Re: Dollar Tree on Maple Avenue in Vienna is now open!
Posted by:
handle your money
()
Date: October 19, 2021 04:43PM
long beach Wrote:
-------------------------------------------------------
> Retired1 Wrote:
> --------------------------------------------------
> -----
> > Thank you for visiting the Retirement Section
> on
> > the City of Long Beach's Human Resources
> website.
> > Here you will find information about the
> > retirement benefits offered by the City through
> > CalPERS, how to calculate your pension, how to
> > apply, and other useful information about the
> > retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or later.Thank you
> > for visiting the Retirement Section on the City
> of
> > Long Beach's Human Resources website. Here you
> > will find information about the retirement
> > benefits offered by the City through CalPERS,
> how
> > to calculate your pension, how to apply, and
> other
> > useful information about the retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or laterThank you
> for
> > visiting the Retirement Section on the City of
> > Long Beach's Human Resources website. Here you
> > will find information about the retirement
> > benefits offered by the City through CalPERS,
> how
> > to calculate your pension, how to apply, and
> other
> > useful information about the retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or later.
> >
> > Thank you for visiting the Retirement Section
> on
> > the City of Long Beach's Human Resources
> website.
> > Here you will find information about the
> > retirement benefits offered by the City through
> > CalPERS, how to calculate your pension, how to
> > apply, and other useful information about the
> > retirement system.
> >
> > For information on the retirement process,
> refer
> > to the City's "Retirement Guide". If you have
> any
> > additional questions, contact CalPERS at (888)
> > 225-7377.
> >
> > CalPERS (What Is CalPERS)
> > The City of Long Beach contracts with the
> > California Public Employees' Retirement System
> > (CalPERS) to manage our pension benefits.
> CalPERS
> > manages the pension and health benefits (the
> City
> > does not contract with CalPERS to provide
> health
> > care benefits) to more than 1.6 million public
> > employees, retirees, and their families and
> more
> > than 3,000 employers.
> >
> > View more information on CalPERS.
> >
> > Click on the following links to access the PDF
> > file of the City's various CalPERS Contract
> > Provisions for Miscellaneous Members, Fire
> Safety
> > Members, Police Safety Members and Lifeguard
> > Safety Member.
> >
> > Types Of Retirement
> > The City Offers Three Types Of Retirements:
> > Service Retirement, Disability Retirement And
> > Industrial Disability Retirement.
> >
> > Service Retirement
> > Service retirement is the general retirement
> from
> > employment after a minimum period of five years
> of
> > CalPERS-credited service and attainment of the
> > minimum age requirement.
> >
> > Disability Retirement
> > Disability retirement consists of a monthly
> > retirement allowance paid to you for the rest
> of
> > your life or until you recover from your
> disabling
> > injury or illness. The cause of your disability
> > need not be related to your employment. To
> qualify
> > for disability retirement, you must be
> > substantially incapacited from performing your
> job
> > duties, based upon a physical or mental
> condition
> > which is expected to be permanent or last
> > indefinitely. There is no minimum age
> requirement;
> > however, you must have at least five years of
> > CalPERS-credited service.
> >
> > Industrial Disability Retirement (Safety Only)
> > If your disability is the result of a
> job-related
> > illness or injury, and you are a safety
> employee
> > (police officer/firefighter/lifeguard), you may
> be
> > entitled to an industrial disability
> retirement.
> > If you retire, you will receive a monthly
> > retirement payment for the rest of your life
> (or
> > until you recover from your disabling injury or
> > illness). There is no minimum age or service
> > requirement for an industrial disability
> > retirement.
> >
> > View PARS Online
> > Retirement Calculations
> > The CalPERS Retirement Estimate Calculator can
> > help you estimate your future retirement
> benefits.
