Fairfax County General :
Fairfax Underground
Welcome to Fairfax Underground, a project site designed to improve communication among residents of Fairfax County, VA. Feel free to post anything Northern Virginia residents would find interesting.
Welcome to Fairfax Underground, a project site designed to improve communication among residents of Fairfax County, VA. Feel free to post anything Northern Virginia residents would find interesting.
Insurance claims for wind damage?
Posted by:
Home owner
()
Date: March 03, 2018 07:12AM
My roof is 12 years old and lost a bunch of shingles. A part of my fence blew over too. Can I get homeowners insurance to fix these?
Re: Insurance claims for wind damage?
Posted by:
insurance puppy
()
Date: March 03, 2018 07:41AM
Home owner Wrote:
-------------------------------------------------------
> My roof is 12 years old and lost a bunch of
> shingles. A part of my fence blew over too. Can I
> get homeowners insurance to fix these?
Fix the fence yourself and hire an illegal to replace those shingles. Total cost,, about 600 bucks. Your deductible is at least $1000. Pay out of pocket.
-------------------------------------------------------
> My roof is 12 years old and lost a bunch of
> shingles. A part of my fence blew over too. Can I
> get homeowners insurance to fix these?
Fix the fence yourself and hire an illegal to replace those shingles. Total cost,, about 600 bucks. Your deductible is at least $1000. Pay out of pocket.
Re: Insurance claims for wind damage?
Posted by:
yrteueudhhg
()
Date: March 03, 2018 08:19AM
Home owner Wrote:
-------------------------------------------------------
> My roof is 12 years old and lost a bunch of
> shingles. A part of my fence blew over too. Can I
> get homeowners insurance to fix these?
Yes.
-------------------------------------------------------
> My roof is 12 years old and lost a bunch of
> shingles. A part of my fence blew over too. Can I
> get homeowners insurance to fix these?
Yes.
Re: Insurance claims for wind damage?
Posted by:
Meat Puppet
()
Date: March 03, 2018 10:29AM
Roof yes, fence no. Read your EXCLUSIONS section.
Re: Insurance claims for wind damage?
Posted by:
You get what you pay for
()
Date: March 03, 2018 10:49AM
Damages may or may not be covered. It obviously depends on the quality of your company and policy.
Stranded Kid says: "My Dad says our insurance doesn't have that."
Unless you've done a good job of planning in advance, you could easily be in the same boat.
Stranded Kid says: "My Dad says our insurance doesn't have that."
Unless you've done a good job of planning in advance, you could easily be in the same boat.
Re: Insurance claims for wind damage?
Posted by:
KaBooooom
()
Date: March 03, 2018 11:02AM
You get what you pay for Wrote:
-------------------------------------------------------
> Damages may or may not be covered. It obviously
> depends on the quality of your company and policy.
>
>
> Stranded Kid says: "My Dad says our insurance
> doesn't have that."
>
> Unless you've done a good job of planning in
> advance, you could easily be in the same boat.
If you bought a homeowners policy that doesn't cover wind damage, you are a jackass.
-------------------------------------------------------
> Damages may or may not be covered. It obviously
> depends on the quality of your company and policy.
>
>
> Stranded Kid says: "My Dad says our insurance
> doesn't have that."
>
> Unless you've done a good job of planning in
> advance, you could easily be in the same boat.
If you bought a homeowners policy that doesn't cover wind damage, you are a jackass.
Re: Insurance claims for wind damage?
Posted by:
Makes no sense
()
Date: March 03, 2018 11:26AM
Downscale douchebags will regularly look for a great rate instead of great coverage at reasonable cost. It's all part of being stupid.
Re: Insurance claims for wind damage?
Posted by:
Oh, I see
()
Date: March 03, 2018 01:38PM
insurance puppy Wrote:
-------------------------------------------------------
> Home owner Wrote:
> --------------------------------------------------
> -----
> > My roof is 12 years old and lost a bunch of
> > shingles. A part of my fence blew over too. Can
> I
> > get homeowners insurance to fix these?
>
>
> Fix the fence yourself and hire an illegal to
> replace those shingles. Total cost,, about 600
> bucks. Your deductible is at least $1000. Pay out
> of pocket.
