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ObamaCare Collapsing into Financial Ruin
Posted by: -109834 ()
Date: August 07, 2016 01:04PM


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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Duh duh duh q23 ()
Date: August 07, 2016 04:39PM

-109834 Wrote:
-------------------------------------------------------
> http://beforeitsnews.com/opinion-liberal/2016/08/o
> bamacare-collapsing-into-financial-ruin-as-aetna-i
> nsurance-prepares-pull-out-after-300-million-loss-
> 2534405.html
>
>
>
> The Party's over!


This has been the plan all along, so the got will have single payer.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: 8 more years! ()
Date: August 07, 2016 05:17PM

If you liked Obama, you'll love Hillary.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Libtardz!!! LoLz!! ()
Date: August 07, 2016 05:34PM

Never saw that coming....

Libtardz!

LoLz!

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Horseshit ()
Date: August 07, 2016 06:49PM

In other news in that rag...'Tear Trop Shaped Alien Craft Encounter In Maryland'. I can't believe you people read and believe that crap.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Like CNN better? ()
Date: August 07, 2016 08:34PM

Horseshit Wrote:
-------------------------------------------------------
> In other news in that rag...'Tear Trop Shaped
> Alien Craft Encounter In Maryland'. I can't
> believe you people read and believe that crap.


http://money.cnn.com/2016/08/02/news/economy/aetna-obamacare/

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: dr. koop ()
Date: August 07, 2016 09:31PM

Like CNN better? Wrote:
-------------------------------------------------------
> Horseshit Wrote:
> --------------------------------------------------
> -----
> > In other news in that rag...'Tear Trop Shaped
> > Alien Craft Encounter In Maryland'. I can't
> > believe you people read and believe that crap.
>
>
> http://money.cnn.com/2016/08/02/news/economy/aetna
> -obamacare/

"Aetna is reconsidering its participation in Obamacare" =/= "ObamaCare Collapsing into Financial Ruin." This is a bargaining ploy.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: BEUcJ ()
Date: August 07, 2016 09:39PM

Informative link. Too bad it's just unintended consequences and no one could have known. Oh, except all the people screaming about it at town halls before it was passed with only dem support and only with extortion by Harry Reid. Here's a quote from the link above, note implosion is after the election:

UnitedHealthcare (UNH), the nation's largest insurer, is exiting most Obamacare exchanges in 2017. Humana announced last month that it was pulling out of nearly 1,200 counties in eight states next year. Afterward, it will only be selling insurance on the exchanges in 156 counties in 11 states. Others, including several Blue Cross Blue Shield companies, are also scaling back.
And more than half of the co-op insurers, created and funded by the health reform law, have failed. This means consumers in a growing number of areas have only one or two insurers to pick from.
To cover these sicker patients, many insurers are requesting big premium hikes for 2017, some in the high double digit percentages.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: DdMtD ()
Date: August 07, 2016 09:44PM

http://www.cnn.com/2016/05/12/politics/obamacare-court-challenge-republicans/index.html

lawyer for the House, said the ruling shows that the President's signature health care law "violated the Constitution in committing billions of dollars from the United States Treasury without the approval of Congress."

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: jxh7n ()
Date: August 07, 2016 10:15PM

http://www.cnbc.com/2016/05/18/health-insurer-highmark-sues-us-over-obamacare-payments.html

Highmark sues government over $232M in payments
Thursday, 19 May 2016 | 7:18 AM ET|00:29

A big player in Obamacare insurance markets is tired of waiting for a big pot of money it says the federal government owes, and now it's taking its case to court.

Highmark is suing the government demanding payment of almost $223 million, the full amount to which the health insurer says it is legally entitled for 2014 under an Obamacare program designed to limit the business risk of selling plans.

Highmark's suit, filed in the U.S. Court of Federal Claims in Washington, effectively rejects the government's position, announced last year, that it would pay Obamacare insurers only 12.6 percent of what they were claiming under the health-care law's "risk-corridor" program.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: just payin ()
Date: August 08, 2016 01:54AM

So let's assume that this is a right wing conspiracy ploy to bargain for better rates and discredit the middle class lovin democrats and the working family champion of all time the fabulous president Obama. Here's my experience with Obama care. My rates have doubled in 4 years. My deductible has quadrupled in 4 years. I now have to deal with a phone call center to get my prescriptions, and between the post office stealing them and the idiot's on the other end, I'm ready to start buying outside the system. I've been informed by my insurance company that my rates will go up as much as 20 percent in January, and any assistance from the Obama care will be counted as income, and I will have to pay taxes on it. Two of my long time doctors have quit because of all the bullshit paperwork and medical oversight that effectively has the government in the examination room with me an my doctor. So after just 4 years of this fabulous new healthcare, I am on the verge of a monthly payment that will exceed my mortgage payments, prescriptions that have become a part time job for me, and loss of some fine doctor's that I now have to replace. I'd tell you to shove your bullshit accusations that Obama care is working fine, but finding a competent proctollagest you could afford under this system is something I would wish on anyone. Keep the faith baby, and prey you stay healthy. Oh I'm sorry, your not allowed to do that either. I guess you are fucked.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: FUCK YOU OBAMA ()
Date: August 08, 2016 03:00AM

FUCK OBAMA, THAT LYING PIECE OF SHIT.

FUCK ALL YOU DEMOCRATS WHO VOTED FOR THIS BULLSHIT.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: A Deal with the Devil ()
Date: August 08, 2016 05:16AM

just payin Wrote:
-------------------------------------------------------
> So let's assume that this is a right wing
> conspiracy ploy to bargain for better rates and
> discredit the middle class lovin democrats and the
> working family champion of all time the fabulous
> president Obama. Here's my experience with Obama
> care. My rates have doubled in 4 years. My
> deductible has quadrupled in 4 years. I now have
> to deal with a phone call center to get my
> prescriptions, and between the post office
> stealing them and the idiot's on the other end,
> I'm ready to start buying outside the system. I've
> been informed by my insurance company that my
> rates will go up as much as 20 percent in January,
> and any assistance from the Obama care will be
> counted as income, and I will have to pay taxes on
> it. Two of my long time doctors have quit because
> of all the bullshit paperwork and medical
> oversight that effectively has the government in
> the examination room with me an my doctor. So
> after just 4 years of this fabulous new
> healthcare, I am on the verge of a monthly payment
> that will exceed my mortgage payments,
> prescriptions that have become a part time job for
> me, and loss of some fine doctor's that I now have
> to replace. I'd tell you to shove your bullshit
> accusations that Obama care is working fine, but
> finding a competent proctollagest you could afford
> under this system is something I would wish on
> anyone. Keep the faith baby, and prey you stay
> healthy. Oh I'm sorry, your not allowed to do that
> either. I guess you are fucked.

But everyone is "covered", just like they promised. Ha ha ha!

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Re-elect me my insurance is grea ()
Date: August 08, 2016 09:48AM

You peasants can fend for yourselves.

-Tim Kaine

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: JustAxing ()
Date: August 08, 2016 06:11PM

Amazing. You would think the guy who never did so much as run a lemonade stand would be able to completely redesign the greatest health care system on the planet with no problems.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: MHhjd ()
Date: August 08, 2016 10:50PM

My family has had the delightful experience of: losing our doctor (I'm certain because it was a very low tech office that couldn't comply), and losing our plan because it was a 90/10 plan that would require the employer to pay something like 40 pct excise tax (I under-use my benefits BTW and pay higher rates because I want insurance, not healthcare), and paying significantly higher rates. No wonder its OK with some that it be called obamacare instead of affordable healthcare.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: PRICKS ()
Date: August 09, 2016 01:39AM

Have you noticed that the only people who defend the Unaffordable Care Act are those who are on the government dole?

