Edited 2 time(s). Last edit at 12/16/2015 07:43AM by WingNut.

I always take my shit to the bank to get notaried and they don't charge me anything.

Edited 2 time(s). Last edit at 12/16/2015 07:43AM by WingNut.

The evil, blood/soul-sucking Bank of America. I'd switch, but haven't found one much better yet.

i > u Wrote:
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> The evil, blood/soul-sucking Bank of America. I'd
> switch, but haven't found one much better yet.

Agree.

RE: eesh,lizzie,Mr.Misery and the rest of you



Edited 1 time(s). Last edit at 12/16/2015 07:43AM by WingNut.

i > u Wrote:
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> The evil, blood/soul-sucking Bank of America. I'd
> switch, but haven't found one much better yet.


I don't want to start a 'best bank' discussion, but we really like Cardinal Bank. They are locally owned, have a decent distribution of branches in NoVA and DC and the customer service has been first rate. The staff at University Mall knows me and my family and the branch manager has been great about waiving service fees and making funds available on certain checks. As an example, when I had a check from my Fidelity brokerage account he authorized the cash to be available the next day and not the typical 3-6 business days it takes for a check to clear. He also called my daughter a few months ago when her account was overdrawn and let her transfer money from savings to checking so that she would not be charged any overdraft fees. Neither of these is something that you would see at BofA or Suntrust.

I'd like to hear from someone who uses PNC bank. I've thought about switching to them, but haven't heard much from people who actually bank there.

I used to be a notary in VA and if I remember correctly the max charge was $2 per notarized document - so if you had 5 pages each requiring a seal and a signature to be witnessed, then the charge would easily be $10.

i > u Wrote:
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> I'd like to hear from someone who uses PNC bank.
> I've thought about switching to them, but haven't
> heard much from people who actually bank there.

PNC has been great for me. Good customer service, convenient hours, ATM reimbursement, free coin counting- all little perks that keep me happy with the place. Plus if you do enough business there, they'll assign you a "relationship manager" at one of the local branches. They'll meet with you periodically to advise you on your investment portfolio, and serve as your main go-to for any of your banking needs. No need to deal with customer service, I can just call him directly and he'll get it done- even stuff as mundane as ordering new checks. It's nice having someone you know personally there at the branch who you can call for whatever. I'd recommend PNC to anyone.

TheMeeper Wrote:
-------------------------------------------------------
> i > u Wrote:
> --------------------------------------------------
> -----
> > I'd like to hear from someone who uses PNC
> bank.
> > I've thought about switching to them, but
> haven't
> > heard much from people who actually bank there.
>
> PNC has been great for me. Good customer service,
> convenient hours, ATM reimbursement, free coin
> counting- all little perks that keep me happy with
> the place. Plus if you do enough business there,
> they'll assign you a "relationship manager" at one
> of the local branches. They'll meet with you
> periodically to advise you on your investment
> portfolio, and serve as your main go-to for any of
> your banking needs. No need to deal with customer
> service, I can just call him directly and he'll
> get it done- even stuff as mundane as ordering new
> checks. It's nice having someone you know
> personally there at the branch who you can call
> for whatever. I'd recommend PNC to anyone.


Thanks Meeper! That's a far cry from BoA. All they're concerned with is how they can charge you with a fee one way or another. It's brutal.

The problem I had when I sold my motorcycle was that my banks would notarize my signature, but not the buyers, since THEY were not customers. This happened at both PNC and Chevy Chase bank. Apple FCU finally did both signatures with no charge.

PNC has pretty good service, hours, accounts, etc. but as with most bigger banks, no authority at the branch level to override their 'big bank' policies.

i > u Wrote:
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That's a far cry from BoA. All
> they're concerned with is how they can charge you
> with a fee one way or another. It's brutal.


Unfortunately, TDBank is becoming just like that. I loved Commerce Bank, but TD really ruined any benefit of using them.

A notary can charge up to, but no more, than $5 per notarized document. Most banks will do it free of charge if you have an account with them, and many real estate offices also have notaries.

Each branch of a bank MUST have a VP or higher who works at that location to sign documents etc. It is the way the system works. Each branch must have a notary on site to notarize the documents the VP or higher signs.

I will not say all backs, but Wachovia, BBT, Chase, PNC and all the regional banks will notarize a document for free if you have an account there.

That being said - if you have a document that is "funny looking" and goes against the notaries better judgment i.e. "will you notarize this check to a Nigerian deposed prince for me" or you go to Wachovia and ask them to notarize a loan document from BB and T, they might politely decline. Other than that, they should notarize the damn thing for free.



Edited 1 time(s). Last edit at 01/05/2010 12:48PM by Radiophile.

In VA most notaries are only witnessing a signature - not the document itself or the validity of the document. All I cared about when notarizing was that the person signing matched the ID and the name that went with the signature was the same.

Places like Parcel Plus and Mail Boxes Etc/UPS store often do notaries. Occasionally Grocery stores or pharmacies do also.

Radiophile Wrote:
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> That being said - if you have a document that is
> "funny looking" and goes against the notaries
> better judgment i.e. "will you notarize this check
> to a Nigerian deposed prince for me" or you go to
> Wachovia and ask them to notarize a loan document
> from BB and T, they might politely decline. Other
> than that, they should notarize the damn thing for
> free.

I've had one person decline on account of their religion. They wouldn't sign it, lucky another person in the bank could.

You can infer what was being signed by my name. :)

fourleaf Wrote:
-------------------------------------------------------
> In VA most notaries are only witnessing a
> signature - not the document itself or the
> validity of the document. All I cared about when
> notarizing was that the person signing matched the
> ID and the name that went with the signature was
> the same.
>
> Places like Parcel Plus and Mail Boxes Etc/UPS
> store often do notaries. Occasionally Grocery
> stores or pharmacies do also.


Not exactly true. Since a few banks have been sued for "simply notarizing a signature" I know Wachovia asks their notaries to ask at least a basic question about the document before notarizing. I also went to BBT to have a 401(K) form notarized and the notary used it as a selling opportunity to try to get me to use their retirement services.