Hi All,

My husbands car was struck by a woman running a red light on Stringfellow at Chantilly High School yesterday, Sunday Aug 23rd at 4:22. She is now lying to her insurance company and stating she had the green. She was driving a red Ford Explorer & we have a silver BMW sedan. Did anyone witness this? Our car is totaled & we have no recourse right now. Thanking you all for reading.

Correction: You HAD a Silver BMW.

There are cams at that intersection. That is your best best.

She might be on this list:

http://www.fairfaxunderground.com/forum/read/2/1750266.html

Also you could hire a lawyer and sue her. Or even sue her without a lawyer. Insurance companies generally change their mind when sued and while they will hold out until the day before your trial, you will usually end up getting at least part of the money.

Good luck!

Irshgirl72 Wrote:
-------------------------------------------------------
> Hi All,
>
> My husbands car was struck by a woman running a
> red light on Stringfellow at Chantilly High School
> yesterday, Sunday Aug 23rd at 4:22. She is now
> lying to her insurance company and stating she had
> the green. She was driving a red Ford Explorer &
> we have a silver BMW sedan. Did anyone witness
> this? Our car is totaled & we have no recourse
> right now. Thanking you all for reading.

Actually occurred to me that might not be the latest thread of the data. I searched for it and found this (not sure if it is the latest): http://www.fairfaxunderground.com/forum/read/2/1931252.html


Lookupherplate Wrote:
-------------------------------------------------------
> She might be on this list:
>
> http://www.fairfaxunderground.com/forum/read/2/175
> 0266.html
>
> Also you could hire a lawyer and sue her. Or even
> sue her without a lawyer. Insurance companies
> generally change their mind when sued and while
> they will hold out until the day before your
> trial, you will usually end up getting at least
> part of the money.
>
> Good luck!
>
> Irshgirl72 Wrote:
> --------------------------------------------------
> -----
> > Hi All,
> >
> > My husbands car was struck by a woman running a
> > red light on Stringfellow at Chantilly High
> School
> > yesterday, Sunday Aug 23rd at 4:22. She is now
> > lying to her insurance company and stating she
> had
> > the green. She was driving a red Ford Explorer
> &
> > we have a silver BMW sedan. Did anyone witness
> > this? Our car is totaled & we have no recourse
> > right now. Thanking you all for reading.

You failed to mention the accident report, and the details the officer documented on the report. Who was at fault?

Thank you kindly.

The police stupidly weren't call which is a huge part of the problem. She ran the red & hit our car. She was at fault. I just amazed at how dishonest people are. Sad

The damage sounds extensive. By law in Virginia an accident over a certain amount requires an officer to file a accident report.

You mentioned that your BMW was totaled. How old is the vehicle? How did you transport it from the scene of the accident? Why were the police not called/involved?

It's usually best to get witness ID's AT THE SCENE OF THE ACCIDENT.

Unless there are traffic cams, you are fucked. Your word against hers.

Why would you not call the police........Wanted? Drugs in the car? WHY?

The insurance company will require an accident report no matter who is at fault before the pay a dime for anything. If the insurance company finds out that no report was filed, they will cancel the policy, and notify the DMV, and the Virginia State Police as to the situation.

How in the hell do you have a totalled vehicle and no accident report?

Bad news Wrote:
-------------------------------------------------------
> The insurance company will require an accident
> report no matter who is at fault before the pay a
> dime for anything. If the insurance company finds
> out that no report was filed, they will cancel the
> policy, and notify the DMV, and the Virginia State
> Police as to the situation.

Complete and utter bullshit.

Let me guess, you're an "insurance expert" because you were in a crash once?

wyX4y Wrote:
-------------------------------------------------------
> Bad news Wrote:
> --------------------------------------------------
> -----
> > The insurance company will require an accident
> > report no matter who is at fault before the pay
> a
> > dime for anything. If the insurance company
> finds
> > out that no report was filed, they will cancel
> the
> > policy, and notify the DMV, and the Virginia
> State
> > Police as to the situation.
>
> Complete and utter bullshit.
>
> Let me guess, you're an "insurance expert" because
> you were in a crash once?


Look it up Baby Boy. No accident report and you are screwed.

Want the truth? My husband is a total lazy moron & didn't call the police. I wasn't there. I'm looking for positive help here. I already know he's stupid, but that you all for taking the time to point it out.

If you have a family lawyer it might be a real good idea to call him/her before you let this go further. If you don't have a lawyer it is time to get one. If that woman in the Explorer claims injury it could get very ugly.