They don't give a shit about those who have to buy an individual plan. They don't even know what that means.

Assholes.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Jayman ()
Date: August 09, 2016 12:20PM

Gerry? Gerry?

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Rasmus170 ()
Date: August 09, 2016 12:54PM

Dems got us all Grubered

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Rockstar ()
Date: August 09, 2016 02:35PM

Had they passed single payer to begin with, none of this would be a problem. It's war out there, folks. You're going to pay either way, either with insurance, or taxes paying more for urgent care for the uninsured. It just makes more sense to give full insurance coverage, including preventive care, than to have poor people wait until its an emergency and cost us thousands. health care shouldn't be only for folks with money.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Pitchfork Pete ()
Date: August 09, 2016 02:42PM

Gruber and ofucknut should be eviscerated with a pitchfork! Then they should be forced to use the ACA to put their Humpty Dumpty asses back together again!

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Bill.N. ()
Date: August 09, 2016 02:55PM

The pre-Obamacare worked OK if you were young and healthy, if you worked for a large employer who could afford to continue picking up the cost of your insurance or for most seniors on Medicare. Otherwise you were screwed. Obamacare failed to fix many of the problems, but for a few years it did make things better for most of those being screwed by the prior (lack of) system.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: just paying ()
Date: August 09, 2016 08:40PM

I totally agree that the system needed to be more accessible for more people. It should have started with torte reform. If a doctor commits malpractice, punish the doctor, not the system. Make every pay into the system that can afford it like we do with auto insurance. I know so many peoplet hat used the emergency room as their healthcare. Put congress on the SAME system as us. These are just a few of the things that could have been done. And no, under Obama care, they go after issues of control of the system, not control of the underlying cause of increased cost. In fact, they increase the cost of health care in many ways without improving the quality in many insurances. If your car insurance tripled and your deductible went to $2000 would you still use it? Or would you pay the $400 no insurance fee and take your chances? The democrats had a real opportunity to fix this and come out looking good. Instead, they choose to punish the middle class and reward those who are getting rich off the new system, or give it away to those who will never pay a dollar to the system that now gives them equal and unlimited free health care. As for me, I'll probably have to opt out next year because the cost no longer justify's the service.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: MM6FC ()
Date: August 09, 2016 10:30PM

A big problem is that we fail to differentiate between health care and insurance. All people need health care. People with assets need insurance.

Lib's want to treat this as they do everything: let me declare utopia and say whoever has funds must pay for my idea, and I deny that there is scarcity, and whatever bad happens I'll call "unintended consequences" (no matter how many people predicted those very consequences - which is, BTW, why we have Trump now, who resonated when he said we have to quit putting stupid people in charge - and just to be clear, I'm voting Johnson for obvious reasons).

It's a complicated problem made more complex by denying individual choice, removing decision making from the docs and patients, fixing prices. Excellent docs should make excellent salaries, but instead hospital admins and those with no personal risk and no added value walk with the cash.

Central planning is not effective.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Bill.N. ()
Date: August 09, 2016 10:49PM

MM6FC Wrote:
-------------------------------------------------------
> All people need health care. People with assets need
> insurance.

Medical insurance may not be necessary for the PATIENT without assets, but it is critical for the HEALTH CARE PROVIDER who has to provide services to that patient. For better or worse we have built a system of providing health care around the concept of a third party paying for that care. Where that third party payment arrangement does not exist the likelihood of the health care provider being paid goes way down. Where you have a large number of people lacking those third party payment arrangements the ability of health care providers to stay in business becomes challenged.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: TuMdv ()
Date: August 09, 2016 11:43PM

Well obviously for worse. Third parties paying make the point: no skin in the game. In my early life, health insurance was called "hospitalization". It was not intended for every sniffle and sneeze. People and their docs managed, But now third parties will pay for services not needed, and deny those the patient and doc agree are sensible. Dysfunction and opiates abound. Not a health care focus - that is only possible by mutual agreement between patient and doc.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Bill is an ass ()
Date: August 10, 2016 03:01AM

Bill.N. Wrote:
-------------------------------------------------------
> The pre-Obamacare worked OK if you were young and
> healthy, if you worked for a large employer who
> could afford to continue picking up the cost of
> your insurance or for most seniors on Medicare.

> Otherwise you were screwed.

False.

Buying an individual plan was always more expensive than getting coverage through an employer, or the federal government, like you, Bill.

But, now, because of you, Bill, who voted for an asshole, buying an individual plan has become economically impossible. And, most of the decent plans are being dumped.

Obama said "fuck you" to individuals who had tailored health plans which allowed them to visit doctors of their choice.

PPO's have become non-existent for the individual. Only shitty HMO's are available. (plans that most companies dumped 30 years ago because they are.... SHITTY)

You can't even buy a catastrophic plan today because those plans don't provide for all the bullshit Obamacare requires.

Obamacare failed to
> fix many of the problems, but for a few years it
> did make things better for most of those being
> screwed by the prior (lack of) system.

What a crock of shit. Fuck you, Bill, you Obama cock-sucking arrogant gay piece of shit.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Ricky Roblez ()
Date: August 10, 2016 11:47PM

this is healthcare at its best
Attachments:
WSH Lax Scholar.jpg

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Mr Midas ()
Date: August 11, 2016 07:24AM

Everything obammy touches turns to dust.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: n7vHM ()
Date: August 11, 2016 09:58PM

I see someone has posted a pornographic image in an attempt to distract us from the truth and facts of this topic. And, as what one might describe as a "little old lady", I must say, it is distracting!!!

However, I implore everyone to consider the facts seriously. This is your country, and decisions you make will affect not only you, but future generations. So enjoy or ignore the porn, but please research and consider your decision before you vote.

Liberty is no joke.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: True the Vote! ()
Date: August 11, 2016 10:14PM

Nice shot, He's right, Focus Real Americans.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Obozo-the KFC nigger ()
Date: August 11, 2016 11:18PM

,
Attachments:
1470889802195.png

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Bills Legacy ()
Date: August 11, 2016 11:48PM

Bill Is a overpaid FCPS teacher, "Educated" ..and a lib hack and shill, Your right he did vote for an ass and he will do it over and over and over fucking his issue forever. They will be the ones to reap what Bill and His kind have sown.

"My grand pa was a asshole".. "He's one of the ones who did this to us.." "The bastard ..have you pissed on his grave yet" .."I will soon.".

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Bill.N. ()
Date: August 12, 2016 08:23AM

Bill.N. is an ass, but what pisses you off is on this I am also correct. I am not a fan of Obamacare. I only see it as an improvement on what was there before.

And I do not understand why you cannot find a PPO. The plan we chose for our company is a PPO, and last time I checked that same plan was available on the exchange.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: The right fails at everything ()
Date: August 12, 2016 08:52AM

JustAxing Wrote:
-------------------------------------------------------
> Amazing. You would think the guy who never did so
> much as run a lemonade stand would be able to
> completely redesign the greatest health care
> system on the planet with no problems.

