Election Application four to five
> > > months before your anticipated retirement
> date.
> > > CalPERS does not want the application
> submitted
> > to
> > > them more than 90 days prior to your
> retirement
> > > date. Refer to the City's "Retirement Guide"
> > for
> > > further information.
> > >
> > > After I Have Applied For Service Retirement,
> May
> > I
> > > Change My Mind?
> > > You may cancel/change your retirement any
> time
> > > before your first check is mailed, before
> your
> > > retirement date. If you do change your mind,
> > > immediately contact CalPERS at (888)
> 225-7377.
> > If
> > > you have completed the paperwork allocating
> > your
> > > unused sick leave, you also need to contact
> > > Employee Benefits at 570-6523. Keep in mind
> > that
> > > your department has been notified of your
> > > separation date, therefore, your department
> > will
> > > proceed with the City's separation document
> > unless
> > > you tell them otherwise. (If you wish to
> return
> > to
> > > your position with the City contact your
> > > supervisor to ensure there is still a
> position
> > > available for you.)
> > >
> > > Be advised that changes to your retirement
> date
> > > may result in a delay in you receiving your
> > first
> > > pension check from CalPERS.
> > >
> > > FAQs And Tips
> > > Planning for your retirement may seem like a
> > > daunting task. Educating yourself and
> beginning
> > > the process early (one year in advance of
> your
> > > projected retirement date) are key to a
> smooth
> > and
> > > successful retirement application process.
> The
> > > City's "Retirement Guide" will steer you thru
> > the
> > > retirement application process.
> > >
> > > Health Insurance Costs For Retirees
> > > At retirement, employees who are enrolled in
> > > benefits may convert their unused hours of
> sick
> > > leave to pay for health, dental, vision and
> > long
> > > term care insurance premiums into retirement.
> > >
> > > View current retiree insurance premium
> > > information.
> > >
> > > Please Note: Change of insurance providers
> may
> > > only be done during retiree open enrollment
> > > annually. Any changes made will be effective
> > > January 1st of the following year. If moving
> > out
> > > of state, you should contact Employee Benefits
>
> > at
> > > (562) 570-6303 to check on the portability of
> > your
> > > insurance. If changes are necessary they will
> > be
> > > handled at the time of retirement or at a
> later
> > > date (when you move). Also, once you cancel
> > your
> > > insurance you may never re-enroll.
> > >
> > > CalPERS Special Power Of Attorney
> > > A CalPERS Special Power of Attorney allows
> you
> > to
> > > designate a representative or agent, known as
> > your
> > > attorney-in-fact, to conduct your retirement
> > > affairs. Having a Special Power of Attorney
> on
> > > file with CalPERS ensures that your
> designated
> > > attorney-in-fact will be able to perform
> > important
> > > duties concerning your CalPERS business, such
> > as
> > > address changes; federal or state tax
> > withholding
> > > elections; lost or stolen retirement checks;
> > > endorsing checks; beneficiary designations;
> or
> > > retirement benefit elections, should you
> become
> > > unable to act on your own behalf.
> > >
> > > Further information and the required form are
> > > available on the CalPERS website; review the
> > > publication CalPERS Special Power of
> Attorney.
> > > Read it over very carefully before
> completing.
> > To
> > > be valid the form must be fully completed and
> > must
> > > be acknowledged before a notary public or
> > signed
> > > by two witnesses. The person agreeing to act
> as
> > > attorney-in-fact must also sign the form. Any
> > > previous designations will be revoked by
> > > completing a new form.
> > >
> > > In the event you have any questions
> concerning
> > the
> > > effects of the appointment of an
> > attorney-in-fact
> > > you are strongly urged to seek legal advice.
> > >
> > > Retirement Forms
> > > View CalPERS Forms
> > > Retirement Living Calculator
> > > This personal budget planning tool is
> intended
> > to
> > > give the user a basic overview of the
> potential
> > > sources of income and expenses they may have
> > > during retirement. This tool is not intended
> to
> > be
> > > and/or replace professional advise and
> planning
> > > from a certified financial planner. Consult
> > your
> > > personal certified financial planner for more
> > > accurate details.
> > >
> > > Download the calculator. Please note you must
> > have
> > > Microsoft Excel version 2013 or later.

^^^ Easily triggered shit-slinging moron. Looks like we’ll be going out to dinner soon though.

long beach Wrote:
-------------------------------------------------------
> Retired1 Wrote:
> --------------------------------------------------
> -----
> > Thank you for visiting the Retirement Section
> on
> > the City of Long Beach's Human Resources
> website.
> > Here you will find information about the
> > retirement benefits offered by the City through
> > CalPERS, how to calculate your pension, how to
> > apply, and other useful information about the
> > retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or later.Thank you
> > for visiting the Retirement Section on the City
> of
> > Long Beach's Human Resources website. Here you
> > will find information about the retirement
> > benefits offered by the City through CalPERS,
> how
> > to calculate your pension, how to apply, and
> other
> > useful information about the retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or laterThank you
> for
> > visiting the Retirement Section on the City of
> > Long Beach's Human Resources website. Here you
> > will find information about the retirement
> > benefits offered by the City through CalPERS,
> how
> > to calculate your pension, how to apply, and
> other
> > useful information about the retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or later.
> >
> > Thank you for visiting the Retirement Section
> on
> > the City of Long Beach's Human Resources
> website.
> > Here you will find information about the
> > retirement benefits offered by the City through
> > CalPERS, how to calculate your pension, how to
> > apply, and other useful information about the
> > retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or later.