You need cover your ass - Right now you are exposed

Bad news Wrote:
-------------------------------------------------------
> wyX4y Wrote:
> --------------------------------------------------
> -----
> > Bad news Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > The insurance company will require an
> accident
> > > report no matter who is at fault before the
> pay
> > a
> > > dime for anything. If the insurance company
> > finds
> > > out that no report was filed, they will
> cancel
> > the
> > > policy, and notify the DMV, and the Virginia
> > State
> > > Police as to the situation.
> >
> > Complete and utter bullshit.
> >
> > Let me guess, you're an "insurance expert"
> because
> > you were in a crash once?
>
>
> Look it up Baby Boy. No accident report and you
> are screwed.

You're fucking crazy bud. Hundreds of accidents happen with no police report. It's up to the officer if he feels a report needs to be written. It's called a NON REPORTABLE ACCIDENT you maggot. You look it up!

The insurance contract is not binding on a fucking accident report.

What a nitwit.

nndt9 Wrote:
-------------------------------------------------------
> Bad news Wrote:
> --------------------------------------------------
> -----
> > wyX4y Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Bad news Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > The insurance company will require an
> > accident
> > > > report no matter who is at fault before the
> > pay
> > > a
> > > > dime for anything. If the insurance company
> > > finds
> > > > out that no report was filed, they will
> > cancel
> > > the
> > > > policy, and notify the DMV, and the
> Virginia
> > > State
> > > > Police as to the situation.
> > >
> > > Complete and utter bullshit.
> > >
> > > Let me guess, you're an "insurance expert"
> > because
> > > you were in a crash once?
> >
> >
> > Look it up Baby Boy. No accident report and you
> > are screwed.
>
> You're fucking crazy bud. Hundreds of accidents
> happen with no police report. It's up to the
> officer if he feels a report needs to be written.
> It's called a NON REPORTABLE ACCIDENT you maggot.
> You look it up!
>
> The insurance contract is not binding on a fucking
> accident report.
>
> What a nitwit.


Correct. He's a moron.

Need more info before I step in Wrote:
-------------------------------------------------------
> If you have a family lawyer it might be a real
> good idea to call him/her before you let this go
> further. If you don't have a lawyer it is time to
> get one. If that woman in the Explorer claims
> injury it could get very ugly.
>
> You need cover your ass - Right now you are
> exposed

Cut the drama. This shit happens all the time. People lie thru their teeth to get out of responsibility. If it's a stop light dispute and the person wants to lie and there are no witnesses........nothing will happen. You both pay for your own damages. It sucks but it's reality.

The idiot who either didnt call the cops or identify witnesses is to blame.

anyone with a silver bmw has insurance

well then YOU didn't see it ...

so maybe your husband lied to you

Yea I saw a bmw run a red light and smash into red explorer. He was on his phone looking up his name on the Ashly Madison thread.

Assuming you have insurance, that's what they're for. Remind them to go after the camera footage.

nndt9 Wrote:
-------------------------------------------------------
> Bad news Wrote:
> --------------------------------------------------
> -----
> > wyX4y Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > Bad news Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > The insurance company will require an
> > accident
> > > > report no matter who is at fault before the
> > pay
> > > a
> > > > dime for anything. If the insurance company
> > > finds
> > > > out that no report was filed, they will
> > cancel
> > > the
> > > > policy, and notify the DMV, and the
> Virginia
> > > State
> > > > Police as to the situation.
> > >
> > > Complete and utter bullshit.
> > >
> > > Let me guess, you're an "insurance expert"
> > because
> > > you were in a crash once?
> >
> >
> > Look it up Baby Boy. No accident report and you
> > are screwed.
>
> You're fucking crazy bud. Hundreds of accidents
> happen with no police report. It's up to the
> officer if he feels a report needs to be written.
> It's called a NON REPORTABLE ACCIDENT you maggot.
> You look it up!
>
> The insurance contract is not binding on a fucking
> accident report.
>
> What a nitwit.

You need to get your facts correct before you start giving advise, or calling names.

If the accident is a "Fender Bender" with just a couple hundred dollars damage you are correct - NO ACCIDENT REPORT. If the accident happened on private property like a shopping center you are correct - NO ACCIDENT REPORT.

If the accident is over a certain amount - By Virginia Law an ACCIDENT IS REQUIRED. A totaled BMW qualifies. Even if the BMW is 10 years old with 250K miles the fact it is worth several thousands of dollars.

ACCIDENT REPORT IS REQUIRED BY LAW

reverse Wrote:
-------------------------------------------------------
> Yea I saw a bmw run a red light and smash into red
> explorer. He was on his phone looking up his name
> on the Ashly Madison thread.


hahaha +1 now it’s clear.