You'd think that even the world's biggest asshole would understand that PPACA was actually written by Congress and a consortium of health care stakeholders. Like Social Security and Medicare, the system will be updated and modified on a regular basis going forward as conditions may warrant. This is how the real world works.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: TFnjK ()
Date: August 12, 2016 09:01AM

PRICKS Wrote:
-------------------------------------------------------
> Have you noticed that the only people who defend
> the Unaffordable Care Act are those who are on the
> government dole? They don't give a shit about those
> who have to buy an individual plan. They don't even
> know what that means. Assholes.

Heads up, fuckwad. The individual market is a tiny sliver of the pie, and you stupid shits were being raped with your no-coverage coverage before your substandard plans were all shut down. The rest of us are picking up the tab for what you no-accounts can't afford to pay for, so don't come crying to us. We're giving you subsidies. We're letting get away with a small penalty instead of a plan, and STILL you fuckers whine. What a sorry-ass bunch of worthless LOSERS!!!

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: The right fails at everything ()
Date: August 12, 2016 09:06AM

n7vHM Wrote:
-------------------------------------------------------
> Liberty is no joke.

It is when right-wingers use the term. These clowns don't know what the hell that word means.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Troo the Voat! ()
Date: August 12, 2016 09:08AM

True the Vote! Wrote:
-------------------------------------------------------
> Nice shot, He's right, Focus Real Americans.

Still the dumbest fucking poster on the internets. Real Americans simply laugh at you!

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Ems86 ()
Date: August 12, 2016 09:10AM

The right fails at everything Wrote:
-------------------------------------------------------
> JustAxing Wrote:
> --------------------------------------------------
> -----
> > Amazing. You would think the guy who never did
> so
> > much as run a lemonade stand would be able to
> > completely redesign the greatest health care
> > system on the planet with no problems.
>
> You'd think that even the world's biggest asshole
> would understand that PPACA was actually written
> by Congress and a consortium of health care
> stakeholders. Like Social Security and Medicare,
> the system will be updated and modified on a
> regular basis going forward as conditions may
> warrant. This is how the real world works.

In the real world...Like Social Security and Medicare..which are going under in less than twenty years, and no politician dares to talk about serious entitlement reform. You mean THAT real world??? Get real.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: The right fails at everything ()
Date: August 12, 2016 09:15AM

Bill.N. Wrote:
-------------------------------------------------------
> And I do not understand why you cannot find a PPO.
> The plan we chose for our company is a PPO, and
> last time I checked that same plan was available
> on the exchange.

Stop talking facts. The right-wing cannot process facts. They deal in silly myth and superstition. They are driven by ignorant fears and emotions. Intellect and rational analysis have no place in their world at all.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: The right fails at everything ()
Date: August 12, 2016 09:20AM

Ems86 Wrote:
-------------------------------------------------------
> In the real world...Like Social Security and
> Medicare..which are going under in less than
> twenty years, and no politician dares to talk
> about serious entitlement reform. You mean THAT
> real world??? Get real.

Wow, they really sucked YOUR brains out, didn't they! SS and Medicare are going nowhere. They are presently sitting on a surplus of some $3 trillion. But I'm sure you can explain to us how these are really just "Ponzi schemes". LOL at the sorry state of your foolish ignorance!

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Jacob Lew ()
Date: August 12, 2016 01:07PM

The right fails at everything Wrote:
-------------------------------------------------------
> Ems86 Wrote:
> --------------------------------------------------
> -----
> > In the real world...Like Social Security and
> > Medicare..which are going under in less than
> > twenty years, and no politician dares to talk
> > about serious entitlement reform. You mean
> THAT
> > real world??? Get real.
>
> Wow, they really sucked YOUR brains out, didn't
> they! SS and Medicare are going nowhere. They
> are presently sitting on a surplus of some $3
> trillion. But I'm sure you can explain to us how
> these are really just "Ponzi schemes". LOL at the
> sorry state of your foolish ignorance!


No, SS definitely is not sitting on any 'surplus.' They have on-paper reserves held against anticipated future obligations. Which are insufficient to cover those obligations. If you want to look at the disability side then it's much worse.

Read the trustee's report.

Quote

Under current law, the projected cost of Social Security increases faster than
projected income through 2038 primarily because the ratio of workers paying
taxes to beneficiaries receiving benefits will decline as the baby-boom
generation ages and is replaced at working ages with subsequent lower birthrate
generations. While the effects of the aging baby boom and subsequent
lower birth rates will have stabilized after 2038, annual cost will continue to
grow faster than income, but to a lesser degree, reflecting continuing
increases in life expectancy. Based on the Trustees’ intermediate assumptions,
Social Security’s total income exceeds its total cost in 2016, and surpluses
continue through 2019. However, cost exceeds non-interest income
for 2016, as it has since 2010, and remains higher than non-interest income
throughout the remainder of the 75-year projection period.

The OASI Trust Fund and DI Trust Fund are projected to have sufficient
reserves to pay full benefits on time until 2035 and 2023, respectively. Legislative
action will be needed soon to prevent depletion of the DI Trust Fund
reserves in the third quarter of 2023, at which time continuing income to the
DI Trust Fund would be sufficient to pay 89 percent of DI benefits.

Social Security’s combined trust funds increase with the help of interest
income through 2019 and allow full payment of scheduled benefits on a
timely basis until the trust fund asset reserves become depleted in 2034. (Full
payment of benefits implicitly assumes that the law will have been changed
to permit the transfer of funds between OASI and DI as needed.) At that
time, projected continuing income to the combined trust funds equals about
79 percent of the program cost. By 2090, continuing income equals about
74 percent of the program cost.

https://www.ssa.gov/oact/tr/2016/tr2016.pdf


Similar circumstances for Medicare.

https://www.cms.gov/Research-Statistics-Data-and-Systems/Statistics-Trends-and-Reports/ReportsTrustFunds/Downloads/TR2016.pdf

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: MhxH4 ()
Date: August 12, 2016 10:30PM

http://www.pbs.org/newshour/rundown/unexpected-cost-could-complicate-further-medicaid-expansion/

In a recent report to Congress, the Centers for Medicare and Medicaid Services said the cost of expansion was $6,366 per person for 2015, about 49 percent higher than previously estimated.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Nu4Nh ()
Date: August 13, 2016 09:08AM

http://www.weeklystandard.com/cbo-misses-its-obamacare-projection-by-24-million-people/article/2001732


In other words, it would appear that a net 9 million people have lost their private health plans, thanks to Obamacare—with a net 5 million people having lost employer-based plans and a net 4 million people having lost individually purchased plans.

None of this is to say that fewer people have "coverage" under Obamacare—it's just not private coverage. In 2013, the CBO projected that 34 million people would be on Medicaid or CHIP (the Children's Health Insurance Program) in 2016. The CBO now says that 68 million people will be on Medicaid or CHIP in 2016—double its earlier estimate. It turns out that Obamacare is pretty much a giant Medicaid expansion.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: NPcvH ()
Date: August 13, 2016 10:53AM

To the person who said SS is sitting on 3 trillion and mocked those that call it a ponzi scheme:

If I have $10 and my husband spends it, promising to pay me back, do I have $10 to spend? No.