You fuckers have the same equation. Hire an illegal for cheap labor.
So shut the fuck up about a wall! Lazy cheap SOB's.
-------------------------------------------------------
> Home owner Wrote:
> --------------------------------------------------
> -----
> > My roof is 12 years old and lost a bunch of
> > shingles. A part of my fence blew over too. Can
> I
> > get homeowners insurance to fix these?
>
>
> Fix the fence yourself and hire an illegal to
> replace those shingles. Total cost,, about 600
> bucks. Your deductible is at least $1000. Pay out
> of pocket.
You fuckers have the same equation. Hire an illegal for cheap labor.
So shut the fuck up about a wall! Lazy cheap SOB's.
Re: Insurance claims for wind damage?
Posted by:
Hmmm...
()
Date: March 03, 2018 01:47PM
You can't tell who's legal and not. You CAN tell who does quality work at reasonable prices. Well maybe YOU can't...
Re: Insurance claims for wind damage?
Posted by:
Home owner
()
Date: March 03, 2018 02:32PM
insurance puppy Wrote:
-------------------------------------------------------
> Home owner Wrote:
> --------------------------------------------------
> -----
> > My roof is 12 years old and lost a bunch of
> > shingles. A part of my fence blew over too. Can
> I
> > get homeowners insurance to fix these?
>
>
> Fix the fence yourself and hire an illegal to
> replace those shingles. Total cost,, about 600
> bucks. Your deductible is at least $1000. Pay out
> of pocket.
Deductible is $500.
-------------------------------------------------------
> Home owner Wrote:
> --------------------------------------------------
> -----
> > My roof is 12 years old and lost a bunch of
> > shingles. A part of my fence blew over too. Can
> I
> > get homeowners insurance to fix these?
>
>
> Fix the fence yourself and hire an illegal to
> replace those shingles. Total cost,, about 600
> bucks. Your deductible is at least $1000. Pay out
> of pocket.
Deductible is $500.
Re: Insurance claims for wind damage?
Posted by:
Yehdueiyidhg
()
Date: March 03, 2018 03:00PM
Read your policy.
Re: Insurance claims for wind damage?
Posted by:
en3nw
()
Date: March 03, 2018 07:50PM
Home owner Wrote:
-------------------------------------------------------
> My roof is 12 years old and lost a bunch of
> shingles. A part of my fence blew over too. Can I
> get homeowners insurance to fix these?
NO. BECAUSE they were not installed by licensed professionals and you have a tree over your house rotting the shingles, and you never hire anyone to clear the branches off the roof. It's normal wear and tear.
-------------------------------------------------------
> My roof is 12 years old and lost a bunch of
> shingles. A part of my fence blew over too. Can I
> get homeowners insurance to fix these?
NO. BECAUSE they were not installed by licensed professionals and you have a tree over your house rotting the shingles, and you never hire anyone to clear the branches off the roof. It's normal wear and tear.
Re: Insurance claims for wind damage?
Posted by:
Home owner
()
Date: March 04, 2018 09:15AM
en3nw Wrote:
-------------------------------------------------------
> Home owner Wrote:
> --------------------------------------------------
> -----
> > My roof is 12 years old and lost a bunch of
> > shingles. A part of my fence blew over too. Can
> I
> > get homeowners insurance to fix these?
>
>
> NO. BECAUSE they were not installed by licensed
> professionals and you have a tree over your house
> rotting the shingles, and you never hire anyone to
> clear the branches off the roof. It's normal wear
> and tear.
No trees. We don't live in a poor area.
-------------------------------------------------------
> Home owner Wrote:
> --------------------------------------------------
> -----
> > My roof is 12 years old and lost a bunch of
> > shingles. A part of my fence blew over too. Can
> I
> > get homeowners insurance to fix these?
>
>
> NO. BECAUSE they were not installed by licensed
> professionals and you have a tree over your house
> rotting the shingles, and you never hire anyone to
> clear the branches off the roof. It's normal wear
> and tear.
No trees. We don't live in a poor area.
Re: Insurance claims for wind damage?