> > Since this is a planning tool, you may also add
> > various retirement dates, salary information,
> and
> > future employment information to see how these
> > changes could impact your benefits. Use the
> > Retirement Estimate Calculator with or without
> a
> > password. If you have a password, the
> information
> > from your latest CalPERS Annual Member
> Statement
> > will be automatically added to the Calculator.
> >
> > Reciprocity
> > CalPERS has an agreement with many California
> > public retirement systems, which allows you to
> > move from one retirement system to the other
> > without loss of benefits. This is called
> > "reciprocity." These reciprocal agreements may
> > allow you to coordinate your benefits between
> the
> > retirement systems when you retire. Currently,
> you
> > must leave and enter into employment with a
> > reciprocal public agency within six months to
> be
> > eligible. For more specific details, including
> a
> > list of those agencies with reciprocity
> agreements
> > with CalPERS, please visit the CalPERS page and
> > download Publication 16. Please note there is
> > currently no reciprocity agreements between
> > CalPERS and the Los Angeles Police & Fire
> Pension
> > (LAFPP).
> >
> > For further information, review the CalPERS
> > publication "When You Change Retirement
> Systems",
> > contact CalPERS Member Services at (888)
> 225-7377
> > or schedule an appointment at a local CalPERS
> > Regional Office.
> >
> > Death Benefits
> > Pre-Retirement Death Benefits
> > Categories - If you die before you retire,
> CalPERS
> > provides several benefits for your family or
> the
> > beneficiary(ies) named by you. For
> miscellaneous
> > employees (non-safety), CalPERS divides
> > pre-retirement death benefits into two
> categories:
> > Not Eligible To Retire at the time of death,
> and
> > Eligible to Retire. For safety employees (fire,
> > police & lifeguards), CalPERS divides the
> > pre-retirement death benefits into two
> categories:
> > Not Job-Related Death and Job-Related Death.
> >
> > Limited Death Benefit
> > To those who separate from CalPERS-covered
> > employment: upon your death, your beneficiary
> will
> > receive the limited death benefit (a refund of
> > your contributions plus interest). No other
> > benefit will be payable, except as provided by
> law
> > under special circumstances. The limited death
> > benefit will be paid in the following order:
> (1)
> > your named beneficiary, or (2) spouse, or (3)
> > children, or (4) parents, or (5) brothers and
> > sisters, or (6) your estate if probated, (7)
> > trust, or (8) next of kin, as provided by law.
> >
> > Naming A Beneficiary
> > To designate a beneficiary, or update an
> earlier
> > designation, you must fill out a CalPERS
> > Beneficiary Designation (form 0772). This form
> is
> > available on the CalPERS website under
> > Publications. Certain death benefits allow you
> to
> > name anyone you choose as a beneficiary. If you
> > name a beneficiary and then (1) marry, (2)
> > initiate an annulment, or dissolution of
> marriage,
> > (3) have a child or adopt a child, (4)
> terminate
> > your employment and receive a refund of your
> > CalPERS contributions, your designation will,
> by
> > law, be revoked.
> >
> > Comparison Of Pre-Retirement Death Benefits
> > Local Miscellaneous (non-safety)
> > Local Safety
> >
> > Post-Retirement Death Benefits
> > When you retire, you may choose to receive the
> > unmodified allowance, or you can take a
> reduction
> > to your allowance based on the option you
> select.
> >
> > The unmodified allowance is the highest amount
> > payable to you that ends upon your death. Each
> of
> > the options provides a benefit to your named
> > beneficiary after your death. Option 1 provides
> a
> > lump-sum payment of your remaining
> contributions.
> > Option 2, 2W, 3, 3W, or 4 provides a monthly
> > allowance. The reduction to your unmodified
> > allowance changes based on the option you
> choose.
> > "Option factors" are used to determine this
> > reduction. The amount of the reduction is based
> on
> > tables that take into consideration your age
> and
> > the age of your beneficiary. More information
> on
> > the various options is available in the CalPERS
> > Member Benefit publications.
> >
> > For further information, review the Death
> Benefits
> > section on the CalPERS website.