If I take $10 a month from you, and promise to pay you lots of benefits in the future, but spend your money on something else, and my ability to pay you promised benefits depends on continuing to bring in more people that I make promises to (which is dependent on more people ...etc) - isn't that a classic ponzi scheme?

http://useconomy.about.com/od/monetarypolicy/f/Who-Owns-US-National-Debt.htm

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: idiots abound ()
Date: August 13, 2016 05:07PM

If I ran my company like the government runs ss and health care, I'd be in jail. Point 1. I have to offer the same healthcare to all employees equally, owner, executive, new hire, doesn't matter. Yet congress and the executive office(Whitehouse), the bodies that passed this fiasco, has a different system that is substantially different and much more lucrative than our plan. Point 2. If I treated my company retirement acounts like a bank with premises to pay back money that I used for operating expenses, again, I would be serving time a a federal facility. The list goes on and on. If I ever see a dime of social security, I be surprised. And now they are on the verge of leaving me without reasonable options for health care that I'm likely to be loosing in the near future, while paying for the same healthcare for those who don't for one reason or another work and support the system. Oh well. This system will run out of money, and none of use will have it.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Obama is an Asshole ()
Date: August 13, 2016 06:01PM

I have been a self-employed attorney for 20+ years. When my wife became a County worker, I went on with her health insurance. The costs were reasonable.

Now that Obama and the Democrats have come, my co-pay has increased 150%.

Thanks Asshole.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: jX9tt ()
Date: August 14, 2016 10:29AM

To the person who said "The rest of us are picking up the tab for what you no-accounts can't afford to pay for, so don't come crying to us. We're giving you subsidies. "

Who is giving subsidies? The insurance companies that are not being paid agreed amounts and therefore will stop participating? Or the yet unborn who will be stuck with the debt?

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: XhtYb ()
Date: August 14, 2016 11:30AM

The naivete of this defense of obama is almost heartwarming -"You'd think that even the world's biggest asshole would understand that PPACA was actually written by Congress and a consortium of health care stakeholders."

Only D's in Congress...and only with Reid strong-arming a number of them...oh yes and those trusty "stakeholders"...and then obama signed it.

And yes now we have to fix it.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: just saying ()
Date: August 14, 2016 05:11PM

The biggest problem with Obama care is that was completely a partisan effort. The republicans, right or wrong, were completely frozen out and had absolutely no input. Neither did the doctors, hospitals, hmo's, you name it. The bill wasn't even dissected through the normal legislative process to vet out obvious potential errors or issues. This is supposed to be a country that trys to represent the whole, and give in to the majority, hopefully with enough compromise to continue on with some sense of civility. Anything less pushes us towards disharmony to the point of violence. We appear to be at the threshold, if not past it at this point. The question comes to mind; how much violence and destruction will it take to put us in the frame of mind that a little compromise and respect are easier and far cheaper than the alternatives. God help us in November, for we seem to be heading for a very disgruntled group of voters no matter who wins. I strongly suspect that if Trump wins, the law enforcement agencies are going to have their hands full.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Xuec6 ()
Date: August 14, 2016 07:16PM

Right - wasn't this the one they said they'd read after they pass it? Really indignant about it, too...like it was a perfectly sensible thing to do and anyone who thought otherwise was crazy. My, my, my.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Bill.N. ()
Date: August 14, 2016 08:05PM

You do know that isn't what Pelosi said. It isn't even paraphrasing what she said.

In a 20 minute speech to the National Association of Counties Pelosi talked about Obama's agenda and what it had done to turn the country around. She then talked about the need for health care reform, which she said was part of entitlement reform. Near the end of the speech she said "But we have to pass the bill so that you can find out what is in it, away from the fog of the controversy."

Originally Pelosi was slammed, and rightly so, for implying the process was not going to be transparent. Over time some on the right have corrupted the statement into implying the legislators themselves were told they should be ignorant of the terms.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Bill.N. ()
Date: August 14, 2016 08:25PM

just saying Wrote:
-------------------------------------------------------
> The biggest problem with Obama care is that was
> completely a partisan effort. The republicans,
> right or wrong, were completely frozen out and had
> absolutely no input.

This isn't entirely true. After Obama was elected in 2008 a working group consisting of Republicans and Democrats was formed to try and devise a health care bill. During his presidential primary campaign Obama had opposed an individual mandate. As the bill was being developed experts convinced Congressional Democrats that an individual mandate was necessary for a guaranteed issue system to work. McConnell convinced Republican senators they should unanimously refuse to support a health care bill which contained such a mandate. It was at this point that it became a Democrats only process.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: name ()
Date: August 14, 2016 08:35PM

I feel like its mostly because of the way that congress dealt with it throwing it back and forth. When things move through a lot of hands its easy to screw them up.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
I'm a sassy, sarcastic teenager. I post my real views on things and I don't care what you might think. :) Have a nice day!

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: History 101 ()
Date: August 14, 2016 08:42PM

Bill.N. Wrote:
-------------------------------------------------------
> just saying Wrote:
> --------------------------------------------------
> -----
> > The biggest problem with Obama care is that was
> > completely a partisan effort. The republicans,
> > right or wrong, were completely frozen out and
> had
> > absolutely no input.
>
> This isn't entirely true. After Obama was elected
> in 2008 a working group consisting of Republicans
> and Democrats was formed to try and devise a
> health care bill. During his presidential primary
> campaign Obama had opposed an individual mandate.
> As the bill was being developed experts convinced
> Congressional Democrats that an individual mandate
> was necessary for a guaranteed issue system to
> work. McConnell convinced Republican senators
> they should unanimously refuse to support a health
> care bill which contained such a mandate. It was
> at this point that it became a Democrats only
> process.


BS. You're completely forgetting Obama, Pelosi, Reid, et. al. telling Republicans involved in that "working group" to go sit in the corner and STFU. Don't remember the meeting with Paul Ryan where they completely blew him off? Remember Obama's "Elections have consequences" proclamation to Cantor which pretty much defined the entire approach of the Dems once they had the majority? That's why we ended up with the rushed jumble of a nonsense bill that we did even by Gruber's assessment after Scott Brown unexpectedly won Kennedy's seat and they had to push the existing half-done mess though at midnight on Christmas eve to avoid any interference by Republicans.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Bill.N. ()
Date: August 15, 2016 12:18AM

Nice try. After losing the election Ryan et al show up in the House and say "OK Democrats pass the modest health care bill that our losing candidate proposed rather than trying for a broader bill aiming for universal coverage". When the Democrats responded "Are you nuts" they sat on the sidelines. You are correct on one point though. It was the election of Scott Brown that altered things.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: History 101 ()
Date: August 15, 2016 12:26AM

Bill.N. Wrote:
-------------------------------------------------------
> Nice try. After losing the election Ryan et al
> show up in the House and say "OK Democrats pass
> the modest health care bill that our losing
> candidate proposed rather than trying for a
> broader bill aiming for universal coverage". When
> the Democrats responded "Are you nuts" they sat on
> the sidelines. You are correct on one point
> though. It was the election of Scott Brown that
> altered things.


You're completely full of shit on this one Bill. Go watch the video of the meeting with Ryan. Dems were proud of shutting them out. How may stupid statments by Pelosi and Reid from the time would you like?

