Total U.S. household debt reached a record $14.15 trillion at the end of the year after increasing by $193 billion, or 1.4%, in the fourth quarter of 2019, according to the Fed’s Quarterly Report on Household Debt and Credit.

The report, based on “a nationally representative sample of individual- and household-level debt and credit records drawn from anonymized Equifax credit data,” noted that total household debt is now nominally $1.5 trillion higher than the pre-recession peak of $12.68 trillion in the third quarter of 2008.

The rise in household debt, led by mortgage balances, marked the 22nd consecutive quarterly increase. Housing balances rose $120 billion from Q3 to December 31, 2019, ending the year at $9.56 trillion.

Read more: How to manage debt

Non-housing balances increased by $79 billion in the fourth quarter to hit a record $4.20 trillion. The Q4 increases included $16 billion in auto loans, $46 billion in credit card balances, and $10 billion in student loans.