Posted by:
f4emv
()
Date: March 04, 2018 11:38AM
FUCKING SPICS
a neighbor spic next door (a few year ago) after a storm had their siding TOTALLY REPLACED by illegal aliens. THE HOME WAS ONLY A FEW YEARS OLD and I can tell you there was NO SIDING DAMAGE AT ALL.
fucking spics
a neighbor spic next door (a few year ago) after a storm had their siding TOTALLY REPLACED by illegal aliens. THE HOME WAS ONLY A FEW YEARS OLD and I can tell you there was NO SIDING DAMAGE AT ALL.
fucking spics
Re: Insurance claims for wind damage?
Posted by:
The Tree of Life
()
Date: March 04, 2018 03:22PM
Home owner Wrote:
-------------------------------------------------------
> en3nw Wrote:
> --------------------------------------------------
> -----
> > Home owner Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > My roof is 12 years old and lost a bunch of
> > > shingles. A part of my fence blew over too.
> Can
> > I
> > > get homeowners insurance to fix these?
> >
> >
> > NO. BECAUSE they were not installed by
> licensed
> > professionals and you have a tree over your
> house
> > rotting the shingles, and you never hire anyone
> to
> > clear the branches off the roof. It's normal
> wear
> > and tear.
>
> No trees. We don't live in a poor area.
And yet, you post like an illiterate cellar dweller.
-------------------------------------------------------
> en3nw Wrote:
> --------------------------------------------------
> -----
> > Home owner Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > My roof is 12 years old and lost a bunch of
> > > shingles. A part of my fence blew over too.
> Can
> > I
> > > get homeowners insurance to fix these?
> >
> >
> > NO. BECAUSE they were not installed by
> licensed
> > professionals and you have a tree over your
> house
> > rotting the shingles, and you never hire anyone
> to
> > clear the branches off the roof. It's normal
> wear
> > and tear.
>
> No trees. We don't live in a poor area.
And yet, you post like an illiterate cellar dweller.
Re: Insurance claims for wind damage?
Posted by:
Logic that isn't
()
Date: March 04, 2018 05:08PM
Home owner Wrote:
-------------------------------------------------------
>
> No trees. We don't live in a poor area.
How do you figure. Lack of trees in a single family residential neighborhood is ore likely a sign the neighborhood is newly developed than rich.
-------------------------------------------------------
>
> No trees. We don't live in a poor area.
How do you figure. Lack of trees in a single family residential neighborhood is ore likely a sign the neighborhood is newly developed than rich.
Re: Insurance claims for wind damage?
Posted by:
Termight
()
Date: March 04, 2018 07:16PM
^^^^
Correct
Correct
Re: Insurance claims for wind damage?
Posted by:
Retards Abound
()
Date: March 04, 2018 07:18PM
Coming to this forum looking for advise on your homeowners policy proves how much of an idiot you are.
Re: Insurance claims for wind damage?
Posted by:
Plus one
()
Date: March 04, 2018 07:59PM
Retards Abound Wrote:
-------------------------------------------------------
> Coming to this forum looking for advise on your
> homeowners policy proves how much of an idiot you
> are.
Thx for the laugh.
-------------------------------------------------------
> Coming to this forum looking for advise on your
> homeowners policy proves how much of an idiot you
> are.
Thx for the laugh.
Re: Insurance claims for wind damage?
Posted by:
CSR
()
Date: March 05, 2018 02:55AM
No, sorry, Sir!
"A Zombie Apocalypse ?!?!?"
But you'd be covered!
:)
"A Zombie Apocalypse ?!?!?"
But you'd be covered!
:)
Re: Insurance claims for wind damage?
Posted by:
Poor is just state of mind
()
Date: March 05, 2018 06:50AM
Home owner Wrote:
-------------------------------------------------------
> en3nw Wrote:
> --------------------------------------------------
> -----
> > Home owner Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > My roof is 12 years old and lost a bunch of
> > > shingles. A part of my fence blew over too.
> Can
> > I
> > > get homeowners insurance to fix these?
> >
> >
> > NO. BECAUSE they were not installed by
> licensed
> > professionals and you have a tree over your
> house
> > rotting the shingles, and you never hire anyone
> to
> > clear the branches off the roof. It's normal
> wear
> > and tear.