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: LHKku ()
Date: August 15, 2016 04:53AM

would have worked perfectly except for one thing only

gop DID NOT ACCEPT THE $$$ from the govt on purpose

that is it.


the gop is so fucking stubborn that they will allow the health care of millions fail, BECAUSE THEY DID NOT ACCEPT THE GOVT $$$, and then try to place blame somewhere else


instead the gop voted 100 time to repeal the ACA while the country suffered the consequences of them NOT ACCEPTING THE $$$ FROM THE GOVT


that is why it is failing and big insurance is demanding their money

best part is that the states that fucked it al up will elect the same gop idiots

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: 3Fm7L ()
Date: August 15, 2016 07:37AM

It didn't fail because some states didn't accept the money; they didn't accept the money because the numbers have never added up, and they thought it would fail. And states have to balance their budgets. Silly goose ... did I just get sucked in by a troll or was that a real post?

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: idiots abound ()
Date: August 16, 2016 10:17AM

Aetna just announced that they are pulling out of 8 regions, remaining in only three. Large losses, in the millions, are given as the reason for this decision. Looks like it's not just the "miniscule private payers" that are going broke under Obama care. Liberal's can make all the standard arguments, that Republicans are Trump voting, Obama hating, idiots that just have it in for Obama care due to partisan politics. The problem with this argument is that the system will have to stand or fall under its own weight. The rebuttal of their position appears to have started. Since this all came after Bush left office, and he has no connection to this program, it's going to be real interesting to see how they will blame him for the abject failure of this fiasco so appropriately called Obama care.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: YHDkh ()
Date: August 17, 2016 02:18AM

3Fm7L Wrote:
-------------------------------------------------------
> It didn't fail because some states didn't accept
> the money; they didn't accept the money because
> the numbers have never added up, and they thought
> it would fail. And states have to balance their
> budgets. Silly goose ... did I just get sucked in
> by a troll or was that a real post?


He's an idiot. Doesn't understand that Medicaid expansion is separate from the exhanges and the policies sold under them.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Obozocare ()
Date: August 17, 2016 02:37AM

,
Attachments:
a3d6f20d60d4b853e456c949ad953353.jpg

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: hovenkamp ()
Date: August 17, 2016 05:53AM

Aetna's move looks like a bargaining ploy after all.
Quote

It is very likely that we would need to leave the public exchange business entirely and plan for additional business efficiencies should our [merger] deal ultimately be blocked.
Aetna CEO Mark Bertolini to the Department of Justice, July 5

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Ne6PN ()
Date: August 17, 2016 11:15PM

The problem is "the deal". See thread "carnies of the 21st century". So Obama care set the industry up to trend toward monopolistic, too-big-to-fail companies and then wants to pine over that result occurring!?!

I call bullshit.


"In the time since we submitted our written response to DOJ and provided a courtesy copy to [the Department of Health and Human Services], we gained full visibility into our second quarter individual public exchange results, which — similar to other participants on the public exchanges — showed a significant deterioration. That deterioration, and not the DOJ challenge to our Humana transaction, is ultimately what drove us to announce the narrowing of our public exchange presence for the 2017 plan year.

"If the Humana transaction is eventually blocked, which we don't believe it will be, the underlying logic of our written response to DOJ would still apply with regard to the public exchanges where we will participate in 2017."

In the original letter from Aetna to the DOJ, Bertolini said that if the company lost the lawsuit and the deal were eventually scuttled, Aetna would drop its remaining Affordable Care Act business and leave the public exchanges entirely.

The DOJ declined to comment.

The DOJ blocked the merger between Aetna and Humana, along with the merger of fellow big-five insurers Anthem and Cigna, on the grounds that consolidating the industry would lead to lower competition and higher costs for consumers.

"They would leave much of the multitrillion health insurance industry in the hands of just three mammoth companies, restricting competition in key markets," Attorney General Loretta Lynch said when announcing the lawsuit to block the mergers.

Typically the number of independent options available to consumers is correlated with lower costs.

"If the big five were to become the big three, not only would the bank accounts of the American people suffer, but the American people themselves," Lynch said.

http://www.businessinsider.com/aetna-humana-merger-reason-for-leaving-obamacare-2016-8

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: T3fv6 ()
Date: August 17, 2016 11:54PM

hovenkamp Wrote:
-------------------------------------------------------
> Aetna's move looks like a bargaining ploy after
> all.
Quote

It is very likely that we would
> need to leave the public exchange business
> entirely and plan for additional business
> efficiencies should our [merger] deal ultimately
> be blocked.
> Aetna CEO Mark Bertolini to the Department of
> Justice, July 5

Not a very effective 'bargaining ploy' when the merger has already been rejected.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: YYpxk ()
Date: August 18, 2016 10:23PM

Hmmm

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Arrogant Bill ()
Date: August 20, 2016 04:38AM

Bill.N. Wrote:
-------------------------------------------------------

> And I do not understand why you cannot find a PPO.
> The plan we chose for our company is a PPO, and
> last time I checked that same plan was available
> on the exchange.

You do not understand why I can't find a PPO? Let me explain.

Before your asshole president & democrats passed their asinine Obamacare bullshit, I had an individual PPO that gave me access to doctors and hospitals all over the country.

Each year since your asshole president's bullshit plan became law, I've had to find a new plan and/or new insurer as plans got dumped or insurers left the individual market. And, each year, my premium and deductibles have increased at an obscene rate while my access to top docs and institutions has greatly diminished.

My current PPO for 2016 has been nothing but a glorified HMO. None of the top hospitals participate. They're all dropping out. And, out of network is at 50/50 with a 12,000 deductible. (total bullshit)

And, for 2017, my current insurer, UHC, is dumping all PPOs in the individual market.

So, fuck you, Bill, you Obama ass-kissing idiot.

> The plan we chose for our company is a PPO,

How nice for you, Bill.

> last time I checked that same plan was available
> on the exchange.

Oh really? You do know that this exchange you're talking about is different in every county. In which county is this fabulous PPO being offered on the individual market? Give me the details. (name of plan, insurer offering plan, etc.)

What is the premium for an individual, Bill? What are the deductibles? Can I go to Sloan Kettering? Or, the Cleavland Clinic? Or, the Mayo Clinic? Like I used to, Bill? Does Johns Hopkins participate in the individual plan, Bill?

That would be awesome, since now I'd have to be one of those 1%ers (those people you democrats don't like) to go to the docs and hospitals I had easy access to before your elitist asshole president told me to go fuck myself.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: YPhe9 ()
Date: August 21, 2016 10:07PM

Arrogant Bill Wrote:
-------------------------------------------------------
> Bill.N. Wrote:
> --------------------------------------------------
> -----
>
> > And I do not understand why you cannot find a
> PPO.
> > The plan we chose for our company is a PPO,
> and
> > last time I checked that same plan was
> available
> > on the exchange.
>
> You do not understand why I can't find a PPO? Let
> me explain.
>
> Before your asshole president & democrats passed
> their asinine Obamacare bullshit, I had an
> individual PPO that gave me access to doctors and
> hospitals all over the country.
>
> Each year since your asshole president's bullshit
> plan became law, I've had to find a new plan
> and/or new insurer as plans got dumped or insurers
> left the individual market. And, each year, my
> premium and deductibles have increased at an
> obscene rate while my access to top docs and
> institutions has greatly diminished.
>
> My current PPO for 2016 has been nothing but a
> glorified HMO. None of the top hospitals
> participate. They're all dropping out. And, out of
> network is at 50/50 with a 12,000 deductible.
> (total bullshit)
>
> And, for 2017, my current insurer, UHC, is dumping
> all PPOs in the individual market.