I really can't imagine how someone has an accident to the extent of a totaled car and the cops aren't called.

Who are you people??? Wrote:
-------------------------------------------------------
> I really can't imagine how someone has an accident
> to the extent of a totaled car and the cops aren't
> called.

Doesn't take much to total an older car. Couple airbags will do it. So easy to misjudge.

Greybeard Wrote:
-------------------------------------------------------
> Who are you people??? Wrote:
> --------------------------------------------------
> -----
> > I really can't imagine how someone has an
> accident
> > to the extent of a totaled car and the cops
> aren't
> > called.
>
> Doesn't take much to total an older car. Couple
> airbags will do it. So easy to misjudge.


That's true.

Still anything more than a bumper tap and you're virtually certain to have the cops there just on the basis of traffic impact at any intersection around here.

OP’s husband’s married-woman’s husband totaled it.

This sounds like a troll. Who ever heard of someone with enough damage to total a BMW not waiting for police and getting an accident report?

He wasn't drunk/high at the time, was he?

Still Bad news Wrote:
-------------------------------------------------------
> nndt9 Wrote:
> --------------------------------------------------
> -----
> > Bad news Wrote:
> >
> --------------------------------------------------
>
> > -----
> > > wyX4y Wrote:
> > >
> >
> --------------------------------------------------
>
> >
> > > -----
> > > > Bad news Wrote:
> > > >
> > >
> >
> --------------------------------------------------
>
> >
> > >
> > > > -----
> > > > > The insurance company will require an
> > > accident
> > > > > report no matter who is at fault before
> the
> > > pay
> > > > a
> > > > > dime for anything. If the insurance
> company
> > > > finds
> > > > > out that no report was filed, they will
> > > cancel
> > > > the
> > > > > policy, and notify the DMV, and the
> > Virginia
> > > > State
> > > > > Police as to the situation.
> > > >
> > > > Complete and utter bullshit.
> > > >
> > > > Let me guess, you're an "insurance expert"
> > > because
> > > > you were in a crash once?
> > >
> > >
> > > Look it up Baby Boy. No accident report and
> you
> > > are screwed.
> >
> > You're fucking crazy bud. Hundreds of accidents
> > happen with no police report. It's up to the
> > officer if he feels a report needs to be
> written.
> > It's called a NON REPORTABLE ACCIDENT you
> maggot.
> > You look it up!
> >
> > The insurance contract is not binding on a
> fucking
> > accident report.
> >
> > What a nitwit.
>
> You need to get your facts correct before you
> start giving advise, or calling names.
>
> If the accident is a "Fender Bender" with just a
> couple hundred dollars damage you are correct - NO
> ACCIDENT REPORT. If the accident happened on
> private property like a shopping center you are
> correct - NO ACCIDENT REPORT.
>
> If the accident is over a certain amount - By
> Virginia Law an ACCIDENT IS REQUIRED. A totaled
> BMW qualifies. Even if the BMW is 10 years old
> with 250K miles the fact it is worth several
> thousands of dollars.
>
> ACCIDENT REPORT IS REQUIRED BY LAW

Whether or not an accident report is "required by law" (whatever you think that means), the lack of an accident report does not void the insurance coverage. JFC, you are dense.

If you were not there then you do not know if your husband is the one lying and the woman did not run a red light.


Irshgirl72 Wrote:
-------------------------------------------------------
> Want the truth? My husband is a total lazy moron &
> didn't call the police. I wasn't there. I'm
> looking for positive help here. I already know
> he's stupid, but that you all for taking the time
> to point it out.

Irshgirl72 Wrote:
-------------------------------------------------------
> Want the truth? My husband is a total lazy moron &
> didn't call the police. I wasn't there. I'm
> looking for positive help here. I already know
> he's stupid, but that you all for taking the time
> to point it out.


Since you married the dumbass, that puts you a rung or two lower on the ladder...

but yeah his word against hers. I would file a report with Fairfax county police and give them all the info, and they may investigate. Maybe the traffic camera data is still available, if they are active.

you'll probably end up having to pony up your deductible, and any other gaps if the car is leased, or you owe more than its worth...

Sometimes for a lesson to be learned we need to feelsome pain. in this case, your bank account may get lighter...

I am surprised that no one stopped....Oh wait, its northern Va too many self absorbed pricks to stop and lend a hand...