> >
> > How To Apply For CalPERS Retirement
> > It is suggested that you begin filling out the
> > Retirement Election Application four to five
> > months before your anticipated retirement date.
> > CalPERS does not want the application submitted
> to
> > them more than 90 days prior to your retirement
> > date. Refer to the City's "Retirement Guide"
> for
> > further information.
> >
> > After I Have Applied For Service Retirement, May
> I
> > Change My Mind?
> > You may cancel/change your retirement any time
> > before your first check is mailed, before your
> > retirement date. If you do change your mind,
> > immediately contact CalPERS at (888) 225-7377.
> If
> > you have completed the paperwork allocating
> your
> > unused sick leave, you also need to contact
> > Employee Benefits at 570-6523. Keep in mind
> that
> > your department has been notified of your
> > separation date, therefore, your department
> will
> > proceed with the City's separation document
> unless
> > you tell them otherwise. (If you wish to return
> to
> > your position with the City contact your
> > supervisor to ensure there is still a position
> > available for you.)
> >
> > Be advised that changes to your retirement date
> > may result in a delay in you receiving your
> first
> > pension check from CalPERS.
> >
> > FAQs And Tips
> > Planning for your retirement may seem like a
> > daunting task. Educating yourself and beginning
> > the process early (one year in advance of your
> > projected retirement date) are key to a smooth
> and
> > successful retirement application process. The
> > City's "Retirement Guide" will steer you thru
> the
> > retirement application process.
> >
> > Health Insurance Costs For Retirees
> > At retirement, employees who are enrolled in
> > benefits may convert their unused hours of sick
> > leave to pay for health, dental, vision and
> long
> > term care insurance premiums into retirement.
> >
> > View current retiree insurance premium
> > information.
> >
> > Please Note: Change of insurance providers may
> > only be done during retiree open enrollment
> > annually. Any changes made will be effective
> > January 1st of the following year. If moving
> out
> > of state, you should contact Employee Benefits
> at
> > (562) 570-6303 to check on the portability of
> your
> > insurance. If changes are necessary they will
> be
> > handled at the time of retirement or at a later
> > date (when you move). Also, once you cancel
> your
> > insurance you may never re-enroll.
> >
> > CalPERS Special Power Of Attorney
> > A CalPERS Special Power of Attorney allows you
> to
> > designate a representative or agent, known as
> your
> > attorney-in-fact, to conduct your retirement
> > affairs. Having a Special Power of Attorney on
> > file with CalPERS ensures that your designated
> > attorney-in-fact will be able to perform
> important
> > duties concerning your CalPERS business, such
> as
> > address changes; federal or state tax
> withholding
> > elections; lost or stolen retirement checks;
> > endorsing checks; beneficiary designations; or
> > retirement benefit elections, should you become
> > unable to act on your own behalf.
> >
> > Further information and the required form are
> > available on the CalPERS website; review the
> > publication CalPERS Special Power of Attorney.
> > Read it over very carefully before completing.
> To
> > be valid the form must be fully completed and
> must
> > be acknowledged before a notary public or
> signed
> > by two witnesses. The person agreeing to act as
> > attorney-in-fact must also sign the form. Any
> > previous designations will be revoked by
> > completing a new form.
> >
> > In the event you have any questions concerning
> the
> > effects of the appointment of an
> attorney-in-fact
> > you are strongly urged to seek legal advice.
> >
> > Retirement Forms
> > View CalPERS Forms
> > Retirement Living Calculator
> > This personal budget planning tool is intended
> to
> > give the user a basic overview of the potential
> > sources of income and expenses they may have
> > during retirement. This tool is not intended to
> be
> > and/or replace professional advise and planning
> > from a certified financial planner. Consult
> your
> > personal certified financial planner for more
> > accurate details.
> >
> > Download the calculator. Please note you must
> have
> > Microsoft Excel version 2013 or later.