Same deal effectively with Aetna in NoVA. What's available to businesses isn't necessarily offered to individuals. The only individual policies that they offer now are in a partnership with Inova called Innovation Health which basically is an HMO using Inova's facilities and providers.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: What A Total Ass ()
Date: August 21, 2016 10:45PM

>gop DID NOT ACCEPT THE $$$ from the govt on purpose

Oh Shit.. Did Not Know The Govt Has Got So Much Money! ..With a Deficit of 19 Trillion.. Borrowed from other Countries.. Go TO HELL OBAMA CARE! CON GAME!

DAJAX

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: TX6FF ()
Date: August 21, 2016 11:13PM

Creating monopolies, purposefully. Then feigning shock that it is happening. It's sick - too bad no health plan will protect us from this. Only one I can think of: quit voting for D's and Rs. And tell them why. Too big to fail will (and is failing), at a high price, financially and socially.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Nevmy ()
Date: August 21, 2016 11:17PM

“Anti-individualistic,” Mussolini wrote, “The Fascist conception of life stresses the importance of the State and accepts the individual only in so far as his interests coincide with the State. It is opposed to classical liberalism [or libertarianism, as it’s also called] that denied the State in the name of the individual; Fascism reasserts the rights of the State…If classical liberalism spells individualism, Fascism spells government.”

http://www.forbes.com/sites/jimpowell/2012/02/22/the-economic-leadership-secrets-of-benito-mussolini/#7cfa7f0a634d

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Ph3rF ()
Date: August 22, 2016 02:49AM

YPhe9 Wrote:
-------------------------------------------------------
> Arrogant Bill Wrote:
> --------------------------------------------------
> -----
> > Bill.N. Wrote:
> >
> --------------------------------------------------
>
> > -----
> >
> > > And I do not understand why you cannot find a
> > PPO.
> > > The plan we chose for our company is a PPO,
> > and
> > > last time I checked that same plan was
> > available
> > > on the exchange.
> >
> > You do not understand why I can't find a PPO?
> Let
> > me explain.
> >
> > Before your asshole president & democrats
> passed
> > their asinine Obamacare bullshit, I had an
> > individual PPO that gave me access to doctors
> and
> > hospitals all over the country.
> >
> > Each year since your asshole president's
> bullshit
> > plan became law, I've had to find a new plan
> > and/or new insurer as plans got dumped or
> insurers
> > left the individual market. And, each year, my
> > premium and deductibles have increased at an
> > obscene rate while my access to top docs and
> > institutions has greatly diminished.
> >
> > My current PPO for 2016 has been nothing but a
> > glorified HMO. None of the top hospitals
> > participate. They're all dropping out. And, out
> of
> > network is at 50/50 with a 12,000 deductible.
> > (total bullshit)
> >
> > And, for 2017, my current insurer, UHC, is
> dumping
> > all PPOs in the individual market.
>
>
> Same deal effectively with Aetna in NoVA. What's
> available to businesses isn't necessarily offered
> to individuals. The only individual policies that
> they offer now are in a partnership with Inova
> called Innovation Health which basically is an HMO
> using Inova's facilities and providers.


The democrats (idiots) have destroyed the individual market.

The Obama's and the Bill.N.'s of this world don't give a shit because it doesn't affect them. Arrogant pricks that they are.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: FTR ()
Date: August 22, 2016 12:38PM

If Obamacare is such a failure, why have premiums gone DOWN in some states?

And in case y'all haven't noticed, premiums haven't exactly been stable for the last, oh, 30 years or so. In fact, given past rates of increase, I'm astonished at how low the rates of increase are in many states.

Also note that the insurance companies aren't exactly known for their honesty. So when they cry the blues, a lot of times it's a ploy to get something they want. And I'd bet large coin that a lot of the states with huge increases are due to the *success* of Obamacare: take Tennessee, with 38.6% increase. That's surely due to lots of people who are crappy risk signing up.

Here's a hint: that's how insurance works. More risk, more claims, higher rates. States like California (1.4%) likely had pretty good participation already, so they didn't get a flood of people who were unable to get insurance all before.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: 3dhnv ()
Date: August 22, 2016 11:44PM


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Re: ObamaCare Collapsing into Financial Ruin
Posted by: KE6Vv ()
Date: August 23, 2016 12:24AM

FTR Wrote:
-------------------------------------------------------
> If Obamacare is such a failure, why have premiums
> gone DOWN in some states?

They haven't by most any measures in most places other than in some exceptional cases. By far the rates have increased.

>
> And in case y'all haven't noticed, premiums
> haven't exactly been stable for the last, oh, 30
> years or so. In fact, given past rates of
> increase, I'm astonished at how low the rates of
> increase are in many states.

They have increased more since the bill was passed. That also does not count the rough doubling of costs for those who were in the individual market prior to the program.

> Also note that the insurance companies aren't
> exactly known for their honesty. So when they cry
> the blues, a lot of times it's a ploy to get
> something they want. And I'd bet large coin that a
> lot of the states with huge increases are due to
> the *success* of Obamacare: take Tennessee, with
> 38.6% increase. That's surely due to lots of
> people who are crappy risk signing up.

Uh... Obviously. That doesn't mean that it's financially viable. Which is why many are bailing. The "backstop" payments to the insurance companies which made it at least somewhat more reasonable are ending now. It can't stand on its own. And that's not even counting all of the public costs.

> Here's a hint: that's how insurance works. More
> risk, more claims, higher rates. States like
> California (1.4%) likely had pretty good
> participation already, so they didn't get a flood
> of people who were unable to get insurance all
> before.

Check your numbers. That's not what they say. CA claims millions of newly insured. And the only reason that CA's rates stayed somewhat lower was that they artifically restricted the ability to increase them if companies wanted to participate in Covered CA. It's not looking that great now after a few years of experience so up and out they go.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: FTR ()
Date: August 23, 2016 03:49PM

Cites?

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: Oscar the Grouch ()
Date: August 23, 2016 04:31PM

Insurance Startup Oscar Quits Two Markets, Rethinks Obamacare Plans

August 23, 2016 — 11:00 AM EDT


‘The individual market isn’t working as intended,’ CEO says
Company will stop selling insurance in Dallas, New Jersey

Health insurance startup Oscar Insurance Corp. will reevaluate its approach to Obamacare after suffering significant losses under the U.S. program and will pull out of two markets next year.

Oscar, which pitches itself as a tech-savvy alternative to traditional health insurers, plans to end sales of Affordable Care Act plans in Dallas, a market it entered this year, and New Jersey. It’s part of a more conservative approach by the New York-based company as it plans to introduce insurance products for businesses next year.

“The individual market isn’t working as intended and there are weaknesses in the way it’s been set up,” Chief Executive Officer Mario Schlosser said in an interview. “We want to focus on the markets we understand well, we want to focus on the markets where we have our own model in place.

Closely held Oscar, is backed by venture capital firms including Josh Kushner’s Thrive Capital, Founders Fund and GV, which is Alphabet Inc.’s venture capital arm. It was formed to take advantage of the new markets and millions of people who would gain coverage under the Affordable Care Act. Yet the company, with its cartoon ads on New York subways and consumer-focused approach, has run into many of the same problems that have forced bigger, more experienced rivals like UnitedHealth Group Inc. and Aetna Inc. to scale back from the Affordable Care Act’s exchanges as well.