Good luck

While I appreciate you wanting to help, this is not always true. I was hit by a reckless taxi driver who kept lying. People told me it was my word against his. I ignored them, got a lawyer (who took the case on contingency), sued the taxi driver, and the case settled in my favor the day before we went to court.


mjs Wrote:
-------------------------------------------------------
> Irshgirl72 Wrote:
> --------------------------------------------------
> -----
> > Want the truth? My husband is a total lazy moron
> &
> > didn't call the police. I wasn't there. I'm
> > looking for positive help here. I already know
> > he's stupid, but that you all for taking the
> time
> > to point it out.
>
>
> Since you married the dumbass, that puts you a
> rung or two lower on the ladder...
>
> but yeah his word against hers. I would file a
> report with Fairfax county police and give them
> all the info, and they may investigate. Maybe
> the traffic camera data is still available, if
> they are active.
>
> you'll probably end up having to pony up your
> deductible, and any other gaps if the car is
> leased, or you owe more than its worth...
>
> Sometimes for a lesson to be learned we need to
> feelsome pain. in this case, your bank account
> may get lighter...
>
> I am surprised that no one stopped....Oh wait,
> its northern Va too many self absorbed pricks to
> stop and lend a hand...
>
>
> Good luck

notalwaystrue

Yes if they lawyer-up they better their chances of collecting, as then the lawyers get to measure their dicks...Maybe the other driver has a shitty driving record with a historyof running red light or stop signs...

but in the end its still a huge PITA...even if they get all their money back and get money for the lawyer so they are not out of pocket the fees, they have lost the time it takes to deal with this kind of bullshit. Hours on the phone, dealing with estimators, dealing with rental cars, having to go out and buy a new car on short notice... Been there done that more than once, don't want to do it again.


Getting the names and numbers of a few witnesses and calling the cops from the scene could have made a $1000 difference...

Stupidty doesn't come cheap usually...

Actually, my lawyer did most of the work. Most of the things you listed have to be done either way. However, I did have an accident report from the scene...but it was practically useless because the cops were to lazy to investigate and didn't assign fault. You are the right though the lawyer will take a good amount of money. In my case I think they took about 1/3. But regardless of money I want to sue the piece of @#$%^ lying dangerous taxi driver anyways.

mjs Wrote:
-------------------------------------------------------
> notalwaystrue
>
> Yes if they lawyer-up they better their chances of
> collecting, as then the lawyers get to measure
> their dicks...Maybe the other driver has a shitty
> driving record with a historyof running red light
> or stop signs...
>
> but in the end its still a huge PITA...even if
> they get all their money back and get money for
> the lawyer so they are not out of pocket the fees,
> they have lost the time it takes to deal with
> this kind of bullshit. Hours on the phone,
> dealing with estimators, dealing with rental cars,
> having to go out and buy a new car on short
> notice... Been there done that more than once,
> don't want to do it again.
>
>
> Getting the names and numbers of a few witnesses
> and calling the cops from the scene could have
> made a $1000 difference...
>
> Stupidty doesn't come cheap usually...

tomjs Wrote:
-------------------------------------------------------
> Actually, my lawyer did most of the work. Most of
> the things you listed have to be done either way.
> However, I did have an accident report from the
> scene...but it was practically useless because the
> cops were to lazy to investigate and didn't assign
> fault. You are the right though the lawyer will
> take a good amount of money. In my case I think
> they took about 1/3. But regardless of money I
> want to sue the piece of @#$%^ lying dangerous
> taxi driver anyways.
>

in both my instances, I had the right of way, the other driver had a stop sign. I had none, simple"T" intersection, simple case of the other driver failing to give right of way....

One driver was an undocumented alien in a borrowed car, the other was an unlicenced driver in a borrowed car still with temp tags on it. I just gave th einfo to my insurance company and the subrgated for me. When it started taking some time to get the other insurance company motivated so I could get back my $500 deduct, I visited my orthopedic doctor and sent them a copy of the visit...

Amazing how fast people react to close out a claim when there might be a potential injury...

But yeah I can understand the satisfaction in wanting to put the screws to the wrongful party...

Chantilly hS has cameras everywhere. Maybe they can help.

Irshgirl72 Wrote:
-------------------------------------------------------
> Want the truth? My husband is a total lazy moron &
> didn't call the police. I wasn't there. I'm
> looking for positive help here. I already know
> he's stupid, but that you all for taking the time
> to point it out.


OP lets "get even" with your hubby and meet for anal. I'll be at the Wegmans food court today from noon to 3PM wearing a red baseball hat. Just walk up to me and say hello and we will go behind the dumpsters and get even with the stupid bastard.

If you get witnesses or camera evidence catching her in a lie, don't tell her. Let her commit perjury.

NOW I KNOW ! i think i have it

her husband is italian. he DID get the insurance money but is telling her he didn't to get further into her half of the "marital money"

she should take him to judge wopner!

i aint see shit

I know someone that will be your witness for $5. Sike