>
> No trees. We don't live in a poor area.
No trees
Attachments:
-------------------------------------------------------
> en3nw Wrote:
> --------------------------------------------------
> -----
> > Home owner Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > My roof is 12 years old and lost a bunch of
> > > shingles. A part of my fence blew over too.
> Can
> > I
> > > get homeowners insurance to fix these?
> >
> >
> > NO. BECAUSE they were not installed by
> licensed
> > professionals and you have a tree over your
> house
> > rotting the shingles, and you never hire anyone
> to
> > clear the branches off the roof. It's normal
> wear
> > and tear.
>
> No trees. We don't live in a poor area.
No trees
Attachments:
Re: Insurance claims for wind damage?
Posted by:
Proper upkeep
()
Date: March 05, 2018 08:17AM
en3nw Wrote:
-------------------------------------------------------
> NO. BECAUSE they were not installed by licensed
> professionals and you have a tree over your house
> rotting the shingles, and you never hire anyone to
> clear the branches off the roof. It's normal wear
> and tear.
As many people who live in upscale areas graced by the shade and beauty of mature trees will already know, trees over particularly north-facing roofs can contribute to problems with moss and lichen growth that can weaken shingles and allow them to be blown off in even moderate winds. The solution of course is to have any moss buildup shampooed away by a licensed contractor. This should be done about every ten years or halfway through the expected lifespan of the roof.
-------------------------------------------------------
> NO. BECAUSE they were not installed by licensed
> professionals and you have a tree over your house
> rotting the shingles, and you never hire anyone to
> clear the branches off the roof. It's normal wear
> and tear.
As many people who live in upscale areas graced by the shade and beauty of mature trees will already know, trees over particularly north-facing roofs can contribute to problems with moss and lichen growth that can weaken shingles and allow them to be blown off in even moderate winds. The solution of course is to have any moss buildup shampooed away by a licensed contractor. This should be done about every ten years or halfway through the expected lifespan of the roof.
Re: Insurance claims for wind damage?
Posted by:
JamieJackson
()
Date: March 24, 2018 04:01AM
It is good if you have a homeowners insurance policy, as it will really help in getting over the disaster and accidental damage. The terms and conditions of all insurance policies vary depending on the coverage. Generally the policy covers the property damage like the roof and flooring. You can get more information from insurance agents who help in claim settlement and provide the best insurance solutions.
Re: Insurance claims for wind damage?
Posted by:
Home owner
()
Date: March 24, 2018 07:50AM
Logic that isn't Wrote:
-------------------------------------------------------
> Home owner Wrote:
> --------------------------------------------------
> -----
> >
> > No trees. We don't live in a poor area.
>
>
> How do you figure. Lack of trees in a single
> family residential neighborhood is ore likely a
> sign the neighborhood is newly developed than
> rich.
When we bought the 5 acre lot we had the trees cleared away from the house because we're not idiots or poor people that live in old neighborhoods. We ended up getting a new roof for $500. I hired a couple illegals from Home Depot to do the fence.
-------------------------------------------------------
> Home owner Wrote:
> --------------------------------------------------
> -----
> >
> > No trees. We don't live in a poor area.
>
>
> How do you figure. Lack of trees in a single
> family residential neighborhood is ore likely a
> sign the neighborhood is newly developed than
> rich.
When we bought the 5 acre lot we had the trees cleared away from the house because we're not idiots or poor people that live in old neighborhoods. We ended up getting a new roof for $500. I hired a couple illegals from Home Depot to do the fence.
Re: Insurance claims for wind damage?
Posted by:
Big bad wolf blow your houseDown
()
Date: March 24, 2018 08:04AM
Call your insurance company and find what options you have. If covered remember that 2 claims within a 5 year period will raise your deductible and or your monthly premiums. After that happens it's tough to get these lowered. Insurance companies all share your claims info.
Also I would rather pay a bit more for bonded and insured and no illegals. Eventually illegals will screw you over. Speak from experience.unfortunately
Also I would rather pay a bit more for bonded and insured and no illegals. Eventually illegals will screw you over. Speak from experience.unfortunately