Oscar Insurance Corp., valued earlier this year at $2.7 billion after a $400 million funding round, lost $52.2 million in New York state during the first half of the year, Bloomberg reported. The company disclosed the loss Wednesday in its latest filing with New York regulators.

The carrier lost $17.9 million in Texas and $12.9 million in California during the same time period, Bloomberg added.

For perspective, Oscar similarly lost $105.2 million in New York and New Jersey over the course of 2015.

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: K4PCy ()
Date: August 24, 2016 12:12AM


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Re: ObamaCare Collapsing into Financial Ruin
Posted by: ECwbx ()
Date: August 25, 2016 11:47PM

The crumbling of ObamaCare has become commonplace all across the country. Major insurers like UnitedHealth, Blue Cross Blue Shield and Humana have reported stunning financial losses from Obamacare – to the tune of hundreds of millions of dollars. To cope with these losses, insurers have been forced to sharply increase premiums or exit the marketplace altogether. In fact, before it announced it would leave Arizona, Aetna had proposed an 18 percent premium rate hike over last year to cover its losses. The average proposed premium rate increase among all insurers for 2017 plans in Arizona tops 65 percent.


http://www.foxnews.com/opinion/2016/08/25/sen-john-mccain-obamacare-nightmare-may-leave-10000-americans-with-no-insurance-options.html

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: NEGbF ()
Date: August 26, 2016 12:04PM


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Re: ObamaCare Collapsing into Financial Ruin
Posted by: ya dumb fuck ()
Date: August 28, 2016 04:18AM

Arrogant Bill Wrote:
-------------------------------------------------------
> Bill.N. Wrote:
> --------------------------------------------------
> -----
>
> > And I do not understand why you cannot find a
> PPO.
> > The plan we chose for our company is a PPO,
> and
> > last time I checked that same plan was
> available
> > on the exchange.
>
> You do not understand why I can't find a PPO? Let
> me explain.
>
> Before your asshole president & democrats passed
> their asinine Obamacare bullshit, I had an
> individual PPO that gave me access to doctors and
> hospitals all over the country.
>
> Each year since your asshole president's bullshit
> plan became law, I've had to find a new plan
> and/or new insurer as plans got dumped or insurers
> left the individual market. And, each year, my
> premium and deductibles have increased at an
> obscene rate while my access to top docs and
> institutions has greatly diminished.
>
> My current PPO for 2016 has been nothing but a
> glorified HMO. None of the top hospitals
> participate. They're all dropping out. And, out of
> network is at 50/50 with a 12,000 deductible.
> (total bullshit)
>
> And, for 2017, my current insurer, UHC, is dumping
> all PPOs in the individual market.
>
> So, fuck you, Bill, you Obama ass-kissing idiot.
>
> > The plan we chose for our company is a PPO,
>
> How nice for you, Bill.
>
> > last time I checked that same plan was
> available
> > on the exchange.
>
> Oh really? You do know that this exchange you're
> talking about is different in every county. In
> which county is this fabulous PPO being offered on
> the individual market? Give me the details. (name
> of plan, insurer offering plan, etc.)
>
> What is the premium for an individual, Bill? What
> are the deductibles? Can I go to Sloan Kettering?
> Or, the Cleavland Clinic? Or, the Mayo Clinic?
> Like I used to, Bill? Does Johns Hopkins
> participate in the individual plan, Bill?
>
> That would be awesome, since now I'd have to be
> one of those 1%ers (those people you democrats
> don't like) to go to the docs and hospitals I had
> easy access to before your elitist asshole
> president told me to go fuck myself.


Oh... Bill. What's the name of that fabulous Obamacare PPO that will give me back my doctors and hospitals without bankrupting me?

Options: ReplyQuote
Re: ObamaCare Collapsing into Financial Ruin
Posted by: Bill.N. ()
Date: August 28, 2016 08:12PM

I am going to live up to my arrogant billing-DO YOUR OWN RESEARCH.

In a couple of weeks we will begin the process of figuring out which health plan we are going to offer our employees for 2017. It is a lot of work that we don't get paid for, and I have no desire to do more of it than necessary. If you want to see what is going to be available for 2017 you can start at this website: https://www.healthinsurance.org/virginia-state-health-insurance-exchange/ According to them the following companies are offering insurance on the Virginia exchange in 2017:
Ten carriers are offering individual plans in Virginia’s exchange for 2016:

Innovation Health Insurance
Aetna
Coventry
Optima Health Plan
Kaiser Foundation Health Plan of the Mid-Atlantic
UnitedHealthcare of the Mid-Atlantic
Group Hospitalization and Medical Services
Care First Blue Choice
Health Keepers (Anthem)
Piedmont Community Healthcare (and Piedmont HMO)
In addition, several carriers offer ACA-compliant plans only outside the exchange:

Humana (exiting individual market in Virginia at the end of 2016)
UnitedHealthcare Life Insurance
Golden Rule
Optima Health Insurance
Freedom Life

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Re: ObamaCare Collapsing into Financial Ruin
Posted by: cJtet ()
Date: August 28, 2016 09:55PM

Bill.N. Wrote:
-------------------------------------------------------
> I am going to live up to my arrogant billing-DO
> YOUR OWN RESEARCH.
>
> In a couple of weeks we will begin the process of
> figuring out which health plan we are going to
> offer our employees for 2017. It is a lot of work
> that we don't get paid for, and I have no desire
> to do more of it than necessary. If you want to
> see what is going to be available for 2017 you can
> start at this website:
> https://www.healthinsurance.org/virginia-state-hea
> lth-insurance-exchange/ According to them the
> following companies are offering insurance on the
> Virginia exchange in 2017:
> Ten carriers are offering individual plans in
> Virginia’s exchange for 2016:
>
> Innovation Health Insurance
> Aetna
> Coventry
> Optima Health Plan
> Kaiser Foundation Health Plan of the Mid-Atlantic
> UnitedHealthcare of the Mid-Atlantic
> Group Hospitalization and Medical Services
> Care First Blue Choice
> Health Keepers (Anthem)
> Piedmont Community Healthcare (and Piedmont HMO)
> In addition, several carriers offer ACA-compliant
> plans only outside the exchange:
>
> Humana (exiting individual market in Virginia at
> the end of 2016)
> UnitedHealthcare Life Insurance
> Golden Rule
> Optima Health Insurance
> Freedom Life


That doesn't really address the question.

Options: ReplyQuote
Re: ObamaCare Collapsing into Financial Ruin
Posted by: WaPo ()
Date: August 28, 2016 10:21PM

Health-care exchange sign-ups fall far short of forecasts

By Carolyn Y. Johnson August 27 at 8:10 PM

Enrollment in the insurance exchanges for President Obama’s signature health-care law is at less than half the initial forecast, pushing several major insurance companies to stop offering health plans in certain markets because of significant financial losses.

As a result, the administration’s promise of a menu of health-plan choices has been replaced by a grim, though preliminary, forecast: Next year, more than 1 in 4 counties are at risk of having a single insurer on its exchange, said Cynthia Cox, who studies health reform for the Kaiser Family Foundation.

Debate over how perilous the predicament is for the Affordable Care Act, commonly called Obamacare, is nearly as partisan as the divide over the law itself. But at the root of the problem is this: The success of the law depends fundamentally on the exchanges being profitable for insurers — and that requires more people to sign up.

In February 2013, the Congressional Budget Office predicted that 24 million people would buy health coverage through the federally and state-operated online exchanges by this year. Just 11.1 million people were signed up as of late March.


https://www.washingtonpost.com/business/economy/health-care-exchange-sign-ups-fall-far-short-of-forecasts/2016/08/27/3d93f602-6895-11e6-99bf-f0cf3a6449a6_story.html

Options: ReplyQuote
Re: ObamaCare Collapsing into Financial Ruin
Posted by: Obama fail ()
Date: August 28, 2016 11:07PM

,
Attachments:
TJKRy.png

Options: ReplyQuote
Re: ObamaCare Collapsing into Financial Ruin
Posted by: NGOWU ()
Date: August 29, 2016 12:05AM


Options: ReplyQuote
Re: ObamaCare Collapsing into Financial Ruin
Posted by: Is Bill A LIAR ()
Date: August 29, 2016 02:14AM

Bill.N. Wrote:
-------------------------------------------------------
> I am going to live up to my arrogant billing-DO
> YOUR OWN RESEARCH.


You said that the PPO plan insuring your company was being offered to individuals through the Obamacare marketplace.

You said that you, personally, researched this fact and knew it to be true.

I asked you to provide details regarding this fabulous PPO and you gave me bullshit, Bill.

Again, I ask you, Bill, what are the details of this PPO plan?

WHAT THE FUCK IS THE NAME OF THIS PLAN, BILL?

Options: ReplyQuote
Re: ObamaCare Collapsing into Financial Ruin
Posted by: Bill.N.- fulla bullshit ()
Date: August 29, 2016 02:41AM

Bill, you wrote this last week:

"And I do not understand why you cannot find a PPO. The plan we chose for our company is a PPO, and last time I checked that same plan was available on the exchange."

So, WTF is the name of this plan, BILL?

Options: ReplyQuote
Re: ObamaCare Collapsing into Financial Ruin
Posted by: KNFcM ()
Date: August 29, 2016 09:10AM

Bill is full of it and his statement proves it - this is the thought of an hourly employee or staffer with no stake in the company nor investment in the employees:


In a couple of weeks we will begin the process of figuring out which health plan we are going to offer our employees for 2017. It is a lot of work that we don't get paid for, and I have no desire to do more of it than necessary.


I call BS

Options: ReplyQuote
Re: ObamaCare Collapsing into Financial Ruin
Posted by: LWdTm ()
Date: August 29, 2016 04:17PM

I think we need to send mcauliffe a link to this thread.

Virginia faces $1.5 billion budget deficit and "McAuliffe suggests expanding Medicaid in the state would bring in more federal dollars, which would help with the short-fall, but Republican lawmakers are against the strategy."

This would have been a funny joke back in the day, but it is apparently true?!? Just unbelievable.

http://wsls.com/2016/08/26/virginia-faces-1-5-million-budget-deficit-what-that-means-for-our-region/

Options: ReplyQuote
Re: ObamaCare Collapsing into Financial Ruin
Posted by: EmmMH ()
Date: August 29, 2016 04:36PM

There are a lot of worthless assholes who will try to run down Obamacare simply because they hate the Black Man who got it written and passed. Like all such systems, it will be revised and tweaked to address and correct such problems and imbalances as may emerge. And for all of whatever flaws it may presently have, it is light-years better than paying the most for health care of any developed country in the world while receiving overall care that was in the bottom tier. And that -- for all of you ignorant twerps -- was the situation we were in prior to 2010.

Options: ReplyQuote
Re: ObamaCare Collapsing into Financial Ruin
Posted by: bDGdT ()
Date: August 29, 2016 04:47PM

EmmMH Wrote:
-------------------------------------------------------
> There are a lot of worthless assholes who will try
> to run down Obamacare simply because they hate the
> Black Man who got it written and passed.


Most of us don't give a shit what color anyone is who passed this crap bill. We hate it because we're not getting subsidies and have to pay 2X for higher deductibles, higher out-of-pocket, and much more restricted networks.

> Like all
> such systems, it will be revised and tweaked to
> address and correct such problems and imbalances
> as may emerge. And for all of whatever flaws it
> may presently have, it is light-years better than
> paying the most for health care of any developed
> country in the world while receiving overall care
> that was in the bottom tier. And that -- for all
> of you ignorant twerps -- was the situation we
> were in prior to 2010.

That was bullshit to sell it using gamed numbers and cherry-picked comparisons. And the costs have done nothing but go up since so your dumb talking point doesn't even work.

Options: ReplyQuote
Re: ObamaCare Collapsing into Financial Ruin
Posted by: xwyND ()
Date: August 29, 2016 06:04PM

Obviously the old, tired race response was played by previous poster without reading or understanding the plethora of facts on this thread. Ridiculous.

Options: ReplyQuote
Re: ObamaCare Collapsing into Financial Ruin
Posted by: FUCK U BILL ()
Date: August 30, 2016 01:53AM

KNFcM Wrote:
-------------------------------------------------------
> Bill is full of it and his statement proves it -
> this is the thought of an hourly employee or
> staffer with no stake in the company nor
> investment in the employees:
>
>
> In a couple of weeks we will begin the process of
> figuring out which health plan we are going to
> offer our employees for 2017. It is a lot of work
> that we don't get paid for, and I have no desire
> to do more of it than necessary.
>
>
> I call BS

Yep. Bill is a lying piece of democrat shit.

Options: ReplyQuote
Re: ObamaCare Collapsing into Financial Ruin
Posted by: kkbb3 ()
Date: August 31, 2016 01:03AM

http://www.forbes.com/sites/gracemarieturner/2016/08/29/obama-sabotages-obamacare/#6548dd5941e2

As health insurers head for the exits, Americans who have been whipsawed by ObamaCare may get whacked again this fall: First, they were thrown off private plans that were declared illegal, then they were forced into the ObamaCare exchanges, and now they could face the prospect of being shut out of coverage through their exchanges entirely for 2017.

Options: ReplyQuote
Re: ObamaCare Collapsing into Financial Ruin
Posted by: Yep... ()
Date: August 31, 2016 07:27PM

kkbb3 Wrote:
-------------------------------------------------------
> http://www.forbes.com/sites/gracemarieturner/2016/
> 08/29/obama-sabotages-obamacare/#6548dd5941e2
>
> As health insurers head for the exits, Americans
> who have been whipsawed by ObamaCare may get
> whacked again this fall: First, they were thrown
> off private plans that were declared illegal, then
> they were forced into the ObamaCare exchanges, and
> now they could face the prospect of being shut out
> of coverage through their exchanges entirely for
> 2017.

Sounds like it's time for real socialized medicine, eh?

Options: ReplyQuote
Re: ObamaCare Collapsing into Financial Ruin
Posted by: Bill, A liar, liar, liar, liar ()
Date: September 01, 2016 05:03AM

Yo, Bill

What the fuck is the name of that fabulous PPO?

You, Bill, said that the same PPO offered to your "company" was being offered on the individual market.

You said that YOU, PERSONALLY, checked this shit out and saw this with your own goddamn eyes.

Then, YOU, the pompous ass that you are, expressed disbelief that those of us shopping the individual market couldn't locate this PPO.

So, why the fuck won't you give us the details of this amazing PPO?

Why, Bill?

Options: ReplyQuote
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